CDL Hospitality Trusts - Debt refinancing a likely booster
Most of CDREIT’s debt (S$297m) matures in July 2009, but we see little refinancing risk as it is backed by sponsor Millenium & Copthorne, whose gearing is also low at 14%. Successful refinancing of this debt would be a strong catalyst for the stock, in our view, as refinancing risk would then be completely eliminated. We assume higher [more...]
Date: 2009-01-14 04:04:00
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Things I Learned When I Refinanced My Home
Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates ... to the interest rates on many credit cards. In addition to looking for a lower interest rate, people [more...]
Date: 2009-01-15 01:31:07
Refinancing Auto Loan: Does It Really Make Sense?
by Asem Eltaher A car is a very useful thing to have. However, paying for it is another topic that is not always that easy one. This appears to be true, if you know how many hundreds thousands of people are looking to refinancing auto loan or car refinance loans for bad credit. Normally, the average person gets a beater from one of the buy-here-pay-here places and they spend a small sum for a car that just barely works. Others need a fortune and the only way for these is to get a financial aid. [more...]
Date: 2009-09-26 11:40:59
Thinking Of A Mortgage Loan Modification? Evaluate Your Current…
Homeowners have different reasons why they need a mortgage loan modification. Many are prompted to apply for a new loan because of lower interest rate. Some are changing from adjustable rate to fixed rate. Others want to tap the equity of their home for home improvement, take a vacation or pay for college tuition.But whatever it is, mortgage refinancing provides an opportunity to save money. But how will you know if you can really save by refinancing your current loan. [more...]
Date: 2009-09-29 17:48:03
Ratchet Effect of Cash-0ut Refis Led to Financial Meltdown
A new working paper suggests that the combination of rising home prices, declining interest rates, and especially the near-frictionless refinancing opportunities available to homeowners virtually guaranteed a major systemic meltdown of the financial system. The paper concludes that an independent organization similar to the National Transportation safety Board is needed to help avert a recurrence. Excerpts from Systemic Risk and the Refinancing Ratchet Effect Amir E. Khandani, Andrew W. [more...]
Date: 2009-09-29 18:47:55
Tips a Home Owner Should Know Before Refinancing
by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good [more...]
Date: 2008-12-29 22:15:15
Refinancing vs Line of Credit
Refinancing vs line of credit are two popular options you have when deciding the best way to take equity out of your home. Sometimes it makes sense to establish a line of credit. But in other situations it’s better to get a cash back refinance mortgage loan. You can find out which loan is best for your situation by doing some simple math [more...]
Date: 2009-01-09 03:29:21
Tips for Mortgage Refinancing and Debt Consolidation
Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]
Date: 2009-01-08 03:48:15
Highlands/CSF merger includes refinancing bond debt
It’s official. New Mexico Highlands University will take over the College of Santa Fe ... s vice president of finance. NMHU, which will help refinance that debt, has many of the same ... the deal, there is: • An agreement for both schools to cooperate in refinancing the college’s debt [more...]
Date: 2009-01-08 01:41:09
Refinancing When You Owe More Than The Home Is Worth
I've been looking around for an answer to this but my searches haven't returned anything useful ... now, that's 50% equity even if you didn't have a down payment. So people who bought for $180,000 were refinancing ... $225,000, that's one loan at 6.25%, with a payment of $1089.82. This cuts $86.49 off the monthly [more...]
Date: 2009-01-08 09:54:12
One Reason I’ve Been So Quiet
Today GamerDude and I signed the final paperwork involved in refinancing a rental property that we own as a means to get out from under the load of too much debt. This is one of those things that I was holding back from talking about here until I was sure that everything went through. I cannot describe the relief of no longer having to live paycheck to paycheck (and even then only barely making it as year by year we fell into mroe and more debt). And while we are still in the same amount of [more...]
Date: 2009-09-26 01:53:47
Loan Calculator Tips To Save You Money
Imagine the next time you join a discussion about simple loan calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed. Interest only refinance loans offer the flexibility of lower monthly payments and increased cash flow along with providing tax benefits. If you want the best rates when mortgage refinancing you, nothing beats knowing that you can compare offers from lenders or get different brokers. [more...]
Date: 2009-09-18 09:47:43
Loan Calculator Tips To Save You Money
by Kimberly Eaves This article explains a few things about simple loan calculators, and if you’re interested, then this is worth reading, because you can never tell what you don’t know. Interest only refinance loans offer the flexibility of lower monthly payments and increased cash flow along with providing tax benefits. If you want the best rates when mortgage refinancing you, nothing beats knowing that you can compare offers from lenders or get different brokers. [more...]
Date: 2009-09-19 23:08:59
Loan Calculator Tips To Save You Money
by Robyn Eagan This article explains a few things about simple loan calculators, and if you’re interested, then this is worth reading, because you can never tell what you don’t know. Interest only refinance loans offer the flexibility of lower monthly payments and increased cash flow along with providing tax benefits. If you want the best rates when mortgage refinancing you, nothing beats knowing that you can compare offers from lenders or get different brokers. [more...]
Date: 2009-09-24 17:59:37
Fears have been raised over the future of Aston Martin
Aston Martin’s future is blurry after it had been reported that Kuwait’s Investment Dar, which owns half the company, confirmed that it had problems refinancing its debt. Affected by the economic downturn, Investment Dar said that it has signed an agreement with investors and creditors to freeze claims, allowing it to have more time for restructuring.In 2007, a consortium led by Dave Richards bought Aston Martin from Ford for £480 million to get the majority stake. [more...]
Date: 2009-09-29 16:39:02
$94 Million Refinancing Arranged by HFF for Luxury Manhattan Multifamily High-Rise
The New York and Hartford offices of HFF (Holliday Fenoglio Fowler, L.P.) announced today that they have arranged a $94 million refinancing for Riverbank West, a 44-story luxury multifamily building in Manhattan. HFF senior managing directors Mike Tepedino, Dana Brome [more...]
Date: 2009-01-13 13:04:18
Apply For Personal Loans Online For A Quick Response
The following article covers a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about high risk loans and personal loans, here’s your opportunity. Banks are the most common choice for people to get loans. This might be convenient for most people, but generally not the best option. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation of debts, mortgaging or any kind of personal loans. [more...]
Date: 2009-09-08 18:13:18
Money Returns to Hollywood, to Little Applause
A degree of financial fizz has returned to Hollywood, but the industry is showing uncharacteristic restraint in its celebration, The New York Times’s Brooks Barnes writes.On Aug. 17, Steven Spielberg secured $325 million in additional movie financing. Two weeks later, the Walt Disney Companyplunked down $4 billion for Marvel Entertainment. Universal is refinancing $1 billion in theme park debt. [more...]
Date: 2009-09-28 09:16:57
Investment Dar’s financial concerns create fear over Aston Martin’s future
Kuwaiti Investment Dar has admitted to problems with refinancing its debt, creating fears about Aston Martin’s future. According to AutoCar , Investment Dar has been hit hard by the global economic downturn and says that it has signed an agreement with investors and creditors to freeze claims, allowing it more time to restructure. Investment Dar purchased a 51 percent stake in 2007 in a consortium led by Dave Richards. [more...]
Date: 2009-09-28 23:55:17
Walking Away Relieved When Deals Were Rejected
The Philadelphia Inquirer reports from Pennsylvania. “This is supposed to be a buyer’s market ... , but don’t close a deal. Sellers sit and wait, confident that someone will pay their price - eventually.” ... We refinanced and took out a home-equity line of credit several years ago to help make ends meet [more...]
Date: 2008-11-21 15:50:35
Navigation After Financial Closure - Bankruptcy Personal Loans
Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink ... financial status again. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation ... is not the most wanted thing on your credit report. The aftermaths of bankruptcy are many and they can stay [more...]
Date: 2009-01-08 04:03:18
Refinances Booming? Not As Much As You Think
Discount all the reports you read about Americans lining up to refinance their mortgages and take advantage of the lowest rates ever ... down. Only about a third of U.S. mortgage debt outstanding is likely to qualify for refinancing ... or Freddie Mac in the highest-cost areas. “The refinance boom is mostly impacting the people who need help [more...]
Date: 2009-01-16 00:46:03
Get The Best Home Mortgage Loans
by John Bear Planning to refinance your current mortgage? There are actually several options that are available for you ... , receiving cash out at closing, and so many others. Since home loan refinancing would involve taking a new ... makes you uncomfortable, you can now obtain a loan, which needs minimal documents. The best way [more...]
Date: 2009-01-14 21:01:19
Time to Refinance?
It’s a good thing I don’t have a job! Or else I’d be refinancing again… I think in the past 7 years, we’ve had 3 houses, and at least 8 mortgages! ... d break even in about 16 months. More about our mortgage is described in The Perfect Ten Year Mortgage. Here’s another good break even calculator. Where to Look for Best Rates If you are shopping [more...]
Date: 2009-01-15 14:29:45
First Update of the Year
The Berg household hasn’t changed much in the past few months. Our days consist of working, spending time with family, friends and our animals ... : -Paying off Debt!! -Jonn to finish school -Refinancing home -Jonn and Becca’s Future Farm ... and not to argue about it (not like we did). We both can’t wait to be debt free and we are on our way [more...]
Date: 2009-01-15 03:22:08
Debt Consolidation
Are you concerned about your personal finances, and especially your debt, in this current economy? ... Consolidation: taking multiple debt or credit lines and consolidating them into one new payoff plan ... with one payment, typically shifting credit card debts to secured debt by refinancing a mortgage. It could also [more...]
Date: 2008-11-20 21:04:14
RON CAREY: “COUNTERPOINT: PAPER’S ARTICLE ON COLEMAN WAS SHAMEFUL”
“At a time when people across the country are tightening their belts, scrimping to get by and saving every dollar they can, ... on its front page Saturday. The article, titled ‘Norm Coleman: 1 house, 14 years, 12 debt terms,’ is a new ... on its valuable front page to post the history of Norm Coleman’s home refinancing and package [more...]
Date: 2009-01-14 13:54:06
Refinance Mortgage Loan Guide
by John Bear Finding the best refinancing deal would have to involve comparing lenders, but we know for a fact that those numbers can get pretty complicated, especially when you are to investigate rates, fees, and points. But of course, if a mortgage company has the lowest rates [more...]
Date: 2008-12-27 09:57:55
international debt
DO NOT consoldate yr debtt Eliminate It!!! Lgallyy Remove your credit card and other unsecured debt * WITHOUT ever making anothr payment to ... ://hiRMoiM89r.spaces.live.com/ This IS NOT: * Bankruptcy * Conslidation * Or refinancing of any ... in combined houusehold unseured debt to apply. * Must be a US residentt.... [more...]
Date: 2008-10-22 23:32:46
Simple Tips On Refinance Mortgage Loan
by John Bear Finding the best refinancing deal would have to involve comparing lenders, but we know for a fact that those numbers can get pretty complicated, especially when you are to investigate rates, fees, and points. But of course, if a mortgage company has the lowest rates [more...]
Date: 2009-01-05 17:44:07
Stopping Home Foreclosure
A Foreclosure Prevention Service has numerous ways it can help you deal with the foreclosure process ... when homeowner makes satisfactory arrangements to bring the overdue mortgage payments current. Loan ... time. Mortgage Refinancing: In most cases, once foreclosure has started, homeowner [more...]
Date: 2009-01-15 04:37:09
Benefits of Re-Financing
Benefits of Re-Financing Refinancing may be a good financial decision if you can seize its benefits but sometimes, ... favorable conditions. Some of these profits include lower monthly payments, debt consolidation ... they’re repaying a smaller debt than the original purchase cost of the house. Debt Consolidation [more...]
Date: 2008-12-09 12:55:03
Canaccord Adams on Four Likeliest Economic Scenarios for 2009
The vast number of one-of-a-kind events experienced recently make the coming year for capital markets very difficult to call. Lending by central banks and the velocity of money supply, massive refinancing of U.S. government debt, inflation or deflation, the direction of the U.S. dollar, an extremely weak consumer [more...]
Date: 2009-01-07 11:17:03
Does It Pay to Re-Finance?
Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]
Date: 2009-01-08 14:49:52
Refinancing When The Rates Are Higher
All too often, these days, I have to tell desperate people who've found me on the internet some bad news ... . You say what you need, and then they offer you a loan that makes them the most commission. I had a few people try to talk me into a Neg AM/option ARM loan. I did some math... Total waste of money [more...]
Date: 2008-08-23 16:33:53
The Best Commercial Real Estate Jobs in 2009?
Jonathan Miller over at Trend Czar has an interesting post on the near term pain in commercial real estate ... t suddenly ramp up for quite a while unless they specialize in helping broken borrowers find refinancing ... : Debt Burdens–Stream of Consciousness. Copyright © 2009 Peter Pays Paul. This Feed is for personal [more...]
Date: 2009-01-15 17:53:01
REPORT: Aston Martin in jeopardy as parent company Investment Dar in financial turmoi
Is Aston Martin on the brink of insolvency? Britain's Guardian is reporting that the Kuwaiti fund that owns half of Aston is having trouble refinancing the debt it's incurred during the recent global economic crisis. It hasn't help that the fund failed to report its 2008 financial records on time and subsequently had trading halted on its shares. All isn't doom and gloom, however. [more...]
Date: 2009-09-29 19:52:37
Any Homeowners Bailout Will Be Unfair
The title above is important context for this post ... . There has been chatter about refinancing mortgages to 4.5%, but then the chatter moved to talk of 3%. This would create ... with a bunch of 3% debt that is unlikely to refinance away will face a whole new set of writedowns [more...]
Date: 2008-12-23 16:32:04
Select the Best Refinance Lender to Save Money
Replacing, refunding or repaying any new equity or debt or a combination of both is referred to as refinancing ... things that you must know while you approach best refinance lenders are: 1. Objective for mortgage refinance - Consolidation of bills or debts, to pay off your mortgage loan faster, lowering the hoemploy [more...]
Date: 2009-01-02 06:03:30
Mortgage refinancing skyrockets
With U.S. mortgage rates the lowest in 30 years, local lenders say they’ve seen a strong surge in loan applications as homeowners seek to refinance their mortgages in Greater Cincinnati and Northern Kentucky. From the largest commercial banks ... percent for a 30-year, fixed-rate mortgage with no points, according to data from the Cincinnati [more...]
Date: 2009-01-06 06:58:34
Learn More About Refinance Mortgage Loan
by John Bear Everyone knows that comparing lenders can help you find the best refinancing deal, but those numbers can get confusing, especially when you are comparing lenders. You should investigate rates, fees, and points. Remember too that just because a mortgage company has the lowest rates, it doesn’t mean [more...]
Date: 2009-01-15 00:14:51
Learn More About Refinance Mortgage Loan
by John Bear Everyone knows that comparing lenders can help you find the best refinancing deal, but those numbers can get confusing, especially when you are comparing lenders. You should investigate rates, fees, and points. Remember too that just because a mortgage company has the lowest rates, it doesn’t mean [more...]
Date: 2008-12-27 10:20:30
A Lot of Homes for Sale
A Lot of Homes for Sale A Lot of Homes for Sale Many experts believe that a housing market recovery is just what's needed to revive the ... more refinancing. Rates began falling as the Federal Reserve launched an effort in late November to aid housing and rein in spreads on related debt and securities. Some of the worst-affected areas [more...]
Date: 2009-01-14 20:25:48
Private Equity Re-Gifting: The Debt Exchange
Times are tough for buyout firm-backed companies. The economy is in recession, slowing business and hurting earnings. The credit markets remain shut, making refinancing debt difficult at best. That leaves few options for companies who have debt coming due soon and need to refinance it, or who simply need to rework [more...]
Date: 2008-12-24 15:05:49
Simple Tips On Refinance Mortgage Loan
by John Bear Everyone knows that comparing lenders can help you find the best refinancing deal, but those numbers can get confusing, especially when you are comparing lenders. You should investigate rates, fees, and points. Remember too that just because a mortgage company has the lowest rates, it doesn’t mean [more...]
Date: 2008-12-27 10:16:00
Refinance Mortgage Loan Guide
by John Bear Everyone knows that comparing lenders can help you find the best refinancing deal, but those numbers can get confusing, especially when you are comparing lenders. You should investigate rates, fees, and points. Remember too that just because a mortgage company has the lowest rates, it doesn’t mean [more...]
Date: 2009-01-15 00:23:29
Cash Flow Versus Balance Sheet Accounting in Real Estate
An email: Greetings, I've recently been pitched the idea of refinancing my home and investing in apartments, or more precise, a four-plex. The idea is to refinance and get a negative amortization loan on my house. With the money I pull out of my home, put a down payment on a four-plex, also with a negative amortization loan. That way [more...]
Date: 2008-11-26 17:38:33
Upgrading Your Financial Standing Through Refinancing After Bankruptcy
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... the one in debt will find somebody or a company who will pay off the existing loan./ppWhen buying a house ... . You will be free of paying several monthly loan obligations with the idea of debt consolidation./pdiv [more...]
Date: 2009-01-07 17:30:47
Calculating Your Mortgage Refinance Payback Period
In talking about refinancing, I recently mentioned the concept of the mortgage refinance “payback period, ... . While there are a number of mortgage refinance calculators available online, I thought I’d give ... to apples, simply tabulate your principal, interest, and any applicable mortgage insurance under the two [more...]
Date: 2009-01-14 15:36:35
Carnival of Personal Finance, Cyber Monday 2008 Edition
Welcome to the Carnival of Personal Finance! It’s officially Cyber Monday 2008, the online doppelgaenger to Black Friday ... What is freedom worth?“ Posts on Credit and Debt Free From Broke chats about medical treatment ... some aspects of refinancing consumer debt. Blueprint for Financial Prosperity has a list of 0% balance [more...]
Date: 2008-12-01 06:02:01
