What to do if you’ve been turned down for a loan
Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]
Date: 2009-09-26 14:37:00
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What to do if you’ve been turned down for a loan
Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]
Date: 2009-09-26 14:37:00
The Bad Credit Hotel Online Game
Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel ... inside it? What is a credit score and where is it based? Information about credit counseling ... . It hopes to teach young people about responsible credit card use and educate them regarding debt [more...]
Date: 2008-11-23 18:14:40
Do you need Credit repair?
In these hard economic times, the credit cards seem to get a little more use than usual ... to improve credit scores, or repair credit. It can't hurt to read and get information if you think ... recently was Repair Your bad Credit, it looked to have a ton of info on the subject. I find it helpful [more...]
Date: 2009-01-13 21:48:00
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]
Date: 2009-01-14 19:07:31
Credit Scoring - Does it Matter?
If the borrower has a satisfactory credit history and the ability to pay timely payments, ... is ordered by the lender and the credit reporting agency establishes a score to help a potential lender ... o Adverse Public record information o Evidence of collection accounts o Recent delinquent [more...]
Date: 2008-12-21 12:10:33
Happy Friday! *1.16.09*
Oh no! Oh no! Oh no you didn’t! Yes I did. That song is a classic! We’ve been singing it all week in our office ... sent me a cool article about new credit score information. I found this the article on yahoo [more...]
Date: 2009-01-16 04:39:18
Does Your Credit Score Matter?
Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help. In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]
Date: 2008-11-26 23:03:58
Where Can I Find Debt Consolidation Information - And How Can I Get Started?
Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]
Date: 2008-12-31 00:24:32
Will a short sale hurt my credit score?
When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage ... my report and if it appears that their only option is to sell their house in a short sale, I always [more...]
Date: 2009-01-15 20:14:24
Wednesday freebies: Your Eco-Friendly Home
A twice-weekly sharing of eco-shwag. Today’s giveawy is a copy of Your Eco-Friendly Home: Buying, Building, Remodeling Green by Sid Davis. From my review for Low Impact Living: This guide gives you all the general home building, buying or renovating information you need, be it the low down on mortgages, credit scores, or contracting [more...]
Date: 2009-01-14 15:00:31
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... some form of payment. For example a charged off account has likely been sold to a collection agency ... to dispute the item. These include; escalated dispute information requests, debt validation [more...]
Date: 2008-12-28 13:54:55
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
New Credit Scoring Model Set for Release in 2009- Finally!
Almost a year ago, we wrote about the new FICO 08 scoring model that was initially planned for roll-out at the latter part of 2008 ... -user information would be included. Small Collection Accounts Disregarded. Accounts with debt less ... . Besieged with lawsuits between its creator, Fair Isaac, and the three largest credit bureaus [more...]
Date: 2009-01-06 13:47:30
Bad Credit Repair
by John Cooper If you have bad credit there is hope ... the debt has been sold to a collection agency, and the lender has no need to save any record ... intervention, escalated dispute information requests, and debt validation. You can help your score [more...]
Date: 2008-12-11 16:35:57
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