Off to the beach… Roundup

This is what I am doing right now… Hopefully by the time you are reading this, I am sitting on the beach ... enough? Get your credit report in 4 steps How to sell your house fast in this market Get the best ... a change. I will try to check email/comments/ forums/ etc at least daily. But no promises [more...]

Date: 2008-09-27 14:27:52

Blog posts (371) | Videos (64)
 

Options for financial freedom

During the time when you were taking out your loans or using your credit cards, it seems like a very good idea, I am sure ... that you have with the credit bureau. Bill consolidation which is relatively new, works ... off all your loans and more, this does not have the negative impact on your credit report [more...]

Date: 2008-12-26 13:28:02

Thoughts on Geithner tax-gate

TIM GEITHNER'S mangling of his tax returns earlier this decade, the New York Times reports, ... to do so. (Photo credit: AFP/Getty Images) [more...]

Date: 2009-01-15 23:10:21

Maybe Someday We Can Be Like That

Wow. Europeans actually have elected officials who look out for their privacy interests! ... allowing law enforcement and security agencies to obtain private information — like credit card ... Ocean. The potential agreement, as outlined in an internal report obtained by The New York Times [more...]

Date: 2008-06-28 10:59:03

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

Value No Longer Really Matters

Some housing bubble News from Wall Street and Washington. Bloomberg, “Taylor Wimpey Plc, reeling from the worst U.K ... . This has starved first-time buyers and buy-to-let investors of credit and pushed down house prices.” “ ... . The report ’suggests the pace of house price declines will continue or even accelerate [more...]

Date: 2008-06-30 18:54:10

Will Indian Car Maker Be First To Market A Tough, High-Mileage 4WD Pickup In The USA?

Mohindra diesel pickup. Image credit:AutoGreenBlog. India's Mahindra may launch new diesel pickup in U.S. in 2010. New York Times reports that domestic truck sales have plummeted badly. Real bad for auto workers and stockholders. Good for the enironment. Here's why the slump happened and what the win win alternative design might look like. A clip from the Times nails the main factor behind the dramatic fall off in truck sales. Car... Read the full story on TreeHugger [more...]

Date: 2009-10-01 12:33:31

Special Report: Credit Crisis and the Industry - From Dealer News

“I think it’s the sheep effect,” says Carlo Hansen, co-owner of Riverside Kawasaki in Somerville, Mass. “Everybody is scared at the same time. All the news is bad.” Hansen is referring to the nationwide credit crunch. He says even his local credit unions are spooked. One of them is not accepting any applicant with a score below 650 [more...]

Date: 2008-12-28 17:04:52

No Costs Are Fixed

My first year in business was bewildering. The various services necessary to run a business took some effort to figure out and pull off at the right time. Insurance, credit card processors, telephone and Internet, payroll and accounting, and even ... guys handled. A smart company has IT report to finance because techies are like kids in a candy [more...]

Date: 2009-01-08 08:01:00

Credit Bankruptcy - Essential Information

Someone once said that bankruptcy is essential in order for capitalism to survive ... s credit rating is affected by bankruptcy, with Chapter 7 (basic liquidation) being kept on report ... if they know that this action will remain on their credit record for a long period of time. Even from the beginning, debtors [more...]

Date: 2009-01-16 00:24:18

How Do I Clean My Credit Score Up? - Tips That Every Credit Card Owner Should Know!

If you want to know "how do I clean my credit score up" then I hope this article can help you get on the road to better financial health. There is no time like the present to start cleaning up your credit report! [more...]

Date: 2009-01-15 17:41:52

How Subprime Borrowing Fueled the Credit Crisis

By Shah Gilani Contributing Editor Money Morning/The Money Map Report Once upon a time, generous-minded social engineering resulted in the Community Reinvestment Act, which forced banks to lend... Money Morning is here to help investors profit handsomely on this seismic shift [more...]

Date: 2009-01-12 23:52:27

Ukraine Wobbles As The Financial Ground Beneath It Trembles

The medium-term outlook (for Ukraine) is sensitive to both external developments and policy responses ... 2006 Article IV Consultation Staff Report (February 2007) Ukraine’s economy is in trouble ... market and credit crunchg problems at this point in time (but here, of course, there is no strength [more...]

Date: 2008-10-12 12:15:13

Economy Weakens PC, Chip Sales

Things are not looking good for PC and chip manufacturers as consumers held back on electronics purchases during the holidays ... for the first time in 6 years in the fourth quarter of 2008, according to a new report from IDG ... tightening credit, eroding confidence, and growing unemployment,” said Doug Bell, research analyst [more...]

Date: 2009-01-16 20:37:39

FTC Reports Increasing Collection Abuse Complaints

Are you the victim of collection abuse? As economic problems in America worsen, debt collection methods become more aggressive ... billion in revolving debt such as credit cards. In 2003, Americans owed a total of $770 billion, showing ... their credit card bills on time. The American Bankers Association revealed 4.5 percent of bank-issued credit [more...]

Date: 2008-11-11 01:42:27

Skepticism About Fighting Terrorists With Data Mining

According to the New York TImes, the British government is considering setting up a database of all phone, email, ... for advertising and credit card reporting agencies, it has much less success predicting the behavior ... a consumer's credit history with the history of millions of consumers to predict a person's [more...]

Date: 2008-10-24 18:01:59

Obama Stimulus Consigns US to ‘Banana Republic’ Territory

The Washington Times reports: The United States will “look like a banana republic” unless it gains control over its budget deficit and federal debt, ... one measure of America’s creditworthiness — credit default swap spreads — already shows some deterioration. The worse a nation’s credit rating becomes, the more its CDS spread rises. U.S. sovereign [more...]

Date: 2009-01-16 16:52:42

CCI calls for Boycott

by Catholic Citizens of Illinois When the Catholic Bishops of the United States established the Campaign for Human Development in 1970, ... , community-run schools, minority-owned cooperatives and credit unions, capital for industrial ... of the Democrat Party. In a November 4 report in The Washington Time, the U.S. Conference of Catholic Bishops [more...]

Date: 2008-11-23 17:21:11

Annual Measles Deaths Drop by 74%

We had a very exciting conference call at national headquarters recently in which we shared this Measles Initiative news with members of the media ... Epidemiological Record and CDC’s Morbidity and Mortality Weekly Report. “This achievement is a tribute ... Crescent family who deserve much of the credit for this success. They give their time to [more...]

Date: 2008-12-08 13:43:48

Who’s At Fault for Economic Crisis - Everyone: Tom Friedman

I would encourage everyone to read Thomas Friedman’s column in the New York Times today.  Along those same lines check out PBS’ Now and their report on the credit rating agencies and their role in the financial crisis.  The first three grafs: I spent Sunday afternoon brooding over [more...]

Date: 2008-11-26 14:57:32

Time To Ask A Lot Of Questions About Obama’s Unreported Campaign Donations

Allahpundit is reporting: Via Andy McCarthy, who sets an example I’ll follow by keeping his own commentary short to get you to read the whole thing: ... back to a credit card. But the most recent report, filed on Sept. 20, showed a net cumulative balance ... donations from a contributor identified as “Will, Good” from Austin, Texas. Mr. Good Will listed [more...]

Date: 2008-10-02 01:24:13

Ripples from Chase. Banks in the news, and not in a good way

Here is a job listing just in time for all those great folks at Chase Chase’s exit from wholesale left brokers searching the rate sheets in their ... up-front fees for application, credit report and appraisal with the thinking being “once a customer writes a check, even for a nominal amount, they are motivated to stay put”. And successful [more...]

Date: 2009-01-15 14:34:13

Same Old Mistakes, Different Day

Gustav threatens to shut down the oil rigs in the Gulf…trying to explain the mysteries of market cycles over dinner ... a year ago. Buyers - who can't get ready credit - are less able to buy. Demand, and prices go down. From the LA TIMES comes a report that prices in the Golden State have fallen 40% since the bear [more...]

Date: 2008-08-28 20:12:43

Tenant Screening - 4 Essential Steps

by Linda Rolandis In today’s world, crime and corruption is at an all time high and landlords need to feel safe and secure when the key to their property is being handed over to a stranger. There has been a steady increase in tenant fraud, involving property damage, unpaid monthly payments, criminal activity, and false credit reports. Tenant [more...]

Date: 2008-11-26 21:42:27

Bankruptcy and Buying a Home

Filing bankruptcy is a stressful time in a person’s life ... are now offering home loans for those who have a bankruptcy on their credit report. Some lenders will even ... . The loss of a job, unexpected medical bills, and overwhelming credit card debt are just a few [more...]

Date: 2009-01-03 08:57:46

Jack And Gilles

Blow up the Hill... The New Democrats and Bloc Quebecois had a secret plan to form a coalition party well before the opposition's uproar over the ... Leader Gilles Duceppe for a "considerable period of time," reported CTV's Ottawa Bureau Chief Robert ... by a Conservative member. According to the audio tape, Layton appears to take credit [more...]

Date: 2008-11-30 19:53:22

Belated Birthday Wishes; Rankings

Send your pictures, stories, videos, ideas, questions, fanart, and David Archuleta-related material to jennyfansofdavid@gmail.com. Pulling this one out of the vault!  Picture credit to Tara.  David Spent His Birthday at Blue ... !  WHAT?!  Forget about magazines like Time, US News and World Report, and The New Yorker.  Life Story rules [more...]

Date: 2008-12-29 13:20:14

Mistakes Can Be Corrected, But Not Always

How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... the asking for your credit report, check whether there was no dispute over the title deed and others ... =http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]

Date: 2008-11-29 19:41:30

Unknown annoying caller calling from 925-429-5083 (Concord, CA)

Frog88 reported a Unknown annoying caller (9254295083 from Concord area, CA) . The following comments were posted: Three calls today on my cell phone. No message, no ID. When concatenating all the complaints, it seems that these people sometimes "Hallmark TravelPulaski Tickets", another times a "Credit Repair Bureau", yet another a "Refinance Broker") are using the phone numbers "farmed" at the Alameda County Fair in Pleasanton in May 2009. I whish they would stop calling even after 6 months. [more...]

Date: 2009-10-01 20:20:09

Crime doesn’t pay…

sourceFor many of us, the stock market debacle of 1929 conjures images of devastated investors leaping from upper-story windows; ... today.As the Financial Times reports, corporate fraud is spiking:Fraud is closely correlated with the business cycle… As the downturn deepens and companies struggle for credit, the more managers [more...]

Date: 2009-01-09 00:31:49

Account Closed

It was a giant step for me, but when I realized I haven't used the account since last February--12 months--I decided to call and close my Discover ... cards.I'm eligible for my free credit report in a month or so, and I hope to go through that and make sure ... me a hard time. Started talking to me about my FICO score and how closing an account that I've [more...]

Date: 2009-01-10 16:35:00

When the Flashing Lights Start, Pull Over

ojchase.jpg (Photo: Even for O.J. Simpson, a better option might have been to stop. Credit: Larry Ho/Los Angeles Times.) ... other up online a few years ago to discover Gay O.J. to be the previous tenant in Chris’s apartment ... address years ago.  She was always a conservative zealot, so I’ll be happy to report on her new descent [more...]

Date: 2008-12-31 10:04:01

Another Environmental “Solution” Starts To Fall Apart: EU Infatuation With Ethanol Grows Cold - Canada, Too [Reader Post]

Give some credit to environmentalists: they don’t just tell us that we are killing the Earth they do frequently have “environmentally sound” ... of biofuels. At the same time, a new report for the British government cast fresh doubt on using ... down, citing a newly released report warning that current targets for biofuel production could cause [more...]

Date: 2008-07-08 17:21:35

A Ph.D. In Loss

A report from Oregon Public Radio. “In the last several years high-end resort communities have sprung up across the West. But those destination resorts are suffering big time under the housing slump and credit crunch ... Boomers were looking for vacation homes. Getting credit was easy and there was a huge rush in real [more...]

Date: 2008-11-18 21:21:40

recessions and businesses

Okay, so technically I’m not totally convinced that this is a serious economic downturn ... to really bad information on your credit report! ... , and it is unlikely that it will be. That said, this is absolutely a difficult time to be a small [more...]

Date: 2008-12-18 01:40:10

Fix Your Life In 2009

24 ways to fix your life in 2009 From credit reports to skin care and college tuition to high heels, it’s all here. Friday, January 02, 2009Whew!Last year at this time, we were wondering if it could get any worse.It did. Trouble in the subprime market exploded into an across-the-board rout. The credit crunch evolved into a global financial [more...]

Date: 2009-01-02 18:44:41

Is Securitization Coming Back?

In a nutshell, yes, but not in the way the industry hopes. In a Financial Times article. Gillian Tett files a somewhat dumbfounded report from the European Securitization Forum in Cannes ... depends on credit enhancement. That can be accomplished three ways: overcollateralization, credit [more...]

Date: 2008-06-06 06:06:29

Microsoft prepares to sue over loss of Woolworths stock

According to this Time Online report, Microsoft is preparing to launch a class action suit against UK high street retailer Woolworths in a bid to ... reclaim several millions of pounds worth of stock. The chain is set to close its doors to the public tomorrow as the recent credit crunch took its toll early last month. ... [more...]

Date: 2009-01-05 15:39:56

Tuesday links: cash on the sidelines

There is a lot of cash on the sidelines.  (Bloomberg.com) “Confidence is a fragile commodity.”  (FT.com) ... of index volatility.”  (Daily Options Report) High yield bond spreads have come in…a little bit ... scenarios for 2009.  (Infectious Greed) The global credit crisis as history.  (Real Time Economics [more...]

Date: 2008-12-30 19:16:38

Deflation Hits The UK; Free Money In Japan

The Times Online is reporting Ministers admit that tax rises will follow Gordon Brown's tax cuts ... later on” and Mr Brown himself accepted that the Pre-Budget Report (PBR) stimulus would be “ ... , global wage arbitrage is king, and most importantly Peak Credit Has Arrived.Barclays Attempts To Placate [more...]

Date: 2008-11-18 10:19:00

Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score has been reduced from 750 before he purchased his townhouse to about 600 now, but he’s philosophic [more...]

Date: 2008-06-12 14:48:03

Beige Book in a tag cloud: Continued gloom

The Fed’s Beige Book is a hefty document that several times a year pulls together reports on economic activity from each of the Federal Reserve's 12 ... have been worse. To their credit, the Beige book's writers used many different phrases: "continued to weaken ... cloud! activity banks business commercial conditions construction consumer contacts [more...]

Date: 2009-01-14 20:53:43

O’Reilly Producer: ‘We Saved Christmas Last Year’

As part of his annual War on Christmas mania, Fox News’ Bill O’Reilly pounced on the town of Great Barrington, ... the country.” This isn’t the first time The O’Reilly Factor has taken credit for things he had no measurable effect upon. In 2005, O’Reilly claimed that his “reporting and some reporting of others” [more...]

Date: 2008-12-17 23:52:21

Dealing with budget problems in different ways

Tales of woe are collecting in the mainstream media at an alarming rate ... is already dripping red ink as detailed in this report in the LA Times. Emergency session may ... on the state are numerous. Revenue is dropping precipitously as the economy falters. The global credit [more...]

Date: 2008-10-07 15:49:00

Prices are right, is it time to buy?

Recent data out from the National Association of Realtors (NAR) shows that its home affordability index (HAI) ... was calculated annually, and in 1973 the HAI averaged 147.8. (It’s highest annual average was 154.8 in 1972 ... years back. Those with weak credit reports or low down payments are finding fewer and more costly [more...]

Date: 2009-01-14 19:28:31

Phishing Email

I’m a fiery and short tempered person in nature, and it doesn’t take much to anger me or annoy me ... , such as passwords,credit card codes, id number, and bank account numbers that the legitimate organization ... on the behalf of CIMB Bank, Malaysia. So, after receiving the same email a few times, I’ve decided to report [more...]

Date: 2008-12-13 16:41:34

Find Out More About Business Loans

If you try to get a business loan during a time in which the economy and market isn’t as steady as it was a few years ago, ... of your personal tax returns, pay stubs and have a credit report pulled. ... to obtain a new business loan without showing anyone a business plan, you are either lucky [more...]

Date: 2008-12-31 07:32:09

UAE banks assigned negative outlook

Financial Times: Moody’s Investors Service, the credit rating agency, has placed the United Arab Emirates banking sector on a negative outlook, ... . ... Tightening credit conditions, liquidity constraints, a collapse of regional equity markets and tumbling oil prices will also contribute to increased strains at UAE banks, Moody’s added in its report [more...]

Date: 2009-01-15 16:23:15

Life Insurance Companies Bottom Line Hurt By Real Estate Investments

For those selling large commercial real estate deals, times may be a bit tougher on the news coming out of Wall Street ... in times of tight credit. Look for fewer commercial deals to be completed as the year winds down ... for the life insurance firms was a Goldman Sachs research report that came out on Monday, warning [more...]

Date: 2008-10-23 10:39:21

New Kefi Shut Down By Department of Health (With Updates!)

Upper West Side—Donatella Arpaia and Michael Psilakis' month-old relocation of Kefi on the UWS, ... be closed tonight, and a follow-up inspection hasn't been scheduled at this time. To their credit ... and all who are interested with a statement very shortly. UPDATE: The official report from the DOH: "The Health [more...]

Date: 2009-01-07 21:19:48

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