Home Mortgage Loan: 5 Elements To Take Into Consideration Before Buying A House

While purchasing a house is an exciting effort in a lifetime, it is certainly not something you want to rush into ... of your credit report several months before you start shopping for a house so you know what to expect ... of your annual salary. But even then, it is best to find a calculator online to help you figure [more...]

Date: 2009-01-05 13:01:40

Blog posts (130) | Videos (35)
 

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:39

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:12

Four Big Economic Indicators to Watch

There are many items that influence the day-to-day moves in a stock, bond, or commodity’s price — earnings news, corporate financials, simple supply and demand, and a whole lot more. Heck, I’ve even read an academic study that argued the weather has a huge influence on whether markets close up or down! But when it comes to figuring out the bigger-picture, longer-term moves for whole investment classes, there’s nothing better than watching a few key economic indicators. [more...]

Date: 2009-09-29 11:30:37

Getting Out of Debt Quickly pt 1

You are probably familiar with this feeling: Your bills are constantly piling up, but you feel so far behind that you simply cannot bear to even open them. When you do open them, you quickly realize that there is only enough saved up in your bank accounts for you to make the minimum monthly payments and nothing more. You have plenty of other company all over the country. The average family in America is carrying between $8,000 dollars and $9,000 dollars in debt on their credit cards alone. [more...]

Date: 2009-09-25 11:16:53

FreeCreditReport.com Review: Not a Free Credit Report

Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]

Date: 2009-09-29 04:01:28

Credit Cards

by Bob Jones The emergence of the electronic age made almost everything more possible. Diagnosing and curing previously deadly illnesses became widespread; reaching uncharted territories became a possibility and most of all, people’s everyday lives was made easier by technology. We now have more convenient stores, easier means of transportation and a variety of gadgets that makes work and pleasure almost effortless. [more...]

Date: 2009-09-26 19:27:11

Where will synthetic biology lead us?

by savwafair2012 (Posted Fri Sep 25, 2009 4:45 pm) SORRY ABOUT THE LONG READ 2009-09-25 The first time Jay Keasling remembers hearing the word “artemisinin,” about a decade ago, he had no idea what it meant. “Not a clue,” Keasling, a professor of biochemical engineering at the University of California at Berkeley, recalled. Although artemisinin has become the world’s most important malaria medicine, Keasling wasn’t an expert on infectious diseases. [more...]

Date: 2009-09-25 14:45:18

Would You Like To Find Out How Airmiles Creditcard Can Help You Fly For Free!.

In the midst of the growing costs of airfare, the having a airmiles credit card that earns airmiles with purchases appeals to several people. Both American Express and Discover own such products. Any product spoken about in this commentary has an online application form, which helps speed your way into enjoying an air miles credit card. American Express airline rewards programs include such features as: The ability to earn travel miles on all you buy with the Card. [more...]

Date: 2009-10-02 00:15:12

Words from the (investment) wise 9.27.09

Words from the (investment) wise for the week that was (September 21 – 27, 2009) After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 12:05:27

Go Over All Your Three Credit Reports

September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:55

Why Is There a Need to Review All Three Credit Reports?

by Jesse Hughes Much of the purchasing made by individuals are done with the use of credits or loans. You get a car through a car loan, a house via a mortgage, your education through educational loans or just about any other need through the use of credit cards. Gone were the days when you had to carry load of cash to buy what you require. Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:50

No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34

Classified: 500,000 More Troops for Afghanistan

Classified McChrystal Report: 500,000 Troops Will Be Required Over Five Years in Afghanistan by Tom Andrews - The Huffington Post/Common Dreams Embedded in General Stanley McChrystal's classified assessment of the war in Afghanistan is his conclusion that a successful counterinsurgency strategy will require 500,000 troops over five years. This bombshell was dropped by NBC reporter Andrea Mitchell on MSNBC's Morning Joe on Wednesday: "The numbers are really pretty horrifying. [more...]

Date: 2009-09-25 03:02:00

Words from the (Investment) Wise (Sept. 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 14:33:29

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Where's the Outrage for Unemployed, Underemployed and Paycheck-to-Paycheck Living?

60% Living Paycheck to Paycheck by Karen Datko - MSN.com Counting down the hours until payday? You're not alone. As the economic downturn trudges on, many workers are struggling with household budgets. About six in 10 workers -- 61% -- report they always or usually live paycheck to paycheck just to make ends meet, compared with 49% last year and 43% in 2007, according to a new nationwide survey of more than 4,400 workers by CareerBuilder. [more...]

Date: 2009-09-24 05:57:00

Credit card marketing intensifies as consumer try to avoid debt

photo credit: Andres RuedaMarketing of credit cards by banks has intensified as more consumers try to avoid the risk of incurring greater personal debt and opt for the greater sense of financial control offered by debit card schemes.Consumers are being bombarded with advertisement and brochures for credit cards offering everything from no annual fees, to reduced interest rates, increased credit limits and more rewards points.At the same the use of debit cards, which work like an EFTPOS card but [more...]

Date: 2009-09-27 11:21:03

So How Do I Get My Free Copy Of Credit Report Each Year?

by Andy Zain One of the benefits of being an American citizen is that each year we get a little gift in the form of a free copy of credit report. Instead of having to plunk down the five to ten bucks it used to cost per copy, we can get one free annually. We can thank the government for passing the 2003 Fair and Accurate Credit Transactions Act and giving us our little bonus. The three prominent national credit reporting agencies are the most affected by the law passed in 2003. [more...]

Date: 2009-09-25 07:53:49

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

Stores cut prices to entice post-holiday shoppers

Two hours before the doors were set to open Friday morning, a Miami-area Wal-Mart parking lot was full of cars - and possibility ... - which typically account for 30 percent to 50 percent of a retailer’s annual total - have been less than ... to preliminary data from SpendingPulse, which tracks purchases paid for by credit card, checks or cash [more...]

Date: 2008-12-27 04:39:41

Floatin' Powa News Service: You Drink Because I am Bad!

.. and they drink because I am good. Hamas children's program teaches kids to kill Jews Of course, silly headline, how else can they achieve peace but through the blood of the Juden? Saudi envoy: No peace without Israeli concessions The ultimate "concession" they are after is our very life's breath, to which please let me respond with: NO! L'CHAIM, ya MFers! [more...]

Date: 2009-09-24 16:25:00

Reinventing America

America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]

Date: 2009-01-13 09:40:59

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Words from the (investment) wise for the week that was (September 21 – 27, 2009)

After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 07:51:48

Is Bush Tanking Stocks to Grab the Remaining $350 Billion TARP? Remember the much decried end-of-Clinton- era pardons, the most controversial of which involved tax cheat and storied trader Marc Rich? Well, if I am reading the tea leaves right, those shenanigans pales compared to the nonsense Bush is trying to pull in his last week in office [more...]

Date: 2009-01-13 21:43:00

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]

Date: 2009-01-06 12:09:04

Energy and Global Warming News for September 23: Smart meters cut energy use 20%, avoiding need for new fossil generation

“ We’re looking at building a new gas-fired generation plant, but this solution would mitigate the need to build the size power plant that we had anticipated. ” Tell me again why we need a new coal plant in North Carolina ?  Efficiency is cheaper, cleaner, and smarter.  The caption for the figure: “ Residents in a smart grid pilot project in North Carolina can manage their electricity usage online.” N.C. [more...]

Date: 2009-09-23 18:59:20

Secured Credit Cards: A Chance to Rebuild Credit

If you have a low credit score, you’re probably anxious to bring it up, and fast. The trouble is, it can be hard to get approved for a credit card when you have less than perfect credit. And filling out too many applications can make your score drop even more. But there is good news. Secured credit cards provide a chance for you to rebuild credit and get back in the game. Here’s how. Apply for a Card The first step toward rebuilding credit is to apply for a secured credit card. [more...]

Date: 2009-09-23 23:36:07

Windows Azure and Cloud Computing Posts for 9/24/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-09-27 21:52:00

Gates of Vienna News Feed 11/12/2008

Some headlines to look at:“Muslim Killed Catholic Girl in Love With Flatmate”“London Fundraisers Linked to Stoning of 13-Year-Old”“Possibly Tens of Thousands of Somalis in the US Illegally”“New Anti-Christian Attack in Mosul, Two Sisters Killed”But then there’s this:“Denmark: Ready to Ban Headscarves for Judges”So it’s not all bad news [more...]

Date: 2008-11-13 04:52:00

Saving on Education Related Expenses

Saving on Education Related Expenses With all the other demands placed on your budget, finding room for one more expense may seem impossible ... your limit- this shows up on your credit report and gives your credit card company an excuse to charge ... the federal government’s financial aid website- www.fafsa.ed.gov, which will take you through a step [more...]

Date: 2009-01-11 14:47:52

Toward a National Journalism Foundation

Amid so much talk of federal bailouts for the banking and auto industries, what would a national bailout plan for journalism look like? ... of a major print daily with a terrible website, is that of kamikaze pilot. But why the stuttering ... television sets. The 1949 Wireless Telegraphy Act established an annual license - that is, a "TV [more...]

Date: 2008-11-17 22:13:05

Rick Warren and Rev. Wright

scrubbing his church Web site to remove language that talked about banning gays from membership (though the church's apparent PR firm (what church has a PR firm?) just emailed me to say they have no rescinded their language on homosexuality, but rather they've "repurposed" it (repurposed?) in a series of videos. Whatever [more...]

Date: 2008-12-23 19:18:14

A Quick Update

Just a short post to let you know about a few great things that are going on around here at Customers Rock! ... t have guessed that, could you?). I will definitely report back more on this company and role ... time speaking, learning a lot, and connecting with bloggers I had met online but not yet in person [more...]

Date: 2008-10-29 06:25:00

The voice of the “free TEFL course” speaks

After my disbelieving post about the truth of claims of free TEFL training (followed by disbelieving comments by my regular readers, both of them), I got a reply from someone in the parent company and sent off some questions that I thought were worth asking. He didn’t have time to answer my follow up questions, but I have left them in ( [more...]

Date: 2009-01-10 11:17:00

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

Thoughts on design + futures

For the last few months, I've been thinking about the relationship between design and futures, and how they could draw on each other. (Of course, I'm hardly alone in this.) During the vacation, I spent some time working on an essay that lays out what I think the biggest opportunities are for collaboration between the two communities, [more...]

Date: 2009-01-04 08:53:52

The Price Of Success: Cloud & Social Network Advancements Spawn Innovative Spammers

MessageLabs (now part of Symantec) just released a fascinating trend-analysis of the dark side of the internet. (Key findings below.) ... a lump of coal for Christmas. Excerpted highlights (full report here): Spam spike—2008 annual spam ... . Law enforcement crackdown—Operations of a number of spammers and cyber-criminals were disrupted by law [more...]

Date: 2008-12-04 22:16:55

Retailers to Wage Psychological Warfare

As the retail industry sifts through the rubble of its disastrous holiday shopping season, the next challenge begins: A struggle over the consumer psyche. Despite hopes for a massive economic stimulus plan under a new Obama administration in January, consumer confidence plunged to an all-time low in December [more...]

Date: 2009-01-05 11:00:58

DrumBeat: December 31, 2008

The Peak Oil Crisis: Civil Unrest Before grappling with 2009, it might be useful to remind ourselves that there is a dark side to what lies ahead ... College had released a report talking about preparing for civil unrest in the U.S. When you read the report, it turns out to be yet another warning about generals preparing for the last war. It devotes [more...]

Date: 2008-12-31 13:58:02

Around the World, Consumers and Businesses Turn to VeriSign® for Online Identity Protection

/India PRwire/ - As consumers wrestle with Internet security concerns in the face of recent high-profile account break-ins, ... credit-card-format tokens from InCard Technologies (NASDAQ: INVC).American Bankers Association ... Certificate, fraud detection services to monitor anomalies on the back end, and consumer education [more...]

Date: 2008-10-30 09:21:11

DrumBeat: December 18, 2008

Oil drops 9 pct as demand outlook overshadows OPEC NEW YORK (Reuters) - U.S. crude prices dropped more than 9 percent to $36 a barrel Thursday as slumping demand and swelling U.S. inventories offset OPEC's record supply cut agreement. The Organization of the Petroleum Exporting Countries on Wednesday agreed to cut output by 2 [more...]

Date: 2008-12-18 13:42:11

Good Times For Resale In California

Reuters reports on California. “Home sales in the San Francisco Bay area rose nearly 39 percent in October from a year earlier and the median home price posted a record fall, a report on Thursday said. The median price paid for all homes ... in the prior month and 8.2 percent a year ago, according to MDA DataQuick.” “‘The dramatic, near free [more...]

Date: 2008-11-20 20:19:16

I Hate Equifax

I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]

Date: 2009-01-16 13:00:13

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... s also one of the best online bank options in terms of interest rate and website features ... , and mutual funds via its highly sophisticated electronic trading website, ETrade customers can also [more...]

Date: 2008-12-27 08:39:38

HOLLYWOOD's HOTTEST BUNS: the fine behind of Beyonce; her backside is beyond the realm of bubble perfect; she has a stupid butt!

Beyoncé Giselle Knowles (pronounced /biːˈɑn.seɪ/, born September 4, 1981), commonly known as Beyoncé, is an American R&B singer-songwriter, record producer and actress. Born and raised in Houston, Texas, she enrolled in various performing arts schools, and was first exposed to singing and dancing competitions as a child [more...]

Date: 2009-01-16 04:59:00

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Friday Fraudster Mail

I am having difficulty locating local Ministers to work with in the Lord direction. Missionary Program, I have prayed that God will aid me in my search for people to spread his word but now is time to ask your help in this area. Please advise me on what to do [more...]

Date: 2009-01-16 08:26:44

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