My 2008 Discretionary Spending: Progress and Challenges

For nearly three years, I’ve chronicled my adventures as I learn about money management. I’ve dug myself out of debt, quit my job to write full time, and begun to build wealth. But how well do I practice what I preach? For the most part, I follow my own advice [more...]

Date: 2009-01-12 13:00:06

Blog posts (171) | Videos (72)
 

FRIDAY JANUARY 16, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BESUPPORT OUR TROOPS ALWAYS WEAR RED ON FRIDAYSNEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-16 14:29:00

Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed. Every seat was taken. The walls were lined with people. At that point, I knew without a doubt, there was a lot more downside left in real estate [more...]

Date: 2009-01-16 01:10:34

Sure, I'm still hoping for the best from the Obama administration, but the hiring of Cass Sunstein and the banishment of Howard Dean aren't good signs

Virginia Gov. Tim Kaine is introduced by President-elect Obama as the new chairman of the DNC. But wait, isn't there somebody missing? by Ken For all my apprehensions about what we're gleaning about policies of the Obama administration and what's suggested by the people being brought in to staff the administration, let me be clear: [more...]

Date: 2009-01-09 23:44:15

obamessiah: inaugural emergencies & the end of the beginning

'state of emergency' declared for inaugurationfrom nytimes: It is true, President Bush sounded alarms about Barack Obama during the campaign season. On Tuesday, Mr. Bush went one step further: He declared Mr. Obama’s inauguration an actual emergency. The declaration, though, was not a political statement about Republicans being run out of town [more...]

Date: 2009-01-16 06:10:00

Nissan cuts Japan production amid reports of loss

Nissan Motor Co. said Thursday it is slashing domestic production by 64, ... and analysts predicted Sony Corp. would also report an operating loss this fiscal year. Sony did not comment. Operating profit is seen as a direct indicator of core business performance while net profit [more...]

Date: 2009-01-15 08:42:01

British commercial property prices down 27% in 2008

Last year, the British economy was one of the hardest hit by the now evident commercial property (CRE) implosion. Prices fell 27 ... in the real economy as retail is where the greatest problems now reside. Values fell by a record 5.8pc ... . The commercial property market has been ravaged by the reduced available of credit and falling demand for new [more...]

Date: 2009-01-15 21:26:00

Class Action Lawsuit Against The Credit Card Companies

This is an interview with Samuel Deskin of the Deskin Law Firm about the possibility of a class action lawsuit against the major credit card ... ! This is Connie Brooks from Ask Mr. Credit Card.com We’re here today to discuss one of the problems created by the current downturn in the economy. Credit card companies have been unexpectedly lowering [more...]

Date: 2009-01-16 07:45:22

Detecting Early Credit Problems

Detecting Early Credit Problems January 16th, 2009 Posted in Uncategorized | Comments Off Keeping yourself trouble free with your credit requires a close eye on your credit report and asking yourself some difficult questions. Sometimes it is harder to be honest with yourself than with a stranger. In order for you to stave off credit problems [more...]

Date: 2009-01-16 15:30:12

Top 10 Trends In Managing Small Business Finances in 2009

Top Trends in Managing Finances in 2009 There’s not much good news to report on the financial front as we move into 2009 ... small business owners. Overall, the landscape is different than it has been for a long time, but small business owners are used to adapting to diverse issues and have remained the economic engine [more...]

Date: 2009-01-14 08:12:29

Gates of Vienna News Feed 1/15/2009

Forget global warming. Hello, global cooling! If the experts are right, we’re in for a new Ice Age.But it’s still the fault of George W. Bush, of course.Thanks to C. Cantoni, Fausta, Insubria, JD, KGS, Tuan Jim, VH, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2009-01-16 04:37:00

Posts about Mortgage Market Report as of January 16, 2009

Drug and Alcohol Rehab - ahabloging.com 01/16/2009 Drug and Alcohol Rehab Drug abuse and alcohol abuse becomes more increasing from year to year, ... plums and and gingerbread. An article in the Boston Business Journal points out that The Federal Reserve’s latest beige book report (an analysis The Smell Of Panic In The Air For The Economy [more...]

Date: 2009-01-16 12:18:17

Australian Open Preview, Draw Analysis, Predictions and Daily wrap ups. January 19th - February 1, 2009. Melbourne, Australia.

Australian Open 2009 - Men’s Preview. With the years first Grand Slam on deck, ... as the winner predictions. Seed Report. 1. Rafael Nadal (ESP) - The Spaniard comes into Melbourne ... racket hold a title defense? Is his fitness on the same level as his rivals? Finally how will Nole [more...]

Date: 2009-01-17 04:06:59

Borrowing Beyond your Limit can Result in Consumer Debt

Consumer debt has risen to worrying percentages in the past few years ... of the loan, how much the borrower is able to pay back per month, their current credit score ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many [more...]

Date: 2009-01-17 00:24:29

Laws in Credit Repair

Laws in Credit Repair There are certain laws issued for people that have bad credit and to know these laws is important to protect all those ... Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad credit ... from your credit report. If it has not these people are in violation. There are several reasons why [more...]

Date: 2009-01-16 23:05:26

And If The Promotion Doesn’t Yield A Sale? What’s Next?

It’s Friday desk clearing time for this blogger. “Foreclosure filings in Gallatin County have tripled since 2006, when 37 homes were foreclosed upon ... of Consumer Credit Counseling Service in Tulsa, said the past year shows that the state isn’t immune [more...]

Date: 2009-01-16 21:04:08

DrumBeat: January 12, 2009

A novel plan for economic stimulus What's different now? In the 1930s, even though the U.S ... Intelligence Council's "Global Trends 2025" report concluded that, in the near term, pressure ... " report. It would appear that we need to plan for a less energy-intense future. StatoilHydro drills [more...]

Date: 2009-01-12 14:02:56

This has been an unusual interregnum from President No. 43 to No. 44. Because of the need for urgent economic action as well as continuity, this country, perhaps for the first time, has had two presidents at once, in effect [more...]

Date: 2009-01-13 00:38:14

Deflation, Deleveraging, and the Stimulus Effect

Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? We will explore that in detail over the next few issues of Thoughts from the Frontline, but today we will start with some of the larger forces which will have a major impact on the economies of the world, [more...]

Date: 2009-01-11 12:32:28

Earnings Tsunami in Financial Sector Hits SP500 Before Obama’s First 100 Days

by John Bougearel Citigroup posted an $8.29 billion loss in Q4 08 compared to a loss of $9.8 billion in Q4 07. The $8.29 billion loss was twice as much as estimated. More than half of those losses came from subprime related, CDO, and SIV writedowns. Offsetting the writedowns was a $2billion gain related to an accounting rule that lets companies [more...]

Date: 2009-01-16 19:55:21

DrumBeat: January 14, 2009

DrumBeat: January 14, 2009 Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... in energy prices, but this would not affect its $2.3 billion credit facility, the independent oil ... (Bloomberg) — Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-16 17:22:13

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

Bank of America Drops as Merrill May Need U.S. Aid

Bank of America Drops as Merrill May Need U.S. Aid Posted by: Alex Stanczyk 15 Jan, 2009 Alex’s Notes: ... on Jan. 20, when the Charlotte, North Carolina-based bank could post its first quarterly loss in 17 ... into the markets, and the Fed has used up pretty much all its credit, so the next shoe to drop will be the bond [more...]

Date: 2009-01-15 18:53:41

Media Matters: Conservative media peddle a raw deal

The conservative punditocracy that has spent the past eight years propping up a president who gave us an illegitimate war and leaves us with an ... that comes with being Washington managing editor of Fox News, but he does hold the most recent Nobel [more...]

Date: 2009-01-10 00:09:02

Another Great Depression

[JR: It took the U.S. government and all the professional(???) ... pondering.The National Bureau of Economic Research reckons that the present recession began in December ... more than 30,000 cuts."The monthly unemployment report is prepared by the Bureau of Labor [more...]

Date: 2009-01-16 19:28:00

Research Oracle roundup for 16 January 2009

Earning Release Although LG Display Co., Ltd.’s (NYSE:LPL) ... and rating in our 4Q 08 and FY 2008 update report. As we continue to expect a negative currency impact ... update report. News Aegon N.V.’s (Aegon N.V) common stock has declined significantly since [more...]

Date: 2009-01-16 17:29:36

Kicking Off the Panic of 2009

“Sir, there are no seats left. You’re going to have to stand in the back.” I was only 10 minutes late, but the conference hall was packed ... s infomercial star who would teach anyone how to become a millionaire…for a price. He came [more...]

Date: 2009-01-16 14:47:37

Ars on “Better FCC Indecency Complaints”

Over at Ars, Matt Lasar has a piece about the need for better FCC indecency complaint statistics ... in my big 2005 PFF report “Examining the FCC’s Complaint-Driven Broadcast Indecency Enforcement ... The PTC has even taken credit for it themselves, as I noted in the paper. How did the FCC’s indecency [more...]

Date: 2009-01-12 17:41:17

Is Bank of America the Next “Citi”?

Is Bank of America the Next “Citi”? This morning Bank of America hit a new 52 week low, and traded at its lowest level since 1991 ... enterprises (GSEs), the peak in the housing market, the likelihood of contagion in credit markets, and the weaknesses in the credit rating agencies’ collateralized debt obligation (CDO) assumptions [more...]

Date: 2009-01-15 15:42:49

How it Leaked, Why it’s HOT: The New Ridgid R4511 Granite Top Hybrid Table Saw

The new Ridgid R4511 is not a secret - you can read all about it at Ridgid’s site ... -confirmed owners of the Ridgid R4511 at the time of this posting. So how did they get them, and how ... : First Usage Report from Actual Ridgid R4511 Owners: Initial Problems Noted with the Ridgid R4511 [more...]

Date: 2009-01-16 18:01:14

E-text: A threat to concentration?

not neglect recreational reading as a literacy-promoter. Related: New NEA report in PDF, New York Times article, Washington Post item, Google round-up, and David Nygren’s essay on how e-writers could reach larger audiences—plus E-text: A threat [more...]

Date: 2009-01-11 19:48:15

The Smell Of Panic In The Air For The Economy

Financial crisis affecting the entire world now, no end it sight for this recession, job losses mounting, a new deal will be unsuccessful, ... in the economy. The official Labor Department report was that in December there was a massive 524,000 decline [more...]

Date: 2009-01-16 10:28:58

New regulation and the GAO

rdan GAO has a report on regulation deficiencies of financial markets: ... participants—such as nonbank mortgage lenders, hedge funds, and credit rating agencies—some of which ... difficulty understanding new and increasingly complex retail mortgage and credit products. • Fourth [more...]

Date: 2009-01-15 10:00:01

O’Reilly Slams NYTimes and NBC News for 'Disgusting Display of Propaganda and Outright Lies'

On Wednesday’s The O’Reilly Factor, during the show’s "Talking Points Memo," FNC host Bill O’Reilly slammed the New York Times and NBC News, presumably referring to MSNBC hosts like Keith Olbermann and Rachel Maddow, accusing them of having "damaged their own country in a disgusting display of propaganda and outright lies" by " [more...]

Date: 2009-01-16 20:04:25

Problems of Financing a Car - Free Useful Guide

Problems of Financing a Car - Free Useful Guide January 17, 2009 Posted by janey in : automotive finance , ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in determining [more...]

Date: 2009-01-17 04:24:36

By The Time You Know “The Why”…

Let’s update our analysis of Siemens AG (SI) and Banco Santander (STD). Siemens AG (SI) Late last year, I wrote about Siemens AG (ADR) (NYSE:SI) ... the credit crisis could lead to order cancellations and price erosion in the second half of the year [more...]

Date: 2009-01-15 20:35:00

Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years

By Edward Hugh: Barcelona The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the ... of the Italian bond spread and the danger of a credit rating downgrade. The Italian government went [more...]

Date: 2009-01-16 21:58:56

Treasury and Bank of America reach bailout deal

WASHINGTON (AP) — Bank of America reached an agreement early Friday for an additional $20 billion in support from the government’s emergency bailout fund, plus guarantees against losses on up to $118 billion in troubled assets. [more...]

Date: 2009-01-16 07:59:21

Italy Slips Slowly But Steadily Into Its Worst Recession In Over 30 Years

The Italian economy continued to contract sharply in the third quarter of 2008 as exports fell sharply - declining at the fastest rate in three ... and the danger of a credit rating downgrade. The Italian government went to market this week [more...]

Date: 2009-01-16 21:24:37

Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau [more...]

Date: 2009-01-16 18:03:59

Media & Politics

Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) ... of Bush’s policies will be grudging, if silent, acknowledgement of how much he got right.” Holder Agrees [more...]

Date: 2009-01-16 17:21:21

The Prisoner Reboots the Panopticon for 21st Century

HOLLYWOOD — The Prisoner's bold ambition and cult celebrity earned the '60s show a spot in TV history. Now the creative team rebooting the sci-fi spy classic for the 21st century is hoping to recapture both the dystopian fear and the cultural cachet of the original. See also: R.I.P [more...]

Date: 2009-01-13 23:20:35

Content and the Media: Be Careful What You Wish For The decline of traditional media has unintended cultural consequences, correspondent Subuddh Parekh writes. Correspondent Subuddh Parekh suggests that as Old Media and the culture of expertise it represented decline, we should be careful what we wish for [more...]

Date: 2009-01-16 19:01:09

Network Evening Shows Downplay Geithner Tax Evasion as a 'Speed Bump'

The network evening shows didn’t have much of an appetite for Democratic hypocrisy among the team they hailed as a "superstar Cabinet" ... in their introductions, and featured no report, just an interview with George Stephanopoulos, who said [more...]

Date: 2009-01-14 23:07:56

Wall Street Breakfast: Must-Know News

Dems showcase stimulus package. House Democrats unveiled an unprecedented 5B stimulus plan yesterday, ... ; first-time home buyers between Jan. 1 and June 30 would get a ,500 tax credit; local school districts [more...]

Date: 2009-01-16 12:25:42

Sunday Reading: Broder Hammers Obama

Sunday Reading: Broder Hammers ObamaPresident-elect Barack Obama's popularity ratings may still be sky high but the Post's David Broder -- dean of the political press corps in Washington -- isn't happy with the performance of the former Illinois Senator in recent weeks [more...]

Date: 2009-01-11 18:15:00

Obama To Hold Fiscal Responsibility Summit

Obama To Hold Fiscal Responsibility SummitPresident-elect Barack Obama visits the Post newsroom after a meeting with the editorial board and ... , but resisted questions about how quickly the average American can expect to see tangible results [more...]

Date: 2009-01-15 20:58:11

Obama's first plan

Obama's first plan The House Appropriations Committee introduced its version of the Obama administration's American Recovery and Reinvestment Plan ... Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months [more...]

Date: 2009-01-15 22:16:25

Voinovich Announces Retirement, GOP Problems Mount

Voinovich Announces Retirement, GOP Problems MountOhio Sen. George Voinovich is retiring in 2010, the fourth Republican to announce he is stepping aside at the end of his term.Voinovich announced his retirement this morning after a weekend filled with speculation that he was planning to step aside [more...]

Date: 2009-01-12 16:00:06

FSR’s Weekly Report Card for 01.16.09

FSR's Weekly Report Card MY BLOODY VALENTINE 3D Studio: Lionsgate Rated: R for graphic brutal horror violence and grisly images throughout, ... who plan to rob the stores in the mall of their credit card information. What I liked: This movie [more...]

Date: 2009-01-16 18:24:44

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