Top Ten Scores of 2008

While some may feel a list of this nature is perhaps two weeks too late, on January 1st 2009, I decided to give each and every score I acquired in 2008 another go-around and consideration ... and the weight of that which can’t be undone, this fatalistic score is but one contribution to a banner [more...]

Date: 2009-01-14 20:00:29

Blog posts (172) | Videos (122)
 

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot ... , then you are almost guaranteed that they will provide you with the credit repair you need to [more...]

Date: 2009-01-07 04:45:00

College Money Tip #5: Get Your (Free) Credit Score

Last week, I took you through all the ways and reasons to track down your free credit report, ... t tell you how… until now. Remember how credit reports are like annoying report cards that show ... recommending Credit Karma - and some of my friends, too. So I decided to finally sign up and see how good [more...]

Date: 2009-01-16 15:41:32

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... the effort and take the time to get your money management and credit use habits back on track ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements [more...]

Date: 2009-01-14 23:03:41

some things on my mind #5

Got some things, that I just feel like sharing, rambling, or ranting about. So here goes: 1. First things first ... your score by being listed on your Mamma's Visa that has a $5K credit limit, well that ain't gonna ... on January 9th. I strongly suggest that you get your copies of all three credit reports asap to see [more...]

Date: 2009-01-16 19:20:00

The Best Gubernatorial Campaign of 2008

The Best Gubernatorial Campaign of 2008 Indiana Gov. Mitch Daniels handily defeated his Democratic opponent despite a tough landscape for incumbent Republicans and the fact that Obama carried the state. (AP Photo/ Indianapolis Star, Frank Espich) Yesterday we started our year-end awards by naming state Sen [more...]

Date: 2008-12-30 15:30:35

Take A Peek At My Lending Tree Home Refinance Offers

Here’s a sneak peek at some that were offered to me when I signed up on their website ... on your credit report, obtaining your score only. This shouldn’t lower your credit score, so don’t worry ... with no points. I have a high 700’s credit score so I feel confident I’ll get a better offer than any [more...]

Date: 2009-01-16 06:48:36

Loans Not Funded

I got a question about "what does it mean if my loan is not funded after right of rescission? ... you still work there), the answer comes back that the borrower doesn't. The final credit check comes ... there and presume nothing has changed since the first time they checked it out. They are going to check [more...]

Date: 2008-12-26 14:57:46

What’s the Deal with a Fraud Alert?

What’s the Deal with a Fraud Alert? Prior victims of identity theft may be familiar with the term “fraud alert” but for those who have yet to have ... on your credit report for a year. There is also an extended credit alert that can be used and will remain on your credit report for 7 years. Many people have made the error of believing that a fraud [more...]

Date: 2009-01-16 00:44:57

Bad Credit Payday Loans – Instant Approval Cash Loans Today

Bad credit payday loans are one of the quickest ways to get instant approval cash today.  Many payday loan companies that are online will allow you to get approved in 15 minutes and wire you cash within 24 hours.  Very few other loan options give you this luxury.  With this, please realize that you are going to end up paying for it in the form of fees and interest. [more...]

Date: 2009-09-30 02:58:29

Don't eat yellowsn0w!

Hello all, We wish you a very happy, healthy, and hopeful 2009! Once you have installed yellowsn0w, please report your success or failure here ... items such as “top up” “get credit” “lotto numbers” etc. These menu items confuse the application [more...]

Date: 2009-01-01 11:36:00

Class Action Lawsuit Against The Credit Card Companies

This is an interview with Samuel Deskin of the Deskin Law Firm about the possibility of a class action lawsuit against the major credit card ... ! This is Connie Brooks from Ask Mr. Credit Card.com We’re here today to discuss one of the problems created by the current downturn in the economy. Credit card companies have been unexpectedly lowering [more...]

Date: 2009-01-16 07:45:22

Faxless Payday Loan: Helping Hand or Quick Sand?

When we talk about loans in any forms, they are always related to debts ... in essence payday loan aims to help people regardless of their credit score, many accuse payday loan ... and instant remedies for their problems, including financial problems. Just like everything in life [more...]

Date: 2009-01-06 14:00:10

Protecting Your Good Credit

It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? There are a few simple things to remember when you are maintaining your credit score. Even though ... enough to make you forget about your credit score completely. Don’t fall into this bad habit [more...]

Date: 2009-01-16 12:00:11

An Example of What the Credit Bureaus Try to Sell You

experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... annual report without a credit score attached to it. This is the link you want. The second image ... ) and the offer is to give you your Experian Credit Score for “only” $5.95″!”. As I said yesterday [more...]

Date: 2009-01-15 13:00:15

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... that can give you a copy of your 3 bureau credit report, monitor your credit and remove credit report ... your overall score down. They will even give you a free copy of your 3 bureau report so you can [more...]

Date: 2009-01-05 02:31:25

DVD Round-Up: January 13, 2009

This week, British television comes of age with Skins and The Secret Diary of a Call Girl and Dane Cook makes his third bid for movie ... are asked to play-act like they’re in high school.)  Skins also deserves credit for tackling weighty issues [more...]

Date: 2009-01-08 01:40:26

If You Want A Better Mortgage Rate Read Credit Scoring Basics

by Rob Kosberg The right time to review your credit scoring is now because the credit score is becoming more important for mortgage prices ... your score: You need to get on the credit “bandwagon” if you want a credit score assigned by the credit ... and have a score. Your Trend Is Your Friend: Payments that are “on time” are favored by the credit burea [more...]

Date: 2009-01-15 12:32:43

Live-Blogging The Awful Golden Globes...

Live-Blogging The Awful Golden Globes... It's a completely meaningless awards show by a scandal-riddled organization on a network desperate for any kind of ratings. Yet here I am live-blogging the Golden Globes held by the Hollywood Foreign Press ... with the Golden Globes: they have zero integrity. Studios and networks who lavishly lobby the HFPA [more...]

Date: 2009-01-12 03:33:19

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, including credit management and tips for making over your FICO credit score. The webinar ... and important facts to know about your score, especially during economic uncertainty: Keep credit card [more...]

Date: 2009-01-15 19:38:01

Bad Credit Auto Loans – Get the Low Interest Rate You Want

Bad credit auto loans have gained in popularity throughout the recession.  Many borrowers want a low interest rate on their auto loan but they have no idea how to get it.  By lowering your interest rate you could save thousands of dollars over the course of your loan.  The only tried and true way to lower your interest rate is to increase your credit score. [more...]

Date: 2009-10-01 13:42:49

Debt Consolidation - Get Out Of Debt

Debt Consolidation - Get Out Of Debt Around 80% of the American population is under debt. Debt is a dangerous problem ... depend on your credit score, so it is advised to get more and more quotes from different lenders ... , if a person has 2 credit cards which has been used fully and to repay the amount he applies [more...]

Date: 2009-01-17 00:05:33

Compare Washington Homeowners Insurance Quotes to Save Money on Your WA Home Insurance Cost

Compare Washington Homeowners Insurance Quotes to Save Money on Your WA Home Insurance Cost Posted by Dark Spider at January 16, 2009 Getting a home insurance quote in the state of Washington has never been easier. Problems arise however, when people see all those homeowner insurance companies in the market and do not know how to narrow [more...]

Date: 2009-01-16 18:07:36

Last Mortgage Rate Update of 2008

Mortgage rates are essentially unchanged from what I posted here last week ... properties).  The conforming rate quote below is based on owner occupied with a mid-low credit score ... Fixed @ 1 Pt: 5.250% (APR 5.329%)  FHA.  Pricing based on credit score of 620 or better and loan [more...]

Date: 2008-12-26 19:22:20

Free Credit Report

Someone advised me that always one should have a good credit standing so that there won’t be any future problems.  Have you heard about free credit report?  Well it’s an online company that helps you updated with your credit report.  At Nexus  it helps me to be always on track on that is happening so I   avoid [more...]

Date: 2009-01-08 14:38:54

Just because you can refinance, should you?

Just because you can refinance, should you? Posted by Fred Chamberlin at January 14, 2009 Mortgage interest rates have dropped dramatically and are current at or near a 27 year low. That means you can save money on your mortgage payment every month, right? Well, the definitive answer to that is, MAYBE! [more...]

Date: 2009-01-14 21:52:17

This Week in Credit: Fees and Scores

adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]

Date: 2009-01-16 17:57:45

Before you put in an offer….Check out the Condo Assoc.

Today, Wells Fargo turned down a mortgage applicant with a very, very high credit score ... and he informed me that my agent’s client has: “A high credit score, but 151 Tremont Street has a problem” ... , check out the Management Company and find out the financials of the condo association before [more...]

Date: 2009-01-16 02:10:54

If I check my credit score does it affect my FICO?

The following post in our Reader Question series is an actual user submitted question ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score in any way.  You can check your own credit report and score as frequently as you like without [more...]

Date: 2009-01-16 14:44:35

No Credit Check Military Loan: Best Option For Military Men

Military servicemen have nothing to worry on availing loans. For one, there is a special loan program especially intended for them ... types of loans, lending institutions require a good to excellent credit score. In no credit check ... servicemen. But the most popular is the no credit check military loan. The best thing about the loan [more...]

Date: 2009-01-15 06:49:48

Eight Tips for Remodeling Your House

Call me Captain Confidence but I have this awkward habit of thinking projects I jump into will be easier than they usually are ... ? A monkey could do it.Well to our credit we did get it done but the one-day project stretched into 30 [more...]

Date: 2009-01-08 09:00:00

Annual Credit Score - Assist You in Building Your Credibility

While approving your loan amount, loan providers always check your annual credit score. This score helps them to know your credit worthiness in the market so; they can approve or denies your loan application. It does not only assist the lender but it also helps you to avail the better term loan deal, if you ... [more...]

Date: 2009-10-01 22:17:53

Orchard Bank Credit Cards

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. This card has a unique application process. When you apply they will match your credit score to one of four sub prime credit cards ... on your report. This is an important factor when your score is being calculated. It makes up approximately [more...]

Date: 2009-01-16 07:32:21

You, your dog, and good company! (SF)

You, your dog, and good company! (SF) — admin @ 12:15 am Who: You, your dog, good company. There’ve been 7-12 people each time lately ... of the city and find that Bernal is too far across town (or if you want to check out something new), check it out! ======================================================= ************** A Good Credit [more...]

Date: 2009-01-16 08:15:03

Five questions with the Cardinals - Part 1

Well here we are. It's Friday, we've got an NFC title game this weekend and I can't imagine much work is getting done in and around Philadelphia ... . What percentage of credit do you give the Cardinals defense [more...]

Date: 2009-01-16 10:00:12

Avail Debt Consolidation Loans To Recover Your Bad Credit Score

Is bad credit score messing up your life? Now solve this problem by combining all your debts into a single debt ... you an opportunity to overcome the trouble of bad credit score. Now the question is how debt consolidation loans will help you to improve your bad credit score. The process is very simple. These loans [more...]

Date: 2009-01-16 10:02:55

Music Theory

Diablo Valley CollegePleasant Hill, CATheory I: Introduction to Music Theory and Musicianship (Music 122-1313)Spring 2009Dr. Mark AlburgerOverviewCourse InformationUnit Credit:5, Grade Code SC - grade or credit / no credit. Please decide before Week 6.Prerequisites:None.Location:M-127.Meeting Times:MTWTh 12:30-1:45pm [more...]

Date: 2009-01-16 14:13:39

Credit Card Issuer Closed My Account

I received a letter from my credit card issuer the other day that indicated they were closing my account due to inactivity ... affect my credit score. Do Canceled Credit Cards Affect FICO Scores? The short answer is yes, closing a credit card can affect your FICO score. But the effects on your score are determined by a couple [more...]

Date: 2009-01-08 01:39:06

How to Save Money on Homeowners Insurance

Whether your home is still mortgaged or free and clear, having homeowners insurance is an essential part of your financial well being, ... insurance companies that serve your area. One you have information in hand, you can check each insurer [more...]

Date: 2009-01-16 03:28:24

Free FICO Credit Score When Joining myFICO Forum

Free FICO Credit Score When Joining myFICO Forum But you have to be quick because it’s only good for the first 10,000 people only. myFICO is offering free credit score for registered myFICO Forum users. Check out details of how ... to get the score, but no credit card or any payment information is required. Free FICO score What’ [more...]

Date: 2009-01-16 14:35:20

Low Mortgage Rates to Spur New Wave of Defaults

Mr Mortgage is a 20-year mortgage banking veteran, specializing in wholesale and correspondent sales and sales/operations management and bringing ... housing, mortgage and credit meltdown’ and company-specific events. He owns and is the primary [more...]

Date: 2008-12-30 12:00:56

Can Businesses Really Check My Credit Report Before Offering Me A Job? [Ask The Consumerists]

Reader Brandon wants to know if those freecreditreport ... effect where you get a job." How can a job check your credit report, and what kinds of jobs would want ... .com commercials are being misleading when they tell you that your credit report can affect where [more...]

Date: 2009-01-14 20:53:31

Review Of HSBC Direct High Yield Online Savings Account Bank

When it comes to choosing the best high yield savings account, many of us look for different things - placing greater weight on certain bank features than others. For myself, when I’m deciding which bank presents the top savings opportunity for my money, [more...]

Date: 2009-01-06 03:50:33

How Do Home Equity Loans Work as Second Mortgages?

Writer Dan Ackman notes in an article at www.forbes.com that a recent report by Goldman Sachs shows “in 2004, Americans withdrew $640 billion ... the present to take a closer look at how equity loans work and how to make your equity work [more...]

Date: 2009-01-16 21:17:18

An Online Credit Report is Really Handy

An Online Credit Report is Really Handy Posted by Online Jobs on Jan 16th, ... score without having to hassle with waiting for the mail to bring you’re credit report every time ... s what I like about getting my free credit report online. All you have to do is sign up with the provider [more...]

Date: 2009-01-16 14:25:53

House of Cards

by Ryan If the end justifies the means, then all is forgiven when it comes to Drew Stafford ... . When a team trails 3-0, some fights happen out of frustration or to even some other sort of score [more...]

Date: 2009-01-16 13:14:53

How to check your credit report

How to check your credit report Checking your credit report is one of those tasks that’s important to do regularly ... t get for free while checking your credit report is your credit score. Instead, they will ask ... . If you don’t check your credit report, you run the risk of not catching it if someone steals [more...]

Date: 2009-01-15 12:03:56

Terminator Salvation 20Min Preview & First Look At More Concept Art!!

By Ron Henriques .socials { float: right; z-index:999; } .socials img { padding-left: 3px; padding-right: 3px; margin-top: -2px; } .digg img { padding: 0px; margin: 0px; } .digg iframe { width: 105px; overflow: hidden; text-align:right!important; } .digg iframe * { text-align: right!important;} [more...]

Date: 2009-01-14 22:03:00

Increase Credit Card Savings By Using Debit and Credit Cards Wisely

Using debit and credit cards wisely can lead to greater credit card savings ... idea to check with your credit card company to see if you have this option. 2. Use cards ... . Just like with return guarantees, check your current credit card agreement to see whether you’re covered [more...]

Date: 2009-01-16 02:38:46

Review Of EverBank Online Savings and High Interest Checking Accounts

Since 2000, Everbank has quietly grown and emerged as a top tier banking institution, ... and have been generally pleased with the annual percentage yield (APY) interest rates I’ve received over many months [more...]

Date: 2008-12-26 18:39:29

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