Credit Crisis Skeptics Challenge Conventional Wisdom

Is there, or is there not, a credit crisis? Surprisingly, it’s still a debatable matter to some economists and observers of the financial system, ... makers, some dissidents continue to argue the nature of the trouble in credit markets is far ... . But the economists said overall levels of bank credit as of September had actually grown faster then trend [more...]

Date: 2008-12-11 11:44:00

Blog posts (146) | Videos (48)
 

FY10 Pay Raise and Other Changes

Over on the “less popular than CGBLOG” site, Army Times , there is a write up on the newest proposal for a 3.4% pay raise for FY10 and other potential changes to your pay. The article also addresses speculation that this may be the last large pay raise since the gap between military pay and the civilian sector has grown smaller and smaller. The Senate version of the 2010 defense authorization bill calls for a study comparing military and private-sector pay. [more...]

Date: 2009-09-28 09:50:48

Words from the (investment) wise 9.20.09

Words from the (investment) wise for the week that was (September 14 – 20, 2009) Marking the one-year anniversary of the Lehman Brothers demise, risky assets last week again marched higher to the tune of economic data supporting the argument of a global economic recovery. A realization among investors that the economic transition from recession to recovery was gaining momentum, resulted in many global stock markets scaling fresh peaks for the year. [more...]

Date: 2009-09-20 14:00:20

EES Study

Yellowstone Valley Electric Cooperative (YVEC) commissioned a study by EES Consulting . YVEC asked EES to review SME’s power supply contract with PPL Montana. According to EES, SME did not strike a very good deal. Apparently most of the risks inherent in the electrical markets were assumed by SME: The contract with PPL Montana has been constructed with minimal risk to PPL Montana and significant risk taken by SME’s members. [more...]

Date: 2009-09-22 13:16:26

Coffee and the Papers: News Roundup

Somehow, somewhere, I think I've heard this before: “I look forward to getting my story out soon, and we'll do that. The facts will absolutely vindicate me in this.” Nevada Lt. Governor Brian Krolicki, 12-30-08, as he pled not guilty to four felony counts related to mismanaging the Nevada College Savings Plan funds while he was State [more...]

Date: 2008-12-31 18:04:00

Did Biden have a hand in worsening the mortgage crisis?

That what some experts are saying:Experts say hundreds of thousands of Americans may have lost their homes due to a bill championed by Sen ... and credit industry disputes it. From a political perspective only, you have to wonder if this will be played up as something Biden did because his son was associated with the credit card industry (a *gasp [more...]

Date: 2008-08-28 12:03:04

McCain and Obama: neither goes far enough on patent reform

Earlier this week, I published a scorecard comparing the two presidential campaigns on tech issues ... better. To his great credit, however, he does propose "opening up the patent process to citizen review ... idea for resolving appears to be asking that we find some way to resolve patent disputes besides [more...]

Date: 2008-10-16 20:57:29

Prokorov to buy New Jersey "Nyets"?

Local photog Tracy Collins has updated his photoshopped image of the Hagan sister's Atlantic Yards footprint mural (via, flickr Atlantic Yards Photo Pool ). The buzz is that an an official announcement is coming regarding the takeover of Bruce Ratner's floundering NJ Nets by the Russian billionaire Mikael Prokorov, in exchange for Prokorov's commitment to finance the arena. [more...]

Date: 2009-09-23 10:51:38

Gates of Vienna News Feed 1/4/2009

The overwhelming evidence of global warming continues to accumulate — as does the level of ice and snow in Greenland’s central ice cap, which increases at a rate of about two inches a year.Shhh! Don’t tell Al Gore…Thanks to Abu Elvis, Barry Rubin, C. Cantoni, heroyalwhyness, JD, Lexington, LN, RRW, VH, and all the other tipsters who sent these in [more...]

Date: 2009-01-05 04:27:00

Mumbai dabbawala shares secret of success with Dubai accountants

Forget about the coding system that Mumbai’s dabbawalas use to transport lunch boxes from homes to offices or the six-sigma and ISO certificates they have. The men who ensure workers in India’s financial capital get their food on time credit their success to simple principles: stick to time and work is worship. A conference of chartered [more...]

Date: 2008-06-21 10:40:03

Thomas Palley: "Beating the Oil Barons" (And the Misunderstood Role of Inventories)

Although we don't always agree with his views, we are fans of Thomas Palley posts because he is willing to question economic orthodoxy ... Moderation." In his latest offering, Palley disputes the idea that the recent runup in oil prices ... that supply and demand gives a full explanation. Consider this paragraph from a report by Morgan Stanley [more...]

Date: 2008-06-25 08:07:15

Discover Vastly Improves T&C But Reduces Open Road Rebates [Discover]

Discover Card customers received a notice in the mail recently that the card was reducing the "Open Road" rebate on auto maintenance and gas dropped from 5% to 2%. Around the same time, customers have also received notice that the terms and conditions for the card are basically coming in line with the CARD act ahead of schedule. Hmmm, coinkydink? Back in the spring, Discover also increased the cashback dollars required to cut you a check from $20 to $50. [more...]

Date: 2009-09-21 15:00:00

DrumBeat: December 31, 2008

The Peak Oil Crisis: Civil Unrest Before grappling with 2009, it might be useful to remind ourselves that there is a dark side to what lies ahead ... College had released a report talking about preparing for civil unrest in the U.S. When you read the report, it turns out to be yet another warning about generals preparing for the last war. It devotes [more...]

Date: 2008-12-31 13:58:02

Biden Helped to Create the Foreclosure Crisis

There a many elements that help create the present foreclosure crisis, usually it is attributed to things like balloon mortgages, the falling dollar, ... bankruptcy law. That conclusion is echoed by other experts, although the banking and credit industry disputes it. Congressional Republicans drove the effort to pass the Bankruptcy Abuse Prevention [more...]

Date: 2008-08-28 17:29:15

Indigenous Peoples Rising in Bolivia and Ecuador

James D. Cockcroft, from International Viewpoint Indigenous peoples in Indo-Afro-Latin America, especially Bolivia and Ecuador, are rising up to take control of their own lives and act in solidarity with others to save the planet. They are calling for new, yet ancient, practices of plurinational, participatory, and intercultural democracy [more...]

Date: 2008-12-16 06:31:00

gaza, bette davis

gaza, bette davis How can anyone watching Gaza burn escape the bitter realization that history repeats itself? Many have compared Israel’s treatment of Palestinians to Apartheid South Africa. But not in their cruelest hour did the Apartheid regime wreak such wanton murder and destruction. Let us stop mincing words [more...]

Date: 2009-01-08 04:50:53

Debt Validation And Collection Agencies

Under the FDCPA or the Fair Debt Collections Practices Act , you have the right to “debt validation”. This is a demand from the collection agency and the original creditor that the debt is really your responsibility and that the balances, terms of the loan and any other pertinent information is correct and accurate. A collection agency must also provide proof that they have the legal right to attempt to collect the debt. [more...]

Date: 2009-09-29 23:06:03

Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... has proven to be quite useful.” p) Nope, that was me. George made a website using that info [more...]

Date: 2008-11-03 21:51:36

Gates of Vienna News Feed 11/14/2008

The news stories to pay attention to tonight concern immigration. In Italy, a “Record Number of Would-Be Immigrants Arrive”. But the President of Italy says, “Immigrants are a resource — no more prejudice!” And in the UK, a report in the House of Lords: “Economic Benefits of Mass Immigration Are Close to Zero”.We report [more...]

Date: 2008-11-15 04:48:00

The Lib-Lab-Con Consensus of Economic Folly

The dramatic move by the Bank of England to slash interest rates by a massive 1 ... that the collapse of demand in the British economy caused by the ‘credit crunch’ may precipitate a full ... ) stimulus. With Chancellor Alistair Darling’s Pre-Budget Report due shortly, an extraordinary degree [more...]

Date: 2008-11-11 15:38:07

CPA Is Becoming Very Popular In The World Of Internet Marketing

Ecommerce-Journal: CPA is becoming popular nowadays in the world of internet marketing. CPA is cost per action ... of commissions, normally you need to get the visitors to give their credit card numbers or social security ... their details in order to receive freebies such as free report, coupon, etc rather than convince them [more...]

Date: 2009-01-07 05:30:00

Gates of Vienna News Feed 11/24/2008

The big news of the evening is that the Holy Land Foundation was convicted of 108 counts related to the funneling of money to Hamas ... and Parliament Besieged: Iceland Boiling Mad at Credit CrunchBrussels Plans Changes to Fight Tax ... From Germany on Kosovo Spy Report Mediterranean UnionEnergy: Algeria; Work Complete on Underwater [more...]

Date: 2008-11-25 04:45:00

New Year, Better Credit Score: Post 3

stockxpertcom_id12723501_size0-743295.jpg So FICO has branded you with a not-so-desirable credit score and you have made the resolution to bring ... month.  Remember also, not all debt is bad.  Items like mortgages and car loans on your credit report ... and see if they will take the late payment off so it doesn’t show up on your credit report [more...]

Date: 2009-01-10 15:55:57

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... significant other about his or her credit score probably makes you squeamish, but it’s a subject that ultimately unavoidable. Just as you inherit in-laws when you tie the knot, you inherit credit history too [more...]

Date: 2008-08-19 10:00:00

Business Valuation

BUSINESS VALUATION Business valuation is a process and a set of procedures used to determine the economic value of an owner’s interest in a ... disputes related to estate and gift taxation, divorce litigation, allocate business purchase price ... for buy-sell agreements, and many other business and legal disputes. Standard and Premise [more...]

Date: 2009-01-01 02:00:21

Should you respond to a collection letter?

Recently a family member sought my advice on a collection letter he had received ... to finance the bike, the dealership placed the interest from the loan and some accessories on a credit ... balance), he was still left with several thousand dollars of debt on the credit card. Since he went back [more...]

Date: 2008-12-29 19:42:57

Gates of Vienna News Feed 10/3/2008

USA“We Are All Socialists Now.”Bailout, or Blowout? Financial “Rescue” Plan Turns Into Mad Spending SpreeBarack Obama Presses Black Pols to Agree to Bailout‘Jesus Was a Palestinian,’ Claims U.S. History TextObama and His Brown ShirtsTeachers Union E-Mail Touting Obama Scorned CanadaBarbara Kay, [more...]

Date: 2008-10-04 00:46:00

Och Václav Klaus sade:

Tege skickade mig detta tal av Václav Klaus, levererat i Aix-en-Provence den 23 augusti. Som vanligt har Klaus en del bra poänger så jag vill gärna dela det mer er. *** Thank you for the invitation to come to Aix, for giving me a chance to address this reputable audience where I see many friends and, above all, thank you for continuing to organize the Summer University. I only don’t understand why you call it Summer University of the New Economics. [more...]

Date: 2009-09-29 14:58:06

Audrey Hepburn

Hump day, hump day. Almost to the weekend, so hang in there. Tonight, we're doing something similar to what we were doing before Christmas which was all the evening bloggers choose a similar topic and blog on it. We decided on films easy enough and then narrowed it down to actors, actresses and directors. And then? [more...]

Date: 2009-01-08 04:00:00

CAP report: Where's the (coal) money?

A major coal industry group has spent an estimated $45 million on an ongoing advertising campaign promoting the clean energy potential of coal, ... a viable solution, a report by the Center for American Progress finds. The American Coalition ... this solution a reality.” The coal industry sharply disputes Weiss’s figures. The group says [more...]

Date: 2008-12-22 16:10:44

The Bush Legacy - gifting Obama with a Muslim world rejecting jihad

The latest NIC Global Trends 2025 Report is out… and it’s not good news for those determined to insure the Bush legacy is portrayed as one consisting of nothing but of utter failure. Download the 120 pg, 8.2MB report here ... , despite events - and having few reporters willing to go out on the limb to report the unthinkable (a Bush [more...]

Date: 2009-01-05 23:46:27

Buyers Will Get To Have A Say In California

The LA Daily News reports from California. “San Fernando Valley homeowners saw property values plunge 35 percent - a quarter-million dollars on a median-price home. The median price of a previously owned house tumbled from $650,000 in August 2007 to $420,000 last month, said a new report from the San Fernando Economic Research Center [more...]

Date: 2008-09-25 20:38:06

How To Get A Car Loan After Bankruptcy

Getting a car loan after bankruptcy is easier than you think. I started getting offers for car loans even before my bankruptcy was discharged ... advantage is because it will help to repair your credit score from the damage the bankruptcy caused. Having a record of regular, on-time payments to a bank or car lot will raise your credit score over time [more...]

Date: 2008-12-10 15:34:13

No Shortage of Bankruptcy, Litigation Work

The ongoing credit crisis and turmoil in the financial sector have fueled a major surge in securities class action litigation in 2008, ... -year high last year. The group projected the annual total to reach 267 - a 37% increase over ... . The credit crisis is the most significant factor contributing to the increase in litigation, continuing [more...]

Date: 2009-01-08 12:20:53

Was the 'Credit Crunch' a Myth Used to Sell a Trillion-Dollar Scam?

By Joshua Holland, AlterNet.December 29, 2008.Even as the media continue to repeat the claim that credit has frozen up, ... , the results would be disastrous: "Even if you have good credit history, it would be more difficult ... to echo Bush's central assertion that there's a "credit crunch" preventing even qualified borrowers [more...]

Date: 2008-12-31 04:44:00

How A Forgotten Blockbuster Video Caused A 2 1/2 Year Battle With Discover Card And Collection Agencies [Universal Default]

"Universal Default" is when your credit card company adjusts the terms of your loan because you "defaulted" with another company. In reader P ... , it launched him into a 2 1/2 year legal battle with Discover, a collection agency, and now the credit ... , and payed them in person at their offices within 24 hours of receiving the notice. I checked my credit [more...]

Date: 2008-06-27 16:23:12

Indigenous Peoples Rising in Bolivia and Ecuador

James D. Cockcroft Indigenous peoples in Indo-Afro-Latin America, especially Bolivia and Ecuador, are rising up to take control of their own lives and act in solidarity with others to save the planet. They are calling for new, yet ancient, practices of plurinational, participatory, and intercultural democracy [more...]

Date: 2008-12-22 03:37:00

Gates of Vienna News Feed 9/16/2008

USAMosque Official Claims Perjury‘Radical Islam’ Video Angers South Florida MuslimsSwiss Envoy Warns of Anti-American Sentiment CanadaAl-Qaeda Suspect Appeals to Canadian Voters for Help Europe and the EU26 Arrested After Knife Fight on Madrid TrainBan Eating in Public During Ramadan [more...]

Date: 2008-09-17 00:57:00

Franken to Coleman: Where's The Beef?

request to prevent certification of the recount until claims regarding alleged double-counted ballots are resolved. Nor will it require any further efforts from the counties in pursuit of such ballots. The Court decided simply that Coleman hadn't presented enough evidence, [more...]

Date: 2008-12-23 07:19:00

DrumBeat: January 12, 2009

DrumBeat: January 12, 2009 A novel plan for economic stimulus What’s different now? In the 1930s, even though the U.S ... Intelligence Council’s “Global Trends 2025″ report concluded that, in the near term, pressure ... report. It would appear that we need to plan for a less energy-intense future. StatoilHydro drills [more...]

Date: 2009-01-14 16:56:17

Chinese president meets the press in Beijing

... among nations, not political disputes, will determine whether the Beijing Games are a success. During ... of the world. Here is part of the New China news agency's report: It is inevitable that people hold divergent [more...]

Date: 2008-08-01 20:01:50

Got Bad Credit? Get Secure

Got Bad Credit? Get Secure There truly may be a credit card for every person. Yes - even those with bad credit. But you must wonder why someone ... , no one can really survive without a credit rating. Since there are so many ways your credit report ... bad credit with bad credit would want plastic in the first place AND why would a credit card [more...]

Date: 2008-12-19 00:10:04

Improve Your Score 50 Points - NOW!

Improve Your Score 50 Points - NOW! January 5th, 2009 We’ve written many times here about writing dispute letters when you have incorrect items on ... do the following:  Pay off any verified bad credit item on your report. In exchange for your payment have the lender remove the item from your credit report.  This works especially well if you have [more...]

Date: 2009-01-05 18:17:53

DrumBeat: November 21, 2008

Five-year U.S. crude oil futures at record $30 premium LONDON (Reuters) - U.S. crude oil futures for delivery in January 2014 are trading at a record $30 premium to current contracts, as investors bet that the long-term trend toward higher prices will remain intact despite oil's slump to $50 a barrel. U.S [more...]

Date: 2008-11-21 13:37:10

Was the "Credit Crunch" a Myth Used to Sell a Trillion-Dollar Scam?

t r u t h o u t | Was the "Credit Crunch" a Myth Used to Sell a Trillion-Dollar Scam? (excerpts below; read the whole thing at truthout) ... credit history, it would be more difficult for you to get the loans you need to buy a car or send ... . ... Of course, no one disputes the fact that as the economy has tanked, the number of new loans [more...]

Date: 2009-01-03 16:20:58

Flash Point: South Ossetia (9 -11 August)

*This page will be updated as the situation unfolds. NEWS 11 August Georgia Retreats, Pleads for Truce - Peter Finn, Washington Post The Georgian army, suffering massive casualties in the face of overwhelming Russian firepower, retreated from the breakaway region of South Ossetia on Sunday [more...]

Date: 2008-08-09 01:26:56

Russia’s Crisis Spreads Right Across The Domestic Credit Market

Well the action in Russia this week has moved on slightly, and the damage has started to spread from pressure on the domestic stock market (accompanied by capital flight) to the real economy - via a very rapid tightening in credit ... the focal point of the crisis away from the equity markets and into the credit ones - is to be found [more...]

Date: 2008-10-03 09:11:15

Climate News Roundup: June 13 - June 19, 2008

Friday, June 13, 2008 SOLAR THERMAL POWER: In Israel's Negev Desert blooms a field of 1,640 robotic mirrors that behave like sunflowers. It is the world's 'highest-performing, lowest-cost' sun-energy system. says the company testing it. Los Angeles Times, California. 13 June 2008. INTERNATIONAL: U.S [more...]

Date: 2008-06-19 20:38:00

The 10 Biggest Cleantech Disappointments of 2008

There was a lot to cheer about in the cleantech sector in 2008: record investment levels, a U.S ... out of his sails. 4) Wave Power Plan Gets Washed Away: Canadian company Finavera Renewables saw ... Gets Dirty: A report from the think tank the Center for American Progress finds coal companies [more...]

Date: 2008-12-26 15:51:39

Are Lionel Model Trains Considered Toy Trains?

by Brady Burke One way you can know a true model train hobbyist is by the way he relates to his collection. He will never address it a toy train, it will forever be a model train. To actually refer to a collectors train set as a toy, is a little bit of an insult, and they won’t be long in telling you [more...]

Date: 2009-01-08 14:55:20

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