Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Blog posts (210) | Videos (193)
 

Fixing Credit Report – Repair Your Credit Yourself Fast and Legally

By the time you have completed this article you will have a working knowledge of the "fixing credit process." It doesn't matter why you have decided to learn this process the important thing is you have made a wise decision by doing so. Repairing your credit will open up new doors of opportunity for you. It can possibly lower you monthly bills, you will have the ability to open up a bank account, rent a nice apartment, the possibilities are endless. [more...]

Date: 2009-10-01 15:22:50

Phoenix Moving Service News for People Starting to Sell Their Home

by Dave Sampson You all decide that moving to a newly built home in many cases is vastly tough. You should try to contact a bunch of movers, trying to find the best possible Phoenix movers, starting the plan for prepping and also getting ready for all of you and your families utilities to be arranged to be disconnected in the old home and also switching your home insurance from the place you were residing in and also placed in your new dwelling. [more...]

Date: 2009-09-30 10:42:04

Fixing Credit Report – The Good… The Bad… And The Truth

Fixing Credit Report – The Good… The Bad… And The Truth by Tim BeachumYou are moments away from understanding the process of fixing credit. It’s really not important what your reasons are for wanting to repair your credit the fact is you have made a good decision. Repairing your credit is well worth the effort, and depending on your current situation repairing your credit can lower your monthly bills, open a bank account, rent an apartment, and even purchase a car. [more...]

Date: 2009-10-01 15:25:39

Still no plan for fixing billing system for youth in L.A. County detention

Earlier this year, Los Angeles County probation officials vowed to fix their system for billing parents of youth in county detention after county supervisors questioned why the department had mistakenly billed low-income and foster parents. Supervisors gave a group of probation and other county officials three months to propose changes, but six months later the group has yet to present a proposal. Probation officials declared a moratorium on new probation billing Feb. [more...]

Date: 2009-09-29 22:43:35

Wow, That Really Escalated Quickly! (Stampizzle Gets Angry)

Uh, sorry Mase. Worshipful prose about your game winner was set aside because of priorities. Dude compared Manu to Antoine Walker for God sakes. I'll make it up to you in the future. Please understand I'm very, very happy we signed you. (Photo by Ronald Martinez/Getty Images) [more...]

Date: 2009-01-16 09:40:32

Could It Be ….. Recovery? If So, Hurry Up Already

I’m starting to like this 78-day presidential transition period more and more. That’s because in another 30 days or so, the economy might ( ... to be a flock of refi applications. At a minimum, most of these will lower monthly payments and free ... freeze” on credit to worthy borrowers has struck me as absurd for the three months. The reported [more...]

Date: 2008-12-18 17:29:55

MortgageNewsClips: Catching Fraud, HSH on Fixed Rate, Super Human, Stephanie Pomboy, Reverses Go Live, Tom Brown, Mod Section 6 links, FDIC Highlights, Accounting

Discussing Loan Reviews with Andy Hall  - John Clapp - MortgageOrb chats with Andy Hall, ... that it will take consumers at least five years - and probably more - to recover from the credit crisis ... Oversight Panel’s First Report: Unfortunately, Just What We Expected  Elizabeth Warren seems determined [more...]

Date: 2008-12-20 12:53:02

No New Oversight in TARP Round Two

Granting the Obama administration the second $350 billion of Wall Street bailout funding does nothing to ensure that the money is spent wisely, some of the nation’s top economists told Senate lawmakers Thursday. Without stricter conditions on banks and concrete assurance that the money will target foreclosure mitigation, the experts warned, [more...]

Date: 2009-01-16 13:04:15

GSIS Consolidated Loan

Sep 30 September 30th, 2009 posted by Philippines Review Add commentsThe GSIS consolidated loan (others call it consol loan or conso loan) is the total package of all available loans for members consolidated into one. The conso loan includes the combination : salary loan restructured salary loan enhanced salary loan emergency loan assistance summer one-month salary loanWith this type of loan, you can be assured of a higher amount you will get. [more...]

Date: 2009-09-30 04:09:34

Obama talks stimulus. He hopes you are listening

The spate of retailers reporting devastating December sales this morning provided a nice backdrop for President-elect Obama's speech in Virginia ... that lower interest rates aren't getting the job done because credit markets are screwy and that tax ... , the National Bureau of Economic Research and the Brookings Institution. He argued that fiscal [more...]

Date: 2009-01-08 18:11:11

The Honeymoon is Over for Social Media

On my latest episode of Managing the Gray I made the statement that “the honeymoon is over for social media.” ... are broken, fix them! Sure this is over simplified, but every day someone new pops up with instant ... it is just beginning. Get out there. Work hard. Deliver results. Satisfy your clients. Photo Credit to klf [more...]

Date: 2008-12-30 18:23:31

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

It Wuz Always 'Bout Tha Numbahs

With apologies to Herbert Kornfeld for the robbed title.I'm really busy, but the bottom line is that we are beginning to see some positive signs ... debt. There's nothing you can do to fix it. You just have to go down with it or work it out.A lot ... & the like) over the next sixteen months than we have seen in the last few recessions.US credit [more...]

Date: 2009-01-16 19:11:00

Denise Richards...acts nice?

I used to be a huge Denise Richards fan. I used to think she was one of the hottest stars in Hollywood, a great actress, ... , but it looks like she's trying to fix things. She just called a truce with Charlie's wife Brooke, for the sake of the kids that are caught in the middle.Well, I guess I have to give her SOME credit [more...]

Date: 2009-01-16 12:11:00

Lawmakers rolling into Richmond...

There's a buzz around the Capitol right now as state lawmakers prepare to get started on the 2009 General Assembly session which open up at noon ... shortfall, and fixing this shortfall must be the focus of the next 45 days. With this in mind ... for the democratic process. I have proposed a modest tax credit for the purchase of school supplies [more...]

Date: 2009-01-14 16:38:23

1-16-09 TAR Digest

The Weekly Membership Newsletter of the Tennessee Assn. of REALTORS Guest Editor: Buzz Steele _______________________________________________________ CONTENTS 1. 2009 Documented Form Changes 2. Notables About form  “F9 Purchase and Sale Agreement” 3. Changes to the inFORM tool 4. There are ONLY 2 Residential Listing Agreements in 2009 ? [more...]

Date: 2009-01-16 00:36:02

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving ... to do this year. For example, the general Credit advice for 2009 is: Make it a priority to pay off your credit [more...]

Date: 2009-01-09 13:29:00

Check Your Custom WordPress Themes

Recently I was asked to look at modifying a ‘Premium’ WordPress theme and while browsing through the code of the theme I noticed a couple things that people should be wary of when purchasing themes, or at least in my opinion. In today’s day and age in the World Wide Web there are various good practices a designer and/or developer should look at [more...]

Date: 2009-01-13 19:06:08

Recession Gets Worse - The Fix Won’t Kill Ya

Recessions have a ripple effect on countries. Problems that start in one sector quickly spread to another ... and the real estate bubble, is now affecting job (the highest unemployment level in 16 years), credit ... released a report today highlighting the crisis. Here’s the key finding: Nationally, to maintain [more...]

Date: 2009-01-09 22:08:39

Do Over

Okay, so. Usually I have pretty pictures here for y’all.  I have some today, too, but they’re on my phone, and apparently, when it’s going to be a Very Bad Day, one of the things I do is forget my phone charger in Iowa when i’m a bazillion states away. But I’m getting ahead of myself. I was chuffed this morning [more...]

Date: 2009-01-16 04:24:59

Taking Our Medicine

by hilzoy The NYT has a long piece on the financial meltdown in two parts: 1, 2. It's very much worth reading ... bidders -- perhaps to some bank that was not swept up in the credit bubble. The rest should ... an enormous credit contraction -- if they aren't in business who will be left to lend money [more...]

Date: 2009-01-05 02:55:53

Don't Blame the Internet

Credit: Technology ReviewLast year, after the social-networking site MySpace found that its members included some 29,000 registered sex offenders, the nation's top state prosecutors demanded a technological fix, asking that the industry "explore ... to any significant degree," says the report, written by the Internet Safety Technical Task Force [more...]

Date: 2009-01-14 18:44:00

Fix Housing First

By: Dennis Norman fix-housing-first1 Fix Housing First is a coalition that has been pushing Congress for a housing stimulus package that they ... . Fix Housing First says the solution is “foreclosure prevention coupled with short-term, targeted ... and maximize lender recoveries enhance the Home Buyer Tax Credit as follows: make ALL primary [more...]

Date: 2009-01-16 16:24:03

As The Politicians Battle It Out Ukraine’s Economy Tunnels South In Search Of Australia

“In Ukraine, the evidence is still that policymakers do not quite understand the seriousness of the challenges they face,”. Timothy Ash, analyst at the Royal Bank of Scotland. “There is a burgeoning economic crisis in the European periphery,” Krugman said on the ABC network Dec. 14. “The money has dried up [more...]

Date: 2008-12-25 16:06:18

EuroDollar Futures Selling Off

A: Taking a step back from Manhattan real estate for a moment, I want to point something out ... waiting to see if it continues. In general, I have noticed a disconnect lately between credit indicators and equity indexes. Since early/mid 2007, credit indicators have been a very accurate LEADING [more...]

Date: 2009-01-14 16:02:25

Plagiarism in the Midst of Chaos

The tale of U.S. Airways flight 1549 gripped the world yesterday. A plane, crippled in mid-air, made a safe landing in the middle of the Hudson River. A potential catastrophe ended with no deaths and no serious injuries. Like most breaking news stories coverage of it was widespread and constant [more...]

Date: 2009-01-16 18:27:36

How Can I Participate In Online Marketing As Someone From Nigeria.?

I want to be involve in online marketing i.e using credit cards or even wire transfer. I dont know how to get going with the stuff. Related posts:Fixing Bad Credit There are credit repair companies out there that are legitimate....Addressing A Negative Credit Score Are you considering getting in touch with a credit repair...Do You Make Related posts: Fixing Bad Credit There are credit repair companies out there that are legitimate.... [more...]

Date: 2009-09-29 02:56:26

Big Media Distorts Bush Economic Record

by James Pethokoukis, US News & World Report His presidency is almost over. But what is the true George W. Bush economic record? ( ... some of my free market principles when I was told by chief economic advisors that the situation we were facing ... at a really impressive 2.6 annual rate during the Bush years [more...]

Date: 2009-01-14 16:39:10

Procrastination Makes for Easy Frugality

We’re used to thinking of procrastination as a bad thing ... a purchase on credit, paying more than sticker price when all is said and done. With a little ... and extend their utility in just the same way. Some people will argue that fixing up something broken [more...]

Date: 2008-12-26 13:30:00

Britain fails the Crockery Shop Rule in Iraq

There are various versions of the Crockery Shop (or Pottery Barn) test but the essence is: If you break it, you own it ... , credit should go to President Bush for rejecting two years ago the report by the bipartisan Iraq Study ... had entered Iraq we had a responsibility to fix the chaos that ensued. Portillomichaelst Former [more...]

Date: 2008-12-21 07:13:00

Information trickle down

UPDATE: 7:45PM NZDT:ODT reporting:ANZ and National Bank have announced they are dropping their fixed-term mortgage rates ahead of the next Official ... fall in line with what the RBNZ does on 29 January.-- UPDATE ENDS RNZ reporting that the S&P credit rating downgrade has affected our dollar. I have always said that credit rating agencies will trigger [more...]

Date: 2009-01-13 22:43:00

Recommended Free DIY Credit Fixing Website

My friend, Dean, has a website on how to fix your own credit. It’s pretty detailed because it’s what he did himself, for free, to fix his own credit ... . However, it can’t hurt if your score is a 750 to clean up the bad items on your credit report just to nudge it higher. It’s a good time to do this since you can get a free report online and send [more...]

Date: 2008-12-29 15:44:54

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]

Date: 2009-01-16 07:34:40

If You Have Bad Credit, Can You Still Get A Mortgage?

“If you have bad credit, can you still get a mortgage?” Generally speaking - no. Or maybe I should say “not until you fix your credit” ... with these companies. The end result? I see someone who has a poor enough credit score (below 580 ... who has a high enough credit score to qualify for a mortgage “graduating” from their programs. Common [more...]

Date: 2009-01-14 23:32:50

Less Than the Sum of Their Auto Parts

Being in the auto-parts business these days has a bit of a “gerbil on a treadmill” quality to it ... Credit-default swaps of TRW (green) and American Axle (blue) have widened dramatically. (Source ... , TRW Inc.’s credit-default swaps reflect a cost of $583,000 to insure a similar amount of debt [more...]

Date: 2008-06-25 16:00:33

J.P. Morgan's earnings

JP Morgan is the best house in the worst neighborhood, but let's take a look at a JP Morgan derivative brochure.Third, credit derivatives, except when embedded in structured notes, are off-balance sheet ... can define the required degree of leverage, if any, in a credit investment.The appeal of off- as opposed [more...]

Date: 2009-01-15 12:34:00

5 Key Microbusiness Trends for 2009

Microbusinesses — firms with fewer than 5 employees — face a difficult environment coming into 2009 and it will be ... to endure these difficult times, thanks to a lean operating style and creative business models ... business growth-cycle day. ♦ Lots more of ‘em — Perhaps the biggest microbusiness trend of 2009 [more...]

Date: 2009-01-11 19:04:41

Rush Limbaugh's Unannounced DC Trip Has Left, Right In A Frenzy

WHERE'S RUSH? Surprise Visit Has Politicos Scrambling For Answers *** NEW: TALK STATION PLANS TO MUZZLE RUSH DURING OBAMIST TAKEOVER PROCEEDINGS *** *** VERIZON LEAVES OBAMIST MESSAGES ON HOME ANSWERING MACHINES *** Rumors that Rush Limbaugh may have met with Barack Obama had both the mainstream media and blogosphere scrambling for [more...]

Date: 2009-01-14 07:21:23

The 60 Most Anticipated Films Of 2009

2009 is obviously underway, and it could be a really great year. In no particular order, we've written about (or mentioned in brief) 60-plus films that we're looking forward to in 2009 (we actually name roughly 78 films in total, give or take). Sure, some of them we have reservations about, and some could be totally godawful, [more...]

Date: 2009-01-10 22:24:00

Transcript: President George W. Bush Final Press Conference - January 12, 2009

(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]

Date: 2009-01-12 20:41:57

The SAICFF Jubilee Grand Prize Winner

The SAICFF Jubilee Grand Prize Winner Jan 15th, 2009 by | 0 I’ve started this post so many times over the course of this week and have ... is one that needs mentioning and fixing.  The western musical stage a great idea.  The message of servanthood ... many other great movies worthy of mentioning.  Unfortunately, I can’t give them all the credit they’r [more...]

Date: 2009-01-15 23:51:26

“We can put light where there’s darkness, and hope where there’s despondency in this country ... S. Bernanke, chairman of the Federal Reserve, laid out the latest terrifying news: The credit markets ... easy credit, consumers who took on mortgages they could not afford and Wall Street chieftains [more...]

Date: 2008-12-21 16:01:46

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... on how to stay there. One important aspect of that is being well informed about your credit report and your credit scores. They instruct you on how to keep up with your credit report and review [more...]

Date: 2009-01-15 10:32:19

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot ... , then you are almost guaranteed that they will provide you with the credit repair you need to [more...]

Date: 2009-01-07 04:45:00

Seriously, can I get a freaking break!??!?

I teared up yesterday when I got home as I was dealing with the garbage. And if you know me…I don’t tear up easily ... of rely on my credit cards. I spent about $100 at Toys R Us for the kids. But seriously, the rest ... , have to pay off my credit card, but that my life is good. I can focus on what is good in my life [more...]

Date: 2009-01-15 19:04:29

friday links and idle philosophificationings

I’ve been exceptionally busy this week getting my Bruce Wayne life up and running. As Batman - aka brip blap - I’ve been running this site for a year and a half with my real identity more or less hidden.  I’m not sure why, sometimes.  It seems to be de rigueur for personal finance bloggers to blog anonymously [more...]

Date: 2009-01-16 09:00:33

Legislative outlook: Aquaculture, growth, climate and budget cuts?

In a year when the state's fiscal woes seem likely to dominate, ... guess. As I reported in The Baltimore Sun earlier this week, Gov. Martin O'Malley wants to tweak ... the state tax credit for rehabilitating historic buildings, which could boost redevelopment [more...]

Date: 2009-01-13 17:11:32

SOC or Bust

With the implosion of Citigroup and the depth of losses across the banking sector, ... with their hands out, priority number one has to be a plan for fixing the financial services sector.This extends well beyond fixing balance sheets, thought this certainly needs to happen (via takeover and Good [more...]

Date: 2009-01-15 05:21:59

SOC or Bust

With the implosion of Citigroup and the depth of losses across the banking sector, ... with their hands out, priority number one has to be a plan for fixing the financial services sector.This extends well beyond fixing balance sheets, thought this certainly needs to happen (via takeover and Good [more...]

Date: 2009-01-15 01:55:53

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