Using The FCRA And FACTA To Help You In Fixing Your Credit Report

There are several ways that your credit rating can be damaged negatively ... in the event erroneous information is place on their report by holding the credit agencies responsible ... which include the ability to ask for a copy of your credit report, dispute negative items [more...]

Date: 2009-01-10 09:01:46

Blog posts (150) | Videos (27)
 

Review of Lexington Law Firm

by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... , you do not have to live with a low credit score ... . There are over 400 employees and 22 credit attorneys. Their business started in 1991 [more...]

Date: 2009-01-15 00:15:45

Smart Marketing: Make Your Website Your Hub Posted by Marketing Twins | Posted in Affiliate Marketing, Branding, Direct Marketing, Offline Marketing, Online Marketing, Web 2.0 | Posted on 29-09-2009

As part of our 8-week Duct Tape Marketing coaching program, the current group of participants will explore this week the idea of making your website your hub of information and education.Gone are the days of a stale, static website.If your site doesn’t act as a hub of activity, coming and going, receiving and sending . . . [more...]

Date: 2009-09-29 06:01:13

Blair speech to Council on Foreign Relations, December 2008

HomeTony Blair Faith FoundationVideo: Tony Blair repeats call for an immediate ceasefire in the Middle East that is fully respected by both ... to work out the analogy”. He also said that we must learn from the credit bubble and need better [more...]

Date: 2009-01-09 00:18:58

Free Credit Reports May be Hazardous to Your Credit Score

The Fair and Accurate Credit Transactions Act (FACTA) of 2003 made sweeping changes to the Fair Credit Reporting Act (FCRA). On the surface some of these changes seemed like a win for consumers. Take the ANNUAL FREE CREDIT REPORT clause for example. Wow! The Credit Bureaus are actually giving away free credit reports [more...]

Date: 2009-01-15 00:36:32

Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008

(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also [more...]

Date: 2008-12-21 20:13:21

Is the Capitol Visitor Center 'Left-Leaning'?

Is the Capitol Visitor Center 'Left-Leaning'? This display in the exhibition hall originally -- and erroneously -- touted E Pluribus Unum as the national motto. Photos By Bill O'leary -- The Washington Post Photo) By Ben Pershing The massive new Capitol Visitor Center has been open to the public for four days now, [more...]

Date: 2008-12-05 17:20:00

Is the Capitol Visitor Center 'Left-Leaning'?

Is the Capitol Visitor Center 'Left-Leaning'? This display in the exhibition hall originally -- and erroneously -- touted E Pluribus Unum as the national motto. Photos By Bill O'leary -- The Washington Post Photo) By Ben Pershing The massive new Capitol Visitor Center has been open to the public for four days now, [more...]

Date: 2008-12-05 17:20:00

Press Conference by the President 01/12/08 VIDEO

Press Conference by the President 01/12/08 VIDEO FULL STREAMING VIDEO James S. Brady Press Briefing Room In Focus: The Bush Record 9:17 A.M. EST.THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton [more...]

Date: 2009-01-12 23:01:23

Choosing a Credit Repair Company

Selecting a credit repair company to help you improve your credit score is a big decision ... under the Fair Credit Reporting Act to dispute certain items in your credit reports directly ... of credit repair they think of a process that has become known as credit report repair [more...]

Date: 2009-01-10 18:23:12

RNC Chair Race: The Lay of the Land

RNC Chair Race: The Lay of the Land The fight to be the next face of the Republican party -- or at least the next chairman of the Republican National Committee -- has been defined so far by a cavalcade of announced and potential candidates and a dearth of individuals with the star power to emerge as the frontrunner [more...]

Date: 2008-11-25 10:45:20

Media & Politics

Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) ... of Bush’s policies will be grudging, if silent, acknowledgement of how much he got right.” Holder Agrees [more...]

Date: 2009-01-16 17:21:21

Breaking News and Political Commentary

Israeli Offensive Presses into Gaza CityBy Richard Boudreaux and Rusdi abu Alouf - Los Angeles TimesIn the heaviest fighting since the invasion began, troops and tanks hit the capital from three directions. Gaza City is shaken by shelling and helicopter missile fire [more...]

Date: 2009-01-12 13:18:00

Cafe this morning, Institutional Risk Analyst Chris Whalen lobs a hand grenade at the nomination of Tim Geithner to Treasury Secretary. It is this morning’s must read. What Barack Obama Needs to Know About Tim Geithner, the AIG Fiasco and Citigroup What Barack Obama Needs to Know About Tim Geithner, [more...]

Date: 2008-11-24 11:25:53

Project Humanbeingsfirst Index

Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, ... Analysis in ContextLatest Reports Response to Ellen Brown's 'How to Resolve the Credit Crisis' January [more...]

Date: 2009-01-14 00:03:00

Change revisted

thesumofyourfears, Featured Blogger: Jan. 11 (Bloomberg) -- President-elect Barack Obama said reviving the U.S ... and is pressing Congress to act quickly on a two-year economic stimulus plan of about $775 billion that includes [more...]

Date: 2009-01-13 19:45:12

Sunday Reading: Broder Hammers Obama

Sunday Reading: Broder Hammers ObamaPresident-elect Barack Obama's popularity ratings may still be sky high but the Post's David Broder -- dean of the political press corps in Washington -- isn't happy with the performance of the former Illinois Senator in recent weeks [more...]

Date: 2009-01-11 18:15:00

Obama's first plan

Obama's first plan The House Appropriations Committee introduced its version of the Obama administration's American Recovery and Reinvestment Plan ... Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months [more...]

Date: 2009-01-15 22:16:25

Friday wrap

SEIU's Andy Stern: The Anti-Prog ... "We think Stern is going to endanger the entire progressive agenda," said John Borsos, vice president of United Healthcare Workers West, an SEIU division that represents 150,000 nurses, orderlies, and other healthcare workers [more...]

Date: 2009-01-09 11:30:00

Wag the Blog: An Obama Mandate?

Wag the Blog: An Obama Mandate? Did President-elect Barack Obama earn a mandate on Nov. 4? (AP Photo by Pablo Martinez Monsivais) At an otherwise news-less press conference yesterday, President-elect Barack Obama was asked about the nature of his victory earlier this month [more...]

Date: 2008-11-26 11:00:09

SAN FRANCISCO BUILDING OWNERS AND MANAGERS (BOMA) DECEMBER WRAP-UP

THE BOMA ADVOCATE BY KEN CLEAVELAND BOMA Leaders Meet with Mayor Gavin Newsom to Oppose Congestion Pricing Mayor Gavin ... parking spaces due to flexible pricing levels and the ability to use credit cards. BOMA reps pointed [more...]

Date: 2008-12-22 23:29:22

Best Personal Financial Planning and Personal Investment Articles

This financial article comes to you compliments of: The Skilled Investor's PERSONAL FINANCE BLOG . Find the original article here: Best Personal Financial Planning and Personal Investment Articles Best Personal Financial Planning and Personal Investment Articles this Week from Personal Finance Blogs Carnival of Financial Planning - Edition #108 - September 25, 2009 Welcome to the September 25, 2009 Edition #108 of the Carnival of Financial Planning . [more...]

Date: 2009-09-25 21:10:36

President Bush Doesn’t Care About Black People

Dec. 8, 2008: President George W. Bush kisses one of the children attending the Children’s Holiday Reception and Performance with ... t do as much for Africa as Bush has. Bob Geldof, Irish rocker and Africa activist, says the Texas [more...]

Date: 2009-01-14 08:47:09

Monitor Your Free Credit Reports

Monitor Your Free Credit Reports by jim on December 24, ... wrongly reported a late payment or some other adverse note on his credit report, his FICO was 830. (he says bankruptcy, but credit card companies can’t put that) Afterwards, his score fell to 750 [more...]

Date: 2008-12-24 12:17:04

Erase Bad Credit

by John Cooper If you have bad credit there is hope. You do not have to wait seven years for bad credit items to naturally fall off your credit report. The Fair Credit Reporting Act says that you can dispute any item that you do not believe [more...]

Date: 2009-01-14 18:52:30

The Best House Campaigns of 2008

The Best House Campaigns of 2008 In the third installment of our "Best Campaigns" series, ... atop the Republican target list for 2010 but he deserves credit for making it to Congress in the first ... and, to her credit, quickly and effectively pivoted [more...]

Date: 2008-12-31 11:16:11

Darling to unveil 45p tax on rich to fund recession package

Alistair Darling will announce today that income tax for those earning more than £150, ... from an expected £120bn next year, the chancellor will use today's pre-budget report to break New Labour's [more...]

Date: 2008-11-24 09:28:18

Consumer Traps & Tips & Tallahassee Report from Sen. Deutch

The Sheriff’s Department has issued an alert for all citizens ... that caused him to fall behind on his credit card payments. His unpaid balances were then sent [more...]

Date: 2009-01-16 17:29:05

Salon Radio: NPR's Tom Gjelten and ACLU's Harvey Grossman

(updated below w/ transcript) Two interviews are featured today on Salon Radio: (1) ... complaints were made to NPR last week in the wake of his radio report.  The discussion was roughly 25 [more...]

Date: 2008-12-05 20:03:00

What Barack Obama Needs to Know About Tim Geithner, the AIG Fiasco and Citigroup

What Barack Obama Needs to Know About Tim Geithner, the AIG Fiasco and Citigroup Chris Whalen November 24, 2008 On Friday, the FDIC closed and facilitated the sale of two CA savings banks, Downey Savings and Loan, the bank unit of Downey Financial Corp (NYSE:DSL) and PFF Bank and Trust, Pomona, CA [more...]

Date: 2008-11-24 11:25:53

The Best Senate Campaign of 2008

The Best Senate Campaign of 2008 DALLAS, Texas -- As the new year approaches (and the Fix vacation continues), we have begun to reflect on 2008 and the campaign that was. Over the next few days [more...]

Date: 2008-12-29 18:15:25

Wag the Blog Redux: Media Bias?

Wag the Blog Redux: Media Bias? Is the media biased? ... for alleged 'inexperience,' 'backwardness,' and 'political incorrectness'... If you had been fair [more...]

Date: 2008-11-25 23:18:00

Pétition contre l'utilisation d'armes radioactives - Petition against the use of radioactive weapons

.Émission de L'Autre Monde du 15 janvier 2009: Guerre à l'Internet; 2009 l'année de la dépression; État policier et les crimes d'IsraëlPour écouter, simplement cliquer sur le lien ici:L'Autre Monde 15 janvier 200960 min / Radio de l'UQAM, CHOQ FMPour télécharger, [more...]

Date: 2009-01-15 03:00:00

A must read for all landlords

Your job as a landlord just got a lot more bureaucratic and burdensome regarding tenant screening reports that you receive to help you select ... consumers against identity theft, a growing concern in our electronic age. These laws are the Fair Credit Reporting Act (FCRA) and the Fair Accurate Credit Transaction Act (FACTA) In brief, 1. Keep [more...]

Date: 2008-11-25 17:44:53

How to Dispute on a Credit Report

Inaccuracies are not uncommon when it comes to your credit report That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate You have the right to manage your credit and according to the Fair Credit Reporting Act if there is an error it is their responsibility to initiate [more...]

Date: 2009-01-16 16:00:00

The Importance of Good Credit

by Rob Kosberg We all should know that good credit is a “must have ... your reports, and dispute any errors (see Fair Credit Reporting Act). Credit repair will be work ... your financial situation. You may be quite fearful about looking at your credit report [more...]

Date: 2009-01-14 15:01:11

Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess ... $2000. According to the Fair Credit Reporting Act, an auto loan deficiency debt can remain on a credit report for seven years. States have different statutes dealing with the amount of time [more...]

Date: 2008-12-29 15:51:27

How to Report an Error on Your Credit Report

Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]

Date: 2009-01-15 17:43:54

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-09 13:46:50

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-14 08:03:09

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... to popular belief this mark can be removed from your report and without waiting 10 years. To remove ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]

Date: 2008-12-26 10:12:42

FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Delete Nco Financial From Your Credit Report

NCO Financial is headquartered out of Pennsylvania. They have been operating since the early 1920’s ... process. The Fair Credit Reporting Act that congress passed and continually amends was created ... a listing on your credit report it will have hurt your credit score. You should take action [more...]

Date: 2009-01-04 04:30:07

How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]

Date: 2009-09-24 11:08:43

What are my Credit Rights?

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. Let’s discuss [more...]

Date: 2008-12-22 06:55:21

Beware of Background Screening Checks

Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... possible accuracy." It also requires employers to give a copy of background reports to rejected [more...]

Date: 2008-06-03 17:50:00

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... . The Fair Credit Reporting Act says that any mark that can not be verified by the bureau must ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

Explore criminals

There is an interesting site called www.SentryLink.com where you can find the records of dangerous criminals and order a Criminal Background Check ... a criminal Background Check for employment purposes, the Fair Credit Reporting Act requires you to obtain ... background check is a comprehensive Criminal Check showing felonies, misdemeanors, sex offenses [more...]

Date: 2008-12-11 13:18:40

Free Credit Report - A Website Typo Could Be Costly

In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT) ... annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy ... , which made it possible for consumers to obtain a copy of their credit report for free. In fact [more...]

Date: 2008-12-28 05:24:36

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