What Are Benefits Of Good Credit?

By Darren Cason Most people know that if you have a good credit score, you get good interest rates and better offers on new loans and credit ... requirements. Many apartment managers, landlords, and those who offer leases will check your credit ... the credit report is only to verify past employment, but often the credit score is considered as part [more...]

Date: 2009-01-10 12:00:16

Blog posts (119) | Videos (70)
 

Did You Know...

speaking of year beginning tasks, we always check on our credit report at the first of the year ... slow or late payments, but the landlord and I started talking about credit reports ... payments (those that arrive within the grace period) can hurt your credit as badly as late and non [more...]

Date: 2009-01-02 21:04:00

Three Steps to Landing the Perfect Apartment [Apartments]

If you're convinced that renting makes more sense than buying, ... . In most cases the landlord may still run their own credit report and require you to fill ... . The key to their plan: preparedness. The post suggests bringing a printed-out credit report [more...]

Date: 2008-09-30 16:00:00

To Sell or To Lease...That is the Question

The good thing about making a move in this real estate market is that there are lots of good deals out there ... you request a credit report as well as personal and landlord references.Then, read through the State of Michigan Tenant/Landlord Handbook to research and become familar with your responsibilities as a landlord [more...]

Date: 2009-01-07 04:05:00

Real Estate investing and bad credit reports

by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... having a good credit score is very important in today’s world. However, what do you do if you happen [more...]

Date: 2008-12-31 15:40:09

Information about DNA Grandparentage Testing Posted By : Kevin Camilleri

Information about DNA Grandparentage TestingThe ABC's of Payroll Bureaus & How They Improve Company OperationsThe Finishing Touch: ... through ownership of ASC real estateQueens Landlord Ventures into NassauYour Child's First Report ... Credit Card DebtHow To Afford Repairs With Bad Credit?Get Lower Monthly Payments With Homeownership [more...]

Date: 2008-12-18 05:00:00

Tenants tossed, have nowhere to go

Andre Coleman of PWeekly follows up on his story of the tenants of the apartments on North Raymond.   Twenty of the families have moved out as part of a settlement agreement -- agreement to include that landlord Ahmad Nowaid would not report their evictions to credit agencies.  Nowaid claimed [more...]

Date: 2009-01-15 16:18:52

How Real Estate investors can deal with bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... a good credit score is important in today’s world. However, what do you do if you happen [more...]

Date: 2008-12-29 21:20:55

A must read for all landlords

Your job as a landlord just got a lot more bureaucratic and burdensome regarding tenant screening reports that you receive to help you select ... consumers against identity theft, a growing concern in our electronic age. These laws are the Fair Credit Reporting Act (FCRA) and the Fair Accurate Credit Transaction Act (FACTA) In brief, 1. Keep [more...]

Date: 2008-11-25 17:44:53

Real Estate investing and bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... reasons as to why having a good credit score is very important in today’s world. However [more...]

Date: 2008-12-25 10:33:44

4 Essential Tenant Screening Steps

by Linda Rolandis In today’s world, crime affecting landlords directly is at an all time high, ... , false credit reports, and criminal activity. Tenant screening is an essential endeavor to ensure ... also include information pertaining to the tenant’s credit history and/or their ability to make [more...]

Date: 2008-11-26 01:08:57

British Pub Unveils £1 “Credit Crunch Lunch”

Dear American pub owners everywhere, Please, please take a hint from the report below (Ananova): One resourceful pub landlord has decided to tackle the credit crisis by pricing all the meals on his menu at just £1 - and it’s working. …customers are flooding in and trade is flourishing, says [more...]

Date: 2008-10-23 12:00:50

How to Collect Judgments

Any landlord can tell you all about the joys of rent court; the long wait, the endless string of whining, and then the realization that, ... ) of Execution, which will make the judgment appear on the tenants’ credit report. As you’re probably ... can’t pay anyway. Wonderful.How does a landlord go about collecting a money judgment from a tenant [more...]

Date: 2009-01-03 15:00:00

Manhattan Office Vacancy Rate Rises to 10.9%

The overall Manhattan vacancy rate rose to 10.9 percent in the fourth quarter, ... , according to the report released by FirstService Williams. Space available directly from a landlord ... Citigroup Inc., Credit Suisse Group AG, Credit Lyonnais, Alliance Bernstein, UBS AG, MetLife Inc [more...]

Date: 2008-12-24 05:57:02

Rent takes bigger bite out of tenants’ wallets

Tenants who feel rents and utility costs are going up faster than their income are right ... for O.C. credit-report firm O.C. foreclosure notices decline ... more going forward because landlord costs are seeing steep increases. For example, while [more...]

Date: 2008-10-23 19:00:49

Tenant Screening - 4 Essential Steps

by Linda Rolandis In today’s world, crime and corruption is at an all time high and landlords need to feel safe and secure when the key to their property is being handed over to a stranger. There has been a steady increase in tenant fraud, involving property damage, unpaid monthly payments, criminal activity, and false credit reports. Tenant [more...]

Date: 2008-11-26 21:42:27

Three From Atlantic Yards Report

Atlantic Yards Report With $5B in NYC development on hold or dead, could union accord with contractors jump-start projects? ... -commercial banker: Don't bail out America's "credit-drunk" commercial landlords and real-estate bankers [more...]

Date: 2008-12-27 14:53:11

Williamsburg, NY - Report Cites Problems in Elevator Where Neuman Boy Died Were Tied to Faulty Maintenance by the Building’s Landlord

70 Clymer Street (photo credit NY Times)Williamsburg, NY - The brown elevator door opened shortly before 9 a.m. and two boys on their way to school stepped inside. They were heading downstairs [more...]

Date: 2008-12-01 20:59:37

Renters spending half as much this holiday

The latest survey by Apartments.com shows that renters report that they’re trimming their spending this holiday season by more than half for gifts, ... they are charging holiday purchases on a credit card. For a complete list of money-saving tips on gifts ... O.C. landlord offering a month’s free rent Inland Empire refugees boosting O.C. rents? West [more...]

Date: 2008-12-11 03:00:54

30 Rock 3.05 - Reunion

Kenneth gives Liz her messages as she comes into work: The bike tour company in South Carolina says “No singles”, her credit card company wants to make sure she’s the one buying cream soda in bulk, her landlord ... , but that boat sank.Jack is up in his office for Kathy Geiss’s cover shoot for the quarterly report [more...]

Date: 2008-12-09 02:32:00

Thursday Stories: Why Real Estate Is Down; Sun Sets On Saturn; Health Care Flowchart

Stories I'm reading this Thursday: Report: 1 in 3 home loan applications rejected Are distressed homes worth buying? Bernanke navigates regulatory "turf war" No surprise as credit card delinquencies hit new highs Collapse of Saturn deal stuns GM China keeps snapping up African oil Landlord sets example more should follow Mastercard takes a swipe at 7-11 The ultimate health care flowchart Bill Gates once again [more...]

Date: 2009-10-01 16:37:07

Obama Stands Behind Use of ‘State Secrets’ in Warrantless Surveillance Lawsuit

In case your local media hasn’t made this clear (which is more than likely), when it comes to civil liberties there is very little daylight between Obama’s policies and those of his predecessor. Related: Obama Backs Extending Patriot Act Spy Provisions | Bill would give president emergency control of Internet | Bush’s Search Policy For Travelers Is Kept | ACLU Sues US Department of Homeland Security over Border Laptop Searches | US Federal Judge Tosses Telecom Spy Suits | Showdown in [more...]

Date: 2009-09-23 20:54:55

In Real Estate, You're Better Off Doing One Thing At A Time

Hi--I just found your site today. The best I've ever seen/read, etc. Thank You!! I do have a question I didn't see addressed regarding our current situation/dilemma: Our present home, which we've lived in for 8 years, is worth around $180,000 (yes, it's a small town...), and we owe $105,000. My husband has been working for about 5 years now, & has a pretty good salary (around $100K) but we have a LOT of debt --mainly a result of having had 2 babies while in school. [more...]

Date: 2009-09-13 14:00:00

UK: Council hires hoodie spies to rummage through bins and see what is being thrown away

Hey, Toronto: guess what those RFID scannable and barcoded garbage bins you just got this year are for? Note the standardized appearance of the bin in the photo below. And garbage seizure? We’ve our own set of ridiculous rulings in place now authorizing the same: Flashback: Toronto: New bin regime spawns new rules, confusion for avid recyclers | Trash search doesn’t violate privacy rights, says top court | London Police Encourage Citizens To Inform on Neighbour’s Garbage | UK Slips New [more...]

Date: 2009-09-28 15:05:14

A Simple Introduction To Home Loans

Have you made a decision of leaving your rented house and wish to move into home ownership? Well in this case you already have your work cut out. Plumbing issues are now your liability, not your landlords. A good, dirt free yard is even your duty, not your landlord’s. If the air-conditioning fails in August, you cannot call the landlord, as you are now accountable. Yes, a great amount of work. This added responsibility is completely moot if you are unable to purchase a house in the first place. [more...]

Date: 2009-09-07 22:58:09

The Crash Coming Home To Roost

A reader wrote in with a situation many are now facing. “I have been reading the blog for a while and occasionally send a little support. In January 2008, I moved to Phoenix to start as a healthcare researcher. I intend to stay in Phoenix for a long time. I actually like it here. I have been renting a house and saving to buy one for my young family (1 year old girl and 5 year old boy).” “Recently my landlord offered to sell me the house. I politely declined. [more...]

Date: 2009-09-14 13:35:18

A Simple Introduction To Home Loans

Home ownership certainly has an appeal over renting, but it also comes with additional responsibilities. No longer do you have a landlord to call if you have problems with the plumbing, the yard is yours to upkeep, and when you are having trouble with the air conditioning in the hottest part of summer, or when the heater starts acting up right after a blizzard, you don’t have a landlord to call. This added responsibility is completely moot if you are unable to purchase a house in the first place. [more...]

Date: 2009-09-07 22:45:38

Loser

You know you’re in a housing bubble when bankers privately reveal that 95% of their new mortgage customers finance 95% of their purchases. When almost 100% of new mortgages have the longest approved amortizations – 35 years. When houses with crumbling basement walls but new stainless countertops attract fourteen offers. When the average house price hits an historic high in the midst of a recession. When buyers panic because they think they’ll be priced out. When emotion trumps rational thought. [more...]

Date: 2009-09-17 01:31:29

Marijuana activist Emery surrenders to court, awaits extradition

That’s a good man being sent down there, for ridiculous prohibitionist laws. And mostly to appease the US at that. You can watch a documentary on Marc and his anti-prohibition activism here . You can learn who ships in the actual hard drugs here. Flashback: Vancouver pot activist Marc Emery to plead guilty to U.S. drug charge | The Post editorial board: Emery should be a free man | Canada “Prince of Pot” reaches deal on U.S. [more...]

Date: 2009-09-28 20:48:55

Sam Zell gets back to work 'gravedancing'

Although his attempt to turnaround Tribune Co. blew up , distressed investor Sam Zell is ready to dive back in to the type of investing that made him rich with a new $625 million private equity fund.   The new investment vehicle, Zell Credit Opportunities Fund LP, will target distressed securities in debt markets as well as loans backed by commercial real estate, Bloomberg found in an August private-placement notice. The limited partners backing the new fund were not identified. [more...]

Date: 2009-09-01 18:07:02

Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00

Frugal Bang For Your Buck: Easy Ways To Cut Expenses

In Step 3 of Simple Steps for Frugality , we talked about getting the most bang for your frugal buck. What are the quickest ways you can slash your expenses so that you don't lose momentum? Since everyone has different spending in different categories, here are several suggestions on ways you can simplify the madness, and find extra dollars to throw at your future. Housing 1. Rent A Room: Make sure you have a written agreement that details out responsibility, chores, etc. [more...]

Date: 2009-09-12 17:10:00

More and More Homeowners Are Using Creative Financing To Sell Their Property

By Jamie Hanson  The financial crisis has created a massive negative impact on the world market. It has shown a substantial consequence on the real estate sector also where more and more property owners or homeowners are using resourceful financing to sell their property. It has become tremendously difficult to get a genuine buyer to purchase the property from the seller. The buyers are also going through difficulties as they are inefficient to get the desired financing plan to buy that property. [more...]

Date: 2009-08-26 19:30:22

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

Landlord Tips - Evicting A Tenant

by Steve Zappa The Notice of Termination is the first step in the tenant eviction process. Tenants who are on a month to month lease can be evicted with a 30 days or 60 days written notice. In some states 60 days is required while in others only 30 days is required. You need to check your locality. The form you use is called either a 30 Day Notice or a 60 Day Notice. Laws differ in various states regarding what is an acceptable circumstance under which a 30 Day Notice can be served. [more...]

Date: 2009-08-30 12:10:05

Online Instant Background Checks – How To Perform Instant Background Checks

In the current internet age, all you need is a click of a mouse to obtain any information you want. It is the fastest and easiest way to perform instant background checks . Though you have to spend some amount to get this information but if you see the accuracy and speed of getting the information, you will realize that it is a very small price. There were days when you had to spend your time and energy in trying to find information about anyone. [more...]

Date: 2009-09-26 09:28:17

No Costs Are Fixed

My first year in business was bewildering. The various services necessary to run a business took some effort to figure out and pull off at the right time. Insurance, credit card processors, telephone and Internet, payroll and accounting, and even ... guys handled. A smart company has IT report to finance because techies are like kids in a candy [more...]

Date: 2009-01-08 08:01:00

Sell and rent back is a good option to avoid foreclosure

Sell and rent back is the sole option at times to evade a bankruptcy or a foreclosure for the homeowners who are in some kind of a financial distress. These type of sell and rentback deals let the proprietor of a home or some other property to liberate themselves from the burden of mortgage. And at the same time this option provides them with the prospect of staying in your house by way of renting it from the concerned purchaser of that property. [more...]

Date: 2009-09-24 05:55:52

Irrationality Towards Shortages

Euclidean single-use zoning. This means that residential, commercial, and industrial zones are not legally separated, though as I will explain later, Houston remains as segregated in its land uses as any other American city. But single-use zoning is not the only type of planning law that Houston’s government can use to hamper development [more...]

Date: 2008-12-08 14:37:33

A real loser in real estate

Real estate companies in the Lower Hudson Valley followed the national trend in recording sharp stock price declines last year and struggling to navigate a slowing economy, rising vacancies and a credit crisis. The All REIT Index, which ... to a report released yesterday. Last year’s slide came after a decline of 17.8 percent in 2007. Such losing [more...]

Date: 2009-01-07 22:11:42

A real loser in real estate

Real estate companies in the Lower Hudson Valley followed the national trend in recording sharp stock price declines last year and struggling to navigate a slowing economy, rising vacancies and a credit crisis. The All REIT Index, which ... to a report released yesterday. Last year’s slide came after a decline of 17.8 percent in 2007. Such losing [more...]

Date: 2009-01-08 14:17:30

Property Management Guide – The Eviction Process

by Steve Zappa The Notice of Termination is the first step in the tenant eviction process. You can evict tenants who are on a month-to-month lease simply by giving your tenant 30 days or 60 days advance written notice. The form is called a 30-Day Notice or a 60-Day Notice. In some states 30 days is required, in other states 60 days is required. Laws differ in various states regarding what is an acceptable circumstance under which a 30 Day Notice can be served. [more...]

Date: 2009-08-27 10:23:36

Finding Brokers That Provide Home Loans For Poor Credit

When you are in the market for a new home you may find that your credit rating is poor and you may think that there is no way you could get a mortgage. This may be true at a bank, but there are several mortgage lenders to choose from that offer home loans for people with poor credit. If you are willing to be a little patient and research your credit rating, you can qualify for a better loan than you might think. Home loans when you have poor credit are available, but they can be quite expensive. [more...]

Date: 2009-08-27 15:14:55

The First To Fall And The Last To Rise

The Manteca Bulletin reports from California. “In the go-go days of stratospheric housing price increases some newer neighborhoods - such as Woodward Park, Diamond Oaks, and Villa Ticino - were seeing prices jump as much as $5,000 a month. Now those neighborhoods have returned back to earth as closed deals so far this month signal that banks are [more...]

Date: 2008-10-11 18:59:11

Home Rental Guide - How To Handle A Tenant Eviction

by Steve Zappa The first stage in the eviction process is to serve the tenant with what is called a Notice of Termination form. Tenants who are on a month to month lease can be evicted with a 30 days or 60 days written notice. In some states 60 days is required while in others only 30 days is required. You need to check your locality. The form you use is called either a 30 Day Notice or a 60 Day Notice. A 30 Day Notice can not be served on a tenant under some circumstances. [more...]

Date: 2009-08-27 10:25:26

The Challenge Is Prices Got Stupid

The Daily Astorian reports from Oregon. “An increasing number of homeowners in Clatsop County are falling behind on their mortgage payments and opting to sell their homes to avoid foreclosure. On the North Coast…Barbara Maltman, a Gearhart real estate agent said she has sold several local homes that were in foreclosure or in danger of being [more...]

Date: 2008-10-07 17:26:52

1-6-09 TAR DIGEST

The Weekly Membership Newsletter of the Tennessee Assn. of REALTORS Editor: Pug Scoville _______________________________________________________ CONTENTS 1. New Year’s Revolutions! 2. The IRS & Reporting of Cooperative Commissions 3. HOT LINE: Violation of RESPA? 4. HOT LINE: Can I Provide Leasing Assistance? 5. Upcoming 2009 Events! [more...]

Date: 2009-01-05 21:19:37

The Risk of Identity Theft Is Higher Than Ever This Holiday Season

Identity theft refers to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves ... had her credit card number "skimmed" at a gas station.  She didn't realize the theft had occurred, though, until ... , though the credit card company had not been able to determine exactly how it had [more...]

Date: 2008-12-23 13:02:06

The Haringey child protection case. Society, family, intervention and social services December 3, 2008

Posted by WorldbyStorm in Social Policy, Society. trackback It’s hard to conceive in our society of an individual series of events that can be much ... services, to an extent that some of us might find hard to credit. And despite this he was murdered. Since the original report by Haringey there has been an Ofsted investigation which have resulted [more...]

Date: 2008-12-03 08:02:11

Tenant Flees Without Warning - or Paying

Yesterday I went over to my most recently purchased duplex to execute a Notice to Vacate to one of my tenants. Her rent was 30 days past due ( ... the unit and post the notice to vacate on the interior of the front door (per state law). I was steeled ... for this to happen. The other tenant's rent covers the mortgage payment in full, and I just paid my ann [more...]

Date: 2009-01-07 17:19:00

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