Checking Your Credit Score

Most people don’t know their credit score. What does that mean? ... on your pay habits and the amount of debt you have. Paying your bills on time, keeping balances low on revolving debt and avoiding excessive inquiries can really help improve your credit score [more...]

Date: 2008-12-23 11:58:12

Blog posts (20) | Videos (55)
 

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... a new revolving line of credit such as a credit card. This will help you build some positive credit ... of available credit to debt. It may not be the most ethical [more...]

Date: 2009-01-07 23:54:48

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]

Date: 2009-01-14 19:07:31

Debt Consolidation – Helps You Improve Your Credit Score

Whenever people are surrounded with debts, they depend only on professionals who have some knowledge in this field to let them get out of their ... their credit score by applying for a debt consolidation and their monthly payment also gets lowered ... by reading books that are related to finance and implementing it in their real life. Debt [more...]

Date: 2009-01-16 02:06:32

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Is Using Credit More Expensive? Not Always

One of the biggest things that anti-credit proponents like to hold up is that using credit is more expensive. But is it really? ... save you money - a lot of money. Using your good credit score to help you leverage your debt ... With A Cash Back Credit Card - My favorite method for this works especially well when you shop online [more...]

Date: 2009-01-05 13:14:47

Credit Scoring - Does it Matter?

If the borrower has a satisfactory credit history and the ability to pay timely payments, ... is ordered by the lender and the credit reporting agency establishes a score to help a potential lender ... o Adverse Public record information o Evidence of collection accounts o Recent delinquent [more...]

Date: 2008-12-21 12:10:33

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... to do this year. For example, the general Credit advice for 2009 is: Make it a priority to pay off your credit ... to get your FICO credit score above 720. Be very careful where you turn to for help with credit card debt [more...]

Date: 2009-01-09 13:29:00

How Credit Repair Services Can Help You Be Debt Free

a credit repair business Unfortunately, the world is set up to encourage borrowing ... techniques, end collector calls and teach people how to reduce debt. Debt consolidation credit ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores [more...]

Date: 2008-12-15 21:41:26

Debt Consolidation: Will It Help Me?

We are in uncertain economic times.Many are falling behind in mortgages, student loans, car payments and credit card payments ... clearly explains what bankruptcy, debt consolidation, third party credit counseling and debt settlement ... will negatively affect your credit score and cause an increase in credit card interest rates.One of the best [more...]

Date: 2008-11-30 20:48:00

White House Throws GMAC $6 Billion Rescue Line

Remember when the Bush administration was opposed to tapping the $700 billion Wall Street bailout to help Detroit’s Big Three? Fugetaboutit ... from a minimum credit bureau score of 700 two months ago down to a score of 621. From a statement from GMAC President Bill Muir: We will continue to employ responsible credit standards, but will be able [more...]

Date: 2008-12-30 16:29:15

Does Your Credit Score Matter?

Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help.  In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]

Date: 2008-11-26 23:03:58

Do you need Credit repair?

In these hard economic times, the credit cards seem to get a little more use than usual ... to improve credit scores, or repair credit. It can't hurt to read and get information if you think ... recently was Repair Your bad Credit, it looked to have a ton of info on the subject. I find it helpful [more...]

Date: 2009-01-13 21:48:00

Are greedy wolves making government-insured mortgages?

Now that subprime is a dirty word and Wall Street firms are no longer making securities backed by loans to people with low credit scores, brokers and bankers are filling the void with a little help from Uncle Sam. They are making loans ... FHA, which is meant to expand credit to folks of modest means? John Courson, president of industry [more...]

Date: 2009-01-15 11:00:45

NAR should put its money where its mouth is

I’ve hesitated to post this since I’m not sure how it will go over with other real estate agents (or my boss!). But, why not? ... on that loan will vary, based on your credit score, amount you put down, where you live ... , generating spending, and helping to repair the economy. Problem solved. I’ve got an even better idea [more...]

Date: 2008-12-20 16:35:30

Friday Stories: Hero Pilot, Bad Birds & A-Rod

Stories I’m watching this Friday: Everyone lives, the pilot averted disaster by ditching in the river, and ordinary humans acted like heros ... American help in the oil business Peru must not have a great credit score MarketWatch: 6 brutal facts you need to realize about your retirement Good for you, bad for phone companies: possible cell phone [more...]

Date: 2009-01-16 03:49:36

Ask SCORE How to Survive Tough Economic Times

Washington, DC (PRESS RELEASE - November 4, 2008) - Entrepreneurs face challenges on many fronts during the next 12 months, including lower consumer spending, rising unemployment, tightening credit, and inflation pressures ... banks also may be a source of a line of credit. A solid business plan can help you make your case [more...]

Date: 2008-11-10 23:00:08

MORTGAGE FOR BAD CREDIT

If you would like to buy a new home or have some improvement plan but you are in the situation of poor credit score and it is hard to gain the trust ... in the country, and you can also use their programs to help you on debt consolidations, mortgage refinance [more...]

Date: 2008-11-13 07:17:06

Bad Credit Repair

by John Cooper If you have bad credit there is hope ... the debt has been sold to a collection agency, and the lender has no need to save any record ... intervention, escalated dispute information requests, and debt validation. You can help your score [more...]

Date: 2008-12-11 16:35:57

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... . This product is important for anyone who is sick of the debt collection calls and is feeling the burden [more...]

Date: 2009-01-11 14:35:09

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