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Save these dates: Your 2009 money calendar

By Jessica Anderson JANUARY Jan. 1: If you have a kid heading to college in the fall, submit the Free Application for Federal Student Aid (FAFSA) ... . 9: Watch the mail for notice of your new Medicare Part B premiums. Jan. 12: Get a free copy of your credit report at annualcreditreport.com. Jan. 15: Estimated federal taxes for the fourth [more...]

Date: 2009-01-02 17:49:19

Blog posts (442) | Videos (19)

President’s Advisory Council: Tips to Managing Your Money in Challenging Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT’S ADVISORY COUNCIL ON FINANCIAL LITERACY “We believe that the current economic crisis underscores the need ... controlyourcredit.gov. Also, to protect against identity theft, get a free copy of your credit report ... in Challenging Times 1. Understand how your bank or credit union account is insured. The Federal [more...]

Date: 2008-12-16 15:58:07

My financial resolutions for 2009, #5 in a series

Editor’s note: We asked our resident money experts to share their financial resolutions for the year ahead. Here, the fifth in our series: I’ve resolved to obtain and examine a free copy of my credit report as often as I can. Federal law gives everyone the right to a copy of their report from each [more...]

Date: 2009-01-09 01:10:49

Free Credit Reports Now Available From the FTC

The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) ... ) or by mail by writing to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 ... report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair [more...]

Date: 2008-11-04 19:30:27

Council Vice Chairman John Hope Bryant Shares Council Tips for the Public During Tough Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT???S ADVISORY COUNCIL ON FINANCIAL LITERACY November 25, 2008 ??? ... theft, get a free copy of your credit report at annualcreditreport.com. ... how your bank or credit union account is insured. The Federal Deposit Insurance Corp. (FDIC [more...]

Date: 2008-12-08 03:23:03

The deregulation and free markets myth

Walter E. Williams destroys the liberal's claim that deregulation and free markets caused the financial meltdown: News media people, ... Times article, "Fannie Mae Eases Credit To Aid Mortgage Lending" (Sept. 30, 1999), reported, "Fannie ... Report (November/December 2008). The Federal Register, which lists new regulations, annually [more...]

Date: 2009-01-15 13:28:18

U.S. Banks Refuse to Detail How They’re Spending Federal Bailout Money

After receiving hundreds of billions of dollars in taxpayer-funded federal bailout money, the biggest U.S ... up right now, and we’ll send you an important new report for free: “The Three Best Investments in Asia ... . Some of those buyouts deals are being done in markets as far away as China. Meanwhile, credit remains tight [more...]

Date: 2009-01-06 15:56:33

Free Online FASFA Application

Free Online FASFA Application January 2nd, 2009 Federal financial aid backed college student loans have several advantages over private or alternative college student loans as well as credit cards. Borrowing money for your higher ... just a couple of days. They are very fast with the process and will send you your SAR report [more...]

Date: 2009-01-02 23:30:31

Banks Increase Lending Standards Across The Board

credit card sign The July 2008 Senior Loan Officer Opinion Survey on Bank Lending Practices released by the Federal Reserve describes a lending ... free to click on the above link if you want those (or you can read Mish’s blog post--he does a great job of summing up this report), but I do want to make the point that these numbers [more...]

Date: 2008-08-12 15:54:31

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

Understanding How An Escrow Account Works and If You Should Avoid Them

An escrow account is established by a broker, under the provisions of law, to hold funds on behalf of two or more people until a contract or transaction has been completed.  People are most familiar with escrow accounts in conjunction with their mortgage.  A person’s mortgage lender sets up an escrow account to receive monthly payments from the home buyer which is usually lumped into the mortgage payment and used to pay for obligations such as homeowners’ insurance, property taxes, and assessments. [more...]

Date: 2009-10-01 12:00:44

Avoid the Freshman Financial Fifteen

College students have a lot to deal with: New classes, new surroundings, new friends, and adjusting to a new lifestyle away from home.  It’s easy to get wrapped up in the college scene and forget to take care of your finances, but making good decisions early will pay dividends later.  Here are fifteen financial missteps often made by college students and strategies to avoid them.1.    Not budgeting This is undoubtedly the biggest mistake we college students can make.  It is important to set [more...]

Date: 2009-09-30 15:10:57

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26

Credit Services

October 1, 2009 | By Sara Bernard In Finance | by Sara BernardThe recent economic downturn and financial crises have left many people with destroyed credit. Some credit repair companies are making outrageous claims that they can instantly repair credit. You need understand what these credit repair companies intend!If you want to start a credit repair process, the first thing you should do is find your credit report. It is widely available online due to a new law. [more...]

Date: 2009-10-01 21:25:56

QuickBooks Pro 2009 3 User

Amazon. com Product Description Small business accounting software that makes accounting easy with tools to organize your finances all in one place. Track sales & expenses. Click to enlarge. Reduce data entry by downloading your bank & credit card transactions into QuickBooks. Click to enlarge. Create purchase orders. Click to enlarge. Generate reports with one click to see how your business is doing. Click to enlarge. [more...]

Date: 2009-09-29 23:40:46


In the wake of his ‘involuntary anointment’ as chief executive of the state and the ruling party, Prime Minister Meles Zenawi has once again shifted to a high gear with a new five-year term securely under his belt. Although his decision was not unexpected, the 360 degrees shift of from the spring, winter, summer and beyond of his oft-expressed decision to quit his job as prime minister has not gone unnoticed. Owing to that, the prime minister has encumbered himself with expectations. [more...]

Date: 2009-10-01 14:45:04

The House Bounce?

Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. Others were not. [more...]

Date: 2009-09-30 20:00:05

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00

Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05


NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. [more...]

Date: 2009-09-29 23:28:48

William Blum: Anti-Empire Report, Number 74 Ridding the world of the sickness of pacifism

29 September, 2009 — Anti-Empire Report, Number 74Picture the scene: Afghanistan, two hijacked tankers filled with highly inflammable fuel, surrounded by a crowd of Afghans eager to syphon off some for free … What’s the last thing you want to do? Right — drop bombs on the tankers. That’s what a German military commander signaled an American drone airplane to do September 4. Kaboom!! At least 100 human beings incinerated. [more...]

Date: 2009-09-30 09:52:55

Mexico’s public insecurity remains high

NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. [more...]

Date: 2009-10-01 17:16:27

Uncertainty Escalates as Tomorrow’s Presidential Election Looms

Come Wednesday morning – after the presidential election tomorrow (Tuesday) – the United States will have a new commander-in-chief ... , given last week’s gross domestic product (GDP) report, which confirmed just how dire the country’ ... as the Dow experienced triple digits moves from open to close on all but three trading sessions.  Global [more...]

Date: 2008-11-03 18:45:56

National Post editorial board: Securities reform deserves time for debate

It’s odd to hear federal Finance Minister Jim Flaherty arguing that the monumental task of centralizing securities regulation should be bolted onto ... too much on his plate with the global credit crisis and could probably afford to take a few more weeks to make sure that federal stimulus measures are intelligently designed. We are broadly in favour [more...]

Date: 2009-01-14 13:17:38

George Phillies’ statement to Massachusetts State Committee

I first received this several weeks ago. At that time George asked me to hold off on posting it. I note it has now been published at Last Free Voice ... , and prosperity. I am deeply troubled to report on the outcome of that convention. I shall preface ... resources both to recruit and support candidates for our state legislature and to support a Federal [more...]

Date: 2008-07-01 03:26:05

DrumBeat: July 4, 2008

ANALYSIS - US oil firms seek drilling access, but exports soar WASHINGTON (Reuters) - While the U.S. oil industry want access to more federal lands to help reduce reliance on foreign suppliers, American-based companies are shipping record amounts of gasoline and diesel fuel to other countries. A record 1.6 million barrels a day in U.S [more...]

Date: 2008-07-04 13:11:11

Congressional Oil Drilling Debate at My Daughter's Graduation

I will admit it was rude, but I couldn't help it, there are not many times when a real live United States Congressman is five feet away from me ... said he was here for his daughter and did not want to discuss politics, but to his credit he came over ... of federal land, both onshore and offshore, to drill? They're allowed to drill it, and yet they [more...]

Date: 2008-06-30 03:38:36

The ongoing dream of prosperity without work

As President-Elect Barrack Obama continues to lower expectations for change by appointing Clinton-era advisor Larry Summers to direct the White ... to this Bloomberg report, noted less than a week ago that "ballooning debt isn’t a major issue ... about in the first place. Except for a rare few, Members of Congress are unaware of Austrian Free Market [more...]

Date: 2008-11-23 21:44:18

John McCain’s ‘Underwear Gnome’ Health Care Plan Will Leave You Feeling Naked

By Joshua Holland, AlterNet. Posted September 17, 2008. McCain’s plan makes little sense until one grasps that it’s designed to improve Corporate America’s bottom line rather than Americans’ health. There’s an episode of the animated show “South Park” in which the young protagonists stumble upon a netherworld inhabited by gnome-like creatures [more...]

Date: 2008-09-17 21:21:32

If It Stops Moving, Subsidize It

Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise.  A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]

Date: 2009-01-06 03:15:11

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of ... and hawing on how “It’ll be different this time,” the rest of the bailout went straight to the Treasury ... and Merrill in less than 12 months. Today we learned Lewis has been pleading with Uncle Sam [more...]

Date: 2009-01-16 20:25:19

Sleeping Through a Catastrophic Economy

by The Mogambo Guru If you want to know the reason why history shows that people always turn to gold when government/central bank mismanagement ... -distribution, such as the report that the twin idiots in Congress, Christopher Dodd and Barney Frank, are actually proposing a tax credit for buyers of particular houses to prevent foreclosure [more...]

Date: 2008-07-08 20:43:16

Morgan Stanley, others may get gov’t lifeline

America's battered financial services industry is close to getting the lifeline it was desperately seeking as government leaders sketched out a plan ... of additional federal funding, but leaders from both parties in Congress said they are prepared to act quickly ... the closed-door meeting at the Capitol with Paulson and Federal Reserve Chairman Ben [more...]

Date: 2008-09-19 03:20:41

Obama Campaign Finance Fraud

MEDIA REFUSING TO REPORT, INSISTS CONTRIBUTIONS ARE REAL– DESPITE OCT. 9 NYT REPORT NOTING FICTITIOUS CONTRIBUTORS This story is getting some notice ... up to facilitate campaign donation fraud, from both people going over the limit and of course ... from people that were able to give false info and had their credit cards charged. Jim Geraghty receives [more...]

Date: 2008-10-23 20:15:21

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Nader v. Obama

Part 11 (”The Anti-Reagan”). The daily videos involved are from NeverFindOut.org, a project of Let Freedom Ring (donation link is here) ... . In 2005, he was ranked to the left of such notable fiscal conservatives such as Chuckie “Free Credit Report” Schumer, Joe “Plagiarists ‘R Us” Biden, Robert “KKK” Byrd , John Francois Kerry, Ted “ [more...]

Date: 2008-10-30 15:45:25

Anything That Could Go Wrong Did Go Wrong

The Gazette Times reports from Oregon. “After a months-long struggle to move through the city’s planning department and overcome objections by wetlands advocates, Ashwood Preserve is up for sale. The 9.52-acre parcel, which became a test case for a provision which allows a land owner to build on property even if it is mostly covered by natural [more...]

Date: 2008-12-29 17:24:14

If Only They Were Kidding...

by hilzoy Ladies and gentlemen, I give you the House Republican plan: "* Rather than providing taxpayer funded purchases of frozen mortgage assets, we should adopt a mortgage insurance approach to solve the problem. * Currently the federal ... free up capital to maintain operations, create jobs, and lend to one another. In addition, we should [more...]

Date: 2008-09-26 04:51:23

Desperation Has An Ugly Face

It’s Friday desk clearing time for this blogger. “A lot has happened since 2004 — in the housing market and in the lives of everyone associated with Vantage Pointe, the largest residential project ever to be built in downtown San Diego. Jennifer Bishop made a 5 percent deposit on a unit in Vantage Pointe in one of the first phases, she said [more...]

Date: 2008-12-05 19:49:04

Marriage and Careers in a Bad Economy - September in Review

September started off kind of slow but ended up a crazy month! Let’s hope we don’t see many more months like it in the future ... some frequently asked questions about federal unemployment assistance. One option people have if they lose ... of the financial markets and the credit crunch that captured the attention of the country and hi-jacked [more...]

Date: 2008-10-05 13:30:15

Terrorists on Murderous Rampage in Mumbai: As Muslims, We Condemn it

these events.  SubhanAllah.  If you need something completely different, try this. Otherwise, I’ve left the article below intact, but there is no doubt that recent events affect the way one reads what had been the very first words of this post: India Calling to a whole generation — the sons and daughters of expatriates who left India seeking [more...]

Date: 2008-11-27 01:17:13

Windows Azure and Cloud Computing Posts for 10/1/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series.   Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-10-01 23:00:00

Barack Obama says, "Trust me."

Well, at least he's listening. Barack Obama has responded to the biggest group on my.barackobama.com, the one asking him to vote NO on FISA ... . But in a free society, that authority cannot be unlimited. As I've said many times, an independent ... General report also provides a real mechanism for accountability and should not be discounted [more...]

Date: 2008-07-04 01:34:27

We're not going over a cliff with a 2 percent Fed funds rate

Or are we? Those words were spoken by Robert Dye, a senior economist at PNC Financial Services Group in Pittsburgh, ... prices in free-fall. Oh, that's right, home prices aren't included in the government's misguided ... . Deflation Threat Returns as Asset Markets Decline As Federal Reserve Chairman Ben S. Bernanke [more...]

Date: 2008-10-06 18:49:00

US Vehicle Miles Traveled Drop 3.7% In May; Experts Think Could Possibly Be Related To Higher Gas Prices Or Something [I Feel Gassy]

According to a report from the U.S. Federal Highway Administration, Americans drove 3.7% less in May 2008 than in May 2007 ... like it then just swim your ass back to Russia, ya commie. Green Car Congress; Photo Credit: Free-StockPhotos.com ... particularly significant as a big vacation travel time. The report notes the decline is primarily [more...]

Date: 2008-07-29 13:40:00

Another Environmental “Solution” Starts To Fall Apart: EU Infatuation With Ethanol Grows Cold - Canada, Too [Reader Post]

Give some credit to environmentalists: they don’t just tell us that we are killing the Earth they do frequently have “environmentally sound” ... of biofuels. At the same time, a new report for the British government cast fresh doubt on using ... down, citing a newly released report warning that current targets for biofuel production could cause [more...]

Date: 2008-07-08 17:21:35

With little notice, Sarah Palin becomes a GOP fundraising machine

While the political and news world was focused on the glitzy Hollywood haul of money by the Obama campaign's Brinks trucks Tuesday night, ... spread to Western states. Organizers of a Sept. 24 fundraiser in Wyoming featuring Palin report ticket ... , environmentalists, the oil industry. She did it all by herself." -- Andrew Malcolm Photo credit [more...]

Date: 2008-09-18 02:46:00

Section 8 Vouchers and Crime Correlated; Expect Media Indifference

Give Hanna Rosin at The Atlantic Online credit for investigating something most journalists wouldn’t even think of touching. Her article is a long read, but an important one. Rosin’s report out of Memphis (HT Instapundit ... to free the poor from the destructive effects of concentrated poverty. Memphis demolished its first [more...]

Date: 2008-06-21 14:35:14

Ed McMahon, credit bureau ‘viral rapper’

p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... represents ‘a man who is taking charge’.” Yes. Well …. Anyhow, free credit report, eh? There’s always [more...]

Date: 2008-09-25 17:57:22

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