Your problems: Margaret Dibben writes your wrongs

All I wanted was security help. NatWest tried to sell me a loan My house was burgled ... to personal information including bank statements. I called NatWest's fraud team to obtain a new account number and was told to visit a branch. There I was told I would be credit-scored if I chose [more...]

Date: 2008-11-09 00:04:50

Blog posts (217) | Videos (153)
 

Understanding How An Escrow Account Works and If You Should Avoid Them

An escrow account is established by a broker, under the provisions of law, to hold funds on behalf of two or more people until a contract or transaction has been completed.  People are most familiar with escrow accounts in conjunction with their mortgage.  A person’s mortgage lender sets up an escrow account to receive monthly payments from the home buyer which is usually lumped into the mortgage payment and used to pay for obligations such as homeowners’ insurance, property taxes, and assessments. [more...]

Date: 2009-10-01 12:00:44

Bill Would Make Ratings Agencies Share Liability

A key House lawmaker wants to make credit rating agencies — which have been widely criticized for failing to give investors adequate warning of the risks in subprime mortgage securities that triggered the financial crisis — responsible for each other’s assessments by holding them collectively liable for inaccuracies.The Associated Press reported that a new draft bill by the lawmaker, Representative Paul Kanjorski, a Pennsylvania Democrat, includes a plan meant to address what critics contend is [more...]

Date: 2009-10-01 09:07:48

Davidian: Turkish-Armenian Protocols: Reality and Irrationality

“The Protocol on the Establishment of Diplomatic Relations Between the Republic of Armenia and the Republic of Turkey” officially announced in Berne, Yerevan, and Ankara on Aug. 31, 2009, has been brought to center stage and not without controversy. In order to fully appreciate and rationally analyze this yet-to-be-ratified document that is meant to serve as the basis for further dialogue between the parties, its origins and accepted norms of international behavior regarding it must be understood. [more...]

Date: 2009-10-01 14:04:13

World-class conman captured crossing from Canada to U.S.

They will be watching Juan Carlos Guzmán-Betancourt very closely at his jail in Vermont.The last time the silver-tongued Colombian conman with a taste for the high life was locked up he walked out of a British prison after persuading the authorities to let him go to the dentist on his own.But after illegally crossing the border from Canada, the man who British police have likened to the legendary US conman Frank Abagnale, played by Leonardo DiCaprio in the film Catch Me If You Can, now faces the [more...]

Date: 2009-10-01 04:00:00

Baby Ponzi Scheme: Brian Cohen Arrested For Adoption Scam

MINEOLA, N.Y. — An attorney who claimed his own experience as an adopted child motivated him to help people seeking to start families is suspected of running a Ponzi-like scheme that ripped off couples from New York to Texas, promising children that didn't exist. Kevin Cohen, 41, pleaded not guilty Friday to grand larceny and other charges after one Long Island couple told prosecutors they paid him $60,000 in fees for a promised baby that he never delivered. [more...]

Date: 2009-09-30 21:14:56

Credit Services

October 1, 2009 | By Sara Bernard In Finance | by Sara BernardThe recent economic downturn and financial crises have left many people with destroyed credit. Some credit repair companies are making outrageous claims that they can instantly repair credit. You need understand what these credit repair companies intend!If you want to start a credit repair process, the first thing you should do is find your credit report. It is widely available online due to a new law. [more...]

Date: 2009-10-01 21:25:56

Open Thread and Diary Rescue

Tonight's Rescue Rangers are shayera, ItsJessMe, jlms qkw, vcmvo2, Louisiana 1976 and Got a Grip with BentLiberal as editor. The diaries up for rescue are: In a moving diary, LiberalTexan tells us about Getting Up Early on Saturday Mornings: Why I Escort at Planned Parenthood . (shayera) Oke highlights some New Google Earth Tools To Debunk Global Warming Deniers . (shayera) Nature Maven offers a parent's reflection on What a Difference a Job Makes . . . [more...]

Date: 2009-10-01 04:26:05

From a Fat Old Nurse

Home with a cold, nothing to do but scan the news, and blog about how to fix this health care mess… Part I– Money Corrupts Congressman Patrick Kennedy has many faults, but I’ll always appreciate that he helped hold off Columbia HCA from buying Roger Williams Hospital in the late ‘90’s because by the end of the decade Columbia was paying huge fines for Medicare fraud and Roger Williams has had a little staff turnover. [more...]

Date: 2009-10-01 17:20:21

American Police Force official has extensive criminal record Thanks Longknife

By RUFFIN PREVOST Billings Gazette | Posted: Thursday, October 1, 2009 7:15 am buy this photo In this Friday, Sept. 25, 2009 picture, Michael Hilton stands outside the city offices after meeting with Hardin, Mont. officials. Hilton pitched himself to the city as a military veteran turned private sector entrepreneur - a California defense contractor with extensive government contracts who promised to turn the rural city’s empty jail into a cash cow. [more...]

Date: 2009-10-01 18:01:23

Spending Cash and Financial Control Important factors to survive amidst financial crisis

Author : Visa Cara Maximizing your spending control, cash control, and financial control are among the vital factors to survive amidst the global financial crisis that is continuously wrecking havoc everywhere This can be achieved with the powers of our new VISA debit / online direct deposit money card This card gives its users the flexibility of making bank transactions online while successfully adopting spending control for their family's advantage In this manner you will not only be able [more...]

Date: 2009-10-01 04:36:01

How You Can Stop Identity Theft

The FTC recently released a list of top consumer fraud complaints received in 2007 and not surprisingly, identity theft topped the list for the eighth year in a row at 32% of the overall complaints. Consumers reported over $1.2 billion in losses last year, even though there are many ways to fight identity theft . While we can’t be expected to live an exceedingly paranoid existence, we can be smart by monitoring our free Experian credit report. [more...]

Date: 2009-06-18 19:02:05

Identity Theft Protection for All Internet-Related Crimes

October 1, 2009 | By Jean Nicholson In Finance | by Jean NicholsonThe identity theft protection covers a wide range of subjects aside from your credit but also includes your computer, internet and your day-to-day activities. Avoid the hassle of identity theft by signing up for a security coverage plan. This type of protection comes in many forms depending on the needs of the individuals.ID vault is very easy to just like an ordinary USB. [more...]

Date: 2009-10-01 14:47:43

Uncle Sam

To be fair, illustrating the personal finance page is a difficult and thankless job. Being asked, week after week, to draw a picture of abstract ideas like "the importance of maximizing your 401(k) contribution" -- on deadline -- is not an easy task. There are only so many giant piggy banks, ladders and staircases one can get away with. [more...]

Date: 2009-01-10 00:26:08

Brown: I’m not done yet…

Gordon Brown has convinced his party that they are back in the game. Now all he has to do is convince the country. For a few electrifying moments at the beginning  of his speech in Brighton –  when he was  running at high speed through the list of Labour’s achievements in government  – it seemed that the energy would flow from the past into the future and present the possibility of doing just that. [more...]

Date: 2009-10-01 23:59:36

MortgageNewsClips: Catching Fraud, HSH on Fixed Rate, Super Human, Stephanie Pomboy, Reverses Go Live, Tom Brown, Mod Section 6 links, FDIC Highlights, Accounting

Discussing Loan Reviews with Andy Hall  - John Clapp - MortgageOrb chats with Andy Hall, ... that it will take consumers at least five years - and probably more - to recover from the credit crisis ... Oversight Panel’s First Report: Unfortunately, Just What We Expected  Elizabeth Warren seems determined [more...]

Date: 2008-12-20 12:53:02

Comptroller Reminds Taxpayers:Tax “Do Over” Deadline, One Month Away

Franchot release Comptroller Reminds Taxpayers:Tax “Do Over” Deadline, One Month Away Maryland Tax Amnesty Period Ends October 30 ANNAPOLIS, Md. (September 30, 2009) – Maryland Comptroller Peter Franchot reminded taxpayers today that the deadline for the state’s tax amnesty is approaching and ends October 30. Tax amnesty gives delinquent taxpayers one final opportunity to pay their Maryland tax liability with only one half of the interest owed and no fear of criminal prosecution. [more...]

Date: 2009-10-01 12:30:15

Always Look A Gift Check In The Mouth [Check Fraud]

Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]

Date: 2008-09-19 16:14:23

How to Lower Internet Fees with Online Direct Deposit Payment Processing

Author : Visa Cara The Cara Debit Card online payment processing options offers new payment scheme designed to lower your internet fees The new scheme allows online payment transfers without any per-transaction fees Those who are often making online payments or direct deposits to employees, contractors, or vendors can attest the fact the other companies offering online payment processing charged them as much as 9% for internet payment transfers and direct deposit transfers This does not [more...]

Date: 2009-10-01 04:36:01

Website Security Rules of the Road

Becoming a victim of Internet fraud unfortunately is increasing in 2005 consumers spent more $65.1 billion ... purchase, just think about considering these easy steps: 1. Try and use only one credit card which has a very low credit limit attached to it, try not to use an ATM or debit card unless really necessary [more...]

Date: 2009-01-16 21:20:21

Obama Campaign Website Invites Fraud

Gee, why would a Presidential campaign that has rejected public funding and thus is desperately in need of constant infusions of cash in order to ... Address Verification System that screens credit-card charges for matching names and addresses ... Times to report her experience contributing under a fictitious name and address ("12345 No Way [more...]

Date: 2008-10-27 19:03:47

Payroll Debit Card Benefits For Small Companies:

by Jeff Campbell Payroll debit cards are commonly known as Pay cards. Their functions are similar to that of prepaid credit cards. Companies that have an employee strength of around 50-500 can benefit heavily from Payroll Debit cards. Business owners can simply create a centralized payroll account and can send money to their employees’ accounts using their prepaid debit cards. It can also benefit employees as they can use their phones or Internet to check their account balance. [more...]

Date: 2009-10-01 18:54:00

Nationalizing Detroit

Nationalizing DetroitWhatever Detroit's failings, it is unlikely that Washington will be any better at knowing how to run a successful ... extension of credit will not likely be paid back any time soon and that more federal financial relief ... and domestic violence, but also polygamy, under-age marriage, welfare fraud, and the exploitation [more...]

Date: 2008-12-10 18:50:51

iPage Hosting is officially here!

Not long ago I was talking about the ‘come back’ of iPag e and yes, they are now officially here. iPage launched October 1st, 2009 and here’s a quick print screen of their website. What’s about iPage? iPage web services Confession: I thought the new iPage is all about hosting when I first saw their ‘coming soon’ page. Apparently, I was wrong. iPage is a lot more than just a hosting service provider. [more...]

Date: 2009-10-01 05:54:17

Busting the Ghosts of Hope

Expectations for Barack Obama’s presidency have continued to soar since his historic election. Millions believe change is possible. But what kind of change? And to whose benefit? Our country and our world are in crisis, and the tepid, incremental reforms Obama has been emphasizing aren’t going to cut it. It’s time to think outside the box [more...]

Date: 2009-01-16 16:44:52

Why Did Bank of America Pay ACORN?

On September 29, the article “Bank of America Pulls ACORN funding” appeared on the CNN political ticker. While the short piece thankfully does list some of ACORN’s recent scandals, such as the Breitbart video investigation and the voter registration fraud, it didn’t answer the question that was surely on every reader’s mind: What exactly [more...]

Date: 2009-10-01 07:08:36

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:23:45

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:24:58

Stop Foreclosure What The Bank Doesn’t Tell You

by Adam Wazzer Please Note: I am not an Attorney and any information I provide is not to be taken as Legal Council, my purpose for writing this article is only to create awareness for the benefit of Homeowners and Families at hardship. I work for a Law Firm specializing in the representation of Homeowners and Families in braces of Foreclosure. [more...]

Date: 2009-10-01 17:32:31

Chase Behaving Badly: Unintended Consequences of the Fed's New Credit Card Rules

In late December, banking regulators agreed to new rules to limit actions by credit card issuers that consumer advocates deemed to be abusive ... rule changes would lead banks to restrict credit, particularly to riskier borrowers. What they may ... of the Currency: The bank can generally change the account terms of credit cards or open-end lines [more...]

Date: 2009-01-11 02:26:47

Post-Holidays Ideal Time to Check for ID Theft

We know, we know: that stack of bills on your kitchen table can’t possibly have a bright side. Right? ... . Request a Credit Report Unless you’re planning on requiring one for another purpose (such as a loan) within the next 12 months, now is also a good time to order a credit report. (You may obtain [more...]

Date: 2009-01-17 00:30:01

Busted Radio Host Set For Prison Sports Tonight

Usually, the main complaint against a sports talk show host is that he doesn’t know what he’s talking about … or that he’s biased against certain ... - such as fraud, theft and racketeering. Busted radio host Scott McKinney (Really looks ... show out of more than $100,000. And for good measure, he also stole his ex-fiance’s credit card [more...]

Date: 2009-01-06 20:01:30

Labour List - a warning to all potential contributors

During a previous conversation, LabourList.org founder and controller Derek Draper suggested that I share with the class the our entire email ... material without credit and the apparent pretence of spontaneous submission, because he deleted ... creative material without credit? Are you really pretending to receive submissions [more...]

Date: 2009-01-16 14:57:16

I Hate Equifax

I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]

Date: 2009-01-16 13:00:13

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice ... intervention as well as discuss possible future intervention programs. For other preventative measures, check ... , 2008 report “Economic Analysis of a Mortgage Foreclosure Moratorium,” provides some analysis: “ [more...]

Date: 2009-01-07 07:00:13

Wall Street Breakfast: Must-Know News

Dems showcase stimulus package. House Democrats unveiled an unprecedented $825B stimulus plan yesterday, ... ; first-time home buyers between Jan. 1 and June 30 would get a $7,500 tax credit; local school ... the package is large enough but disagree on how the money should be spent. Still others suggest [more...]

Date: 2009-01-16 12:15:12

Asset and Income Rentals - Borrowing Trouble at Usurous Rates

This was originally published in 2005, but is one facet of the meltdown that is still going on, unfortunately ... a million-dollar mortgage? You've got it . . . even though you haven't really got it because ... to the wonder world of "asset rentals" now being investigated by bank and mortgage industry fraud [more...]

Date: 2009-01-15 14:46:07

What Are the Most Common Ways to Commit Identity Theft or Fraud?

It’s the number one source of consumer complaints at the Federal Trade Commission (FTC) ... when you’re gone. If your employer is authorized to pull credit reports on employees or potential customers ... number (SSN), bank or credit card account numbers, income, name, address, or phone number, and use [more...]

Date: 2008-10-18 03:19:05

Be safe on the Internet: You are your own worst nightmare

Credit: Sloane In this age of the Internet (the “Information Superhighway” for you old-timers) securing your computer is very important. However, even more important is securing you from the Internet. Here’s the rub: in this era of heavy encryption and computer security, the easiest thing to crack in the chain of computer security isn’t the computer itself, but the human sitting in front of it. [more...]

Date: 2009-10-01 17:35:57

Obama’s Judgement: Treasury Pick “Forgot” To Pay His Taxes & Kept Money Given As Reimbursements For Money He Never Paid

Check out Mike’s post on the double standard in the MSM towards this latest “mistake” on Obama’s part For all the hoopla of the Obama inauguration ... , or should have known, what he was doing when he did not pay self-employment taxes in 2001, 2002 ... did not withhold state and federal income taxes or self-employment taxes, Social Security and Medicare [more...]

Date: 2009-01-15 17:39:48

p2pnet World Headlines – Sept 30, 2009

Two-Thirds of Americans Object to Online Tracking New York Times About two-thirds of Americans object to online tracking by advertisers — and that number rises once they learn the different ways marketers are following their online movements, according to a new survey from professors at the University of Pennsylvania and the University of California, Berkeley. [more...]

Date: 2009-09-30 21:20:04

Protection From Identity Theft Is A Must Today

Protection From Identity Theft Is A Must Today By Matthew Stanton on Jan 16, 2009 in Security | comments(0) ... you and you will never know their next target. No matter how vigilant you are criminals are already trained ... before allowing any credit requests. There is also the identity guard review for your credit monitoring [more...]

Date: 2009-01-17 00:19:52

Top 10 at 10: MAF warned last year (by Carter); PGC and Jacks Point; Norris attacks Kiwibank; Dilbert

Here are my top 10 links from around the Internet over the last couple of days. My apologies to regular readers disappointed by the non-appearance of the Top 10 at 10 yesterday and today’s late appearance. I was simply swamped with the news, tips and interviews from the Crafar story, where the wider economic and financial implications are now becoming apparent. [more...]

Date: 2009-10-01 00:26:58

Submerging Markets - Catching Down to the US

Let's take some time out from lamenting the dour economic news at home, the sense of betrayal we all feel by the collective gods of Wall Street, captains of industry and frauds of our country (Madoff, this means you), and take some solace in the fact that we're not the only ones who %&*(#@!^'d up royally [more...]

Date: 2009-01-15 18:08:12

I think I have been the victim of identity theft. What can I do?

The following post in our Reader Question series is an actual user submitted question ... in any way. Q: I got my social on January of last year and I’ve been trying to make credit applying for credit cards and they send letters saying that I already have bad credit, and criminal accounts [more...]

Date: 2009-01-17 00:33:48

Countrywide Sends Fraud Alert Letters: 'Your Info May Have Been Sold' [Countrywide]

A Countrywide customer emailed to tell us he received a unpleasant surprise in the mail today: ... on to say they will give you 2 years of Triple Advantage credit report monitoring for free ... understand why temporary free credit monitoring is always the go-to remedy every time a company [more...]

Date: 2008-09-09 22:57:49

Both sides now

The NYT’s “public editor” takes the predictable approach when dealing with the complaints about bias. Both sides are criticizing us, that means that we must be right. Well yes, one side has promised to destroy the other and the other is defending itself, so being balanced is exactly the way to handle their coverage [more...]

Date: 2009-01-11 17:00:42

The Basics of Banking Explained

This is the first edition of our Personal Finance Foundation Series where I discuss the very basics of foundation-type personal finance topics ... was with a local credit union. Credit unions are really great about welcoming new members ... of services that credit unions do. My mom and I opened a joint banking account a local credit union [more...]

Date: 2009-01-12 12:18:50

Satyam: The "Truth" Will Out

By now, most people have probably heard about the huge Satyam scandal, where the company’s founder and chairman, Ramalinga Raju, has taken responsibility for massive fraud in reporting the company’s earnings, profits, and cash ... American legal firms are filing lawsuits against Satyam, claiming fraud. Distressingly, PriceWaterhouse [more...]

Date: 2009-01-09 15:46:26

Financial crisis: Bank of America given $138bn rescue package

Phillip Inman and Julia Kollewe, The Guardian January 16, 2009 The BoA rescue matches that given to Citigroup, another stricken US banking giant, which is today expected to report its deepest quarterly deficit yet Bank of America was today ... in return for the aid, which is designed to absorb the losses on mortgage-related assets inherited [more...]

Date: 2009-01-16 20:26:23

101 - 150 of 217 Posts
Page: First | < Preceding | Next >
0 | 1 | 2