How To Recovery From Foreclosure
While the government bails out big businesses, whos bailing you out? ... or not to issue you a loan. They are listed from best to worst. 1) Credit Inquiries 2) Credit Rejections ... , foreclosures stay on your credit report for seven years. How do I know such detailed information [more...]
Date: 2009-01-10 18:39:28
Blog posts
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Videos
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Surviving Financial Infidelity: Assessing the Damage
The ugly truth was out in the open. My wife had committed financial infidelity, and it was time to assess the damage. “How much do you owe? ... t any other surprises. We each got our annual free credit report from all three credit bureaus ... on her report. The only hint was that the company in question had made a single credit inquiry [more...]
Date: 2008-11-25 23:13:51
7 Reasons to Use a Mortgage Broker
The House Team Of Mortgage Intellingence asked: For many people, mortgage payments are their single largest expense ... rate guarantee. Preserved credit rating When you shop for a mortgage, there is an accumulation of lender inquiries on your credit bureau report, possibly affecting your credit rating and, ultimately [more...]
Date: 2008-10-30 10:55:19
mortgages on second homes
One hundred years ago the issue of borrowing money, either from friend of bank, was a matter that weighed heavily on peoples’ honor ... application, reducing the number of inquiries on your credit report. Often you can submit your application ... . To be in debt was looked down upon, store credit seemed an amazing advancement taken very [more...]
Date: 2009-01-14 09:35:22
Identity Thieves often Pitch Great Deals to lure their Victims in Quickly.
by: William Roberts Identity theft can impact you as an insurance consumer because insurers often use an individual’s credit score to determine ... of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Request a free credit report [more...]
Date: 2009-01-08 01:35:17
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... t be from the following 8 States: Idaho, Indiana, Iowa, Maine, Nebraska, North Carolina, North Dakota ... in the past 12 months, * no more than 10 inquiries on your credit report in the last 6 months [more...]
Date: 2008-12-14 14:30:58
Mortgage Rates January 9, 2009
Mortgage rates are off to an outstanding start for 2009 ... of your credit report. You are allowed 1 free copy every 12 months, and the inquiry will not be reflected ... credit dispute letter” and find hundreds of free or sample dispute letters to send out. The next [more...]
Date: 2009-01-09 15:17:37
Mortgage “Ambulance Chasers”
Technology is a fabulous tool, but just like a hammer - if swung wrong results in a very soar thumb ... process we pull your credit report and discuss your plans, needs and options. Two hours later ... with the credit bureaus (TransUnion, Equifax and Experian) they’re SELLING your inquiry information [more...]
Date: 2009-01-08 05:23:27
Biodiesel Maker Latest News and Information
BioDiesel and Bio Fuel News Provided By MSN News Consumer prices fall for third straight month in Dec ... small businesses continue to struggle with tight credit and declining sales, one fledgling industry ... are reporting an influx of inquiries and … Green industry casts wide net - Rocky Mountain News [more...]
Date: 2009-01-17 05:01:29
Credit information
The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled. If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]
Date: 2009-01-10 14:20:37
Report: FBI Investigates Four Companies in Credit Crisis
From the WSJ: FBI Investigates Four Firms at Heart of the Mess The Federal Bureau of Investigation's preliminary inquiries are focusing on whether fraud helped cause some of the troubles at Fannie [more...]
Date: 2008-09-24 05:12:39
Report: FBI Investigates Four Companies in Credit Crisis (pfblogs.org)
From the WSJ: FBI Investigates Four Firms at Heart of the Mess The Federal Bureau of Investigation's preliminary inquiries are focusing on whether fraud helped cause some of the troubles at Fannie [more...]
Date: 2008-09-24 07:36:11
ScamBuster 284
Hello friend, My name is Scott Whittington, I am an American soldier, I am serving in the military with the 1st Armored Division in Iraq , as you know we are being attacked by insurgents everyday and car bombs.We managed to move part of funds belonging to Saddam Hussein’s family in 2003. The total amount is US$12 Million dollars in cash, mostly 100 dollar bills,this money has been kept somewhere outside Baghdad for some time but with the proposed troop in increase by president Barrack Obama, [more...]
Date: 2009-09-27 07:53:34
Israelis Now Taps ALL US Telephones And Faxes
by Brian Harring, Domestic Intelligence Reporter -from various sources- “It turns out that Israel has had a potential wiretap on every phone in America for years, along with the ability to monitor and record who any person is calling, anywhere in America; information of great value even if one does not listen to the calls themselves. Amdocs, Inc. [more...]
Date: 2009-09-19 15:29:47
My Identity may have Been Compromised
I got a notice yesterday that my identity maybe, could have, probably, possibly been compromised. The scariest part of it is the information that was compromised is essentially my entire life, it was a background investigation file. I am fortunate to be close enough to the issue that I know the risk associated with what happened is extremely low if not non existent. Just to be on the safe side I have been provided with 1 year of complimentary credit monitoring. [more...]
Date: 2009-09-29 13:30:32
Restoring Your credit Status
by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]
Date: 2009-09-29 08:16:24
Raising Your Credit Status
A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report bears the credit score, which is a numeric ranking usually between 300 and 850. Some lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]
Date: 2009-09-19 12:50:16
Effortlessly and Easily Boost Your Credit Score
Effortlessly and Easily Boost Your Credit Score by Jacob FreemanMany consumers have no idea what a credit score is comprised of. What are they measuring and how does this number relate to my creditworthiness? While common sense tells us that paying our bills promptly is an important factor what else is important when it comes to credit scores?A credit score is just a numerical measurement of certain statistics. It is supposed to tell the lenders about the risk factors of the borrowers. [more...]
Date: 2009-09-26 19:20:25
Your Credit Report Card
Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]
Date: 2009-09-29 18:00:31
Restoring Your credit Status
A significant feature in holding on to a high credit status is actually the contents of your credit report. The credit report is very much the chronicle of your monetary life, encapsulated in a comprehensive file. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]
Date: 2009-09-20 10:19:50
Go Over All Your Three Credit Reports
September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]
Date: 2009-09-26 18:02:55
Brand Measurement: Analytics & Metrics for Branding Campaigns
One of the ultimate excuses for not measuring impact of Marketing campaigns is: “Oh, that’s just a branding campaign.” Admit it, you’ve heard it. I suspect you’ve even used it liberally!! : ) Before we go any further I must clarify that I love branding campaigns just as much as the next guy. I love campaigns that Visa runs. I love watching the IBM ads (with the Linux kid perhaps the best of the lot). I loved the I’m a PC ads from Microsoft (and I am a proud PC!). [more...]
Date: 2009-09-29 08:34:04
Why Is There a Need to Review All Three Credit Reports?
by Jesse Hughes Much of the purchasing made by individuals are done with the use of credits or loans. You get a car through a car loan, a house via a mortgage, your education through educational loans or just about any other need through the use of credit cards. Gone were the days when you had to carry load of cash to buy what you require. Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]
Date: 2009-09-26 18:02:50
For People with No Credit: 5 Tips on How to Establish It
If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and don’t stop to think about how their actions will affect their credit score and ability to qualify for credit in the future. So here are 5 recipes “target=”_self”title=”cooking-tips-recipes” >tips to help you get started on the right foot: 1. Open a revolving credit account. [more...]
Date: 2009-09-27 09:25:38
Business Startups With Bad Credit
Bad personal credit is a common stumbling block for first-time entrepreneurs. Often, the motivation for going into business is to make more money, indicating that they are not making enough money working for others, thus, bad credit. Working for yourself is the best opportunity for building wealth, and the sooner you get started, the better. Bad credit among entrepreneurs is more common than you think and can make the startup process slightly more difficult, but is not a total barrier in itself. [more...]
Date: 2009-09-18 07:58:29
U.S. Banks Refuse to Detail How They’re Spending Federal Bailout Money
After receiving hundreds of billions of dollars in taxpayer-funded federal bailout money, the biggest U.S ... up right now, and we’ll send you an important new report for free: “The Three Best Investments in Asia ... . Some of those buyouts deals are being done in markets as far away as China. Meanwhile, credit remains tight [more...]
Date: 2009-01-06 15:56:33
10 Lies About Your Credit Report
There’s a lot of misinformation, myths, and outright lies about credit reports, what goes in them, what affects them, and how they’re used to compute your credit score . Lie #1: Credit repair firms are worth the money. Errors can be easily cleaned up, but the truth cannot easily be removed from your report, despite what the credit repair companies claim. The truth is, after you go to www.annualcreditreport.com and pull your report, YOU can challenge any incorrect information yourself. [more...]
Date: 2009-09-16 11:00:00
My 2009 Mini Q
Over the last several weeks I???ve received numerous questions from Sovereign Society subscribers, including individuals who frequent this daily blog. As we start 2009, I thought this would be an ideal forum to collect some of these important questions and attempt to give you my best conclusions. I can???t reprint all of these inquiries; yet I?? [more...]
Date: 2009-01-05 14:43:07
Credit score secrets REVEALED
by Ty Crandall Your credit score is the magic figure behind most aspects of your life. How much you pay for utilities, mortgage payments or rent, insurance, your car, and even whether you get hired are all dependant of your credit score. This article is designed to help you understand each individual component of your credit score. For even more details on the credit scoring system you can see this article in its entirety at www.PerfectCreditFast.com. [more...]
Date: 2009-09-27 15:13:21
What REALLY makes up your Credit Score?
What REALLY makes up your Credit Score? by Ty CrandallYour credit score is the magic figure behind most aspects of your life. How much you pay for utilities, mortgage payments or rent, insurance, your car, and even whether you get hired are all dependant of your credit score.This article will assist you with understanding each individual component of your credit score. For extra details on the credit scoring system you can see this article and more at www.PerfectCreditFast.com. [more...]
Date: 2009-09-24 19:14:42
Activists to meet with Sheriff Baca over use of deadly force [Updated]
Political activists will meet with Los Angeles County Sheriff Lee Baca today to discuss the department's use of deadly force, a day after he ordered an examination of shootings following the death of an unarmed man in Athens. The meeting will be held about 4 p.m. at the Sheriff's Department headquarters in Monterey Park. Attending will be Earl Ofari Hutchinson, president of the Los Angeles Urban Policy Roundtable; Tony Wafford, West Coast coordinator for the Rev. [more...]
Date: 2009-09-17 17:15:41
10 SureFire Ways To Get a Credit Card When You Have Bad Credit
In today’s economic climate, it’s become nearly impossible to find a credit card issuer willing to cater to people with bad credit. Among the few financial institutions that do offer bad credit cards, many have tightened their qualification guidelines for approval. Although it’s easy to qualify for department store or gasoline credit cards when you have bad credit, a secured credit card is still one of the best ways to rebuild your credit. [more...]
Date: 2009-09-25 21:32:38
IVR (Interactive Voice Response) - A Brief Explanation
IVR (interactive voice response) is a telephony technology that allows users to interact with a database through phone keypad or voice commands ... to do things like check bank balances, manage credit cards, check for store hours or locations, or order ... hours. IVR systems are also used to report non-emergency problems to cable or utility services [more...]
Date: 2009-01-17 04:48:05
The Secrets behind the FICO Score
by Ty Crandall Your credit score is the most important number in your life. How much you pay for car and health insurance, car payments, your rent and mortgage payments, house utilities, and even whether you get hired for a job or not, are ALL based on your credit profile and credit score. This article will help you understand each component of your total credit score. For more details on your credit score you can see this article and more at www.PerfectCreditFast.com. [more...]
Date: 2009-09-28 13:26:56
Overview of AN – SNAFU – USA money spending and snafu par excellence
*** Secretive spending on US intelligence disclosed Tue Sep 15, 2009 5:00pm EDT By Adam Entous WASHINGTON, Sept 15 (Reuters) – Intelligence activities across the U.S. government and military cost a total of $75 billion a year, the nation’s top intelligence official disclosed on Tuesday, revealing publicly for the first time an overall number long shrouded in secrecy. [more...]
Date: 2009-09-17 17:34:52
Make Money on The Internet - Home Business Guide
By Thomas Griffin Because tens of thousands of people all across America want to know how they can work at home and earn enough money to run a household, there is a special need for this report. Today the need for women to work ... , interests, abilities, and ingenuity have become almost limitless. The purpose of this report is to show [more...]
Date: 2008-12-27 19:03:13
As The Politicians Battle It Out Ukraine's Economy Tunnels South In Search Of Australia
By Edward Hugh: Barcelona“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]
Date: 2008-12-25 16:01:00
Floatin' Powa News Service: Terminal Experiments
Elder of Ziyon: Goldstone Commission problems, part 8 One of the major sources that the Goldstone Commission heavily relied on in testimonies was TAWTHEQ. TAWTHEQ is quoted in the context of the Gaza war more often than HRW and seems to be mentioned in the report body about as often as PCHR (although PCHR is mentioned more in footnotes.) In other words, it seems that Goldstone put a lot of emphasis on TAWTHEQ's direct testimony to the Commission. [more...]
Date: 2009-09-17 09:15:00
Updated: Fox News altered 'Obama praise' story to exclude 'death threats
UPDATE: After RAW STORY report, Fox News mostly restores original text, augmented with additional material by the Associated PressFollowing the below report, Fox News has mostly restored its original text on a group of children who sang a song about the president.As of this writing at 10:05 a.m. CST, the latest iteration of the Fox News story is once again reporting that the school was placed on "lockdown" due to "death threats" against the principal. [more...]
Date: 2009-09-25 02:31:18
Have you seen my $700Billion? Where did it go?
Tuesday, January 6th, 2009 U.S. Banks Refuse to Detail How They’re Spending Federal Bailout Money [ ... /The Money Map Report After receiving hundreds of billions of dollars in taxpayer-funded federal bailout ... as far away as China. Meanwhile, credit remains tight here in the U.S. market, a situation that could [more...]
Date: 2009-01-12 04:23:53
Basic of FICO Scoring
by Caton Hanson A FICO score is something that lenders use to decide what type or interest rate they can offer you. When you get a loan, the bank will use your personal credit and your FICO score to determine you eligibility of the loan and the appropriate interest rate. The score is based on the Fair Isaac Company (hence, the name FICO) and the interest that you will pay. It also takes into account your monthly payment, which is based on your personal credit also. [more...]
Date: 2009-09-23 09:27:24
Merry Christmas & Happy Holidays to All!
U.S. Falls Deeper into RecessionBy Alister Bull ReutersWASHINGTON (Reuters) ... a recession ushered in by a credit crisis in the United States, with Japan and Germany becoming the two latest ... and their incomes shrank, according to a Commerce Department report that pointed to deepening recessionary [more...]
Date: 2008-12-25 12:03:00
GLOBALISATION AND ITS IMPACT ON WALES
Polish road signs are now a common sight all over Our CountryRight I am going to do something a little different with what may be the penultimate post of the year.But before I start it, I would like to give a public thank you to Ancient Brit who provided me with the information I will be publishing [more...]
Date: 2008-12-31 08:52:00
Make Money on The Internet - Home Business Guide
by Thomas Griffin Because tens of thousands of people all across America want to know how they can work at home and earn enough money to run a household, there is a special need for this report. Today the need for women to work ... , abilities, and ingenuity have become almost limitless. The purpose of this report is to show [more...]
Date: 2008-12-28 15:58:40
State Workers Fight Over Cutbacks as States Want More From Obama
As the budget crisis deepens, state employees are fighting each other for survival. Potshots are thrown between management vs. non-management, union vs. non-union, teachers vs. everyone else. In addition, governors want $1 trillion out of a total package of $850 billion Congress is likely to send to Obama to sign. The math does not add up [more...]
Date: 2009-01-03 19:53:00
The Totally Free Credit Report Service
To get to know about the real condition of our credit score is something necessary to do in order to make us aware of the unwanted things occurring ... losses happened due to the credit score manipulation. Totally Free Credit Report is a website ... by the fact that by having too many inquiries run on your credit score can make several meaningful damages [more...]
Date: 2008-12-30 04:52:22
All About the Consumer Credit Report
When it comes to buying a home or a car, the most important thing is not how much money you have in the bank but what your consumer credit report ... credit report when it comes to making a breaking a financial deal. Those who take care of their bills properly will reap the benefits through an excellent score on their credit report. But too many [more...]
Date: 2008-12-27 04:41:48
Credit Reports can be a Teaching Tool
by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... . These are: TransUnion, Equifax, and Experian. It is possible to receive a free copy of the report from each ... for 2 years. There is no problem if your credit report is positive. However, any true negative [more...]
Date: 2009-01-15 21:32:08
As The Politicians Battle It Out Ukraine’s Economy Tunnels South In Search Of Australia
“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]
Date: 2008-12-25 16:06:18
As The Politicians Battle It Out Ukraine's Economy Tunnels South In Search Of Australia
“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]
Date: 2008-12-25 16:01:00