home mortgage : Mr Mortgage Loan Mod Survey - I Would Appreciate Your Assistance (blog)

Mr Mortgage Loan Mod Survey - I Would Appreciate Your Assistance

I need a favor from all of my mortgage broker and home owner friends out there ... done the right way. I have swung completely over to this side of the fence as regulators, law makers ... is fully re-underwritten using present income and debt levels, prudent 28/36 debt-to-income ratios [more...]

Date: 2009-01-03 16:03:10

Blog posts (196) | Videos (126)

A Fool's Errand: Stabilizing House Prices

Yesterday there was a news article on MSNBC that claimed 1 in 6 now owe more on their mortgage then their property is worth ... for borrowers in financial trouble to refinance or sell their homes and pay off their mortgage if their debt ... to Zillow the median household income in the area is about $46,000 while the median home price [more...]

Date: 2008-10-09 07:36:00

Consolidating Your Debt May Help You In A Tough Economy

by John Brennan The present difficult economy affects each of us differently ... . If you simultaneously have an auto loan, credit card loan, home mortgage and other lines of credit at retail ... of credit have been extended, debt consolidation can help the individual get their life and finances back [more...]

Date: 2009-01-13 08:15:18

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

Get Paid To Get People To Fill Up Forms!

Hey, have been down with a bad flu lately so I was not able to post on my blog lately. I am back now with more great stuff to share with you ... Of Website They Have Payday Loan Auto insurance Debt Home Improvement Auto Loan Insurance Mortgage Loan Renter Insurance Student Loan Consolidate You will noticed most of it are in the load [more...]

Date: 2008-09-11 01:57:22

Free Guide to Mortgage Loan: Mistakes To Avoid That Can Be High-priced As A Homebuyer

Buying a home is stimulating and overwhelming at once ... t prevent them from having a loan is amazing! In order to not be in the situation of “hope and wait” ... , it is almost guaranteed that you will have to apply for a home mortgage. Not getting pre-approved for a loan [more...]

Date: 2009-01-03 07:13:49

How to Save Money on Homeowners Insurance

Whether your home is still mortgaged or free and clear, having homeowners insurance is an essential part of your financial well being, ... Commissioners (NAIC), which has information about the number of consumer complaints [more...]

Date: 2009-01-16 03:28:24

Whither Citigroup's $1.1 Trillion of Off Balance Sheet Assets?

It seems so long ago that the Treasury's failed effort to organize an SIV bail-out entity, the MLEC, ... Depression and rising home-loan, commercial-mortgage and credit-card delinquencies have begun to trigger ... U.S. banks, including Citigroup, are on the hook for at least $300 billion of credit and liquidity [more...]

Date: 2008-07-14 11:37:49

Underwater In A Way We Have Never Seen

The Denver Post reports from Colorado. “David Craig knows how draining it can be to make payments on a home that is worth less than the mortgage debt on it. The Brighton-area resident and his wife have struggled the past two years to carry not one, but two, homes valued at less than what’s owed on them. ‘You hear about how bad the economy [more...]

Date: 2008-12-02 18:07:48

california home loan mortgage second

Your kids are growing and your house is getting smaller. Thinking big? ... . You won’t regret it. You don’t need any equity, and this loan program will actually allow ... offered with a fixed interest rate for 15, 20 or 25 year repayment terms. If you have credit card [more...]

Date: 2009-01-14 05:07:26

Vital Pieces Of Mortgage Loan Modification Advice |…

Who doesn’t want to be relieved of paying a high interest rate in a monthly basis? The goal of home mortgage loan modification all about saving money. It is actually an option preferred by several homeowners. Continue reading here: Vital Pieces Of Mortgage Loan Modification Advice |… [more...]

Date: 2009-09-29 17:48:03

Senior LO Sentenced In Mortgage Fraud Scheme Targeting Victims Through TV Ads

Winston Thomas , 43, New Carrollton, Maryland, was sentenced by U.S. District Judge Deborah K. Chasanow to 37 months in prison, followed by three years of supervised release, for failure to file federal tax returns and for conspiracy to commit wire fraud in connection with a scheme in which he and his conspirators offered to help financially vulnerable individuals save their homes from foreclosure, and instead defrauded homeowners and mortgage lenders. [more...]

Date: 2009-09-24 09:07:12

Beneficial Finance - Mortgage Review

Beneficial Finance, does personal, auto, and mortgage lending as a retail subsidiary of mega-bank parent HSBC Group (NYSE: HBC) ... of Beneficial Finance should be avoided. They are big pushers of credit cards, home equity loans, and debt consolidation mortgages. You can’t expect much better being a subsidiary of HSBC Mortgage [more...]

Date: 2009-01-14 22:05:31

on mortgage talks

A childhood friend just got home 1 month earlier my father, she too works in a cruise line! ... 1 in the states that helped millions of people with their house financing, debt consolidation and equity loans. like this company, good and renowned service must be the first thing to consider [more...]

Date: 2008-10-27 13:51:27

It’s Your Money

It was, anyway. Remember when you had some? Dow plummets on opening, Wall Street rout drags everyone else down. Look on the bright side. If it’s a banana republic, it’s still your banana republic. Economic roundup of global proportions starts close to home with “John McCain Wants Your Mortgage [more...]

Date: 2008-10-10 13:45:35

Is It Time to Refinance?

Is It Time to Refinance? Written by Credit Karma January 9th, 2009 at 7:09 AM CST 2 comments ... . Have the Proper Debt-to-Income Ratio. In the housing boom, debt to income ratios (DTI) were pushing 50 ... your score. Have Equity in your Home. Like the subprime mortgage, 100% financing is generally no longer [more...]

Date: 2009-01-08 17:50:03

Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants Available Now

Author : Lindsy Emery Owning a home is a great responsibility and equally a huge reward Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives Home ownership is a very long commitment to a mortgage and that responsibility doesn't go away just because other circumstances may change In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date [more...]

Date: 2009-09-29 04:18:13

Keep Closing Costs Down

Keep Closing Costs Down January 14th, 2009 | Category: ... costs can vary dramatically for buyers who have identical credit scores, loan terms, and mortgage ... home security bmw diy amplifier wiring sewing aquarium solar flooring auto repair led speaker [more...]

Date: 2009-01-14 11:46:00

Your Home Pays You Back with Reverse Mortgages

The follow is a guest post by Tanesha Morgan a writer for Personal Finance Analyst ... by the lender. The mortgage company recoups its money out of the deal and the remainder goes ... will not pay medical bills or afford you trips around the world. However, a reverse mortgage does [more...]

Date: 2008-09-09 12:55:55

The Ups and Downs of Buying a Home

Pretty soon this will be our yard! We’ve been on the home buying roller coaster for almost a month now, ... hobbies. While playing around with the mortgage calculator, I discovered a few homes had finally fallen [more...]

Date: 2008-07-24 11:00:15

Eliminate Debt

We can't deny the fact that our world suffered economic crises nowadays ... own more than one credit card, car payment, mortgage, bills, student loans, personal loans, home ... , lower credit card payments, budgeting debt, stay debt free and many more. It's guaranteed safe [more...]

Date: 2008-11-23 16:25:14

Las Vegas Real Estate Rebounding

We believe the market is rebounding here in Las Vegas ... months. The flip side to this is these reduced home prices, coupled with extremely low mortgage rates ... Shifts Signal Changes If you look closely at the types of loans that are being made here in Las Vegas [more...]

Date: 2009-01-16 02:27:41

Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants – Available Now!

Owning a home is a great responsibility and equally a huge reward. Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives. Home ownership is a very long commitment to a mortgage and that responsibility doesn’t go away just because other circumstances may change. In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date. [more...]

Date: 2009-09-29 18:16:01

One in Ten Mortgages in Crisis: How To Make Smart Real Estate Decisions in Today’s Market

I couldn’t believe my eyes this weekend. I was watching CNN (no surprise), and as I was listening to the live coverage of O ... rate. I researched different mortgage loans. Plus, I was freelancing for a mortgage and loan website ... with an interest only home loan, we chose predictability over payment shock. Don’t “Splurge” [more...]

Date: 2008-12-15 18:18:27

Cheapest Remortgages

Cheapest Remortgages Posted by Dark Spider at December 28, ... necessary for a home owner to try and refinance a mortgage loan that he or she could have availed ... or expanding the house or even for debt consolidation. Lenders will have to assess a borrower [more...]

Date: 2008-12-28 12:08:00

Save Thousands by Prepaying your Mortgage

If you’re determined to cancel your home loan as soon as possible this is not a bad idea, ... penalties There also some loans that have prepayment penalties. Since the lending company earns money ... while reducing debt If you’ve read the small print and there are no prepayment penalties [more...]

Date: 2009-01-06 09:18:15

$75 user participation survey for those in debt

As I think I have mentioned before, I am working with a company called DebtGoal in development of their product ... in credit card debt At least 2 other types of debt (mortgage, auto, student loan, home equity loan [more...]

Date: 2009-01-10 15:48:20

When The Checks Stop Coming In: The Human Beat Box

Posted by Bossip Staff Yes. Another one bites the dust, again: Rap icon Doug E ... by banks looking to collect more than $3.5 million in unpaid mortgages on a trio of his Harlem homes. The rapper, 46, also is being chased by American Express for nearly $60,000 in credit-card debt [more...]

Date: 2008-12-15 15:10:01

Highest Paying Pay-Per-Lead Affiliate Program, Pay Per Lead Affiliate Network

I’ve spent a bit of time exploring T3 Leads over the past couple of months, thus, as I have seen them reviewed on many other blogs, ... Loans, Home Improvement, Insurance, Mortgage Loans, Credit Repair, and Renter Insurance. Commission [more...]

Date: 2009-01-05 10:00:30

Mortgage Calculators Are Useful Instrument to Evaluate Your Options

The highest aspect/priority on each person?s mind while submitting an application for a home loan is getting the lowest mortgage rate There are a number of lenders, who are ready to offer you excellent deals [more...]

Date: 2009-09-29 16:01:53

? Subprime Mortgage Foreclosures: The Importance of Reading the Fine Print

by Michael Geoffrey If you don’t have good credit, you can still own your own home. This is the offer that many people noticed a few years ago ... served foreclosure paperwork, threatening eviction if they were not able to pay off their mortgages ... . These people rushed to get their own homes and signed up quickly for their low interest rate [more...]

Date: 2009-01-14 20:15:08

Mortgage Refinance Loans Tips

by John Bear If you are already in the process of refinancing your home mortgage loan, ... and tolerance for risk. Here are several tips to help you select the right type for mortgage [more...]

Date: 2009-01-15 20:04:46

FHA Streamline Refinance – What You Need To Know

September 20, 2009 | By Joe Peters In Finance | Among the many options available to existing homeowners is the FHA streamline program, which is available in all states, including Utah. These types of loans are available by consulting with your local mortgage broker to best deal with your particular home financial details. [more...]

Date: 2009-09-21 01:21:20

Sacramento Mortgage Delinquency Rate Approaches 7%

From the Sacramento Bee: 6.8 percent...of residential mortgages in El Dorado, Placer, ... one of the lucky ones who got out. While we had no debt on our home except the original mortgage [more...]

Date: 2008-12-04 22:21:40

To Consolidate Credit Card Debt…

…with a home mortgage, you will generally be refinancing your property and taking cash out to pay off the debts. [more...]

Date: 2009-01-13 13:45:03

10 big secrets of online retailers

10 big secrets of online retailers Listen to the insiders: Free shipping isn’t really free ... more flexibility on tax liens, home equity and other issues. Editorial Statistics Can your Mortgage ... reviews? Forget ‘em. Mortgage Loan Basics: Interest Only Loans, Pay Option ARM Posted By : rateempire [more...]

Date: 2009-01-15 17:19:14

Foreclosure Filings Up 81% In 2008

WASHINGTON — More than 2.3 million American homeowners faced foreclosure proceedings last year, an 81 percent increase from 2007, ... , according to the Mortgage Bankers Association _ are likely to remain well above normal levels for years ... in the housing and mortgage industries as well as a rapid decline in home prices. Among metro areas [more...]

Date: 2009-01-15 13:47:06

Nevada Mortgage - How Much Can I Borrow?

This is typically the first question our Las Vegas Mortgage clients ask when applying for a new home loan ... , type of credit borrowed, and recent inquiries. Debt-to-Income Ratio The (DTI) is calculated ... The DTI would be 42%. Most mortgage guidelines require a 45% or lower Debt-to-Income ratio. Loan [more...]

Date: 2008-12-31 21:02:55

STCU: Crisis Averted

I enjoyed this note from Spokane Teachers Credit Union to their members: “In the interest of full disclosure, STCU would like to announce that, ... in the midst of the national mortgage crisis, your credit union has had one bad home loan… the crisis was all over in less than an hour.” Perhaps a little horn-tooty, but I think many credit [more...]

Date: 2008-12-22 20:17:36

Chase pulls out of Wholesale Lending with Mortgage Brokers

I just received this memo from Chase: “Home lending remains an integral part of our firm’s overall financial strategy, and as such, ... -originated loans acquired from Correspondent lenders. Our new strategic direction is supported ... decision, we will no longer accept any new locks and registrations from or purchase any loans [more...]

Date: 2009-01-13 20:24:21

A W4 Solution: Insulate US from economic and climate devastation

President Obama and Congress must act to stimulate the US economy with a package of win-win-win-win (W4) ... , 30-year) mortgage interest you in making your home carbon neutral? A three-percent loan to make [more...]

Date: 2009-01-14 16:03:56

Home Buying 101 - Step Three: How much can you afford?

This is the third installment of twelve weekly features for first-time homebuyers on buying a home, now updated for 2009 ... sites that offer free mortgage calculators. I like Ginnie Mae’s. But because there are so many ... like a car, student loan, engagement ring, etc. More debt and more inquiries will likely lower [more...]

Date: 2009-01-07 09:39:01

Net Worth December 2008

Finally, I'm wrapping up my 2008 numbers! Today I'll tackle net worth, and I'll post expense and income numbers tomorrow ... to have no debt other than my mortgage-- I had a little more outstanding on my credit card at the end ... growing as I pay down the mortgage-- this assumes that the market value of my home has stayed the same [more...]

Date: 2009-01-12 14:26:33

Mortgage Modification Qualifications

by Donald Claus US mortgage industry has never witness a worse scenario with more than 1 million mortgage debtors looking for mortgage modification process to prevent property foreclosures. Decreasing value of US homes and stricter guidelines by investors have brought many homeowners across the country in a no go situation. It has become extremely difficult for the borrowers to either refinance or sell their homes. [more...]

Date: 2009-07-20 09:37:46

Receiving A Mortgage Modification

Date: 2009-07-27 15:51:41

Receiving A Mortgage Modification

Date: 2009-07-18 08:43:18

Receiving A Mortgage Modification

Date: 2009-08-08 10:28:54

100% Home Loan Financing – Bend your muscles

Listen with the current "mortgage meltdown" we are so much about that day, your average consumer thinks that the days of the 100% financing have gone by the wayside. It's true, you are hard pressed these days to a bank or lender who want to carry a second mortgage will find that adding combined with a first mortgage, financed at 100%. This is because if there is a standard, sit in second lien position is particularly risky. Too much risk is involved. [more...]

Date: 2009-09-19 11:52:46

Save A Penny Everyday

For_opportunities Are you the kind of person that puts everything on a budget? I am because I don't like debt ... bills it may be time to consolidate debt. I know how easy it is to overextend your credit ... . My husband and I just bought a home a few months ago. Now that we have a mortgage to pay we make [more...]

Date: 2008-08-23 19:30:00

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