More Financial Bubbles Ahead?
Bob Chapman The International Forecaster September 14, 2009 Almost all important, pertinent data reflects continued weakness in the economy, especially retail sales and unemployment. There are small signs of inflation in spite of bogus government figures. In the flight to quality we see stronger gold, silver and commodities despite heavy market manipulation by the government. Bernanke will soon be forced to choose between saving the dollar and bonds or stocks. [more...]
Date: 2009-09-14 12:39:08
Blog posts
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Videos
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Understanding How An Escrow Account Works and If You Should Avoid Them
An escrow account is established by a broker, under the provisions of law, to hold funds on behalf of two or more people until a contract or transaction has been completed. People are most familiar with escrow accounts in conjunction with their mortgage. A person’s mortgage lender sets up an escrow account to receive monthly payments from the home buyer which is usually lumped into the mortgage payment and used to pay for obligations such as homeowners’ insurance, property taxes, and assessments. [more...]
Date: 2009-10-01 12:00:44
The Best of fM - Hidden Sources - Alumni Records
I went to visit my favorite, out-of-the-way, dusty, creaky, quirky used bookstore in early January. I was looking for a book on the history of chairs to help me in dating old photographs. I always hit the reference section of the store just in case a dictionary I don't own pops up. While looking through the reference books I came across a genealogical treasure trove. Four privately printed volumes containing information of the Harvard College Class of 1894. [more...]
Date: 2009-09-28 08:58:00
Happiness an Issue in Pittsburgh
People leave Pittsburgh. They always have, although out here, in the Sunday Los Angeles Times, Andrew Bender tells us it’s a wonderful place : Nonstop canapés on gold-rimmed porcelain cocktail plates at diplomatic soirees. After a while, they get to be just a bit of a yawn, don’t you find? So I cheered at the announcement that the G-20 summit would take place this week in Pittsburgh. Anyone puzzled about why it was selected hasn’t been here recently. [more...]
Date: 2009-09-21 06:11:13
China Sector Watch: Pharmaceuticals
This ongoing series takes an in-depth look at the industries that are shaping the Chinese economy today.By Joyce RoqueSHANGHAI, Sept. 8 – Last year, when Vicky Zhang got sick with pneumonia she went to a public hospital in Shanghai’s Pudong district. It took her 2 hours to line up for tests and consult with a doctor, who prescribed her medicine from a list found here. The medicine could only be bought from the hospital’s pharmacy. [more...]
Date: 2009-09-08 10:31:09
Drumbeat: September 23, 2009
Chesapeake says $4 natgas too low to grow output GREENWICH, Conn. (Reuters) - U.S. natural gas prices will have to move higher to spur a resurgence in drilling activity and keep output of the fuel steady, the head of Chesapeake Energy Corp said on Wednesday. The weak U.S. economy has knocked natural gas prices sharply lower in the past 14 months, and sluggish demand for fuel has prompted producers such as Chesapeake to curtail drilling for new supplies. "The industry can cope with $4 gas. [more...]
Date: 2009-09-23 14:08:02
ScamBuster 264
Are you in any financial problem? do you need a loan to apy off your bills? if yes!!! we offer out personal/ business loan at a rate of 2.50%. contact us email: info.bettyloans@gmail.com for info. HELP STAMP OUT THESE SCAMS BY LINKING TO THIS BLOG SELL YOUR PHOTOS ONLINE The Access Bank UK Limited 4 Royal Court Gadbrook Park Northwich Cheshire CW9 7UT Attn: Payment Notification, This is to bring to your notice that I have paid for the re-activation fee and the delivery of your ATM. [more...]
Date: 2009-09-04 07:25:50
The Higher Education Bubble
Students have had to drop out of school because they can't afford tuition. Others, like Michelle B., are simply looking for answers to the question, What more do the schools want? The rise of tuition is not included in the loan package, leaving students like myself not only paying an incredible balance, but the loan does not include living expenses. The amount of money I receive from both loans is a joke! There is a bubble alright, and the pop of that bubble is on us and them. [more...]
Date: 2009-09-08 20:02:19
Buying A Used Car
One of the biggest moments in many people’s lives is driving off in their brand-spanking-new automobile. It’s an exhilarating feeling. It’s also a big moment because in that very instant, that brand-spanking-new car loses a big chunk of its value-the difference between the retail price you paid and the car’s wholesale value. That’s typically thousands gone in an instant. That’s why some car buyers choose to shop around for a used car. You save yourself that steep initial drop-off in value. [more...]
Date: 2009-09-01 20:40:12
Some Debt Relief Scams, Credit Relief Fraud, Detect Debt Relief Scams
by Lianne Gaines Individuals with rising debts can reap important benefits from debt relief programs. These programs are designed to help people who are drowning in debt. Yet, finding a program and negotiating the terms of the plans could affect each individual’s monetary condition differently. In order to free yourself from debt, you should pick a debt relief program that meets your particular requirements. For instance, debt negotiation is a common debt relief program. [more...]
Date: 2009-09-24 12:56:54
How Online Loan Calculators Can You Time And Money
by Dennis Shirk Do you ever feel like you know just enough about loan calculators to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from loan experts. How much should your down payment be? Most experts recommend at least 20 percent. Consolidation loans also have varying repayment plans. Use the links below to determine your repayment amounts under each of the different plans. You can then see what your monthly payment would be with a consolidated loan. [more...]
Date: 2009-09-28 10:46:28
Grading in homeschooling
Grading in homeschooling is done by the teacher-in-charge. In most of the cases, this means mom! In this situation, grading can get a bit tricky because it can be a little difficult to grade your own child. There is no benchmark against which you can evaluate your child’s performance. In most cases, you also have no awareness of how well other children are doing. So, obviously the traditional method of grading is perhaps not the best method to follow. [more...]
Date: 2009-09-13 12:22:32
Check that Credit Report!
I can’t believe it’s been four months already! It’s time to check that credit report again. My score is up, but only slightly. The credit card payoff has not yet hit the reporting agencies (of course, if I had missed a payment, it would have likely been reported the same day). I hope to see a bigger jump in four more months. If you decided to check your credit report with me and follow my once yearly free report check, this time I used: Equifax [more...]
Date: 2009-09-08 10:00:01
How To Get A Free Credit Report
Commercials and website ads are constantly bombarding us with the option to get a free credit report. For most people, it is actually a good idea to view a credit report periodically. One can obtain one by going to a website, or a phone call can be made to request one. When requesting a free credit report, they want several pieces of information. They need to verify who you are and will ask for certain information as well as security questions. [more...]
Date: 2009-09-13 14:48:08
How Online Loan Calculators Can You Time And Money
September 30, 2009 | By Matt Harris In Finance | by Dennis ShirkImagine the next time you join a discussion about simple loan calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed.Popular loans are from the top 15 leading banks and credit unions. We provide mortgage rates and home equity loan rates for primary and second loan refinance. The online rates calculators help you quickly evaluate interest rate options on all loans. [more...]
Date: 2009-09-30 07:22:21
Go Over All Your Three Credit Reports
September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]
Date: 2009-09-26 18:02:55
Why Is There a Need to Review All Three Credit Reports?
by Jesse Hughes Much of the purchasing made by individuals are done with the use of credits or loans. You get a car through a car loan, a house via a mortgage, your education through educational loans or just about any other need through the use of credit cards. Gone were the days when you had to carry load of cash to buy what you require. Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]
Date: 2009-09-26 18:02:50
Having a Low Credit Score Doesn’t Mean You Can’t Buy a Home
A lender considers the following questions when deciding to approve your mortgage application: Is your credit history good? What is your yearly salary? What is your total amount of debt? What is your down payment? Giving a large down payment may hide some of the negative credit history or a low credit score. Just get ready to pay above average interest and fees for the term of your mortgage. In short there is no way around having a low credit score. [more...]
Date: 2009-09-07 21:45:50
Nima Shirazi – Indoctrination and Education, Who's REALLY brainwashing our children?
Establishing lasting peace is the work of education; all politics can do is keep us out of war. - Maria Montessori, physician and educator I am certainly not in the habit of defending Barack Obama against his detractors, but the controversy drummed up by rabid right-wing hysterics over President's back-to-school speech on Tuesday is quite simply bizarre and absurd. [more...]
Date: 2009-09-13 14:15:30
Soimething to offend Everyone
Political satire or reality?We will do something a little different in today’s post. Rather that blather about our own political views, let me share with you the contents of an email I received from dear friend and colleague Dr. Jerry. We’ve omitted the illustrations from the original since my technical knowledge is not sophisticated enough to [more...]
Date: 2009-01-14 00:17:00
What Is A 3 In 1 Credit Report?
You probably know that you are legally allowed to look at your credit report free of charge once a year, but did you know that there are three different versions of your credit report to be checked? Most people realize that they can have this yearly free access, but they do not realize that there are three different credit reporting agencies and they all have their own report on each person. This why so many people are now turning to something called a 3 in 1 credit report. [more...]
Date: 2009-09-05 12:53:12
Results You Can See For Yourself From Capitol One Credit Card
September 15, 2009 | By Andy Zain In Finance | Whether you have Excellent credit, or have struggled for years and ended up going bankrupt. Capitol One credit card has a credit card for you. It sounds like a good line, or a long shot, but really it’s true. And as if that weren’t enough, they put their customer first with an attitude that what’s important to their customer’s is important to them. [more...]
Date: 2009-09-15 19:57:45
What Is A 3 In 1 Credit Report? How Can It Help You?
You probably know that you are legally allowed to look at your credit report free of charge once a year, but did you know that there are three different versions of your credit report to be checked? Most people realize that they can have this yearly free access, but they do not realize that there are three different credit reporting agencies and they all have their own report on each person. This why so many people are now turning to something called a 3 in 1 credit report. [more...]
Date: 2009-09-06 09:52:15
Ed McMahon, credit bureau ‘viral rapper’
p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... represents ‘a man who is taking charge’.” Yes. Well …. Anyhow, free credit report, eh? There’s always [more...]
Date: 2008-09-25 17:57:22
What Is A 3 In 1 Credit Report?
Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA You probably know that you are legally allowed to look at your credit report free of charge once a year, but did you know that there are three different versions of your credit report to be checked? Most people realize that they can have this yearly free access, but they do not realize that there are three different credit reporting agencies and they all have their own report on each person. [more...]
Date: 2009-09-05 12:53:12
January 9, 10, 11 - Unemployment Risies to 7.2% - Highest Yearly Job Loss Since 1945 - Google Rumors - Freightliner Dismisses 2137 - Semitool Chips Away 280 Jobs - Union Pacific Derails 231 - Boeing to Layoff 4500? - Beechcraft Ending 1600 Jobs? - Seagate to Delete More this Month
Mike: Good day to all. Today’s big number is the Employment Situation, which is released at 8:30 EST ... %. * Breaking news: Yet another sobering government labor report released Friday showed the economy ... jobs report, the unemployment rate rose to 7.2% last month from 6.7% in November and higher than [more...]
Date: 2009-01-09 13:51:10
THE BEAST 50 MOST LOATHSOME PEOPLE IN AMERICA, 2008
side note: I found this late last night and I enjoyed it so much it kept me up later then I wanted…but was well worth it! Enjoy with your morning coffee! http://www.buffalobeast.com 50. Barack Obama Charges: Beyond a few token acts of bipartisan marketing, Barry’s major duty in the Senate was to avoid legislating, [more...]
Date: 2009-01-11 09:06:30
Basics of Credit Repair
by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... project. The “credit risk” label is based on your “credit report” and “credit score.” Therefore ... these reports. There are 3 credit bureaus that supply reports: TransUnion, Equifax, and Experian [more...]
Date: 2009-01-03 00:35:39
Peak Credit, a once in a lifetime event. Those focused on the CPI, M3, and other such measures are completely missing the boat ... the warning? Credit Deflation Some choose to call what is happening "credit deflation". In this regard "credit" is an unnecessary label. Deflation is about the contraction in money supply [more...]
Date: 2008-06-26 02:11:36
Using a Secured Credit Card for Credit Repair
If you start missing payments on a credit card or loan, or — worse — your creditor sends one of your outstanding debts to a collection agent, ... can be freely issued to people with bad credit. Unfortunately, most of these cards will have yearly annual fees that regular credit cards are often free of. Once you have a secured credit card [more...]
Date: 2009-01-08 02:10:09
Thanks Bush: Worst year for jobs since '45
Annual loss biggest since end of World War II. Unemployment rate rises to 7.2%. #IEContainerR .cnnGenSidebarWidget .cnnWidgetHed { ... ahead Citi backs foreclosure prevention plan Jobs report knocks stocks Bonds rise on jobs report Where ... level in more than six decades.A sobering U.S. Labor Department jobs report Friday showed [more...]
Date: 2009-01-09 22:13:00
RBI circular on Priority Sector Lending -Categorisation of activities under service under the MSMED Act, 2006
Sep 21, 2009RBI RBI/2009-10/ 164RPCD.CO.Plan. BC. 24 /04.09.01/2009- 10 September 18, 2009The Chairman/ Managing Director/Chief Executive OfficerDear Sir,Priority Sector Lending -Categorisation of activities under service under the MSMED Act, 2006In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the Master Circular dated July 1, 2009 on Lending to Priority Sector, credit to small enterprises includes loans granted to micro [more...]
Date: 2009-09-21 01:56:02
American Optimism, Russia’s In Trouble, But Good News For Oil, Breakthrough Med Tech, And More!
American optimism at all-time low, 2009 recession imminent… Fannie and Freddie to the rescue? Chris Mayer with good news for oil investors. Another day, another double-digit decline… Russian market, currency plummeting. Pat Cox with a “huge” breakthrough medical tech about to become reality. Have we hit a nerve? [more...]
Date: 2008-11-12 21:43:33
Top 10 Online Freebies and Deals [Lifehacker Top 10]
Unless you're a financial Jedi Knight or economic Sith Lord, you probably don't have a ton of control over our turbulent economy ... free credit report. If you're looking for the federally-mandated, completely free, no-service-cancellation-needed online credit report you're entitled to once per year, head to AnnualCreditReport.com. [more...]
Date: 2008-11-01 16:00:00
Case Study: Paul and Melanie Want to Buy a House
Paul emailed me for some guidance on his financial situation. Paul and his girlfriend, Melanie, has good combined income, some debt, and a dream of owning a home in the very near future. Paul emailed me all of his financial stats to be shared with MDJ readers. We both live in Ontario. Melanie lives in Mississauga and I live in Markham [more...]
Date: 2009-01-07 11:30:08
September 28th CEOcast Weekly Newsletter
Companies featured in this edition of the newsletter: ACTC, CHIP, CUR, CVM, ENZ, IMUC, IWEB, SRCO, SVUL, XSNX Markets finally snapped their winning streak last week, as weakness in housing markets and durable goods orders led to broad-based declines in all of the major indices. All told, the Dow surrendered 155 points on the week to close at 9665, down 1.6% on the week but up 10.1% on the year. [more...]
Date: 2009-09-28 21:05:11
Inflation and Its Impact on Retirement
The following is another guest post from Free Money Finance reader Rod Ferguson ... in the general price level usually attributed to an increase in the volume of money and credit relative ... triples your savings needs. Doing the math One thing to remember when calculating your yearly [more...]
Date: 2008-06-17 10:30:02
Secured Credit Card FAQs
Every once in a while I like to provide a helpful frequently asked question guide for those that aren’t that familiar with secured credit cards ... to know that your card will build your credit, you’ll have to make sure that they report to the three ... on your credit report. How do I know if a secured card is a rip off? When people ask me what kind [more...]
Date: 2008-12-03 16:55:33
Using TrustedID to Stop Identity Theft
ID theft is a rapidly increasing crime and there are several companies that are ready to help you not be a victim. These ID theft protection services essentially lock down your credit report so that you are notified whenever a new credit account is opened in your name. These companies also monitor various [more...]
Date: 2009-01-14 06:35:12
Free Credit Report 3-in-1
A good reputation and credible name is something that we all want in our life ... of your credit history online from three major bureaus where the lenders get their basis for approving ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans [more...]
Date: 2008-11-16 14:30:00
TrustedID Review: Affordable Identity Theft Prevention Protection
By Harvey Warmuth Because of the rapid growing crime of identity theft, several companies have been created to help you fight back. By essentially locking down your credit bureau report, these identity theft protection companies ... credit in your name. TrustedID also gives you with yearly credit reports from all three major credit [more...]
Date: 2009-01-10 10:14:43
VOXBONE REVENUE UP 70 PERCENT IN 2008
MEDIA ADVISORY Provider Sees Sharp Rise in Number Sales and Network Usage BRUSSELS, Belgium–14 January 2009—While many telecom and IT companies continue to report losses and layoffs ... a 70-percent growth in its yearly revenue, reflecting increased end-user demand for local-call presence [more...]
Date: 2009-01-13 21:34:18
2008: The year in review
Juan Cristobal and Quico say: The year is coming to a close and while some of you will gather around the hallaca table or go to your school's gaitazo, here at Caracas Chronicles we will indulge in our own little one-year old tradition: the year-in-review post.Summing up this year is particularly difficult: 2008 was a year in transition [more...]
Date: 2008-12-18 07:31:00
2008 WRAP UP – MOST IMPORTANT POSTS OF THE YEAR, PART 1 (SOLAR CAN BE 10%, PICKENS HAS GOOD AND BAD, EUROPE WILL GET SUPERGRID)
Today NewEnergyNews features its picks for 2008’s 3rd, 4th and 5th most important posts. (Numbers 1 & 2 will come tomorrow.) ... a hint of solar energy’s real potential, the report is its biggest news to date. Despite the financial ... as the key players, a new report from Clean Edge and Co-op America identifies roles for each [more...]
Date: 2008-12-30 15:54:29
2008 WRAP UP – MOST IMPORTANT POSTS OF THE YEAR, PART 1 (SOLAR CAN BE 10%, PICKENS HAS GOOD AND BAD, EUROPE WILL GET SUPERGRID)
Today NewEnergyNews features its picks for 2008’s 3rd, 4th and 5th most important posts. (Numbers 1 & 2 will come tomorrow.) ... a hint of solar energy’s real potential, the report is its biggest news to date. Despite the financial ... as the key players, a new report from Clean Edge and Co-op America identifies roles for each [more...]
Date: 2008-12-30 15:54:29
You Can Do It: How To Repair Your Credit On Your Own
by Mike Carbeck Many people mistakenly believe that they only need to go through an agency, for any hope of credit repair ... for a copy of your credit report (You are entitled to one free report per year) 2.) A copy ... from another agency, and are not eligible for a free yearly report, you could also receive a letter [more...]
Date: 2008-12-06 08:05:27
How Small Business Credit Cards Differ from Personal Credit Cards
CreditSoup® Most Popular Program in getting instant Loans or Credit Cards * CreditSoup® makes getting a Credit Card, ... that your business credit card issuer provides, you will receive yearly report summaries of all business ... , fraud liability protection, free insurance, and discounts. Small business credit cards also offer [more...]
Date: 2008-12-09 10:44:48
January 10 2009: Hornswoggled Absquatulation
Russell Lee Tobaccy Candy 1940 Pool hall, Shasta County, California Ilargi: The revolving doors between Washington and Wall Street are swinging like never before. Lawrence Summers and Robert Rubin are the finance powerhouses in the upcoming Obama administration. They were in the exact same place 10 years ago [more...]
Date: 2009-01-10 16:28:00
Check credit report
One should review their credit report from each credit reporting agency at least once a year ... one can have copy of their credit report annually with no strings attached. It’s a good to check ... as well. Currently writing for this website Free Yearly Credit Report . For more details please contact [more...]
Date: 2009-01-16 05:45:16
Wall Street Breakfast: Must-Know News
Oil, stocks see red. For a change, stocks and oil fell in tandem Tuesday; the Dow dropped 1.1% to 11,651 while oil was off 0.97% to $113.32. Financials led the way down: JPMorgan (JPM) lost 9.5% after it took a $1.5B writedown on mortgage-backed assets, and warned conditions had substantially deteriorated. Goldman Sachs (GS) [more...]
Date: 2008-08-13 11:19:54
