Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess ... $2000. According to the Fair Credit Reporting Act, an auto loan deficiency debt can remain on a credit report for seven years. States have different statutes dealing with the amount of time [more...]

Date: 2008-12-29 15:51:27

Blog posts (132) | Videos (51)
 

This Week in Background Checks: Week of 10/13/08

Have you missed TWIB Notes?  Okay, pretend you did.  Sorry we haven’t done this in a while ... of credit reports when conducting background checks in California.  This was a surprising turn ... Updates The FTC “Red Flag” Guidelines take effect November 1, 2008.  Among those affected are any [more...]

Date: 2008-10-17 17:36:34

The Problem With The Housing Market In California

The Press Enterprise reports from California. “For Inland Empire Auction in San Bernardino, ... . Finally, there was the credit crunch. It has all added up to a slow summer for auto dealers ... sales manager for Merle Stone Chevrolet in Tulare. ‘Everything has dropped.’” “‘ Business [more...]

Date: 2008-09-09 21:31:47

It’s Time To Cut Back In California

The Union Tribune reports from California. “ABA Recovery Service owner Marcelle Egley-Sparks said that in the past year, ... of the Center for Consumer Financial Services at E. Philip Saunders College of Business in Rochester, N.Y. ... During its first 73 years, San Diego Metropolitan Credit Union never lost money on a real estate loan [more...]

Date: 2008-08-24 18:28:13

Everybody Thought They Were Rich In California

The Bay Area Newsgroup reports from California. “Over the year that ended in July, ... of Business at University of California-Berkeley. ‘It is clearly the worst since the 1930s.’” “Financial institutions are already tightening up on terms, conditions, rates and amounts of credit [more...]

Date: 2008-09-16 20:00:21

We All Knew It Was Going To Happen In California

The Sierra Sun reports from California. “Since housing values went up for so long, ... credit score and a steady record of making payments on a house he bought in 2000. After its value [more...]

Date: 2008-06-24 21:38:30

A Housing Market Detached From Reality

The Ukiah Daily Journal reports from California. “Worried consumers, ... , assets, credit and long-term job stability,’ as requirements for a home loan, said Ginny Richards [more...]

Date: 2008-11-22 17:46:53

Cortera launches first community for small business credit repor...

Boca Raton, Florida and DEMOfall 2009, San Diego, California (PRESS RELEASE – September 26, 2009) — Cortera™, a community-driven business information company, today unveiled the Cortera Credit Exchange™, http://www.cortera.com, a new online service that, for the first time, blends business credit report data with user generated payment experience reviews and ratings from companies’ business partners. read more [more...]

Date: 2009-09-26 11:00:53

Morning news briefing 12.3.08

High-speed rail backers look to Obama, D.C. Democrats – The credit markets are collapsing, the stock market has tanked, ... impact report, which enumerates the effect of both projects on the surrounding environment ... affordability test – An independent research report gave failing grades to every state but California [more...]

Date: 2008-12-03 14:23:25

ECONOMISTS FEAR ONSET OF HISTORICAL FISCAL CRISIS FOR STATES

The moribund economy is drying up tax revenues more dramatically than expected, forcing 22 states, including California, ... in a report this month. Economists and other observers fear the numbers may signal the onset of a historic ... : Rising layoffs are cutting into payroll taxes. The credit crisis and housing slump are affecting [more...]

Date: 2008-10-19 17:45:46

Amici Brief Exposes Risk to CA Businesses if Gay Marriages Annulled

Amici Brief Exposes Risk to CA Businesses if Gay Marriages Annulled January 16, 2009 By: jaysays Category: ElectionO8, Gay Marriage Rights, ... , they: extended credit in reliance upon California’s laws applicable to community property ... Continuation Benefits Replacement Act; took advantage of state tax reporting privileges based on married [more...]

Date: 2009-01-16 23:00:29

Calif. real estate licenses drop, 1st time in a decade

Click to enlarge The California Department of Real Estate reports that the number of real estate licenses in the state has ... on an annual basis, but the pace of growth tapered off from 2007 through July, a time when the housing slump spread into a global credit crunch and ultimately into a full-fledged economic meltdown [more...]

Date: 2008-12-12 21:58:12

California Crime Victim Office Budget Cut Would Be Pennywise and Pound Foolish

By a California Voter and a Victim of Crime [Editor’s note: We rarely publish anonymous articles ... . Children cannot play freely in their neighborhoods. We check our credit reports. We lock our cars [more...]

Date: 2008-07-21 14:25:37

BLS BS Exposed: Commercial Bankruptcies Soar

The McClatchy Washington Bureau is reporting Commercial bankruptcies soar, reflecting widening economic woes ... , tighter credit and a reticence among consumers to part with discretionary income. From April ... in California, which logged 3,141 bankruptcies in the second quarter. Texas fielded the next highest number [more...]

Date: 2008-07-20 20:10:33

Israeli hacker in jail ten years after U.S. military break-in [Security]

Ehud "The Analyzer" Tenenbaum, who became world-famous when he and a number of fellow Israeli and California teens successfully exploited a ... of having helped defraud credit card companies of $1.8 million. Wired dug up a slickly produced, pretty ... when Tenenbaum turned himself in to Israeli authorities on the day he was set to report for compulsory [more...]

Date: 2008-09-24 06:00:00

Tuition Crunch by Pedro de la Torre III

Students are often the last ones given a seat at the budget table when times are good, and the first to be put on the table when bearish economies ( ... report awarded every state in the country, except for California, an “F” when it comes to college ... market, real estate market, and other markets plummet. The near-frozen credit markets are causing cash [more...]

Date: 2009-01-14 09:20:49

The Subprime Crisis Hits Home Hard in California—Package of Bills Heading to the Governor

By Mark Ridley-Thomas California State Senate Chair, Legislative Black Caucus It comes as no surprise, ... and harnessed with unsustainable high interest subprime loans, whether they had good credit ... loans compared to any other group, according to a report by the Consumer Federation of America [more...]

Date: 2008-09-09 22:52:06

Rising CMBS Delinquenices and Other News

Not surprisingly, a recent Co-Star Group report is projecting a 300% increase in CMBS delinquencies in 2009 ... as having potential credit concerns. About 62% of these troubled loans are in in just 10 states: Texas, California, New York, Florida, Michigan, Ohio, Georgia, Arizona, Pennsylvania [more...]

Date: 2009-01-16 19:14:00

Wall Street Journal reports on causes of the housing bubble that burst our economy and in the long run helped no one out...

From the Wall Street Journal.... Housing Push for Hispanics Spawns Wave of Foreclosures-"California Rep ... with loans that often didn't require down payments, solid credit ratings or documentation of employment [more...]

Date: 2009-01-08 08:01:00

Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00

Looks like another financial tsunami is coming!

Photo by Faces of California Photo by Faces of California The deterioration in economic and corporate data continues ... is declining in value) as customers cancel orders.  Bank and other supplier credit lines are being cut… ... into Q4-2008.   Now its being hit by exposure to Madoff.  I just read a research report from a large [more...]

Date: 2009-01-15 04:05:14

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

Some Techniques To Help You Get Visitors To Sign Up To Your Mailing List.

One of the largest problems that an email advertiser faces is this: how can he persuade prospects to register with his mailing list? Most definitely, you have browsed or heard this proclamation before, as delivered by an internet marketer who has succeeded in the industry. A mailing list remains an online advertiser’s main weapon in his trip towards attaining victory in this arena. And the means to create a mailing list is via an efficient opt-in method. [more...]

Date: 2009-09-30 08:37:58

Financial Dispatch: Private sector still losing jobs

Andrew Torgan CNN Financial News Producer The first of this week’s big employment reports is out and the numbers are a bit of a disappointment. Payroll-processing firm ADP says private-sector employers cut 254,000 jobs in September, down from a revised 277,000 in August. But that is the smallest monthly total since July 2008, even though it’s worse than the 200,000 loss economists had forecast. Large businesses, those with 500 or more workers, let 61,000 workers go in September. [more...]

Date: 2009-09-30 16:14:02

The US needs the world to help them clean up the internet

Okay so this isn’t the way the BBC worded it when they published their article this morning, but I can’t help thinking they should have done. The US Department of Homeland Security has said… "all computer users, not just industry and government, have a responsibility to practice good ‘cyber hygiene’" Which, if they’re aiming that comment at at anybody outside of the US is nothing short of complete hypocrisy.  This map below will demonstrate why I’m saying this. [more...]

Date: 2009-10-01 11:36:04

Faculty Rewards Systems Discourage Alternative Scholarly Communications

"As a young scholar, with a family to support and without a secured position, my main selection criteria is in practice how the chosen journal would look in my CV." The above is a comment by Jan Kunnas in reaction to an article by Zoë Corbyn entitled A Threat to Scientific Communication that appeared in the British Times Higher Education Supplement. In fact, Kunnas' reaction is typical in most academic disciplines. [more...]

Date: 2009-09-29 14:31:00

BRE Appoints VP, Treasurer – Analyst Blog

BRE Properties ( BRE ), a leading real estate investment trust (REIT), has recently appointed Stephanie T. Andre as Vice President, Treasurer with immediate effect. The appointment is recognition of the increasing significance of the treasury function in the company, particularly in areas such as capital financing and financial risk management. Andre would be responsible for maintaining optimal liquidity along with budgeting and long-term forecasting. [more...]

Date: 2009-09-29 14:15:06

A 7.9 Earthquake Strikes American Samoa, Today

According to the LA Times, a 7.9 earthquake struck the Pacific Ocean near American Samoa today. However, officials have not yet issued a warning for the California coast. They report that it hit early this morning in the 10 o’clock hour. There was no immediate word of injuries or damage. Federal authorities say it’s unclear whether or not the quake formed a tsunami,but that even if it did, there’s no danger to the Pacific coast of California,Oregon,or Washington at the time. [more...]

Date: 2009-09-29 21:35:51

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

Ventura County, California Jury Duty tips from a recent potential juror…

Since I only get the privilege of being a potential juror every couple years, I always forget the ins and outs of it. So this time I’m going to capture some notes, notes that hopefully will help me the next time… These are random notes and will not, now or ever, contain trial or trial juror information. They are focused on the “before,” the time period in the Juror Assembly room before or between trials, ie. “ potential juror ” information, tips, thoughts, etc. [more...]

Date: 2009-09-30 23:36:00

Is the Acronym “NASCAR” Defined as S.T.U.P.I.D?

Is the acronym NASCAR defined as S.T.U.P.I.D? Wait, don’t answer that, let me explain first. Auto Club Speedway of Southern California (formerly California Speedway) has been the target for a fusillade of brickbats, derisive comments and some down-right nasty stuff from NASCAR Nation. “Boring, boring, boring racing” has been the operative phrase in describing the track, and not so incidentally, for it’s sister track MIS a few klicks northwest of Detroit. [more...]

Date: 2009-10-01 09:39:02

Senate Climate Battle Is On

Progressive Breakfast: Senate Climate Battle Is OnProgressive Breakfast10/1/09 7:11 AM Isaiah J. Poole Health Care for All An Economy for All 501c(3) Progressive BreakfastThe legislative battle to lower greenhouse gas emissions is finally getting into full gear in the Senate with Wednesday’s introduction of a comprehensive climate change bill.McClatchy News Service reports:The landmark legislation — called the Clean Energy Jobs and American Power Act — would force the U.S. [more...]

Date: 2009-10-02 00:03:18

Prosecute Polanski for rape of a minor! Includes transcripts from thirty years ago.

As you know, the critically acclaimed movie director, Roman Polanski, has been arrested in Switzerland for the rape of a minor. The U.S. is seeking extradition of Polanski to the U.S. for trial. It has been over three decades since Polanski’s violent rape of a 13-year old girl. The girl has since settled with Planski in civil court and even states that Polanski should not be prosecuted further. France, among other European countries, believe Polanski should not be prosecuted by the U.S. [more...]

Date: 2009-10-01 19:04:17

Text of Kerry-Boxer Clean Energy Jobs and American Power Act, The Senate's Cap-and-Trade Climate Legislation

A SUMMARY OF THE CLEAN ENERGY JOBS AND AMERICAN POWER ACT AS INTRODUCED September 30, 2009 SECTION 1 . SHORT TITLE ; TABLE OF CONTENTS . This Act may be cited as the “Clean Energy Jobs and American Power Act”. Sections 2. Findings. Describes the impacts of climate change and the benefits of transitioning to a clean energy economy. Section 3. Economywide Emission Reduction Goals. Establishes targets for reducing global warming pollution. Section 4. Definitions. [more...]

Date: 2009-10-01 12:11:00

Mexico’s public insecurity remains high

NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. [more...]

Date: 2009-10-01 17:16:27

BLOOMBERG: Berkshire, AIG Benefit From Absence of Atlantic Hurricanes

By Jamie McGee Sept. 30 (Bloomberg) -- Insurers including Warren Buffett’s Berkshire Hathaway Inc . and American International Group Inc. benefited from the absence of third-quarter storms this year after paying $12.5 billion in claims on Hurricane Ike in 2008. The hurricane season has yielded a single U.S. landfall, Tropical Storm Claudette, which struck Florida last month. [more...]

Date: 2009-09-29 17:21:00

Free Identity Theft Monitoring for AAA Members

If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian. While I was looking through the fine print (a free service for you provided by ConsumerismCommentary.com), I found this, which gave me pause: You are receiving a complimentary credit monitoring membership. Your membership is effective for the period disclosed to you when you received your activation code. [more...]

Date: 2009-09-29 11:56:15

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Retail Sales Disappoint

Retail sales disappoint….  Chuck’s views on the Lone Prop…  Waiting on the ECB…  Emerging market currencies sell off…  And Now… Today’s Pfennig! ... according to yesterday’s report from the Commerce Department. The falling home prices, rising job losses, and tighter credit have all combined to finally force US consumers to adjust their spending [more...]

Date: 2009-01-15 17:57:41

Will a short sale hurt my credit score?

When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... get this question - “Will a short sale hurt my credit score? And if so, by how much?” I have been doing ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage [more...]

Date: 2009-01-15 20:14:24

How security compliance became important

Over the past 20 years, we’ve seen some downright amazing changes in business. Looking back to when I was a child growing up in Bishop, California ... thereafter, if business owners didn’t accept credit cards over the Internet they basically didn’t survive ... . For those of you who are unfamiliar with Bishop, its a very small small town in the Owens [more...]

Date: 2009-01-15 22:54:44

Red Ink, Green Proposals, No White Smoke (Yet)

The chatter continues over California's $40 billion budget hole, as Democrats pitch some new economic stimulus ideas, all sides continue to meet in private, and the Republican faithful start ratcheting up the pressure on the issue of a tax increase. Talks continue today between legislative leaders and Governor Schwarzenegger [more...]

Date: 2009-01-14 20:42:50

At Witz' End: Other Views on Detroit

Filed under: AutoblogGreen Exclusive, Green Daily, At Witz End"I hope GM goes bankrupt," said the young California man in the Japanese restaurant ... in some peoples' minds, and the UAW has been only one small part of their high-US-business-cost problem. Clearly ... and surrounding small businesses depend on it to feed, clothe and shelter their kids. [more...]

Date: 2009-01-02 00:50:00

The Community Report

We hope you are enjoying the new year! As we mentioned in our last update, The M & M Team has made some changes ... some changes) we have elected to upgrade our Community Report. This system will periodically send ... s market may be challenging, particularly for those with credit problems or little saved to put toward [more...]

Date: 2009-01-16 22:42:10

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

DEMS SEEK TO BLAME BUSH FOR THEIR MISMANAGEMENT

Submitted by: Clark Havard Fannie, Freddie And Now, Hannie By INVESTOR’S BUSINESS DAILY | Posted Thursday, January 15, 2009  Subprime Crisis: The media have pounded President Bush for a wave of Hispanic home foreclosures. But it was Democrats who launched a drive to loosen credit for Hispanics — many of them illegals.   Democrats [more...]

Date: 2009-01-16 19:40:15

SOLAR—GETTING BIG & FACING CHALLENGES

It would be impossible to play a significant role in meeting the world’s energy demands without confronting the challenges that come with scale ... energy’s investment tax credit (ITC) was recently extended for 8 years and expanded to allow ... scale solar. In the current credit crunch, the utilities are likely to be one of the crucial sources [more...]

Date: 2009-01-15 14:36:11

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:23:45

Racist Murder of Oscar Grant: An Update

The BART cop, Johannes Mehserle, who shot and killed an unarmed Oscar Grant in Oakland on New Year’s Day, ... about the incident in Houston, Texas and the pervasiveness of police brutality encountered by emergency ... it in the report, “over-stopped, over-frisked, over-searched and over-arrested.” emphasis added    After [more...]

Date: 2009-01-15 19:29:48

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:24:58

1 - 50 of 132 Posts
Page: First | < Preceding | Next >
0 | 1 | 2