credit : Twitter Updates for 2009-01-15 (blog)

Twitter Updates for 2009-01-15

http://tinyurl.com/MitchAddress2009 Common sense Hoosier government. Mitch just has to keep on pushing and improvement can happen. # Argh ... to stevenlharrison # 2 credit cards and 2 revolving store credit lines closed. Down to primary & backup credit cards. Now to start working out or something. # Just need to be content for a little while. That’ [more...]

Date: 2009-01-16 03:59:59

Blog posts (847) | Videos (788)

Protecting Your Good Credit

It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? ... . If you have a good credit score, but can foresee rougher roads ahead, maybe you should consider debt consolidation ... appear to be a larger payment, in fact you are paying a lower payment to each individual company [more...]

Date: 2009-01-16 03:45:25

IN AN ATTEMPT TO FIX MY CREDIT, I TRIED TO CONSOLIDATE AND IT DID NOT HELP. WHO CAN HELP WITH CREDIT REPAIR?

{questions} Similiar Post The Four Applications That Can Help You With Postcards Design Credit Repair & Debt Collection Success Strategies Membership. Help Me With The Basics Of Terms “cheat Codes,game Emulator,vbagx,gta,psp,ps2″? Expecting Kris G’s Answer! Malibu Canyon Tech Support - Agoura Hills Computer Repair - Calabasas Pc Help I Hve A Hp Notebook Dv6000 The Mouse Pad Area Gets Hot we Send [more...]

Date: 2009-09-26 08:58:39

N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05

Can Debt Consolidation Help To Overcome Credit Card Debts?

by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-21 11:48:57

Welcome to the Carnival of Debt Reduction

Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . [more...]

Date: 2009-09-28 05:00:04

Facts And Figures About Bill Consolidation

September 4, 2009 | By Imus Jackson In Finance | by Imus JacksonYour credit rating is becoming obscene, your bills are out of control, you have more debt than you can face or ever hope to pay off, and you cannot sleep at night because of all of this. What to do. Well, the best way to approach this situation is to get some help in the form of a credit counseling service that can initiate bill consolidation and start to get you back on the right track financially so you can enjoy life again [more...]

Date: 2009-09-05 03:22:15

(untitled)

Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]

Date: 2009-09-15 23:43:02

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 18:57:28

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

A Necessary Loan for Your Problem

Secured Loans UK brings grin during a time of tragedy quite it solves typical peoples financial problem. It would be preferred to make make use of of a credit label if we knew we could compensate what we charged on a label any billing cycle in full, to illustrate not removing charged any seductiveness fees. The complaint is which most people in today’s multitude live paycheck to paycheck and demeanour during credit cards as a trouble-free approach to compensate bills and buy things which they want. [more...]

Date: 2009-09-24 03:51:13

Can Debt Consolidation Help To Overcome Credit Card Debts?

The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]

Date: 2009-09-15 15:05:02

Credit Crunch

by hilzoy From the WSJ: "All around Washington, policy makers are scrambling to figure out how to get banks lending again ... , policy makers need to repair financial markets as well as banks. But investor confidence in credit ... . The credit crunch is surely real, but it is complex and not easily managed. Banks are lending [more...]

Date: 2008-11-17 06:53:56

GDP’s Debt to Credit

The FDIC is considering tapping its emergency line of credit with the Treasury. FDIC Chair Sheila Bair recently hinted after a speech at Georgetown University that all options are on the table when it comes time to replenish the dwindling Deposit Insurance Fund. We’ll find out more in the next few weeks after the FDIC board of directors meets. Stock market bulls aren’t concerned about the inevitable acceleration in bank failures — at least for now. [more...]

Date: 2009-09-23 18:10:17

GDP’s Debt to Credit

Date: 2009-09-23 22:12:34

Debt Consolidation for Credit Card Debt Relief

Getting out of debt takes time and patience, but following the proper steps will have you out of debt in five years or less with your credit still intact. It is important to avoid loans or any other type credit card consolidation that requires debt financing. More debt often results from this type of debt [more...]

Date: 2009-09-28 15:10:13

Pensioners hit by spiralling credit card debts forced to take out loans as energy prices soar

One in four people is approaching retirement with thousands of pounds worth of debt because they cannot meet the rising cost of living ... for debt charity the Consumer Credit Counselling Service (CCCS) said the research tallied with its own ... to pay their bills. The average credit card debt for the age group is now just over £8,000, according [more...]

Date: 2008-11-23 00:05:36

Debt or Credit Counselling - Well worth Considering

In some parts of the world financial counselling is called credit counselling, while in some European countries i.e. United Kingdom it’s generally referred to as debt counselling. Whether using one expression or the other, the nature of debt or credit counselling boils down to one and the same meaning - getting an education process of [more...]

Date: 2009-09-07 05:44:48

Forgiven Debt Really is Income

There was a pretty good post over at WiseBread yesterday on how if a credit card company forgives some of what you owe, what was forgiven is income you have to pay taxes on. On the one hand, this is a point worth repeating because it seems to surprise most people. On the other hand, the post neglects to mention an important exception, and, moreover, feeds into the belief that this is an irrational fluke of the tax code. It isn’t. It makes sense. You owe Credit Card Corporation (CCC) $5000. [more...]

Date: 2009-09-23 15:59:00

Debt Consolidation: Don’t Dismiss Consolidation, It Can Help!

Amazon.de Widgets Consolidating Debt is often regarded by many as a sign of personal financial mismanagement when in fact it is quite the opposite as this article outlines.Debt consolidation is often considered a last choice option for people who are struggling with paying their credit card debt. Many believe that to consolidate credit debt is akin to saying that they cannot support themselves. If they were to collect some debt consolidation information, their attitude might change. [more...]

Date: 2009-09-15 14:00:05

Welcome to the Carnival of Debt Reduction

Date: 2009-09-28 05:00:04

Credit Card Processing Rates – The Big Six

September 27, 2009 | By Anne Torres In Finance | by Anne TorresIf you’re new to the merchant services industry, you’ll find that there is a very high level of competition going on among its participants. In choosing an account provider, one usually goes for the one that offers the lowest credit card processing rates. However, things may not be that simple as the merchant will need to have a good understanding of these rates and how they play a role in the way an account will be handled. [more...]

Date: 2009-09-27 09:46:29

Rating cannot be construed as a substitute for an exhaustive audit or a fraud detection

Sep 26, 2009Accounting, Audit The credit crisis has exposed weaknesses in many financial intermediaries. How can rating agencies ensure their views are more accurate and unbiased? Despite due diligence, there is always scope for improvement. Credit rating agencies (CRA) do not carry out a separate audit but takes cognisance of the information available from annual reports, submissions from management, secondary sources and opinions from lenders/ investors. [more...]

Date: 2009-09-26 05:31:47

Personal Finance in Japan: An American View

This is a guest post from Steve in Bibai, Japan. He’s offered, several times, ... , but anyone with financial limits would pay by credit card. Several 40-something civil servants (upper middle class) in my office have never even owned a credit card. Those who do have a credit card [more...]

Date: 2008-11-27 13:00:34

Credit Crisis Watch: Gaining Positive Traction

In order to gauge the progress being made to unclog credit markets and restore confidence in the world’s financial system, I monitor a range of financial spreads and other measures. By perusing these, as summarized in this “Credit Crisis Watch” review, [more...]

Date: 2009-01-14 13:30:49

Credit Cards - The Info You Should Know About

It is a common thing to receive a pre-approved credit card offer be e-mail. Some people don’t pay attention to this, and some are extremely excited and readily agree as soon as they see one. But do they know what they agree to? In fact, the term “pre-approved” is not quite suitable to describe credit card [more...]

Date: 2009-09-29 22:11:56

Economic Apocolypse: What if?

Economic Apocolypse: What if? September 29th, 2008 By JAZZ SHAW, Assistant Editor What if the stock market fell from 11,000 to 5,000? What if loose credit evaporated overnight? What if people who took outrageous mortgages and debt ... ? What if credit became tight to the point where average households couldn’t have nine credit cards [more...]

Date: 2008-09-29 23:48:42

Ex-Credit Card Bankers: "Every Customer Who Calls In Is A Mark. It's A Great Big Con." [Confessions]

CNN has an interview with two former credit card bankers who are admitting that their job was to get consumers to max out their credit cards and take on as much debt as possible, regardless of the customer's ability to afford it. They both worked for MBNA at their "sprawling consumer call center in Belfast, Maine." The bankers say [more...]

Date: 2008-09-25 16:39:25

Debt Settlement Companies: Friend or Foe?

These days, lots of people are swimming in debt with nowhere to turn, no access to credit, and no liquidity, with their credit scores shot… and they’re wondering what to do next. Someone I know who is in this predicament just recently asked me for some input. I told them that there are various paths to the same end: to get rid of your debt or to reduce it to some extent. [more...]

Date: 2009-09-09 06:49:11

Debt Consoldiation: The Benefits of Consolidating Debt

Amazon.de Widgets Debt Consoldiation: The Benefits of Consolidating DebtBy: Daniel Millions - Debt is a big problem for millions of Americans and other citizens around the world. Debtors who are in exceptionally deep often die with bills unpaid, and the debt is passed on to their relatives. When credit first became available, it was nearly impossible for the average consumer to acquire a credit card. Nowadays, companies want people who have trouble paying their bills, because that means they wi [more...]

Date: 2009-06-28 20:02:50

Unsecured Credit Card Debt Consolidation – Is it Possible?

Amazon.de Widgets Debt consolidation companies advertise their ability to condense all of your debts into one bill each month. Sure, that sounds really nice. But is that sort of option even feasible? To you, you are just taking on another debt to get rid of debt. Sounds like a mess of contradictions, does it not?Unsecured credit card debt consolidation has proven to work for many, many people. But, some of us would rather try to remedy our struggles with debt on our own. [more...]

Date: 2009-09-23 18:07:01

Debt Consolidation - How Obama is Making it Easier to Eliminate Credit Card Debt

Amazon.de Widgets Recent economic conditions and massive government spending have actually made it easier for consumers to eliminate credit card debt. The passage of the financial stimulus bills has given creditors much more flexibility when negotiating debt settlements. Not only do creditors have a lot of stimulus money to hedge their losses on debt settlements but they are also very worried about defaults on delinquent accounts. [more...]

Date: 2009-09-16 08:49:45

Mike Murdock Preacher from Hell

I JUST SAW Mike murdock (inspirationtoday.com )tell his audience ” if your having credit card problems sow a $ 1000 seed on your credit card and wait for relief from your problem” Makin’ Da Money .. Anyway I Can Mike Murdock is one of these preachers who can stand in front of virtually anyone and preach about getting rich and never blink an eye. He has no shame when it comes to asking for money and promising you will get it back 30, 60, 100 fold. He continues to amaze me yet today. [more...]

Date: 2009-09-20 23:15:11

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

Obama Advice - Credit Card Debt Consolidation - How to Eliminate Your Bad Credit Debt Consolidation

Amazon.de Widgets The most ordinary difficulty of debtors is their unrestrained debts and then hunt discover for a way to hold these debt issues. While attractive debts, grouping never intend that the termination would be so devastating. At nowadays circumstances obligate them to modify go for binary debts thusly crescendo their burden. However demise the think strength be, debts should be unnatural and condemned according to the power to repay. [more...]

Date: 2009-09-10 14:21:37

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

How To Take The Challenge of Credit Card Debt

Filing for bankruptcy is one thing that you should rightly dread in your financial course. This process will crush your credit status with many financial institutions such as the banks and it is in fact an embarrassing process that any one would not want to go through. One thing here is that thee are always some more feasible approaches to debt consolidation that can see you through your financial storms. [more...]

Date: 2009-09-20 00:23:30

Learning to Deal with Credit Card Debts

Date: 2009-09-20 00:26:44

How to Get Credit Card Debt Collectors to Focus Their Energy Elsewhere

Most of those people who cannot afford to pay their monthly minimum credit card payment become potential victims of the consumer debt collection industry. However, a growing number of consumers have found a law to protect themselves against credit card debt collectors. [more...]

Date: 2009-09-26 12:39:41

Can Debt Consolidation Help To Overcome Credit Card Debts?

Are you looking for some inside information on being sued for debt? Here’s an up-to-date report from debt consolidation experts who should know. A debt consolidation loan enables you to reduce these high payments and avoid expensive loan penalties. Creditors will give customers with a good credit history a better rate to keep their business. Once you have rates as low, target the cards with the highest rates first, then work your way down the list. [more...]

Date: 2009-09-19 12:42:52

Can Debt Consolidation Help To Overcome Credit Card Debts?

Date: 2009-09-16 18:49:56

Credit Card Fraud–How to Protect Yourself

This is a guest post by Bill Hardekopf, CEO of LowCards.com . This week, Albert Gonzalez was charged with involvement in the biggest case of credit/debit card data theft in United States history. Federal prosecutors allege that he was part of a group of hackers that seized access to 130 million credit and debit accounts. This is a startling number and a good reminder of the importance of protecting account information. [more...]

Date: 2009-08-20 18:57:27

Don’t Pay Off Bad Credit

Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... your bills on time, that you have good credit. Paying your bills on time only accounts for 30% to 35 ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time [more...]

Date: 2008-11-11 17:02:59

Simple to Read, Hard to Execute: 10 Ways to Save Money in College

Written on 6/04/2008 by Soo L. of womopo.com - practical tips and advice for men ... to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save ... on naive and unsuspecting college students. Some examples of this are credit card companies, loan [more...]

Date: 2008-06-04 22:39:48

U.S. Debt Consolidtion Company - Right Place To Consolidate Your Credit Card Debt

Amazon.de Widgets Credit card debt is something that over 47 meg Americans are currently experiencing. There has never been a time where so many people are in debt and creditors of unsafe debt are becoming rattling worried most collecting. Delinquent accounts are increasing at unprecedented rates and creditors are thence agreeing to rattling generous debt consolidation in order to collect at least a small proportionality of their money. [more...]

Date: 2009-09-18 11:12:16

7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. [more...]

Date: 2009-09-23 08:59:15

FILING FOR BANKRUPTCY, WILL THEY CLEAR HEALTH LOANS TOO?

Okay so we unequivocally didn’t intend upon all to finish up similar to this, we feel hideous as good as comprehend my mistakes as good as wish to repair them. we only can’t means it anymore. we have a 2 credit cards with a sum of 8,000.00 charged up upon them. we have a loan from collateral a single healthcare as good as a loan from caring credit. So fundamentally dual illness loans. we have a automobile loan as well. I’m in 28,000 low as good as in my EARLY 20’s. [more...]

Date: 2009-09-28 18:18:54

Can Businesses Really Check My Credit Report Before Offering Me A Job? [Ask The Consumerists]

Reader Brandon wants to know if those freecreditreport.com commercials are being misleading when they tell you that your credit report can affect where ... , but how is it that they can scare people into checking their credit scores because "it may even [more...]

Date: 2009-01-14 20:53:31

Where Are The 12 Month 0% No Balance Transfer Fee Credit Card Offers?

The credit crisis is bumming me out. Because of the current economic recession, an important source of free money and money making opportunities has all but dried up on me and pretty much everyone else in the country. I’m talking about lucrative balance transfer credit cards - namely, [more...]

Date: 2008-09-30 02:50:48

What to do if you’ve been turned down for a loan

Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

51 - 100 of 847 Posts
Page: First | < Preceding | Next >
0 | 1 | 2