A Warning About “Imposter” Websites December 5, 2008
Posted by SBDC in Small Business General. trackback Only one website is authorized to fill orders for the free annual credit report ... mandated free annual credit report program. In some cases, the “free” product comes with strings attached ... )A Chance for Free Credit MonitoringFinancial buddyAnnualCreditReport.com The Real Free Credit Rep [more...]
Date: 2008-12-04 18:07:42
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Local Banks Escape the Worst from Rosa Wright
Local banks escape worst of financial crisis by Joseph SantangeloThe financial industry on the South Shore and Cape Cod largely has avoided the ... report little to no exposure to subprime mortgages, mortgage-backed securities, credit default swaps ... offer credit to small businesses, although loan standards often are tighter and loan volume is down [more...]
Date: 2008-12-30 18:19:00
What Obama’s Proposed Tax Cuts Mean for Small Businesses
From BusinessWeek.com:Here’s a welcome report for entrepreneurs this new year: ... for small-business owners.Details are still emerging, but the plan could include a longer window ... capital improvements; and a tax credit for job creation.How soon can that get money into your hands [more...]
Date: 2009-01-07 20:00:00
CDT Highlights Privacy and Security Impact of Tax Reporting Plan
In testimony before the House Small Business Committee today, ... require banks to track credit card payments and report the data to the Internal Revenue Service for tax ... from small businesspeople and others, and would set a dangerous precedent. [more...]
Date: 2008-07-23 20:17:17
Should a Venture Capitalist be Head of the SBA?
I was starting to get really impressed with President Elect Obama’s cabinet choices ... doesn’t provide credit access to enough small businesses. So my question is: how will we fix ... States, according to the MoneyTree Report by PricewaterhouseCoopers and the National Venture Capital [more...]
Date: 2008-12-24 04:43:15
The bounce becomes a dose of reality.
The business world is finally waking up to the realism that Gordon Brown and Alastair Darling do not have what it takes to get this country's economy ... . Small business are folding, because they cannot get credit, because of the reluctance of the government ... , they report that "Only 28 per cent of respondents said they were confident in the Prime [more...]
Date: 2009-01-09 09:30:00
Biodiesel Maker Latest News and Information
BioDiesel and Bio Fuel News Provided By MSN News Consumer prices fall for third straight month in Dec ... small businesses continue to struggle with tight credit and declining sales, one fledgling industry ... are reporting an influx of inquiries and … Green industry casts wide net - Rocky Mountain News [more...]
Date: 2009-01-17 05:01:29
Obama Revives Health Care Debate
Click here to view the embedded video. Finally! I heard a report on NPR this morning and the Obama website confirms that the Democratic ... a payroll tax for these large employers. Small businesses will get a tax credit to encourage them ... questions this week in debating health care with co-workers, post a comment at “The Country Doc Report [more...]
Date: 2008-10-05 21:12:46
Mandelson extends ‘real help for businesses’
Business Secretary Lord Mandelson today unveiled a package of measures designed to address the cash flow, credit and investment needs of small and medium businesses. The support package, which builds upon the commitments outlined in November’s Pre Budget Report, consists of loan guarantees and a new [more...]
Date: 2009-01-14 10:59:05
News: Government's real help for business
Business Secretary Lord Mandelson today unveiled a package of measures designed to address the cash flow, credit and investment needs of small and medium businesses. The support package, which builds upon the commitments outlined in November's Pre Budget Report, consists of loan guarantees and a new [more...]
Date: 2009-01-14 11:20:00
Weekly Audit for 1/15/09
Lot’s of thought provoking reads this week: Politico reports on the story of the week: Geithner’s tax oops. I’m so curious what you all think ... of working for the government! Jean at Small Business Boomers provides several resources to decide ... interactive exercise to reassess and reinvent our businesses! Image Credit: orangeacid, Flickr Tags: [more...]
Date: 2009-01-16 14:37:36
QuickBooks Pro 2009 3 User
Amazon. com Product Description Small business accounting software that makes accounting easy with tools to organize your finances all in one place. Track sales & expenses. Click to enlarge. Reduce data entry by downloading your bank & credit card transactions into QuickBooks. Click to enlarge. Create purchase orders. Click to enlarge. Generate reports with one click to see how your business is doing. Click to enlarge. [more...]
Date: 2009-09-29 23:40:46
Financials, Retail Gain, Energy and Healthcare Lag
Financials shine Financials notched up solid gains, with the Select Sector SPDR ETF (XLF) up 2 ... of between 4% and 6% on Tuesday. Small business lender CIT Group (CIT), meanwhile, was down 50 ... in a Credit Suisse research report on Monday as retailers that could see earnings decline substantially [more...]
Date: 2008-12-24 21:30:20
Government help for small business: The key points
Working Capital Scheme - Open to “ordinary-risk” businesses with a turnover of up to &beat500m - Government will guarantee up to 50pc of new and existing working capital credit lines ... Fund - A £50m fund to convert businesses’ debt into justice, announced in the pre-budget report [more...]
Date: 2009-01-16 08:09:09
Millions Affected by Small Fraudulent Charges Nationwide
Internet complaint boards have been busy and credit card fraud departments are scratching their heads ... is trying to find out whether an illegally obtained credit card number will work before making a bigger charge, or they’re trying to rip off tiny amounts from tons of people.” So far, most reports [more...]
Date: 2009-01-13 18:00:58
No Financials Required - Commercial Lending
If you search the internet for factoring or accounts receivable financing programs you have probably seen many companies claim, ... companies (”factors”) without financial statements. As a small business owner that performs multiple ... for your company without having to prepare a large amount of reports. But can a bank loan or line of credit [more...]
Date: 2009-01-08 01:40:00
Small Banks Still Doing Fine
Back when the financial meltdown had just started making headlines I posted about how smaller, regional banks were largely unaffected ... that or go out of business. Today I got an email from my personal financial institution, Town & Country Credit Union ... institutions. However, I am proud to report that Town & Country Credit Union remains [more...]
Date: 2008-10-15 20:46:31
JP Morgan:2009 Cloud Computing Outlook
Bert Bouwhuis pointed me to the a report by JP Morgan on Internet-oriented companies, ... computing was on track to be the buzzword of 2008 until it was displaced by the credit crunch. But beneath ... and cloud applications for the consumer and small businesses due portability, collaboration, convenience [more...]
Date: 2009-01-06 21:37:09
Officescape Launches New Telework Solution
Officescape is getting off to a busy start in 2009, no doubt leveraging the credit crunch and the down economy that’s buoying its industry ... of a distributed workforce, whether it’s a multinational company or a small group of partners scattered ... in 2006, according to a report issued by WorldatWork. In total, the sum of teleworkers (both [more...]
Date: 2009-01-16 23:54:30
recessions and businesses
Okay, so technically I’m not totally convinced that this is a serious economic downturn ... to really bad information on your credit report! ... , and it is unlikely that it will be. That said, this is absolutely a difficult time to be a small [more...]
Date: 2008-12-18 01:40:10
S&P: Credit losses will rise into 2010
Credit ratings agency Standard & Poor’s expects nonperforming loans to continue to rise through 2009 and into 2010, ... for Biz2Credit. Biz2Credit is a small business marketplace that provides entrepreneurs ... to increase amid the widening economic downturn, Standard & Poor’s said in a new report released [more...]
Date: 2009-01-11 02:34:39
UAE's Loan Quality To Worsen: Moody's
Source : The Business Times, January 15, 2009(DUBAI) ... the past four to five years,' John Tofarides, a Dubai-based Moody's analyst said in a report. 'These factors will negatively affect the credit environment over the next 12 to 18 months.' UAE's small [more...]
Date: 2009-01-16 16:20:00
Is the 6-month Stock Market Rally About to End?.
by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]
Date: 2009-10-01 17:54:55
Who has clout with Congress?
Since I quoted Simon Johnson yesterday doubting that meaningful financial regulation will come of recent financial follies, I was interested to read Ezra Klein's interview about such regulation with Congressman Barney Frank. What Frank has to say matters: he's the chair of the House banking committee and is widely thought to have been one of the sharper players during the worst crisis moments of last fall's panic. Frank thinks better regulation will get done. [more...]
Date: 2009-09-29 07:07:00
Happy Fiscal 2010: Loose Lips Daily
As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com . And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—’ Jim Graham’s Ties to Ted Loza Included Abortion ‘; ‘ Jim Graham’s Decade-Old ‘Taint’ ; ‘ D.C. Gay Marriage Bill to Be Introduced Tuesday ‘ IN LL WEEKLY— The Right-Hand Man : Why has Jim Graham stuck with accused bribee Teddy Loza? Greetings all. [more...]
Date: 2009-10-01 16:48:58
Davidian: Turkish-Armenian Protocols: Reality and Irrationality
“The Protocol on the Establishment of Diplomatic Relations Between the Republic of Armenia and the Republic of Turkey” officially announced in Berne, Yerevan, and Ankara on Aug. 31, 2009, has been brought to center stage and not without controversy. In order to fully appreciate and rationally analyze this yet-to-be-ratified document that is meant to serve as the basis for further dialogue between the parties, its origins and accepted norms of international behavior regarding it must be understood. [more...]
Date: 2009-10-01 14:04:13
Bailed Banks
The Bush-Obama strategy of throwing trillions at the banks to solve the mortgage crisis has been a failure. The banks welcome public money to remove toxic assets from their books, insured by we-the-taxpayers, as well as the hundreds of billions in direct handouts, but they’ve hardly returned the favor. They’ve used these funds to pay mega salaries and prop up stock values, choices that obviously benefit them. They needed public support, no one wanted the system to collapse. [more...]
Date: 2009-09-30 21:58:57
Most People Think a Rising Housing Market Makes Them Richer
The Daily Reckoning Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. [more...]
Date: 2009-10-01 02:38:40
Most People Think a Rising Housing Market Makes Them Richer
Houses bounce too... Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren't so sure this crisis is over. As we reported yesterday, they're saving money...maybe even at an 8% rate. Oil didn't move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to "mixed data." That is to say, some reports were encouraging. Others were not. [more...]
Date: 2009-10-01 01:00:48
Entrepreneurship 101: Create Marketing Knowledge About Local Conditions And Opportunities
How did you learn how to create demand for the offerings your company provides? Most people either go to school or learn on the job. Sometimes, they do a little of each . . . as I did. When I was studying at Harvard Business School, two methods were used to teach marketing: cases involving specific decisions facing real marketing managers; and unpaid consulting assignments working for companies with unresolved marketing issues. In either course style the issues studied always related to U.S. [more...]
Date: 2009-09-30 20:21:59
Good Business Sense: Microsoft’s Free Accounting Solution
To be truly successful, you have to treat your business like a business, and good accounting practices are a big part of that. Yet only twenty percent of the twenty million small and home-based businesses in the U.S. use accounting software to track their business finances. Many home-based business owners’ “bookkeeping systems” still consist of pens, paper, and boxes stacked in closets. Worse, many more don’t keep records at all. They have no idea where, or if, they’re making or losing money. [more...]
Date: 2009-09-29 16:53:55
Financial Dispatch: Private sector still losing jobs
Andrew Torgan CNN Financial News Producer The first of this week’s big employment reports is out and the numbers are a bit of a disappointment. Payroll-processing firm ADP says private-sector employers cut 254,000 jobs in September, down from a revised 277,000 in August. But that is the smallest monthly total since July 2008, even though it’s worse than the 200,000 loss economists had forecast. Large businesses, those with 500 or more workers, let 61,000 workers go in September. [more...]
Date: 2009-09-30 16:14:02
Germany - The Bitter-Sweet Tears Of Angela von Merkel
German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]
Date: 2009-09-30 22:01:26
Down in the boondocks
A permanent, professional, career legislative class is no friend to democracy. In a healthy polity, our representatives should be part-time, poorly remunerated, (and) perk-free. - Mark Steyn THOUGH IT’S BEEN LARGELY FORGOTTEN by the mass media in the past month due to the hullaballoo over the new boys on the block, the issue of greater independence for local governments dominated the political discussion for most of the spring and summer. [more...]
Date: 2009-09-30 18:43:18
These Are Important Real Estate Facts To Consider
If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!by Paolo KosterYour first avenue for finding good deals is the local newspaper (the property newspaper). Just search for properties that are listed directly by the owners who want to avoid paying commission to the real estate brokers.Since the owner is saving on the commission that they would otherwise have to pay to the broker, they would probably be able to offer a lower price to you and be more open to negotiations. [more...]
Date: 2009-09-30 14:53:59
The House Bounce?
Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. Others were not. [more...]
Date: 2009-09-30 20:00:05
Posts about Obama Health Care Failure as of October 1, 2009
Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC. Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.” Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy. Pawlenty plans a particular effort to [more...]
Date: 2009-10-01 12:59:05
Underlying Demand During a Housing Shortage
There is an impressive amount of garbage in today's headlines to sift through. Most of it, of course, is rubbish. But there are probably two main takeaways from the last 24 hours: don't fall for the earnings recovery story, and housing is still a sucker's bet in country's whose names begin and end with the letter "A". Let's take the earnings recovery story first. Tomorrow we're going to have a look at the outlook for Aussie bank earnings. [more...]
Date: 2009-09-30 04:58:24
Senate Climate Battle Is On
Progressive Breakfast: Senate Climate Battle Is OnProgressive Breakfast10/1/09 7:11 AM Isaiah J. Poole Health Care for All An Economy for All 501c(3) Progressive BreakfastThe legislative battle to lower greenhouse gas emissions is finally getting into full gear in the Senate with Wednesday’s introduction of a comprehensive climate change bill.McClatchy News Service reports:The landmark legislation — called the Clean Energy Jobs and American Power Act — would force the U.S. [more...]
Date: 2009-10-02 00:03:18
Brand Measurement: Analytics & Metrics for Branding Campaigns
One of the ultimate excuses for not measuring impact of Marketing campaigns is: “Oh, that’s just a branding campaign.” Admit it, you’ve heard it. I suspect you’ve even used it liberally!! : ) Before we go any further I must clarify that I love branding campaigns just as much as the next guy. I love campaigns that Visa runs. I love watching the IBM ads (with the Linux kid perhaps the best of the lot). I loved the I’m a PC ads from Microsoft (and I am a proud PC!). [more...]
Date: 2009-09-29 08:34:04
Text of Kerry-Boxer Clean Energy Jobs and American Power Act, The Senate's Cap-and-Trade Climate Legislation
A SUMMARY OF THE CLEAN ENERGY JOBS AND AMERICAN POWER ACT AS INTRODUCED September 30, 2009 SECTION 1 . SHORT TITLE ; TABLE OF CONTENTS . This Act may be cited as the “Clean Energy Jobs and American Power Act”. Sections 2. Findings. Describes the impacts of climate change and the benefits of transitioning to a clean energy economy. Section 3. Economywide Emission Reduction Goals. Establishes targets for reducing global warming pollution. Section 4. Definitions. [more...]
Date: 2009-10-01 12:11:00
Some Real Estate Points I Want To Share With You
by Paolo Koster Your first avenue for finding good deals is the local newspaper (the property newspaper). Just search for properties that are listed directly by the owners who want to avoid paying commission to the real estate brokers. Since the owner is saving on the commission that they would otherwise have to pay to the broker, they would probably be able to offer a lower price to you and be more open to negotiations. You could also place your own wanted ad in the local newspapers. [more...]
Date: 2009-09-30 14:55:27
Recent Tweets from the BARN
CLICK HERE to listen to the BARN’s Morning Ag News as heard on participating BARN Affiliate Radio StationsNational Ag News for September 29, 2009 Sponsored by the American Farm Bureau Federation“Chinese File Another Trade Complaint” China has started investigating complaints that American chicken products are being dumped in China and are unfairly benefiting from subsidies. Chinese companies say U.S. [more...]
Date: 2009-09-29 13:52:54
Realize Your Credit Score Plus 3 In 1 Credit Report
Realize Your Credit Score Plus 3 In 1 Credit Report by Sara M Perry3-in-1 credit reports are summaries from all three of the foremost credit bureaus. They cover the financial history collected on one person or group in order to “report their credit worthiness” or in other words, whether or not it is expected that they have the resources and trustworthiness to pay off a new obligation.These reports supply information from the three foremost credit reporting agencies. [more...]
Date: 2009-10-01 11:31:33
Outright: Small Business Bookkeeping Service Online
Outright is a free small business bookkeeping service for managing accounts online. It can be used to track business income, expenses, profit & loss and calculate the taxes. While it is designed for US customers, I think most of the features (except the tax calculations) could be used by people from other countries if they deal in dollars. It also creates rich graphs and reports for a comprehensive analysis of your books. [more...]
Date: 2009-10-01 03:20:28
Profiting from Payday Loans in 2009
On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]
Date: 2009-01-16 19:38:12
Blocking, Tackling & Running: Leveraging a Crisis Into Real Change
There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]
Date: 2009-01-16 20:07:11
Predictions for Entrepreneurship in 2009
It’s that reflective time of year when everyone takes what they learned from the past 12 months (and what a stomach-churning 12 months they were!) ... on recent economic data, conversations with small-business experts and other noteworthy reports. Here ... , will be seeking their share. (Also, we expect heated debates over whether the Small Business Admini [more...]
Date: 2008-12-30 13:55:56
Windows Azure and Cloud Computing Posts for 10/1/2009+
Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]
Date: 2009-10-01 23:00:00
RIL, auto stocks slide in flat market
Key benchmark indices ended little changed after witnessing wild gyrations throughout the day. The BSE 30-share Sensex rose 7.71 points or 0.05%, off 61.06 points from the day's high, and up 75.19 points from the day's low. The BSE Sensex extended gains for third straight session while S&P CNX Nifty ended marginally lower. Market breadth was weak as small and mid-cap stocks underwent correction.IT stocks were in demand for the third straight day. However, auto stocks retreated on profit booking. [more...]
Date: 2009-10-01 12:10:00
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