On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... so I was just lax about it. That’s how I am usually when our budget’s not that tight. My hubby insist [more...]

Date: 2009-01-15 06:40:58

Blog posts (141) | Videos (111)
 

Instant Cash Loan – No Checking Account Needed?

Getting an instant cash loan is something that many Americans desire during the current recession.  Many of these Americans have no checking account but still need money; is this possible?  If you have access to an instant payday loan company that is not internet based you have a great chance to get instant money without a checking account.  Online payday loans prefer to wire to a checking account but payday loan companies with physical address can just give you cash. [more...]

Date: 2009-10-01 17:37:12

Emotional Intelligence: Not Total BS

Recently I had the opportunity to spend a day in an Emotional Intelligence workshop ... , participants took a test to determine our personal EQ. I did not score well. Abysmal in fact. My score ... by Daniel Goleman. According the book, my low score indicated I am severely socially inept, virtually [more...]

Date: 2008-12-22 10:30:52

Credit report: check yours

Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]

Date: 2009-09-30 19:27:34

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

Post-Holidays Ideal Time to Check for ID Theft

We know, we know: that stack of bills on your kitchen table can’t possibly have a bright side. Right? ... . Request a Credit Report Unless you’re planning on requiring one for another purpose (such as a loan) within the next 12 months, now is also a good time to order a credit report. (You may obtain [more...]

Date: 2009-01-17 00:30:01

Design An Open Source T-Shirt With Mozilla

My personal opinion is that Mozilla is the second most interesting web name out there, just behind the big company with the little search box ... s store uses the Zazzle online storefront and its acknowledged real-view technology which allows ... or more) in JPG or PNG with your own name for the credit line. The guidelines do not curb your creative [more...]

Date: 2008-12-08 19:12:43

A Low Interest Rate Car Finance !!! Posted By: Car Loans For People With Bad Credit….!

CarDollarsForAll, America’s Leading Car Finance company provides Your Dream car of your choice with good credit, bad credit and no credit.No Worries if you come in category of Bad credit or no credit.If you come in the bad credit category & the high street lenders have turned down to give car loan! No issues you can yet get loan for you dream car. We can help you to get bad credit car loans or bad credit auto loan, which is just a click away. We offer bad credit car loan online facility. [more...]

Date: 2009-10-01 04:16:59

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... s also one of the best online bank options in terms of interest rate and website features ... , and mutual funds via its highly sophisticated electronic trading website, ETrade customers can also [more...]

Date: 2008-12-27 08:39:38

Online Payday Loans – Instant Cash Approval Today

Online payday loans are getting extremely popular.  Getting an instant cash approval today is something many hard working Americans desire to make ends meet financially.  No matter how hard we work it seems there are always bills that go unpaid.  One way to get some quick cash to assist you is to get an online payday loan.  Even if you have bad credit, it is very likely that you can get an online payday loan. [more...]

Date: 2009-10-01 14:44:15

Snackfest Continues - 2009 Marketing Advice

Snackfest Continues - 2009 Marketing Advice This is part two of a two course helping of snack sized small business marketing advice for 2009 ... leaders responded to my question. Guy Kawasaki, author of Reality Check said . . .Stop believing ... equity & credit $$$. It’s time to make a big move that needs big capital. - Twitter ID Chris [more...]

Date: 2008-12-30 12:03:29

Recommended Free DIY Credit Fixing Website

My friend, Dean, has a website on how to fix your own credit. It’s pretty detailed because it’s what he did himself, for free, to fix his own credit ... . However, it can’t hurt if your score is a 750 to clean up the bad items on your credit report just to nudge it higher. It’s a good time to do this since you can get a free report online and send [more...]

Date: 2008-12-29 15:44:54

Getting Business Car Lease Deals - Some Facts and Tips

by Robert Brown If you want a car, you should get the best car lease deal. There are many options available to you. You need to make the calculations so that you do not end up paying a lot for it. You can get the best car leasing rates if you do a simple search on the internet. You can start searching for the best lease deal using Google. You can look for various companies and the rates they offer. Then you can compare the deals and the terms they have. Thus you can find a good deal. [more...]

Date: 2009-09-30 11:30:22

Innovative Beauty Products: Korres

We don’t usually write about beauty products, but when something is this good, we have no choice ... my vintage flow. Greedily took my store credit from the cashier and began to shop for something I was going to love. In twelve minutes flat, I’d found a bronze duvet on CLEARANCE for $99.95. SCORE [more...]

Date: 2009-01-13 03:33:12

Saving the Economy

I think that I am single handedly saving the economy because I can't seem to stop shopping ... of sale merchandise sale happening this weekend. Of course I had to check it out. I quickly filled ... then I pulled out my credit card and… another co-worker came by my desk because it was time to leave [more...]

Date: 2009-01-16 17:33:00

Free Credit Report and Scores

Free Credit Report and Scores January 14th, 2009 Subscribe To Our Feed Are you kind of person that is regularly updated about the state of your credit report? such thing has become very important nowadays, considering the current ... moves need to be taken with care, a credit report checking could save you problems in the near future [more...]

Date: 2009-01-14 14:47:36

Home loans

by Tom Martens For the vast majority of us, homeownership means a monthly mortgage installment ... this rate, your credit history and credit score are major factors in whether your bank considers ... the best option for you. Administration fees payable every month differs with each loan, so check [more...]

Date: 2009-01-16 14:53:39

Comments

Morning Mix: Paris Hilton's Web Site Will Infect You. Or Your Computer.Headlines:Paris Hilton's Web site infects visitors... Hospitalized Patrick Swayze "upbeat," says mom... Miley Cyrus, Jonas Brothers added to Kids' Inaugural event... Lil' Kim not happy with "Notorious" portrayal... Daniel Craig says he's not much of a gun aficionado.. [more...]

Date: 2009-01-14 13:07:25

Federation of Conservation Districts Holds Annual Meeting Next Week

PRESS RELEASE For Immediate Release COLUMBUS, OH - The Ohio Federation of Soil and Water Conservation Districts (OFSWCD) ... Association of Ohio, will be the guest speaker. Event sponsors include Farm Credit Services of Mid-America, Aqua Doc Online, Baughman Tile, Inc., Fifth Third Bank and JF New. To register [more...]

Date: 2009-01-15 14:33:00

A Primer On Lending And Borrowing With Lending Club.

Social lending is the process of enabling people to lend directly to and borrow directly from other people without using a bank ... by borrower risk, but you can mitigate that risk by choosing borrowers with higher credit scores ... than many people are currently paying on their debts. Your credit score, payment history, income level [more...]

Date: 2008-12-18 14:00:50

My New Credit Card: Not for Credit

Every Tuesday, Smithee presents an article about his own experiences with credit cards and observations about the credit card industry. Two weeks ago I introduced you to a new credit card that offers 2% cash back that is deposited ... credit card applications always say, “get a decision in minutes!” and then they feign some sort [more...]

Date: 2008-12-23 13:04:04

Online Mortgage Brokers | ArticlesBase.com

Online mortgage brokers ease through the process of applying for a home mortgage loan. Say you are a borrower willing to purchase a house, irrespective of the credit score and the amount of loan required for the purchase of the house, the mortgage broker is in a position to arrange for the fund, choosing amongst the various loan options available in the market. Continue reading here: Online Mortgage Brokers | ArticlesBase.com [more...]

Date: 2009-10-01 14:28:12

Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus

Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... t be from the following 8 States: Idaho, Indiana, Iowa, Maine, Nebraska, North Carolina, North Dakota ... in the past 12 months, * no more than 10 inquiries on your credit report in the last 6 months [more...]

Date: 2008-12-14 14:30:58

Homeowner Loans for Everyone

A homeowner loan is a loan that is given against the security of a house. Your house acts as collateral when you take out a homeowner loan ... . By offering a house as collateral, a person having a bad credit score can obtain a bad credit loan ... is replacing high rate unsecured loans and credit card bills with a low rate secured loan. Therefore [more...]

Date: 2009-01-16 23:02:29

Selecting From These Monthly Magnificent 7 For Round 2.

Pipe in if you want. LarThese are the final monthly nominees to compete to go on to round two ... For A Mortgage When One Spouse Has A Low Credit Score  By Searchlight Crusade: here are several ... must qualify, credit score-wise. The way around this is a quitclaim to the spouse who has a good [more...]

Date: 2009-01-15 10:19:45

Sprint comes to its senses, cuts Touch Pro2 price to $199 starting October 1st

When we first caught wind of Sprint’s HTC Touch Pro2 pricing, we had to do a triple-take. As we just confirmed with eCare however, Sprint is wisely bringing the ridiculous $349 price of the HTC Touch Pro2 down to $199.99 (after MIR) starting October 1st. With the BlackBerry Tour, upcoming HTC Hero and — most importantly — Verizon’s Pro2 coming in at $199, this move was absolutely necessary. [more...]

Date: 2009-09-30 12:00:17

Are You Thinking About Declaring Bankruptcy?

by Elma Evvie Declaring bankruptcy is one of the most difficult decisions and should never be taken lightly ... of before ou begin declaring bankruptcy that you may or may not know. 1. Your Credit Score: Your credit score is extremely important when it comes to getting new loans or even trying to get a job [more...]

Date: 2008-12-01 12:58:15

How to find the cheapest car insurance

Car insurance is a must for all of us that own a luxury vehicle and not only ... on various factors, ranging from age or credit score to  driving record. Add to the this equation the high ... , having a good credit score and no negative payment history, will tremendously help you get the cheapest [more...]

Date: 2008-12-04 08:30:29

200 No Faxing Payday Loans

In fact, online appliers get the benefit in terms of fast processing is done right answer ... advance on time. Once the lender does no credit can avail the fast cash advance loans, there are many people with bad credit ten dollar payday loan! And the biggest revelation is that they charge a high [more...]

Date: 2009-01-16 19:31:56

Digital PR Etiquette and Your Social Marketing Plan

The last thing any of us needs is more useless e-mail ... out to a blogger or business online (please note that I altered the company URL for confidentiality ... . We would be grateful if you could post an article about Failrail.com on your blog. Photo Credit [more...]

Date: 2009-01-15 15:58:29

Method Madness Marathon!! Bank Offers!!

I figured since I just posted the $100 TD Ameritrade bonus below, and I have a few more to post about this week, ... their credit score. This is NOT TRUE in most cases. This is ONLY true if the bank does a hard pull on your credit. Most banks do soft pulls, which have no bearing on your score.How do you find out if a bank [more...]

Date: 2009-01-13 03:47:00

You Can Implement your own Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... you. Remember that there are 3 major credit reporting bureaus and you need all 3 reports. You must make sure ... the effort and take the time to get your money management and credit use habits back on track [more...]

Date: 2009-01-14 23:27:42

Faxless Payday Loan: Helping Hand or Quick Sand?

When we talk about loans in any forms, they are always related to debts ... in essence payday loan aims to help people regardless of their credit score, many accuse payday loan ... and instant remedies for their problems, including financial problems. Just like everything in life [more...]

Date: 2009-01-06 14:00:10

Find Out Now Useful Knowledge - Car Loans

Find Out Now Useful Knowledge - Car Loans Posted on January 16, 2009 (0) Comments Show Bookmarks [ ... higher than on other type of loans. You can still get a loan from a specialist provider, even if you have a bad credit, although at a higher interest rate. Having finalized a deal, you shall [more...]

Date: 2009-01-16 12:40:10

Bad Credit Loan

Bad Credit Loans are specially designed for individuals who are facing problems with their credit history ... money lenders will charge higher interest rates for bad credit loans because of the risk inherent ... in a timely manner, thus entitling him/herself with a poor credit score. Credit score is a rating which [more...]

Date: 2009-01-16 12:47:59

Top 10 Trends In Managing Small Business Finances in 2009

Top Trends in Managing Finances in 2009 There’s not much good news to report on the financial front as we move into 2009 ... small business owners. Overall, the landscape is different than it has been for a long time, but small business owners are used to adapting to diverse issues and have remained the economic engine [more...]

Date: 2009-01-14 08:12:29

Protect Yourself from Identity Theft

Identity theft is on the rise and people must be vigilant not only protecting their personal information, but monitoring their credit to ensure that they do not fall victim.  employeescreenIQ’s Rob ... that individuals can protect themselves. Don’t Let Someone Take Credit For (From) You!- By Rob [more...]

Date: 2009-01-16 14:44:54

An Interview with LendingClub’s Rob Garcia

LendingClub brings individual borrowers and lenders together to fund loans up to $25,000 ... are typically lower than those paid by borrowers on their credit cards, but higher than those received ... ’s community is made up of borrower and lender members. Borrowers are good credit folks who need [more...]

Date: 2009-01-14 11:40:39

Coke Zero Dance Hero Dance Off Contest

Why Dance with a Hero When You Can Dance with a Zero This is a sponsored post brought to you by Coca-Cola Zero and IZEA ... ! Do You Have The Moves? Coca-Cola Zero Dance Hero is an online game created by iCoke.ca to help promote Coke ... a level of skill and practice to get a good score. Below is a video of my first attempt [more...]

Date: 2008-12-30 05:35:29

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15

5 Good Reason Having Multiple Credit Cards Make Sense

5 Good Reason Having Multiple Credit Cards Make Sense While the opinion of many consumers revolves around the credit ... out. You can also employ different credit cards for different purposes, such as one credit card for shopping online ... , or used fraudulently. You will be able to rely on your other cards resources. Credit Score Booster [more...]

Date: 2009-01-14 00:37:26

Debt Consolidation - Get Out Of Debt

Debt Consolidation - Get Out Of Debt Around 80% of the American population is under debt. Debt is a dangerous problem ... depend on your credit score, so it is advised to get more and more quotes from different lenders ... , if a person has 2 credit cards which has been used fully and to repay the amount he applies [more...]

Date: 2009-01-17 00:05:33

How to Locate the Best Secured Loan Rate

Everyone wants to be able to say that they received the best secured loan rate that they could when they have to borrow money, ... . The higher the risk of the individual requesting the loan (usually determined by considering their credit score), then the higher the interest rate usually is. Of course, just because a person [more...]

Date: 2009-01-16 16:14:45

Consolidating Student Loans

With higher education costs on the rise, many people these days have several student loans ... . Having a single student loan can help your credit rating because of how your credit score is figured ... can take up to six months to report a drop of a loan off your report. But if you don’t use your credit [more...]

Date: 2009-01-16 12:54:49

Compare Washington Homeowners Insurance Quotes to Save Money on Your WA Home Insurance Cost

Compare Washington Homeowners Insurance Quotes to Save Money on Your WA Home Insurance Cost Posted by Dark Spider at January 16, 2009 Getting a home insurance quote in the state of Washington has never been easier. Problems arise however, when people see all those homeowner insurance companies in the market and do not know how to narrow [more...]

Date: 2009-01-16 18:07:36

Free Credit Report

Someone advised me that always one should have a good credit standing so that there won’t be any future problems.  Have you heard about free credit report?  Well it’s an online company that helps you updated with your credit report.  At Nexus  it helps me to be always on track on that is happening so I   avoid [more...]

Date: 2009-01-08 14:38:54

Bad Credit Loan: Loans for People with Bad Credit

Bad Credit Loans can be used for many purposes. For example, if you have few unpaid debts, you can use them for debt consolidation, ... complimenting your situation. However, the difference in case of bad credit loan may be in the form of higher ... are easier to search. Interest rate on secured bad credit loans can be higher than standard interest [more...]

Date: 2009-01-16 16:47:05

Fraud Alert vs. Freezing Your Credit Report

If you have been a victim of identity theft, you may have seen conflicting information about how to handle the situation. Most sites recommend placing a fraud alert on your credit report to prevent the identity thieves ... . What is a fraud alert? Setting up a fraud alert is like placing a red flag on your credit report [more...]

Date: 2009-01-14 17:16:56

Google’s Adwords Top Tactics For Tough Times

Like anyone who’s using Google Adwords in their online marketing, ... are. I know that your quality score is supposed to lower your costs and if your ads have high CTR click-thru-rates ... Adwords is very risky for the online affiliate marketer - you better know what you’re doing [more...]

Date: 2008-12-22 13:34:38

Education And Learning: A Paradigm Shift - Part 1 - Is Our Educational System Broken?

It's all so good to talk about new media, 2.0, participation, collaboration, real-time web, mashing-up, agile development, remixing, ... Photo credit: Dmitriy Shironosov Why has it that advertising, marketing and new media have been able [more...]

Date: 2009-01-06 17:26:00

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