Making Sense of Your Credit Report
by William Blake If you are trying to do the smart thing and take a look at your recent credit report, ... score. There is also credit card counseling services ... you will be extended any credit with a good rate of interest, if you were looking for a debt [more...]
Date: 2008-10-03 16:23:30
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Tony Writes In “I Have Too Much Debt On My Credit Cards”
Tony wrote to me through the GetOutOfDebt.org site asking for advice ... your credit score and credit report then you need to think about repaying your debt without going into a credit counseling program. The basic techniques you need to follow are to develop a budget [more...]
Date: 2008-10-07 20:37:46
Unbiased Road Map to Free Credit Report: Ordering Your Free Credit Score
Your credit rating is basically accurate picture of your bank account and in many cases your net worth ... state of the economy, a good credit score is more important than ever before. Getting a loan [more...]
Date: 2009-01-07 01:46:13
Free Credit Report
With all the previous talks about financial freedom, even taking steps towards being free of debts, ... free credit report. This will enable you to get hold of what your running credit score is and allow ... and get started. It is always best to choose a free credit score than to have to pay [more...]
Date: 2009-01-15 04:32:07
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]
Date: 2009-01-14 19:07:31
Credit Scoring - Does it Matter?
If the borrower has a satisfactory credit history and the ability to pay timely payments, ... is ordered by the lender and the credit reporting agency establishes a score to help a potential lender ... o Adverse Public record information o Evidence of collection accounts o Recent delinquent [more...]
Date: 2008-12-21 12:10:33
FreeCreditReports360 US
Ratings For This Site Rating: ★★★★★ About This Site What is a Credit Score? ... that measure many variables in your credit report such as payment history, public records, and debt ... out your creditworthiness before you: * Apply for a loan * Buy a car * Apply for a credit card * Apply [more...]
Date: 2009-01-07 02:28:54
check your credit report
Credit record is an asset here in the U.S. I would say that we must really take care of it ... affects my credit score. And I hardly ever use my credit card. I have a friend whose credit rating ... . We should use our credit cards wisely and pay off our debts on time. Otherwise, debts could [more...]
Date: 2009-01-15 20:31:06
Latest News in Credit Repair and Credit Score - Jan 14, 2009
Trailer Report - Edmonton Sun 11 Jan 2009 at 2:00am Share: Daily Newspapers - Toronto Sun - Calgary Sun - Ottawa Sun - Edmonton Sun - Winnipeg Sun - London Free Press - 24 Hours Vancouver - 24 Heures Montreal - Brockville Recorder & Times - Chatham Daily News - Fort McMurray Today - Grande Prairie … Shape up your credit report - The State [more...]
Date: 2009-01-14 08:19:33
Crime-Ridden Apartments, Credit Reports and Cops
If you haven't carefully checked the fine print in the city's proposed high-crime apartment ordinance, ... better credit score than anyone forced to rent in one of Dallas' more dangerous apartment houses. Kathy ... will be required to collect credit reports on future tenants and make those reports available on demand [more...]
Date: 2009-01-13 23:55:06
Need a Free Credit Report?
If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... your overall score down. They will even give you a free copy of your 3 bureau report so you can identify any potential errors and have them fixed. If your score is not that great and you want to improve cr [more...]
Date: 2009-01-05 02:31:25
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... some form of payment. For example a charged off account has likely been sold to a collection agency ... to dispute the item. These include; escalated dispute information requests, debt validation [more...]
Date: 2008-12-28 13:54:55
Want to come upstairs and see my credit score?
When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... credit report is not during the honeymoon. Having the conversation about money and debt ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]
Date: 2008-08-19 10:00:00
Fix Bad Credit
by John Cooper If you have a low credit score contrary to popular belief you do not have to just wait seven years for your credit report to ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account [more...]
Date: 2008-12-24 10:55:40
Rapid Credit Rescoring - What it Can and Cannot Do For Your Score
by Cliff Pape Are you worried about qualifying for a loan or just paying too much interest due to inaccuracies on your credit report? There are companies that specialize in rapid credit rescoring which will give you a recalculated score in a couple days. These companies have special relationships with the 3 big credit agencies [more...]
Date: 2009-01-07 20:38:09
Credit Scoring Is About To Change But How And When?
In a nice change of pace, all three credit reporting agencies, Experian, ... simpler and easier for both consumers and credit providers. If you’ve applied for a credit card ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]
Date: 2009-01-15 05:10:40
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... a new revolving line of credit such as a credit card. This will help you build some positive credit ... of available credit to debt. It may not be the most ethical [more...]
Date: 2009-01-07 23:54:48
Can Businesses Really Check My Credit Report Before Offering Me A Job? [Ask The Consumerists]
Reader Brandon wants to know if those freecreditreport.com commercials are being misleading when they tell you that your credit report can affect where ... , but how is it that they can scare people into checking their credit scores because "it may even [more...]
Date: 2009-01-14 20:53:31
Credit Repair In Four Easy Steps
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the next highest interest rate. Before you know it, you’ll see substantial credit card debt reduction ... credit repair Attorney says that a healthy credit portfolio includes both the unsecured credit card [more...]
Date: 2008-11-27 12:15:18
Debt Reduction is more Important than Your Credit Score
If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York ... it) is a willingness to negotiate some of that debt away without regard to its effect on your credit score [more...]
Date: 2009-01-04 00:34:49
Does Your Credit Score Matter?
Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help. In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]
Date: 2008-11-26 23:03:58
Why Monitoring Your Credit Score Is More Important Than Ever Before
Are you considering the process of repairing your credit? One of the most important things you can do, apart from getting errors and mistakes removed from your credit report, is to keep your credit... Writers Wanted: Join Our Blogging Community Today! [more...]
Date: 2009-09-29 19:25:22
Will a short sale hurt my credit score?
When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage ... my report and if it appears that their only option is to sell their house in a short sale, I always [more...]
Date: 2009-01-15 20:14:24
Fast Credit Repair Tips
Many companies and programs are offering fast credit report tips, however they often come with a hefty price tag ... , you can increase your credit score rather quickly. In some cases the results can be a couple days, but within 30 days significant improvements can be made. Original text: Fast Credit Repair Tips [more...]
Date: 2009-01-15 18:01:59
Your Credit Score, Your Sanity
I decided to sign up for credit monitoring at www.myfico ... you for an uncollectable debt, as the original creditor or the assigned collection agency cannot take ... that paying off a collection account will not remove it from your credit report. It will stay [more...]
Date: 2009-01-04 02:41:50
Free FICO score
Very limited time: Free FICO score (normally about $17) if you sign up for myFICO forums ... only. This is not a credit report–you can get those at annualcreditreport.com free every year (one per credit reporting company; there are three). I was going to purchase my score anyway, so I’m glad [more...]
Date: 2009-01-16 01:27:53
Latest News in Credit Repair and Credit Score - Jan 07, 2009
Maligned Arizona defense strong against Falcons - Columbia Missourian 5 Jan 2009 at 11:42pm TEMPE, Ariz ... is www … 2009 resolution: Shape up your credit report - Detroit News 28 Dec 2008 at 4:57pm Getting [more...]
Date: 2009-01-07 17:39:55
N.J. man learns modifying mortgage to cut payments may impair credit rating
by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]
Date: 2009-09-29 13:48:05
4th Quarter 2008 Market Report
4th Quarter 2008 Market Report January 15, 2009 at 3: ... and obtaining a loan is harder than ever, even for people with respectable incomes and credit scores [more...]
Date: 2009-01-15 20:02:00
Good Credit Report Score
Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... what you are getting yourself into. Credit card debt consolidation companies must be of concern ... there are some ways of credit card debt relief. There are no instantaneous solutions [more...]
Date: 2008-12-20 06:19:18
I Guess Our Mortgage Is Officially Considered Small
As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now. We went to the annual credit report site and picked Experian. Credit scores were $5.95 each, and the credit report is free (we normally just get the free report). We got my husband’ [more...]
Date: 2009-01-09 08:15:42
Free Credit Report: Accessing Your No Cost Beacon Score
Your credit report credit score is basically a representation of your finances and in many cases your net worth ... is more important than ever before. Getting a loan for a home, business or ever a vehicle has become ... with their criteria for approving loan applications [more...]
Date: 2009-01-07 20:30:34
Discussing How Foreclosure Affects Your Credit Report
bankruptcy credit report Whether you’ve foreclosed or opted for a short sale, your credit report can show a poor score of as low as 380 ... Credit Counseling Service. “They’re going look at a foreclosure more seriously than ... , as you can steadily improve your credit score over the next few years by taking a few measured steps [more...]
Date: 2009-01-08 04:06:14
Credit Score Checkup
Earlier this year I checked my credit report and score with one of the big three reporting bureaus. My score at the time was a 696 ... s one reason why I’m so motivated to bring my debt down. In 1 or 2 more years I want to refinance my 7/1 ARM ... faith phone call to collect the debt. I had no idea I was being billed and it’s not my fault [more...]
Date: 2008-12-11 15:48:31
Repair Your Credit Today!
Nowadays, we cannot deny the fact that there is bad credit or what we are considering as incorrect credit ... . 29% of consumers have variances of 50 points or more in their credit scores as reported by each ... statistics of errors in credit reports. Here are the following: 79% of credit reports contain some type [more...]
Date: 2009-01-11 01:34:00
On Credit Cards and Free Credit Reports.
Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... . I know that paying on time affects my credit score so I always try oblige to my hubby’s reminder. Sometimes [more...]
Date: 2009-01-15 06:40:58
Confusing Consumption With Investment
People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]
Date: 2008-06-24 14:10:35
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