Operation HOPE Founder and U.S. President's Advisory Council on Financial Literacy Vice Chairman John Hope Bryant Issues Public Statement Commending HUD Action to Simplify HUD Mortgage "Good Faith Estimate"

Bryant Is Also Chairman of the President's Council Committee on the Under-Served LOS ANGELES, CA--( ... agencies, non-profit organizations, academics, foundations and private sector bankers and credit union executives, was a Committee-approved report which outlined several "make sense" recommendations [more...]

Date: 2008-11-29 02:09:20

Blog posts (259) | Videos (108)
 

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]

Date: 2009-01-06 12:09:04

Protect Your Good Name with Life Lock

Nowadays, more and more people report that they have experienced identity theft and they have suffered a lot from that ... and credit repair manual in this website. Moreover, you can also purchase for Life Lock promotion code RD1 ... . Not only money in either saving accounts or credit card that has been lost, they also become [more...]

Date: 2008-12-31 03:21:09

Boston sales inventory fell by the largest amounts of any major city

But it’s not all good news. PRESS RELEASE: The Altos 10-City Composite Price Index showed a decline in asking prices of 0.8% in November and 2 ... according to the Real-Time Housing Market Report, published by Altos Research, the premier source ... increases. “Tight credit, job losses and plunging consumer confidence continued to pressure listing [more...]

Date: 2008-12-11 16:42:32

Freelance Writing Jobs for Friday, October 17, 2008

by Jodee Redmond Good morning FWJ Friends! I decided to add some subheadings to the leads for today ... York (College Credit) Internship at Non-Profit Organization - Washington, D.C. Area (College Credit ... - Edmonton Technical Writer - 2 Year Contract - Fort Saskatchewan, AB Report Writer - Contract [more...]

Date: 2008-10-17 12:42:01

It's Always About the Money

by The Mogambo Guru Since gold has fallen so far, so quickly, for so little reason, the future for gold looks increasingly good, too, ... "reasserting itself" is a given, as far as I am concerned! Hell, the money and credit necessary to finance ... to the December 3rd Comex delivery report, there are 11,759 notices to take delivery. This represents [more...]

Date: 2008-12-11 22:06:27

No Rest for the Unemployed

The Bureau of Labor Statistics of the U.S. Department of Labor reported that nonfarm payrolls fell by a whopping 533,000 jobs in November, ... so damned much money and credit to fuel doomed booms and a cancerous growth of government! And yet ... , the report does not actually mention me by name or even wish me good luck in getting another job [more...]

Date: 2008-12-16 22:12:15

The next debt crisis -commercal mortgage market set to collapse in North America in 2009-2010

Two weeks ago, I mentioned that about a dozen financial bubbles are about to burst. Here's a good reliable leading economic proxy indicator that doesn't get enough credit ... in Tucson, Ariz., and Hilton Head, S.C., also are about to default on their mortgages." ... a report [more...]

Date: 2008-11-30 02:18:40

No Rest for the Unemployed

by The Mogambo Guru The Bureau of Labor Statistics of the U.S ... so damned much money and credit to fuel doomed booms and a cancerous growth of government! And yet you want ... , the report does not actually mention me by name or even wish me good luck in getting another job [more...]

Date: 2008-12-16 21:49:13

Obama campaign may have received $63,000,000 in illegal foreign donations

For a while now, we've known that the Obama campaign deliberately disregarding address and security-code verification that would have ensured that online credit card donations were being made in compliance with election laws. Now, a new report ... . And the thing is, it's just so obvious. For example:Someone named Good Will from Austin, Texas [more...]

Date: 2008-11-19 19:57:00

Tuition Crunch by Pedro de la Torre III

Students are often the last ones given a seat at the budget table when times are good, and the first to be put on the table when bearish economies ( ... report awarded every state in the country, except for California, an “F” when it comes to college ... market, real estate market, and other markets plummet. The near-frozen credit markets are causing cash [more...]

Date: 2009-01-14 09:20:49

Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score has been reduced from 750 before he purchased his townhouse to about 600 now, but he’s philosophic [more...]

Date: 2008-06-12 14:48:03

At last, some good sense on Carbon Capture and Storage (CCS)

The Vattenfall CCS power station under construction at Schwarze Pumpe, Germany. The main power station can be seen in the background. Image credit: Vattenfall AB ... 3 gigawatts of CCS plant have been installed, the report proposes [more...]

Date: 2009-01-15 20:41:39

Financials, Cyclicals - Plus Retailers - Weigh On Equities

LOSSES STEEPEN AS EARNINGS REPORTS NEAR The same dragons that have ravaged the countryside and laid waste to the good citizens of Wall Street - ... of other financials lost ground, on a combination of worries about the fourth-quarter earnings reports that are due out shortly, and exposure to the consumer, amid clear signs that credit-card spending [more...]

Date: 2009-01-15 21:10:46

Will Indian Car Maker Be First To Market A Tough, High-Mileage 4WD Pickup In The USA?

Mohindra diesel pickup. Image credit:AutoGreenBlog. India's Mahindra may launch new diesel pickup in U.S. in 2010. New York Times reports that domestic truck sales have plummeted badly. Real bad for auto workers and stockholders. Good for the enironment. Here's why the slump happened and what the win win alternative design might look like. A clip from the Times nails the main factor behind the dramatic fall off in truck sales. Car... Read the full story on TreeHugger [more...]

Date: 2009-10-01 12:33:31

Mortgage Rates January 15, 2009

The Producer Price Index (PPI) came out and reflected virtually no inflation on the wholesale side of things ... payment, 740 credit scores, and verifiable income and assets. Rates vary based on borrower profile ... of this report will likely have a significant affect on the markets. I would say that today is a good [more...]

Date: 2009-01-15 20:03:13

The Rock and Roll Report Band of the Week is Gee Davey

I spent the holidays listening to A LOT of CDs. When you spend that much time listening to music, ... that I can credit with most of Gee Davey’s style and sound. But there are so many good bands out today [more...]

Date: 2009-01-08 02:16:57

This Could Be a Good Idea

Yesterday, Barry announced he’s creating the post of “Chief Performance Officer” to monitor spending ... credit for saying the right things, even if she can’t back it up. ... “Killefer, the director ... in the U.S. Governement. The final report, the “Grace Commission Report” reported that roughly 33 [more...]

Date: 2009-01-08 17:32:23

The Reality of The Good Cars We Are Building Today. Read On.

Too often the conventional wisdom in the looming credit crisis and the request of The Big 3 for a federal loan has been that it’s all Detroit’s ... independent survey on initial quality? Did you bother to read the Consumer Report that rated Ford on par [more...]

Date: 2008-12-23 00:09:27

Good, Better, Best...Never Let it Rest

Hey y’all! Happy New Year and all that jazz! I hope everyone had a safe and great New Year’s Eve and Day ... life Cs in English on my report card. Now if you don’t know, a 4 is what you usually need to receive college credit. Best score is a 5.Needless to say my confidence was shook. I pressed on. I worked [more...]

Date: 2009-01-02 16:55:00

Short Term Positives, Long Term Questions

Good Evening: The forces of poor economic fundamentals clashed again today with government programs created to address them ... were sifting through a Q3 GDP report revealing that growth slipped to -0.5% last quarter, the Fed ... . Aside from still frigid conditions in the credit markets, perhaps the big reason why the Fed feels [more...]

Date: 2008-11-26 02:48:41

New Tenant Too Good to be True

Yesterday I told you about how I got a Rental Vacancy Created and Filled in the span of about one hour ... the background or credit check since he's already been living there (and because he paid up front), but I told ... report. [more...]

Date: 2008-12-03 20:15:00

Fortis Rescued, but Hypo Bank May Go Bankrupt Monday

Banks are falling over like kingpins. Not good at all. First, on the Fortis salvage operation: Belgium, The Netherlands and Luxembourg invested 11 ... last year and credit writedowns. Fortis will sell its stake in ABN Amro's consumer banking unit ... the articles are in German. which sadly I do not read). However, this report comes from a reader [more...]

Date: 2008-09-29 00:53:15

"McCain Is The Real Health-Care Reformer"

According to the Wall Street Journal,"It's good politics for Mr. Obama. But it's bad policy. Mr. McCain's proposal -- to give every American the tax credit businesses get for buying health ... who get their health insurance at work has been shrinking. In August, the Census Bureau reported [more...]

Date: 2008-10-07 23:21:07

THE GOOD NEWS FROM OH EIGHT…

2008 was a great year for New Energy. A hard year but a great year. It is perhaps a bit of ostriching (head in the sand) ... and celebrate the change that is possible. NewEnergyNews did not report last week’s 10 Biggest ... transition. Though much remains to be done and it will be harder in a credit-constrained economy, the New [more...]

Date: 2009-01-02 16:17:30

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

Understanding How An Escrow Account Works and If You Should Avoid Them

An escrow account is established by a broker, under the provisions of law, to hold funds on behalf of two or more people until a contract or transaction has been completed.  People are most familiar with escrow accounts in conjunction with their mortgage.  A person’s mortgage lender sets up an escrow account to receive monthly payments from the home buyer which is usually lumped into the mortgage payment and used to pay for obligations such as homeowners’ insurance, property taxes, and assessments. [more...]

Date: 2009-10-01 12:00:44

Could Goldman Sachs Share GM’s Fate?

Investment banks have gotten fat off the land since 1982, when the great U.S. bull market got its start. Their business has multiplied many-fold, and their earnings have soared into the stratosphere, to a level far higher than any other sector. Now, JPMorgan Chase & Co.  (NYSE: JPM ) has issued a report suggesting that investment-banking returns on capital will be sharply down over the next few years. Perhaps this will be only a moderate downturn. [more...]

Date: 2009-10-01 18:38:32

Could Goldman Sachs Share GM’s Fate?

Investment banks have gotten fat off the land since 1982, when the great U.S. bull market got its start. Their business has multiplied many-fold, and their earnings have soared into the stratosphere, to a level far higher than any other sector. Now, JPMorgan Chase & Co.  (NYSE: JPM ) has issued a report suggesting that investment-banking returns on capital will be sharply down over the next few years. Perhaps this will be only a moderate downturn. [more...]

Date: 2009-10-01 18:38:32

U.S. To Break Up Soon?

Chuck Baldwin September 29, 2009 According to Macedonian Radio and Television On-line (MRT), a Russian professor predicts the United States will fall apart in July 2010. MRT reports, “‘Mr. Obama is similar to the last Soviet leader Mikhail Gorbachev. Gorbachev was also making great promises for the Soviet Union, but the situation was only getting worse,’ he said. By next summer, according to Professor Panarin, the US will disintegrate into six blocs–and everyone will get their piece. [more...]

Date: 2009-10-01 15:33:40

The US needs the world to help them clean up the internet

Okay so this isn’t the way the BBC worded it when they published their article this morning, but I can’t help thinking they should have done. The US Department of Homeland Security has said… "all computer users, not just industry and government, have a responsibility to practice good ‘cyber hygiene’" Which, if they’re aiming that comment at at anybody outside of the US is nothing short of complete hypocrisy.  This map below will demonstrate why I’m saying this. [more...]

Date: 2009-10-01 11:36:04

Real Estate Investing – Why And How

In the world of Globalization, everybody wants to make investments for varieties of reasons like to secure his future, for his family or may be for more success and wealth. Now the investments options available are stocks, bonds, gold, bank certificates and deposits offering easy and good returns. These options are quite simple to make; just visit them, give your funds and you’re sorted out; however Investments in Real estate are little bit complicated to understand. [more...]

Date: 2009-10-01 23:17:46

New Study in UK: High Prices for Music Downloads Account for Piracy

photo credit:www.bu.edu If you want to expand your music collection and illegal downloading just doesn’t suit you, CompareDownload might be a good place to start. It offers plenty of useful info about artists and bands, reviews, concert tickets, and best of all, how you can buy their music and what’s the best price you can hope for. Recently, the site has also conducted a survey that shows more than 60% of people living in the UK would buy music using online services if it was cheaper. [more...]

Date: 2009-10-01 13:06:15

PERSS ENCOUNTER WITH PM HIGHLIGHTS, DIRE NEED FOR NEW VISION FOR ETHIOPIA - By Genet Mersha

In the wake of his ‘involuntary anointment’ as chief executive of the state and the ruling party, Prime Minister Meles Zenawi has once again shifted to a high gear with a new five-year term securely under his belt. Although his decision was not unexpected, the 360 degrees shift of from the spring, winter, summer and beyond of his oft-expressed decision to quit his job as prime minister has not gone unnoticed. Owing to that, the prime minister has encumbered himself with expectations. [more...]

Date: 2009-10-01 14:45:04

Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05

Online Business � 10 Steps To Setting Up Your Business Online

An online business will extend a business’ reach to more prospects they can market to. Entrpreneurs realize that there is a huge opportunity on the internet to market to their prospects � it’s also cheaper. However, this no small project. Creating a professional online presence requires planning and organization. Here are 10 steps you need to follow to launch a business online. 1. Domain Name Register a name for your website. Choose a name that is short and easy to remember. [more...]

Date: 2009-10-01 23:17:28

Would You Like To Find Out How Airmiles Creditcard Can Help You Fly For Free!.

In the midst of the growing costs of airfare, the having a airmiles credit card that earns airmiles with purchases appeals to several people. Both American Express and Discover own such products. Any product spoken about in this commentary has an online application form, which helps speed your way into enjoying an air miles credit card. American Express airline rewards programs include such features as: The ability to earn travel miles on all you buy with the Card. [more...]

Date: 2009-10-02 00:15:12

Exceptional results from biochar experiment in Cameroon

Key Farmers Cameroon's coordinator, Etchi Daniel-Jones, at a plot in Ediki, in which the difference between char and non-char maize was exceptionally big. In this case, the plants on the control (left lower corner) were barely in thir 8th leaf stage, whereas the plants on the char-plots (right, upper corner), were already tasseling. Photo credit: Laurens Rademakers, Etchi Daniel-Jones. Biochar Fund has reported extremely encouraging first results from its field trials in South West Cameroon. [more...]

Date: 2009-10-01 17:11:44

Get a student car loan at yours suitable budget

Amazon.de Widgets Looking for a dream car is easy task but arranging funds for that can be a tough. Many people will not be able to afford the price for there dream car so for that right kind of financing option are available for them. One must concern or check his financial situation before applying any kind of loan. The borrower must be aware of the monthly payments and must be ready to meet the financial obligations every 6 or 7 years. [more...]

Date: 2009-10-01 12:28:44

Tips for Staying Alert during Holiday Travel

Traveling during the holidays is very exciting and there is plenty going on all around you. However, it is very important that you remain alert so you wont be involved in an accident or become a victim of theft. There are plenty of criminals that target holiday travelers as they know they are likely to have money on them and they arent always paying attention to their surroundings. Accidents can take place anywhere during holiday travel so you need to be prepared for the unexpected. [more...]

Date: 2009-10-01 21:17:53

ISM: September manufacturing data disappoint; market sells off

The September 2009 Manufacturing ISM Report On Business showed the manufacturing sector and economy expanding.  But no matter, the markets wanted more. Equities sold off in a major way today. We’re talking over 200 points on the Dow and 65 points on the Nasdaq. On the other hand, Treasuries rallied and the yield on the 10-year is now down to 3.19%. As I told you selling equities and buying treasuries was a good idea two weeks ago, I think this move has further to run. [more...]

Date: 2009-10-01 21:08:39

Realize Your Credit Score Plus 3 In 1 Credit Report

Realize Your Credit Score Plus 3 In 1 Credit Report by Sara M Perry3-in-1 credit reports are summaries from all three of the foremost credit bureaus. They cover the financial history collected on one person or group in order to “report their credit worthiness” or in other words, whether or not it is expected that they have the resources and trustworthiness to pay off a new obligation.These reports supply information from the three foremost credit reporting agencies. [more...]

Date: 2009-10-01 11:31:33

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion. It was Aristotle who said, “We are what we repeatedly do … Excellence is therefore not an act ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

King Report: Economic Data Turns South

> For the past two weeks we have been warning that economic data is turning lower. On Wednesday, US beancounters manufactured a better than expected GDP but private economic data appeared that was materially worse than expected. The ADP Employment change for September is -240k; -200k was expected. More importantly, the closely-watched Chgo PMI declined to 46.1, which is below the 50 line of demarcation between growth and contraction. 52 was expected. [more...]

Date: 2009-10-01 19:03:20

Mortgage Calculators Can Be Invaluable When Comparing Loans

by Matthew Eccles Are you looking for some inside information on free mortgage calculators? Here’s an up-to-date report from mortgage calculator experts who should know the formulas used to calculate mortgage payments. Mortgage calculators can be found on a numerous websites. Lots of these websites are run by banks and mortgage lenders and others are run by those who just wish to provide internet users with helpful information. [more...]

Date: 2009-10-01 20:02:15

Bad Credit Financing On Mortgages: Reveal The Truth Here!

by Asem Eltaher 2009 is the year to refinance since the FEDS brought down rates at the beginning of the year. Pushing rates down to the 5% range and now to 4% making this the best time to apply for relief, especially when you are getting deeper in debt and have impaired your credit. Homeowners can apply for bad credit financing that is helping relieve some of the load. Lenders use experience to solve debts with a mortgage refinancing and personal loans for bad credit. [more...]

Date: 2009-10-01 10:43:45

Big Gas: U.S. Natural-Gas Imports to Rise, Prices to Fall?

The Journal’s Russell Gold reports: Energy demand is down. The global economy is sputtering. Meanwhile, U.S. natural gas production is up ... . Wood Mackenzie, the Scotland-based energy consultant, predicts in a new report that LNG imports ... reeling from overextending themselves while credit was easy. If gas is cheap and plentiful, it could [more...]

Date: 2009-01-16 10:31:00

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of ... and hawing on how “It’ll be different this time,” the rest of the bailout went straight to the Treasury ... and Merrill in less than 12 months. Today we learned Lewis has been pleading with Uncle Sam [more...]

Date: 2009-01-16 20:25:19

Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!

Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... and notprofitable) segments of the business. Robert Rubin, who among other things helped create this “ ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]

Date: 2009-01-16 15:28:24

Good Credit Maintenance

Maintaining good credit is vital to your financial life. There are people who get a poor credit report due to neglect and the improper reviewing of the credit report. There are also others who have been through the process of repairing their credit and managed to maintain good credit afterwards. If you do not want to ever need credit repair, good credit maintenance is necessary. Luckily, simple steps can assist one in the proper maintenance of a good credit status. [more...]

Date: 2009-10-01 17:57:24

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