How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]

Date: 2009-09-24 11:08:43

Blog posts (592) | Videos (47)
 

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Big Dan's Big News Jan 13, 2009

Sarah Palin is #1 at something: the most LOATHSOME PERSON!!!50 Most Loathsome People List#40. Free Credit Report ... you can get a free credit report: It’s called annualcreditreport.com, and it was created in compliance with an act of Congress by the three big credit reporting agencies, Equifax, Experian and TransUnion [more...]

Date: 2009-01-13 08:00:00

Data Mining and Credit Profiling: How Lenders Lure You to Borrow

Although responsibility for every penny of debt ultimately rests with the borrower, ... the Fair Credit Reporting Act. But Equifax and its rivals started offering new sets of unregulated [more...]

Date: 2008-10-28 12:00:54

Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!

by Addison Wiggin & Ian Mathias Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga Even the ... -Ukraine gas dispute not yet over… a reader provides firsthand account And… action ... $30 billion to stay afloat, analysts at Morgan Stanley predicted today. According to Morgan’s report [more...]

Date: 2009-01-14 07:36:46

S.J.Res. 5: A joint resolution relating to the disapproval of obligations under the Emergency Economic Stabilization Act of 2008 ... authority to spend $350 billion to revive sluggish credit markets. CBO: Troubled Asset Relief Program (TARP) Report CBO is required by law to report semiannually on OMB’s assessment of expenditures under [more...]

Date: 2009-01-16 19:13:29

If Your Kid Loses His Wallet...

A picture of a wallet. In addition to a driver's license, teens today carry many of the same things adults carry in their wallets: credit cards, ... alert on your accounts. Report the loss to the fraud department at your bank. Review your credit ... need to know what to do if their wallet or purse is lost or stolen — and they need to act quickly [more...]

Date: 2009-01-16 05:45:56

What are your alternatives for filing bankruptcy?

The term ‘bankruptcy’ conjures up an image of someone publicly disgraced and broke ... for long. It will remain on your credit report for nearly 10 years due to which no reputed lender ... as a part of the Insolvency Act of 1986 and is a legally approved debt solution. When you opt for an IVA [more...]

Date: 2009-01-16 08:28:53

Credit Crisis Sequel, Global Bank Bailout, Emerging Markets Still a Buy?, Gas Wars and More!

Ghosts of the fourth quarter haunt global financials… so begins the second act of the credit saga… Even the IMF needs a loan… $150 billion to back ... and notprofitable) segments of the business. Robert Rubin, who among other things helped create this “ ... predicted today. According to Morgan’s report, profits at HSBC will decline “sharply” this year [more...]

Date: 2009-01-16 15:28:24

Ballmer: Yahoo 'search deal makes great sense'

Microsoft CEO Steve Ballmer on Friday said a search deal with Yahoo would be better if done sooner than later, ... to a report in The Wall Street Journal. Qi Lu, former Yahoo search executive (Credit: Yahoo ... no pressure to act on such a transaction. He added, however, it would be "advantageous" for the two [more...]

Date: 2008-12-07 23:55:01

Credit Crunch Worsened by Junk Lawsuits

The Commerce Department released an interesting paper yesterday on competitiveness and legal costs. It’s conclusion: support U.S ... this year ACT released a report on the importance of foreign direct investment to innovative technology [more...]

Date: 2008-10-30 18:32:47

Amici Brief Exposes Risk to CA Businesses if Gay Marriages Annulled

Amici Brief Exposes Risk to CA Businesses if Gay Marriages Annulled January 16, 2009 By: jaysays Category: ElectionO8, Gay Marriage Rights, ... , they: extended credit in reliance upon California’s laws applicable to community property ... Continuation Benefits Replacement Act; took advantage of state tax reporting privileges based on married [more...]

Date: 2009-01-16 23:00:29

The COntroversy Begins: Service Woes at Lahey's Newest

co.jpg The Scene Outside Co. on Saturday Night Photo Credit ... , you're not Una Pizza yet Co.; better get that act together. From the comments:"Last night ... reports to see if Lahey has smoothed it all out. · Monday Opening Report: Co. ~E~ · All Co Coverage ~E~ [more...]

Date: 2009-01-07 19:58:00

New blame emerges for mortgage crisis

Researches from the Federal Reserve Bank of New York have issued a report blaming the 2005 bankruptcy reform act for our current mortgage crisis ... . They say that the legislation, (which forced more well-to-do households, filing for bankruptcy, to file under Chapter 13 instead of Chapter 7), took the risk away from credit card lenders, shifting it [more...]

Date: 2009-01-13 22:03:02

CDS report: Rate cuts lift mood

Credit markets rallied strongly Thursday morning after the 50 basis point rate cut from the US Federal Reserve, cuts from China and Taiwan and indications from central banks that they would continue to act against recession boosted sentiment across markets. The cost of protecting corporate debt against [more...]

Date: 2008-10-30 12:24:52

CBO: $64 Billion "Subsidy Cost" for TARP

From the CBO: The Troubled Asset Relief Program: Report on Transactions Through December 31, ... to those specified in the Federal Credit Reform Act (FCRA), but adjusting for market risk as specified [more...]

Date: 2009-01-16 19:49:06

Hey John and Barack: Tell Us the Name of Your Treasury Secretary!

I need to give credit to the various radio stations I report for who made great suggestions about how we should be making economic decisions ... be, and then ask them to debate. What a novel idea! The voting public will be exhibiting a high act of trust [more...]

Date: 2008-10-02 01:30:58

Things I’d Like to Post About Today …. (112108)

….. But I Don’t Have Any Time For: CNS News — “Catholics Who Vote for Freedom of Choice Act (FOCA) ... pct (of) jobs in ‘09.” Absent a sea change to fair, balanced, competent reporting, I support nine ... yet another reference to “choked credit” in the AP article I linked to in my “Couldn’t Help [more...]

Date: 2008-11-21 13:39:41

"The Alchemy of Deceit"

The Alchemy of Deceitby Teeka TiwariChief Investment Officer, Point and ProfitSource: The Tycoon Report, ... of a 60-year super bubble fueled by a supply of easy credit that has now disappeared forever.So it’ ... the world" act just doesn’t wash with me.So what is the Big Man's agenda? Could he be playing [more...]

Date: 2009-01-15 00:19:00

Fear and loathing for Kamunting

Fear and loathing for Kamunting June 8, 2008 By Helen Ang _____________________________ GMI president Syed Ibrahim Syed Noh hazarded ... . Delineated above are options, (a) credit the event organizer, (b) use own eyes, or (c) employ ... popular link in theSun Online. It reported the Taiping district police chief saying, “We will act [more...]

Date: 2008-06-08 08:16:01

Wal-Mart: Discounted Workers’ Rights

Photo credit: Sharon Terry/Flickr New Yorkers protest Wal-Mart's labor policies. Barb Kucera, editor of Workday Minnesota, sends us this report on Human Rights Watch's ... the Employee Free Choice Act will protect workers' freedom to form unions and bargain for a better [more...]

Date: 2008-11-06 19:25:00

How Subprime Borrowing Fueled the Credit Crisis

By Shah Gilani Contributing Editor Money Morning/The Money Map Report Once upon a time, generous-minded social engineering resulted in the Community Reinvestment Act, which forced banks to lend... Money Morning is here to help investors profit handsomely on this seismic shift [more...]

Date: 2009-01-12 23:52:27

Green Ink: Tough Times for Tesla

Crude oil futures slipped to $71 amid signs of weakening demand in 2009, Bloomberg reports, ... up some of Chesapeake’s gas leases, both in the WSJ (sub reqd.). The credit crunch scores another casualty ... a pollutant, opening the door to emissions regulation under the Clean Air Act. The economic meltdown [more...]

Date: 2008-10-16 12:00:50

Which threat is the worst? Al-Qaeda or the Credit Crunchers?

I don't wish to trivialise any threat of terrorism, as this is a barbaric act of indisciminate criminality ... with, is an attack on our homeland. I wish I could report that is not the case, but there's still [more...]

Date: 2009-01-12 16:52:00

EU Proposes Kicking Banks When They Are Down?

Bloomberg did not report this story in enough detail to be certain, but as it reads, ... (or have decided to clean up their act if they misbehaved) and have a realistic chance of pulling through ... , asking banks in a credit crunch to increase their capital (not to fill shortfalls, but by imposing [more...]

Date: 2008-10-01 12:29:04

US and China Look at Accelerated Retirement of Inefficient Cars

The Accelerated Retirement of Inefficient Vehicles Retirement Act of 2009 (ARIVA)—also called the “Cash for Clunkers” program—would reimburse drivers with a credit of up to $4,500 for scrapping vehicles with a when-new fuel economy rating of less than 18 mpg US as reported [more...]

Date: 2009-01-14 20:08:43

New Jersey Assemblyman Fighting State’s Global Warming Response Act

Michael Doherty is convinced that global warming is a sham, ... who dispute global warming. Link PolitickerNJ.com Photo credit: Flickr user kcjc009 ShareThis ... . The law required the state Department of Environmental Protection to release a report detailing how [more...]

Date: 2008-08-26 15:28:11

The US needs the world to help them clean up the internet

Okay so this isn’t the way the BBC worded it when they published their article this morning, but I can’t help thinking they should have done. The US Department of Homeland Security has said… "all computer users, not just industry and government, have a responsibility to practice good ‘cyber hygiene’" Which, if they’re aiming that comment at at anybody outside of the US is nothing short of complete hypocrisy.  This map below will demonstrate why I’m saying this. [more...]

Date: 2009-10-01 11:36:04

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00

Oh Yes

A decision by a county court judge could mean thousands of borrowers being able to renege on their debts. Judge Jacqueline Smart at South Shields county court has decided that the MBNA credit card company cannot demand the repayment of a customer’s debt. It tried to force Mrs Lynne Thorius to repay the £8,000 she owed on her card. But the Judge decided there had been an unfair relationship between Mrs Thorius and MBNA because of the way she had been sold payment protection insurance. [more...]

Date: 2009-10-01 19:41:49

Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05

Senate Climate Battle Is On

Progressive Breakfast: Senate Climate Battle Is OnProgressive Breakfast10/1/09 7:11 AM Isaiah J. Poole Health Care for All An Economy for All 501c(3) Progressive BreakfastThe legislative battle to lower greenhouse gas emissions is finally getting into full gear in the Senate with Wednesday’s introduction of a comprehensive climate change bill.McClatchy News Service reports:The landmark legislation — called the Clean Energy Jobs and American Power Act — would force the U.S. [more...]

Date: 2009-10-02 00:03:18

Prosecute Polanski for rape of a minor! Includes transcripts from thirty years ago.

As you know, the critically acclaimed movie director, Roman Polanski, has been arrested in Switzerland for the rape of a minor. The U.S. is seeking extradition of Polanski to the U.S. for trial. It has been over three decades since Polanski’s violent rape of a 13-year old girl. The girl has since settled with Planski in civil court and even states that Polanski should not be prosecuted further. France, among other European countries, believe Polanski should not be prosecuted by the U.S. [more...]

Date: 2009-10-01 19:04:17

Recent Tweets from the BARN

CLICK HEREto hear parts of these stories inside theBARN’s Morning Ag News with NAFB Broadcaster Brian AllmerNational Ag News for October 1, 2009Sponsored by the American Farm Bureau Federation“September Pork Loses Climb”U.S. hog producers lost around 46-dollars per hog during September. According to experts at Iowa State University, that’s the largest per animal loss in the string of monthly losses that have now gone on for two years. [more...]

Date: 2009-10-01 11:45:02

Mortgage Interest Rates Hit New Lows

Mortgage interest rates are sitting at about the lowest they have ever been. The averaged 30-year fixed rate loan is hovering at about 4.97% and the average 15-year loan is sitting at just 4.25% as of the week of September 25 th , 2009. These banner rates will be available to consumers with good credit scores, have significant home equity, and know how to shop around for the best deal. If you meet this criterion, it’s an absolutely great time to refinance your loan. [more...]

Date: 2009-09-30 17:45:59

In The News Today

Dear Extended Family, Well here we go again. The Wave of Fear is breaking but one more and unnecessary time. The Gold banks do everything possible to hammer gold on even a hint of an intraday dollar rally. Under $1000 she goes and off goes the community into deep depression. You need to understand you did nothing to put it above $1000. Most of the community are observers only, but make sure you understand what you are observing. [more...]

Date: 2009-10-01 20:12:00

Text of Kerry-Boxer Clean Energy Jobs and American Power Act, The Senate's Cap-and-Trade Climate Legislation

A SUMMARY OF THE CLEAN ENERGY JOBS AND AMERICAN POWER ACT AS INTRODUCED September 30, 2009 SECTION 1 . SHORT TITLE ; TABLE OF CONTENTS . This Act may be cited as the “Clean Energy Jobs and American Power Act”. Sections 2. Findings. Describes the impacts of climate change and the benefits of transitioning to a clean energy economy. Section 3. Economywide Emission Reduction Goals. Establishes targets for reducing global warming pollution. Section 4. Definitions. [more...]

Date: 2009-10-01 12:11:00

National Post editorial board: Securities reform deserves time for debate

It’s odd to hear federal Finance Minister Jim Flaherty arguing that the monumental task of centralizing securities regulation should be bolted onto ... too much on his plate with the global credit crisis and could probably afford to take a few more weeks to make sure that federal stimulus measures are intelligently designed. We are broadly in favour [more...]

Date: 2009-01-14 13:17:38

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion. It was Aristotle who said, “We are what we repeatedly do … Excellence is therefore not an act ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

King Report: Economic Data Turns South

> For the past two weeks we have been warning that economic data is turning lower. On Wednesday, US beancounters manufactured a better than expected GDP but private economic data appeared that was materially worse than expected. The ADP Employment change for September is -240k; -200k was expected. More importantly, the closely-watched Chgo PMI declined to 46.1, which is below the 50 line of demarcation between growth and contraction. 52 was expected. [more...]

Date: 2009-10-01 19:03:20

Mortgage Calculators Can Be Invaluable When Comparing Loans

by Matthew Eccles Are you looking for some inside information on free mortgage calculators? Here’s an up-to-date report from mortgage calculator experts who should know the formulas used to calculate mortgage payments. Mortgage calculators can be found on a numerous websites. Lots of these websites are run by banks and mortgage lenders and others are run by those who just wish to provide internet users with helpful information. [more...]

Date: 2009-10-01 20:02:15

U.S. Climate Action Partnership Presents Outdated Climate Plan

From the Wonk Room. Today, in the first hearing of the House Energy and Commerce Committee under the leadership of Rep. Henry Waxman (D-CA) ... the political tide in Washington. They deserve credit for moving past conservative rhetoric that denies ... indicated in a recent report, “A U.S. climate bill should set a target of reducing U.S. greenhouse gas [more...]

Date: 2009-01-15 23:59:04

Credit card thief charged as sex offender.

Government rarely, if ever, solves problems. Politicians and bureaucrats see social problems as opportunities for the expansion of their powers and ... been sitting, already written, waiting for the excuse that will justify a major assault on privacy ... him a “sex offender” once the local prosecutor got hold of him.Unfortunately the main press report [more...]

Date: 2009-01-09 11:13:00

Reinventing America

America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]

Date: 2009-01-13 09:40:59

Wall Street bailout: Congress 'must move'

by Mark Silva With leaders of both Democratic and Republican House ranks blaming each other for the initial failure of a $700-billion federal ... if the government does not act to unlock financial markets frozen by bad mortgage debt threatening a credit crunch at every level of the economy, threatening everything from home loans to car loans [more...]

Date: 2008-09-29 21:35:44

If It Stops Moving, Subsidize It

Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise.  A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]

Date: 2009-01-06 03:15:11

Is Bush Tanking Stocks to Grab the Remaining $350 Billion TARP? Remember the much decried end-of-Clinton- era pardons, the most controversial of which involved tax cheat and storied trader Marc Rich? Well, if I am reading the tea leaves right, those shenanigans pales compared to the nonsense Bush is trying to pull in his last week in office [more...]

Date: 2009-01-13 21:43:00

Credit Repair Company

by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]

Date: 2009-09-30 12:07:14

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