Home Ownership: Road To The Poor House!

By Tom Graneau Most home buyers believe that they are on a path to financial prosperity as a result of buying a home ... nightmare? Research indicates that millions of people assume thousands of dollars in mortgage debt ... than the house. “Home equity” (the appreciated value of the house, over debt owed) is the eventual [more...]

Date: 2009-01-15 14:11:54

Blog posts (91) | Videos (60)
 

6 Factors Shaping the Renewable Energy Industry in 2008

Many industries experienced turbulence this year and renewable energy was no exception ... It is not just hard to secure a mortgage. Homeowners wishing to pay for a solar system using a home equity loan may ... this incentive doesn't have a direct impact on renewable energy in 2008 because the law take effect [more...]

Date: 2009-01-01 01:26:22

Consolidation Loan Choices Make Choosing Easier

by Daniel Atolben Debt consolidation loans were created solely as a means for putting all the debt together, or consolidating it, ... takes your debt total, and through many different types of loans, can, with the appropriate credit ... with the highest credit rates. Home equity loans are also valuable to a consumer interested in debt [more...]

Date: 2008-12-25 14:11:33

Tips for Mortgage Refinancing and Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement ... your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain [more...]

Date: 2009-01-08 03:48:15

Home equity line for real estate investing?

by Doc Schmyz If you own your home you have a financial resource available to you that can help you with your financial needs or concerns ... . Consolidate Debts Consolidate or wipe out some of your other bills/debts completely. Not only does [more...]

Date: 2009-01-05 19:13:03

Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus

Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... 660 with a debt-to-income ratio (excluding mortgage) below 25%. In addition, your credit history ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans [more...]

Date: 2008-12-14 14:30:58

Beneficial Finance - Mortgage Review

Beneficial Finance, does personal, auto, and mortgage lending as a retail subsidiary of mega-bank parent HSBC Group (NYSE: HBC) ... of Beneficial Finance should be avoided. They are big pushers of credit cards, home equity loans, and debt consolidation mortgages. You can’t expect much better being a subsidiary of HSBC Mortgage [more...]

Date: 2009-01-14 22:05:31

3 Ways To Consolidate Debt and Avoid Bankruptcy

If you’ve racked up a little more debt than you can handle, you’re not alone ... , that promise to erase or consolidate your debt for an outrageous fee. Although you will have to pay for debt ... want to consider consolidating your debt into a home equity loan. The interest rate is usually [more...]

Date: 2009-01-10 15:42:12

Do it yourself Credit Repair

Do it yourself Credit Repair by Rob Kosberg You found yourself in a very bad financial situation ... . You need to look long and hard at your credit use and spending habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit [more...]

Date: 2009-01-11 02:41:08

HUD Inspector General Warns Congress of Concerns About HECM Program

The Department of Housing and Urban Development’s assistant inspector general warned a Congressional committee on Jan ... .  The agency’s market share has grown to 12.55% of single-family home loans in fiscal 2008 from 4.12 ... are the comments made regarding the HECM program: Another area of concern is the growing Home Equity Conversion [more...]

Date: 2009-01-15 19:12:25

Mortgage bankruptcy reform may speed losses

A change in bankruptcy laws to allow judges to reduce the mortgages of consumers would probably boost filings, accelerating lenders’ losses on home-equity, automobile and credit-card loans, according to Keefe ... harmed may benefit in some ways, the Keefe, Bruyette analysts wrote. Credit-card companies [more...]

Date: 2009-01-13 08:30:01

All Time Low Mortgage Rates For A++ Borrowers Only

As discussed on December 31, 2008 many homeowners attempting to lower their mortgage rate apply for a refinance, ... income (debt ratio of 32% or less) and substantial equity in the home (loan to value of 75% or less ... and won’t get approved. Only about a third of U.S. mortgage debt outstanding is likely to qualify [more...]

Date: 2009-01-15 08:09:46

10 big secrets of online retailers

10 big secrets of online retailers Listen to the insiders: Free shipping isn’t really free ... more flexibility on tax liens, home equity and other issues. Editorial Statistics Can your Mortgage ... reviews? Forget ‘em. Mortgage Loan Basics: Interest Only Loans, Pay Option ARM Posted By : rateempire [more...]

Date: 2009-01-15 17:19:14

Layaway is Making a Comeback

I read an interesting article in the Detroit News about layaway ... to the customer. Now banks are lowering credit card limits and home equity lines, and even consumers ... . Before there were credit cards, stores offered layaway as an option to consumers who may [more...]

Date: 2008-12-14 06:13:42

Barriers and Problems Refinancing a Home Mortgage in 2009

My quest to refinance my home mortgage continues. Rates are around 5.00% with no points for a 30 year fixed, last I checked ... with a maximum amount, similar a credit card. You don’t receive a lump sum, but rather withdraw ... for private mortgage insurance (PMI) or take out a home equity line of credit (HELOC). Private Mortgage [more...]

Date: 2009-01-14 11:00:51

How To Get Home Equity Loan Without Income Verification

A fixed loan option is perfect for individuals who know exactly how much money is needed and only want to borrow up to 125% of the property value and usually offers a fixed interest rate. The 125% loan allows the borrowers to borrow at any time, such as for home improvements or sending children to college. [more...]

Date: 2009-09-28 02:40:09

Paulson's New Program: Giving People Money They Can't Afford To Spend

The news is as old as the Magna Carta. The consumer is broke. He does not have a dime. He is out of work. He is defaulting on his home equity loan, and the bank has reposed his credit card. It may ... of auto loans, student loans and credit cards." The head of the Treasury is concerned that people [more...]

Date: 2008-11-25 10:50:07

Peak Credit & What That May Mean

A: Peak credit, sounds like I hit my limit on my credit cards! I guess its kind of true. For owners of home equity lines of credit, you may have noticed a decrease in your available credit line recently. Why is that? Because credit has peaked, and is now contracting! As banks work [more...]

Date: 2008-08-04 16:55:33

Is It Time to Refinance?

Is It Time to Refinance? Written by Credit Karma January 9th, 2009 at 7:09 AM CST 2 comments ... . Have the Proper Debt-to-Income Ratio. In the housing boom, debt to income ratios (DTI) were pushing 50 ... your score. Have Equity in your Home. Like the subprime mortgage, 100% financing is generally no longer [more...]

Date: 2009-01-08 17:50:03

$75 user participation survey for those in debt

As I think I have mentioned before, I am working with a company called DebtGoal in development of their product ... in credit card debt At least 2 other types of debt (mortgage, auto, student loan, home equity loan [more...]

Date: 2009-01-10 15:48:20

My Husband is Going Back to School

For the last couple years, my husband has been thinking about going back to school ... using a home equity line of credit. However, we need to consider getting a student loan. Taking [more...]

Date: 2009-01-15 13:15:58

Mel Preston on "Publication: A New Book 'Pakistan's Strategic Culture and FP Making"

003oddy4kn2xjyu6 Naval Ships Technical Manual Chapter 631 http://3.bsmgusp.com/43 Kids Party Rentals Colorado http://0.zcglhkqb.com/8 Beatles Rubber Soul Album http://6.qnqhpsrjo.com/3a Debt Consolidation Home Equity Loan ... Parts http://0.kqoysypv.com/d Www Uwsp Edu http://1.mgbfsnjhj.com/25 Throwdown Baby Got Back http [more...]

Date: 2008-12-05 17:52:21

Freeing Up Cash With A Remortgage

In the UK, the interest rates on new mortgages tend to follow the base rate set by the Bank of England ... up some of the money in their home, turning it from equity into cash. For example, someone with a ?40,000 mortgage [more...]

Date: 2009-01-15 03:24:17

Home Prices May Be Nearing Bottom, Bank Equities to Follow?

I remain optimistic that housing is nearing a bottom ... traffic. Add to the fall in prices, the recent sharp reduction in 15 and 30 year mortgage interest rates ... news about loan losses. In my judgment, most banks in the US have been trying to get out ahead [more...]

Date: 2009-01-14 07:24:00

What will Citi sell? - BloggingStocks

What will Citi sell? BloggingStocks - 5 hours ago ... a 3799 branches around the world that offer car loans, home-equity lines and personal "debt-consolidation" loans to repay credit cards and other bills. ... [more...]

Date: 2009-01-14 13:53:46

That Feeling Is Gone

The New Haven Register reports from Connecticut. “Sen. Christopher J. Dodd, D-Conn ... . But, ‘Your system has to be functioning. It’s not a bad idea to get equity to these institutions ... to the U.S. have viewed buying a home as the ultimate benchmark of success. Between 2000 [more...]

Date: 2009-01-06 14:45:26

Are Foreclosures A Good Investment?

Well, sometimes. Okay, most of the time. But not always. Foreclosures: Bargain hunters beware! Myth no ... of the country, anyone who has owned a home for even a year or two is likely sitting on enough equity to sell or refinance if the loan payments become unaffordable. Used to be true. Not so much any [more...]

Date: 2009-01-02 14:51:55

Daftar Keyword atau Kata Kunci dengan Harga Tinggi

Sabtu, 2008 Agustus 23 Karena banyak teman2 yang mencari kata kunci apa yang paling tinggi nilainya di Google Adense, ... 114.88 24.80 mesotheloma 41.70 24.52 student loan consolidation program 58.70 24.45 california ... 159.00 27.11 google affiliate 90.48 27.11 at t wireless 172.60 26.31 100 home equity loan [more...]

Date: 2008-08-24 05:05:00

Ad Watch - Hyundai Return Policy

The other night as we were watching the season premiere of 24, a startling commercial appeared ... you to walk away from your loan or lease without having to worry about negative equity. It lets you return ... at an auto factory, and he gets a chance to stay home with the kids and gain a new appreciation [more...]

Date: 2009-01-15 00:26:46

Mortgage-backed insecurities

If you don’t have enough down payment money to qualify for a traditional mortgage, the government forces you to buy mortgage insurance ... with little (or nothing) down, you may soon be in negative equity. This is the case with about ten ... can only lend 80% of the value of a home without it, you can imagine how many loans fell [more...]

Date: 2009-01-15 02:31:53

What Does HomeAway VC Funding Mean to Orlando Vacation Home Market?

Eyebrows were raised earlier this week when HomeAway, an Austin, Texas based vacation tech company, ... opportunities for the company to pay down debt, insiders to cash in a little equity ... as a result of lower gas pricing for consumers. 3. Grow its presence in the vacation home managment [more...]

Date: 2008-11-15 05:35:15

Why a Mortgage Professional Beats a Banker Every Time — The Story Tells It All

The best way to explain why a mortgage professional is always better than a banker is to use an anecdote ... to you) that included plenty of hassles over paperwork, they agreed on a loan for their new home ... - they decided to apply for a bridge loan (more on bridge loans later). This would take the equity [more...]

Date: 2009-01-15 18:28:01

First Time Home Buyer Seminar Invite!!

  I hope everyone is having a great start to the New Year! ... in value. 5.  Equity buildup and debt pay down - homeowners enjoy an average net worth [more...]

Date: 2009-01-15 18:32:19

Who Gets Stuck With The Dead Cow?

Falling home prices haven’t just put a strain on budgets, they’ve put a strain on marriages- and divorces ... there are no assets left to help them start over. In a normal economy, couples typically build equity ... debt. Now that investments and stock values have crashed, a divorce leaves both parties with less money [more...]

Date: 2008-12-30 13:19:17

Tips a Home Owner Should Know Before Refinancing

by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good [more...]

Date: 2008-12-29 22:15:15

on mortgage talks

A childhood friend just got home 1 month earlier my father, she too works in a cruise line! ... 1 in the states that helped millions of people with their house financing, debt consolidation and equity loans. like this company, good and renowned service must be the first thing to consider [more...]

Date: 2008-10-27 13:51:27

on it again

My friend just got home 1 month earlier my father, she too works in a cruise line! ... that helped millions of people with their house financing, debt consolidation and equity loans. like this company, good and renowned service must be the first thing to consider when applying [more...]

Date: 2008-11-11 14:09:18

Two Questions for SAM

Andrew Caplin et al. propose a way to stop home foreclosures:The way to do so is through the shared appreciation mortgage, or SAM ... of their mortgage debt, but at the same time, they are required to share future appreciation gains with those ... get "just compensation" for losses that resulted because Congress crammed down an equity-for-debt swap? If [more...]

Date: 2008-10-29 07:44:00

Economic Research in equity release

Economic Research in equity release You can resort to tracing any private pensions or investments that you may have lost track of ... : This loan could be a cash lump sum or a monthly income. The interest on the loan is added to the loan amount monthly or yearly. So look out for these especially. Posted in Home | [more...]

Date: 2009-01-15 18:16:03

Refinancing When You Owe More Than The Home Is Worth

I've been looking around for an answer to this but my searches haven't returned anything useful ... now, that's 50% equity even if you didn't have a down payment. So people who bought for $180,000 were refinancing ... $225,000, that's one loan at 6.25%, with a payment of $1089.82. This cuts $86.49 off the monthly [more...]

Date: 2009-01-08 09:54:12

california home loan mortgage second

Your kids are growing and your house is getting smaller. Thinking big? ... . You won’t regret it. You don’t need any equity, and this loan program will actually allow ... offered with a fixed interest rate for 15, 20 or 25 year repayment terms. If you have credit card [more...]

Date: 2009-01-14 05:07:26

51 - 91 of 91 Posts
Page: First | < Preceding | Next >
0 | 1