Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus

Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... t be from the following 8 States: Idaho, Indiana, Iowa, Maine, Nebraska, North Carolina, North Dakota ... in the past 12 months, * no more than 10 inquiries on your credit report in the last 6 months [more...]

Date: 2008-12-14 14:30:58

Blog posts (161) | Videos (22)
 

Bank of America posts 4Q loss; gets $20B from US

By IEVA M. AUGSTUMS AP Business Writer CHARLOTTE, North Carolina (AP) - Escalating credit losses drove Bank of America Corp. to report a fourth-quarter loss and slash its quarterly dividend to a penny on Friday, hours after ... [more...]

Date: 2009-01-16 20:05:24

Dome, death and history......

An extra credit report: Some years ago James got mad at Dome for reporting things not in line with his views, the correct view ... hold his breath until he turned blue. And BlueNC was founded. The history of North Carolina is full of interesting stories like this. Visit your public library today and ask for books on North [more...]

Date: 2008-10-09 14:51:02

Obama's Divine Meteorology

ABC News' John Berman, Sunlen Miller and Ursula Fahy report: It might be a pure coincidence, ... meteorology was in North Carolina on Sunday, "I can tell this is God's country," he said, "And look ... but Barack Obama gave God the credit for the weather not once, but twice today. In Chillocothe [more...]

Date: 2008-10-10 18:57:56

Random on the 4th: Because We Live in Interesting Times

WHERE’S FREDO? Join the hunt for Alberto Gonzales. Anyone can play. Condi Rice is proud —PROUD, I TELL YOU — that the US went to war in Iraq ... as his campaign plane landed in North Dakota, a state no Democratic presidential candidate has carried ... , rather than a change of position, consonant with the facts on the ground — which is, to Obama’s credit [more...]

Date: 2008-07-04 22:06:08

U.S. Banks Refuse to Detail How They’re Spending Federal Bailout Money

After receiving hundreds of billions of dollars in taxpayer-funded federal bailout money, the biggest U.S ... up right now, and we’ll send you an important new report for free: “The Three Best Investments in Asia ... . Some of those buyouts deals are being done in markets as far away as China. Meanwhile, credit remains tight [more...]

Date: 2009-01-06 15:56:33

Bush to blame for mortgage mess...NYT

White House Philosophy Stoked Mortgage Bonfire By JO BECKER, SHERYL GAY STOLBERG and STEPHEN LABATON “We can put light where there's darkness, ... , laid out the latest terrifying news: The credit markets, gripped by panic, had frozen overnight ... championed. There are plenty of culprits, like lenders who peddled easy credit, consumers who took [more...]

Date: 2008-12-21 21:19:17

America’s Cyborg Warriors by Tom Burghardt

Dandelion Salad Global Research, July 23, 2008 Antifascist Calling… As the costs of imperialist war skyrocket, securocrats find themselves under the gun so to speak, of corporate and Pentagon masters demanding “results.” No matter that the solutions sought are for “smart” weapons–particularly those that “think”–systems they believe capable [more...]

Date: 2008-07-24 02:27:20

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Paulson Bank Bailout in ‘Great Stress’ Misses Terms Buffett Won

Henry Paulson’s bank bailouts, done under “great stress” during the worst financial crisis since the Great Depression, failed to win for U.S. taxpayers what Warren Buffett received for his shareholders by investing in Goldman Sachs Group Inc. The Treasury secretary made 174 purchases of banks’ preferred shares that include warrants to buy stock [more...]

Date: 2009-01-11 18:02:45

Stanley Kurtz: HOW ACORN & ITS DEM ALLIES BUILT THE MORTGAGE DISASTER, and how Obama is right in the middle of it

UPDATED Please scroll down I didn’t have a chance to post on it yesterday, but Maria and a couple of friends sent this, ... to force banks into making high-risk loans to low-credit customers is still active. None ... , was worried that charges of discrimination had become an excuse for lowering credit standards. She warned [more...]

Date: 2008-10-14 12:37:34

News - Views - Commentary

Uncle Jay Explains the Year 2008Gaza: Leaders Lie, Civilians Die and the Lessons of History Are IgnoredBy Robert Fisk, Independent UK - AlternetQuite a lot of the dead this weekend appear to have been Hamas members, but what is it supposed to solve? We've got so used to the carnage of the Middle East that we don't care any more -- providing we [more...]

Date: 2008-12-31 11:37:00

US Deficits, IMF Hypocrisy, China & You

Dear readers, never let it be said that my blog posts--rants if you're so inclined--are the product of mere creative writing ... ?" for nothing. The CBO report is here; the Peterson Foundation has more.Kindred at the University of North ... with me if, on the balance, I got far more things wrong than right. It is my sworn duty to report that I again [more...]

Date: 2009-01-08 07:52:00

Nuclear Reactions and other state news briefs

Some short articles I've run across today... South Carolinians will get to air their nuclear reactions to SCE&G's plans for Fairfield County: ... are needed to meet growing demand for electricity in South Carolina. Several organizations, including ... Department was scheduled to report on the impact of budget cuts today:The department briefs a Ways [more...]

Date: 2009-01-07 16:01:33

Howdy, Weekly Rampart organising meetings are held at Rampart every Monday from 7pm, feel free to come by to see how you can get involved ... /TERRASSA last week, and could give a report back on the evening if people are interested.** Groups ... to placate the revolt.For some people this is the first credit-crunch riot, a sign of things to come [more...]

Date: 2009-01-14 12:46:48

1-15-2009 (Thu Evening) Fin. & Econ. Activity

The U.S. Senate voted to allow the release of $350 billion in financial-rescue funds sought by President-elect Barack Obama ... investors with details on what kind of help the U.S. may give to the Charlotte, North Carolina-based bank ... ., the largest U.S. lender, moved up its fourth-quarter report to tomorrow at 7 a.m. New York time amid [more...]

Date: 2009-01-16 01:19:27

MORE ON ALCOA’S MASS LAYOFF OF 15,000 STEELWORKERS

from the WORLD SOCIALIST WEB SITE:Alcoa lays off 15,000, US economy moves toward depressionBy Tom Eley 7 January 2009Less than one week into 2009, ... teachers; in South Carolina the Robert Bosch Corp. will fire one tenth of the workforce at its North ... to nearly 2.5 million.In one particularly graphic example of spiraling unemployment, in North Carolina [more...]

Date: 2009-01-09 13:32:34

The First To Fall And The Last To Rise

The Manteca Bulletin reports from California. “In the go-go days of stratospheric housing price increases some newer neighborhoods - such as Woodward Park, Diamond Oaks, and Villa Ticino - were seeing prices jump as much as $5,000 a month. Now those neighborhoods have returned back to earth as closed deals so far this month signal that banks are [more...]

Date: 2008-10-11 18:59:11

A Louder Echo

It’s Friday desk clearing time for this blogger. “Columbia home sales have dropped significantly from May of last year ... and they want to make the big check when it is time to sell. Say they live in a house for five years ... , and employment is falling on the commercial side as well,’ says Tony Plath, a UNC-Charlotte professor [more...]

Date: 2008-06-27 18:56:01

Did Racism Help Cause the Mortgage Crisis? The Bubble Bursts

Carter Glass copyright © 2008 Ralph Brauer. The Strange Death of Liberal America In 1997 the FDIC published an imaginary interview with Carter ... dispels this notion. It found: Credit quality alone therefore does not fully explain the extreme reliance of black households on the subprime market. Further research by Freddie Mac reports [more...]

Date: 2008-12-23 03:29:43

People Who Were Well Off Are Feeling Nervous

The Princeton Packet reports from New Jersey. “Mercer County’s more affluent communities, including Princeton and West Windsor, have experienced an increase in foreclosure notices during the past year, according to an analysis by The Packet. Both towns have seen a tripling of initial notifications of foreclosure proceedings, year over year [more...]

Date: 2008-09-01 15:41:01

Bank of America Approves $3.75 Billion Share Repurchase

Yet another sign of deplorable practice in action. Regulators are urging all banks to increase their capital bases ... of Oppenheimer, who so far has called the performance of banks correctly in this credit crunch. said in her July 15 research report that bank valuaatons (meaning earnings multiples) were headed lower until [more...]

Date: 2008-07-23 18:41:35

Gates of Vienna News Feed 10/16/2008

A woman will lead Muslim prayers in Oxford. The EU bans incandescent bulbs. The FBI launches an investigation of ACORN.But the story about the subduing of the drunken hijacker on an airliner bound from Turkey to St. Petersburg is my favorite, because of this quote:“Surprisingly this hooligan was not British,” said an official at Pulkovo [more...]

Date: 2008-10-17 03:55:00

US Economy - A “perfect storm” of housing and lending events

First let me qualify this post. I am not an economist. However I do have more than the average “Bear Sterns” experience in the real estate world and lending. So here, I like to project some of my own theories as to the culmination of the US economy, turning a 180 because of the effects of what many like to call the subprime mortgage crisis [more...]

Date: 2008-09-23 01:20:23

South Carolina Attorney General Reacts to ISTTF’s Report

So here is some follow-up to this week’s Internet Safety Technical Task Force report that downplayed predators on social networks and encouraged ... Carolina has withdrawn from the group (which was collective of 49 of the state AGs – only Texas chose not to participate). He has left based on the fact that the report downplays the threat of sexual [more...]

Date: 2009-01-17 02:33:28

Sellers Aren’t Getting What They Want

Leesburg Today reports from Virginia. “Long lines. Price wars. The decision became easy. She and her fiance finally bought the one townhouse they won on price. Fueled by a lot of emotion, the couple wanted what many others continue to seek today, a place to call home after their wedding. It didn’t turn out to be the fairytale they imagined [more...]

Date: 2008-09-19 13:59:47

Steel Owes Thain a Royalty Payment

Correct me if I am wrong, but I do believe Robert Steel of Wachovia owes a royalty payment to John Thain of Merrill Lynch. Why? ... ... The quarter marks the second in a row when Charlotte, North Carolina-based Wachovia revised results ... to its quarterly report filed on Monday with the U.S. Securities and Exchange Commission. Wachovia [more...]

Date: 2008-08-12 23:30:00

DrumBeat: June 29, 2008

Energy crisis casts dark cloud over Massachusetts Bay State electric and natural gas shut-offs are predicted to increase by at least 20 percent ... protests over land use, food, fuel and jobs. Report blows hole in wind power plan Wind power would be too unreliable to meet Britain's electricity needs, according to a new report. It says wind [more...]

Date: 2008-06-29 13:09:59

January 9, 10, 11 - Unemployment Risies to 7.2% - Highest Yearly Job Loss Since 1945 - Google Rumors - Freightliner Dismisses 2137 - Semitool Chips Away 280 Jobs - Union Pacific Derails 231 - Boeing to Layoff 4500? - Beechcraft Ending 1600 Jobs? - Seagate to Delete More this Month

                                     Mike: Good day to all. Today’s big number is the Employment Situation, which is released at 8:30 EST ... %.             * Breaking news: Yet another sobering government labor report released Friday showed the economy ... jobs report, the unemployment rate rose to 7.2% last month from 6.7% in November and higher than [more...]

Date: 2009-01-09 13:51:10

Have you seen my $700Billion? Where did it go?

Tuesday, January 6th, 2009 U.S. Banks Refuse to Detail How They’re Spending Federal Bailout Money [ ... /The Money Map Report After receiving hundreds of billions of dollars in taxpayer-funded federal bailout ... as far away as China. Meanwhile, credit remains tight here in the U.S. market, a situation that could [more...]

Date: 2009-01-12 04:23:53

The Fundamentals

Detroit Bad Boys:  “I’m not going to pretend that people don’t have egos, and spending too much time analyzing Rip’s response distracts from the real question: should Rip be the one who leaves the starting lineup in the first place? Sure, the Pistons have won some games in Rip’s absence, but that’s not to say they’ve won because of his absence [more...]

Date: 2009-01-08 01:41:41

More Important Than Lipstick, Take 3

by hilzoy From the NYT: "Tracey Minda needed cash to buy clothes and school supplies for her 6-year-old son before the 2006 school year ... , banks and credit cards remain in business. I wonder how? According to this CBS report ... her debt. Ohio lawmakers sought last spring to aid borrowers like Ms. Minda by capping annual [more...]

Date: 2008-09-13 04:07:30

Voting Rights Watch: Media exposure, voter education reduce 'lost' presidential votes in tight NC race

what it meant for the state to not only go Democratic, but elect the first African-American president, here ... declared with typical swagger in The New York Times that "Obama can write off Georgia and North Carolina ... Obama turn North Carolina blue? A number of factors gave him this victory: * Obama mobilized [more...]

Date: 2008-11-06 17:17:11

Hamilton’s Counterfeit Capitalism

Daily Article by George F. Smith | As we await Bush’s replacement to straighten our wayward lives, it’s crucial to understand how we got here and why policy makers are so determined to do the wrong thing. Austrian economics explains why their policies are flawed, but no one with a voice seems to care [more...]

Date: 2009-01-15 21:36:00

The Matt Holliday Trade: Down in Denver, Overjoyed in Oakland

As we wait for the various parts of the Matt Holliday-to-the-A's deal to visit the doctor and do their best Mike Singletary impressions, ... and catchers report to Tucson in February, I will be disappointed. But because the Rocks also have Garrett ... , and for this O'Dowd deserves much credit." Ray Ratto, SF Chronicle: Even though there are rumors [more...]

Date: 2008-11-11 15:04:09

Lawmakers report progress on financial rescue deal

WASHINGTON — Nervously eyeing the markets' next trading session, key lawmakers in both parties and Treasury Secretary Henry Paulson worked late into the night Saturday trying to close an agreement on a multibillion-dollar government bailout of distressed financial companies. House Speaker Nancy Pelosi, D-Calif [more...]

Date: 2008-09-28 03:01:41

But ... but... we have to drill for oil offshore right now!!

When analyzed, the Conservative master plan of "We have to give as much to the oil companies before we're out of power or Osama bin Laden will eat ... overnight to settle at $113.01 a barrel. ... ... Investors are waiting for a report ... 8 later in the day. The petroleum supply report was expected to show that crude stocks rose by 500,000 [more...]

Date: 2008-08-13 15:47:01

NC-Sen: Why Does Elizabeth Dole Hate America?

Senate Guru had a great catch on Sunday. Sen. Elizabeth Dole aired an ad featuring a quick shot of a fighter jet to stress the point that -- so ... of the Hill newspaper, an ad aired by North Carolina Republican Elizabeth Dole taking credit for saving ... Dole's argument goes -- she used her "clout" to save North Carolina military bases. So why did [more...]

Date: 2008-07-15 22:06:05

Prepare For Depression Level Unemployment

Deflation has already set in and it's now realistic to start talking about another "D" word, this one being depression ... basis, according to the ADP National Employment Report®. The estimated change in employment ... National Employment Report offers evidence of a labor market that continues to weaken. This month’ [more...]

Date: 2008-12-03 18:13:00

DrumBeat: September 17, 2008

Oil spikes $6 on safe-haven buying, weak dollar NEW YORK - Oil prices shot up $6 a barrel Wednesday, rebounding as fears of a spreading crisis in the U.S. financial sector sent skittish investors scrambling out of stocks and into hard assets. The big rally at least temporarily halted crude's steep, [more...]

Date: 2008-09-17 13:50:07

Big Changes In The Senate As The Parties Gear Up For Another GOP Drubbing In 2010

Yesterday we remarked how a Debbie Wasserman Schultz led cabal of conservative Democrats is already bad mouthing the prospects of the DCCC working to ... -- who can claim a lot of credit for helping elect quite a few Democrats ("more" if not the "better ... and equally unscrupulous House counterpart, Rahm Emanuel, claims a lot more credit for Democratic [more...]

Date: 2008-11-25 13:30:00

Dispatch from NC: Notes on the food crisis

It’s been a whirlwind few days on the campus of North Carolina State University, where I attended “The Politics of Food,” a conference organized by the Environmental Leadership Program. There’s lots to report on: Panels during the three-day event ranged in topic from the role of business in a sustainable food system [more...]

Date: 2008-09-25 01:00:23

Gates of Vienna News Feed 10/1/2008

USACalif. Lawmakers Get Free GasolineIMF Adds to Pressure on Congress to Approve Bail-OutNorth Carolina Man Pleads Guilty and is Sentenced for Federal Hate CrimesObama’s Assault on the First AmendmentObama and SlaverySchwarzenegger: Communism Still Bad IdeaThe Greenlining Institute: Does the Financial Crisis Have Its Origins in Berkeley? [more...]

Date: 2008-10-02 00:29:00

The Wall Street Journal on ACORN and Obama

So, this campaign has been going on for almost two years now, and news of the connection between ACORN and Illinois Sen ... lenders to make home loans on easy terms, conducting "strikes" against banks so they'd lower credit ... . According to a 2006 report from the Employment Policies Institute (EPI), Acorn has been on the federal [more...]

Date: 2008-10-14 18:07:20

Bank of America Gets $138 Billion Lifeline for Merrill Losses

By Scott Lanman and Craig Torres Jan. 16 (Bloomberg) -- Bank of America Corp., the largest U.S ... in Washington. The bailout may increase pressure on Chief Executive Officer Kenneth D. Lewis ... moved up its fourth-quarter report to today at 7 a.m. New York time.‘Fire-Fighting Tactics’  “ [more...]

Date: 2009-01-16 08:25:00

George Bush on the mortgage crisis: "How did we get here?"

It was Sept. 18. Lehman Brothers had just gone belly-up, overwhelmed by toxic mortgages ... terrifying news: The credit markets, gripped by panic, had frozen overnight, and banks were refusing to lend ... policies that directly encouraged the real estate bubble and subsequent crash. While report [more...]

Date: 2008-12-21 18:38:03

Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... has proven to be quite useful.” p) Nope, that was me. George made a website using that info [more...]

Date: 2008-11-03 21:51:36

John McCain faced nearly impossible odds of making up his vote deficit with the remaining 40,000-some provisional ballots that remained to be counted ... South was one of the first media outlet to report on the undervote problem in North Carolina ... counties in North Carolina to determine the number of outstanding provisional ballots. That survey [more...]

Date: 2008-11-06 03:22:56

DrumBeat: June 22, 2008

You. Will. Not. Be. Able. To. Get. Food. - report on trends You. Will. Not. Be. Able. To. Get. Food. Need this be spelled out any more plainly? ... period is soon to be upon us -- be prepared," Bob Janjuah, a credit strategist for the Royal Bank of Scotland, wrote in a report that sent shockwaves through the global financial community. Janjuah [more...]

Date: 2008-06-22 13:52:27

Gates of Vienna News Feed 11/14/2008

The news stories to pay attention to tonight concern immigration. In Italy, a “Record Number of Would-Be Immigrants Arrive”. But the President of Italy says, “Immigrants are a resource — no more prejudice!” And in the UK, a report in the House of Lords: “Economic Benefits of Mass Immigration Are Close to Zero”.We report [more...]

Date: 2008-11-15 04:48:00

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