Sucky Stocks Increase Reverse Mortgage Biz

by Rimj Vanrock I understand the stock market may be down a little. What? Did you say 40%? Well I know it is somewhere around that figure ... : You may consider using a Texas reverse mortgage to invest. Learn first and read this report. Also ... a bunch of money in the market. Is having a bunch of money in a line of credit really going to help them [more...]

Date: 2009-01-06 02:10:17

Blog posts (196) | Videos (144)
 

Standards-Based Grading Presentation on Monday

Posted by drpezz on November 29, 2008 I have to present on Monday to my department the information I learned from a workshop on standards-based ... , of which I have read only three: A Repair Kit for Grading by Ken O’Connor, Mindset by Carol Dweck ... in a lower grade. 3. Extra credit should not be part of a student’s grade. 4. Academic dishonesty [more...]

Date: 2008-11-30 00:47:03

Things I Learned When I Refinanced My Home

Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates on the Internet. One year later, while checking on the Internet I found a rate of 4.375 percent [more...]

Date: 2009-01-15 01:31:07

Stimulus Package 2009: Lightning Round Reactions

The Democrats in the House of Representatives introduced legislation this week containing $825 billion in new tax credits and government spending, ... cuts for clean, renewable energy including a new enhanced tax credit for research and development ... extension of the production tax credit for wind, hydro, geothermal, and bioenergy.  Ditto.  Go to hell [more...]

Date: 2009-01-16 15:30:30

Labour List - a warning to all potential contributors

During a previous conversation, LabourList.org founder and controller Derek Draper suggested that I share with the class the our entire email ... material without credit and the apparent pretence of spontaneous submission, because he deleted ... creative material without credit? Are you really pretending to receive submissions [more...]

Date: 2009-01-16 14:57:16

Tomorrow’s Star Bloggers Talk About Blogging

When a blogger becomes famous, everyone wants to get in touch with her, asking for interviews, sharing their post ideas, ... bloggers who are on their way to building something big. Here’s how the study was organized: I sent ... of interesting bloggers. I contacted them to see how they would respond and asked each of them two interview [more...]

Date: 2009-01-17 03:17:19

The cutting edge is nipping at its own tail

The New York Times reports on a groundbreaking new approach to science education: ... introductory lecture with smaller classes that emphasize hands-on, interactive, collaborative learning ... learning. Pioneering? I think it sounds awfully familiar. "I hear and I forget. I see and I remember [more...]

Date: 2009-01-16 01:59:55

Emotional, financial and legal advice on surviving redundancy

Keep calm Remember you're not alone Redundancy can be a devastating, sometimes brutal, experience but it's not your fault. "You aren't responsible for the vagaries of the western economic cycle. You didn't start the credit crunch in your own backyard," says Phillip Hodson, a fellow of the British Association [more...]

Date: 2009-01-08 14:45:20

Debt Elimination Tips: How To Reduce Debt With These Do’s and Don’ts

My own debt elimination tips and thoughts on how to reduce debt. I’ve learned from my mistakes so I hope you do as I say, not as I did. In the mid- to late-’90’s, I made accumulating credit card debt something of a hobby. It wasn’ ... that make you happy that are less expensive or, even better, free. DO: Build a lean budget and stick [more...]

Date: 2008-12-12 23:58:35

PS: Tell me I'm not the only bitter one in this crap economy!!!

Oh how i love me some reader mail! This one comes from a fellow budgets lover who just wanted to know that she's not the only crazy out ... of us have one credit card that we keep a maximum of $1000.00 on just to keep our credit looking good ... and they just bought a semi decent house for $95,000!!!!!WTF, her mortgage is only $500.00, she [more...]

Date: 2009-01-15 16:04:27

The Wild West or Playing Nice in Kindergarten

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do... Where is Wyatt Earp when you need him? I love a good discussion. It is stimulating, and if folks stay on topic, and debate the issue both sides can come away learning from each other and gain [more...]

Date: 2009-01-09 03:08:34

FICO Toolkit for 50% Off

We wanted to share with our readers a great deal on learning about your FICO score and helping to get out of debt. Not sure what your FICO score is? ... or are interested in improving your FICO score for purchasing a home, buying a car, etc. Here is some of what it offers: Action Plan personalized to your credit report and goals 3 Credit Reports [more...]

Date: 2009-01-16 19:02:07

Birthday Campaign Reflection: Will Your Nonprofit Embrace Free Agent Fundraisers?

Photo emailed from Cambodia by Elephant, Sharing Foundation's in-country director In this post, I share some learnings as a free agent fundraiser (an individual who uses personal fundraising to raise money for a charity) who is leveraging their personal network to support a nonprofit's programs that help children in need [more...]

Date: 2009-01-13 15:42:28

How to Move a Mountain

shoveler Creative Commons License photo credit: mahalie You have something big you must do. And you can’t seem to get it done ... on everything else besides your big to-do item. So how do you break out and get it done? One shovelful ... you change how you think about it, then you can start your journey of a 1000 miles with that one step [more...]

Date: 2009-01-17 00:29:56

Registration Deadline Extended For International Business & Marketing Academy

The registration deadline for the FBISD International Business and Marketing Academy at Bush High School has been extended for current eighth-grade ... in Advanced Placement courses and, if they score 3 or higher on Advanced Placement examinations, may ... environment.   Academy students will also be able to earn a minimum of 15 hours of college credit [more...]

Date: 2009-01-16 14:06:38

7 Habits to Financial Success - Part V

In this section I need to back up a little. Something we learned in the 7 Habits seminar was that private victory must come before public victory, which actually comes between parts 3 and 4, but for my purposes here fits between 4 and 5. The meaning behind private victory BEFORE public victory is that you cannot help others change if you cannot [more...]

Date: 2009-01-16 13:33:15

Ravens AFC Championship Thursday Press Conference Transcript

Assistant Head Coach/Defensive Coordinator Rex Ryan On if he relishes the fact that Sunday’s game could be a defensive battle for both teams: “I think it will be. When you look at it, they’ve got the No. 1-rated defense, and I think we are pretty close to them [more...]

Date: 2009-01-16 19:44:43

Ten Reasons You Should Live on Cash

how-to-make-quick-cash.jpg Most individuals and families have a stack of credit and debit cards which accumulate debt and become difficult to navigate at the end of the month for those living paycheck to paycheck. Living on credit cards allows card holders to have instant access to funds and live beyond their means. A simple [more...]

Date: 2009-01-16 02:46:28

Details are for the little people

A comment from Zifnab got me thinking: I think everyone has basically hit all the numbers on this ... is a journalist for a small time political rag at the ass-end of the beltway, so its understandable ... Maureen, why don’t you go out and report about something significant, go out and see poor people [more...]

Date: 2009-01-15 21:54:07

CNN's State of the Union transcript

CNN’s State of the Union anchor John King traveled today to a manufacturing factory in Bedford Heights, Ohio, to interview President-elect Barack Obama for an exclusive interview before being sworn in as president on Tuesday, Jan. 20. Full Transcript THIS IS A RUSH FDCH TRANSCRIPT. THIS COPY MAY NOT BE IN ITS FINAL FORM AND MAY BE UPDATED [more...]

Date: 2009-01-17 02:08:27

10 Ways to Get Your Children Involved in the Community.

A common complaint most parents have is that their children do not engage in more meaningful activities. Many children would rather play the latest Nintendo game or challenge their friends to games on their Wii’s. Children often spend too much time watching television instead of engaging in physical activities [more...]

Date: 2009-01-16 14:57:00

Less depressing post?

Yowza! Remind me not to post when I’m tired and have just wandered around looking for a coffee shop that, apparently, has just changed its name.The preceding post sounded a lot harsher than it was intended.Let me go back in time with you fine folks and tell you the story from the beginning [more...]

Date: 2009-01-16 22:48:00

Hammering With Bananas, Or How to Build a Freelance Career In Bad Conditions

Have you ever hammered nails into a board with a banana? Me neither. But yesterday, a Minnesota news station demonstrated that cold weather has certain unlikely advantages. Apparently, when the mercury drops to -13 or below, a banana will freeze so solid that you can use it to hammer nails into a board [more...]

Date: 2009-01-16 17:17:28

What Can You Buy With 50 Billion Zimbabwe Dollars?

The inflationary horror of creating excess money and credit is well known, and is superbly illustrated by Zimbabwe, ... s government go far, far beyond mere monetary ones, making a bad situation much, much worse. I bring ... what always happens when a government creates too much money and credit, which is that the currency [more...]

Date: 2009-01-16 17:21:37

The Browns got 3 former Pats coaches, now can they get the success?

Technorati Tags: Mangini,Browns,patriots,Jets,Daboll,Ryan,Asomugha,Raiders,defense,offense,Branch,Johnson,Belichick,Pennington,Favre ... . We have just suffered through the learning curve of a couple of position coaches getting their first taste of the OC responsibility. Daboll was the WR coach in New England from 2002-2005. While he was [more...]

Date: 2009-01-16 18:50:23

One month.

Holy shit. My first thought when I woke up this morning was ONE MONTH from today until the movers come to put all our stuff in storage. That is, the stuff the air shipment dudes don’t take ONE WEEK from today. You wouldn’t believe how confusing it can get in the brain when you’re dumb like me [more...]

Date: 2009-01-12 17:29:05

Freshwater Day 9: An Expert Witness and Two Teachers

Previous posts on the hearings: Days 1 & 2, Day 3, Day 4, Day 5, Day 6, Day 7, and Day 8. Other relevant posts can be found by searching The Thumb on “Freshwater”. On Day 9 we had testimony from Joseph E. Faber, a biology professor and former Ohio Department of Education science consultant; William Oxenford, [more...]

Date: 2009-01-11 07:04:32

File Transfer Project

September 30th, 2009 File Transfer ProjectI need a help to transfer a file on my go daddy website, it should be a step by step instructional andeasy to understand,please include also a instruction how to set up my paypal account to received a payment using a credit card, please send email for further inquiry. [more...]

Date: 2009-10-01 02:55:03

The Top Franchise Trends For 2009

Two words will be dominating the franchise landscape for 2009: cautious optimism ... credit score, and low personal debt, will increase the chances of getting a franchise loan.  More tips ... business produces goods and services worth over $880 billion yearly (Figures above obtained [more...]

Date: 2009-01-09 07:30:34

Editorial: Reinharz e-mail too little, too late

News of Bernard Madoff’s $50 billion ponzi scheme broke in the second week of December ... were learning of the fate of their university from the press rather than the administration. Indeed ... on the university are as of yet unknown. To his credit, Reinharz acknowledged the financial challenges [more...]

Date: 2009-01-16 08:14:00

11th January 2009 - Who's made a mark this week?

The result of the End of Year Portrait Challengecopyright Different Strokes from Different Folks and the artistsThese paintings were was done from by a photograph provided via the Karin Jurick's group blog Different Strokes From Different Folks, where artists are encouraged to paint or draw their own interpretations of the photographs supplied [more...]

Date: 2009-01-11 13:30:00

3 lessons the individual investor can learn from JPMorgan Chase

JPMorgan Chase recently picked up the remains of troubled Washington Mutual for a mere $1.9 billion—a deal described by some as buying the company “for nothing.” Although the takeover carries a fair amount of risk for JPMorgan, the bank looks increasingly likely to emerge as a credit [more...]

Date: 2008-09-28 22:37:19

SMARTBoards and an Introduction to Tables in Smart Notebook 10

I am putting the finishing touches on my new self-paced online course called Notebook Techniques: An Introduction to Tables. It was my intent to upload the completed course to my Learning Management System sometime today ... Notebook 10 by creating an authentic learning application for the classroom. The techniques learned [more...]

Date: 2009-01-16 18:19:35

Interview: Steve Diggle (Buzzcocks). Photo by Nemone. Let’s start with a banal but necessary question. On paper, you’re always billed as “Buzzcocks”, but most people refer to you as “The Buzzcocks”. Which is correct? I’ve always been confused. It’s still confusing internally! Pete Shelley likes to think it’s “Buzzcocks” [more...]

Date: 2009-01-16 13:41:24

On Mayor Willie Herenton (The $91,000 Question)

UPDATE (1/16): Earlier this week, when the CA wrote about Herenton's alleged $91,000 gain, should it have also explored indepth the past of Tre Hargett, who was also mentioned in an separate article that shared the front page and has some baggage of his own, including being mentioned in the Tennessee Waltz investigation? [more...]

Date: 2009-01-16 13:47:00

How Afghanistan shaped my feminism

By Phyllis CheslerOn December 21, 1961, when I returned from Afghanistan, I kissed the ground at New York City’s Idlewild Airport. I weighed 90 pounds and had hepatitis. Although I would soon become active in the American civil rights, anti-Vietnam war, and feminist movements, [more...]

Date: 2009-01-16 23:10:00

Consumers Are Learning The Hard Way: There's No Such Thing As A Fixed Rate Credit Card [Credit Cards]

For years personal finance experts have been telling consumers to watch out — that there was "no such thing" as a "fixed rate" credit card — the bank can raise your interest rate whenever it wants as long as it gives ... ." Now some consumers are learning the hard way. Take reader Kevin for example. The interest rate on his Bank [more...]

Date: 2009-01-13 16:49:04

Skip School and Learn What You Need to Know Instead

This is a guest post from Charlie Gilkey of Productive Flourishing ... business and learn on the go. Formal business education most often teaches you how to perform some role in an already existing business, not how to effectively be the CEO, COO, and CFO of your own [more...]

Date: 2009-01-16 17:00:50

Saints in heaven following miracle win

POUGHKEEPSIE — Where to even begin analyzing this one? Siena’s 91-85 overtime victory defied convention in just about every way imaginable ... to get up by 14. You have to give your opponent credit when they’re playing like that.” Kyle Downey [more...]

Date: 2009-01-16 04:44:43

Is BETT really where it’s at?

Having spent two and a half days at the BETT show I am left wondering whether it actually reflects the cutting edge of ICT ... is that this is a thriving market with no hint of having yet been hit by the ‘credit crunch’ or recession [more...]

Date: 2009-01-16 19:54:58

Web-Based Screencasting Service Integrates High-Quality Screen Recording And Online Video Distribution: ScreenToaster Is Here

ScreenToaster is a new screencasting web-based service which provides high-quality screen video recordings ready for immediate web publication ... to use. ScreenToaster-logo.jpg Photo credit: ScreenToaster Though the guys at ScreenToaster.com ... status quo and which do offer enormous potential for independent online publisher, I can't hold myself [more...]

Date: 2009-01-14 15:06:04

Late word: Burris is in, Reid's gone quiet and Blago's still there

Catching up: Seeking to end an embarrassing episode, Democratic leaders of the U.S [more...]

Date: 2009-01-13 04:28:50

Cluecade

Most books come and go. Others stay — meaning that you’re likely to find them in most bookstores. Big ones, anyway. Quotable books have staying power. Especially the quotable ones that express unattainable ideals. The Cluetrain Manifesto, it turns out, is one of those [more...]

Date: 2009-01-10 17:10:39

Common Tax Forms to Gather For Your Tax Return

January is the month when you need to keep a keen eye on mailbox to make sure you don’t overlook any important tax documents coming in. Online services, desktop software, and tax professionals can do the tax filing work, but the most important part about filing your taxes comes from you [more...]

Date: 2009-01-16 13:50:05

Annual Report - Punj Lloyd - 2008-2009

PUNJ LLOYD LIMITEDANNUAL REPORT 2008-2009DIRECTOR'S REPORTYour Directors present the Twenty First Annual Report for the year ended 31 March 2009.FINANCIAL RESULTS: IN RS. CROREParticulars 2008-09 2007-08Total Revenue 6,955.62 4,541.76Profit Befofe Interest, Depreciation & Tax 808.54 567.62(PBIDT) Less: Interest 194.28 [more...]

Date: 2009-10-01 14:55:00

Education And Learning: A Paradigm Shift - Part 1 - Is Our Educational System Broken?

It's all so good to talk about new media, 2.0, participation, collaboration, real-time web, mashing-up, agile development, remixing, ... Photo credit: Dmitriy Shironosov Why has it that advertising, marketing and new media have been able [more...]

Date: 2009-01-06 17:26:00

Maria Duval - Increasing Prosperity With Positive Thinking

Increasing Prosperity With Positive Thinking Increasing prosperity in our lives can be accomplished by having the right frame of mind. The truth is, our thoughts are very powerful. They are capable of influencing every aspect of our daily lives, from our physical health to our social behaviors [more...]

Date: 2009-01-16 02:58:00

No, partying is not my thing - Deepika Padukone

1. You have a phenomenon 2009 ahead of you and life seems too good to be true. But did you have any resolutions this New Year’s eve?[ ... your birthday some days ago. How does it feel to turn And if reports are anything to go by, you visited [more...]

Date: 2009-01-14 05:11:20

Car(e)less in LA, The Wong Sans Wheels Chronicles #9: Zipcrap

Argh! How did Zipcar manage to ruin my Sunday? I've had an hour and half to calm down ( ... .) 2. Sometimes the cars have hubcaps missing or expired tags. (Though, to their credit, if you report [more...]

Date: 2009-01-12 18:06:52

The best Bushisms

The best Bushisms There are so many, aren’t there? ... . To his credit, he knows we laugh and goes along with it, just like Yogi “Baseball is 90% mental — ... is the question asked: Is our children learning?” Florence, SC, 1/11/00 “Families is where [more...]

Date: 2009-01-16 05:51:27

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