5 Key Microbusiness Trends for 2009
Microbusinesses — firms with fewer than 5 employees — face a difficult environment coming into 2009 and it will be ... to endure these difficult times, thanks to a lean operating style and creative business models ... business growth-cycle day. ♦ Lots more of ‘em — Perhaps the biggest microbusiness trend of 2009 [more...]
Date: 2009-01-11 19:04:41
Blog posts
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Videos
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2008 Earning Report: Achieved Goal of More than $25000
I know, I know, I know! I am the culprit that I did not update the monthly earning post for November and December 2008 ... time I used to think about this post, I used to think about you people who probably wait to see how ... . So how these last two months flared up for me when I was busy in my personal stuff: Private [more...]
Date: 2009-01-17 02:01:59
Checking in on the… Ivy League
David Zeitlin is the RTC correspondent for the Ivy League. Let’s see … what to report from the Ivy League from the last two weeks. Hmm ... and Harvard Celebrate the Win Over BC (photo credit: NBC Sports)When Harvard (9-6) pulled off that shocker ... No. 1 team in the land. And two, how ’bout that Tommy Amaker, huh? While I agree that Harvard is the best [more...]
Date: 2009-01-17 02:22:00
PEBO Asks Bush to Ask Congress for Remaining $350 Billion in TARP Funds
Late Monday morning, President-elect Barack Obama reached out to President George Bush and asked him to notify Congress of his intention to pursue ... Stephanopoulos, President-elect Obama said that "keeping flow of credit is critical ... . There hasn't been enough oversight. We found out this week in a report that we are not tracking where [more...]
Date: 2009-01-12 17:04:17
Environment
Environment 16-Jan-09 Growth in Energy Use Could Drop 22 Percent by 2030 Under Right Conditions: Report PALO ALTO, Calif ... the electricity used annually in New York City, according to a new report. Energy Efficiency: The Massively ... -passed lands bill includes Ice Age flood trail WASHINGTON — A massive public lands bill approved [more...]
Date: 2009-01-16 17:18:35
I think I have been the victim of identity theft. What can I do?
The following post in our Reader Question series is an actual user submitted question ... in any way. Q: I got my social on January of last year and I’ve been trying to make credit applying for credit cards and they send letters saying that I already have bad credit, and criminal accounts [more...]
Date: 2009-01-17 00:33:48
Circuit City to close 567 remaining US stores
Circuit City, unable to work out sale of company, will close 567 remaining US stores Michael Felberbaum and Vinnee Tong Associated Press Bankrupt ... credit market and consumer worries proved insurmountable. Negotiations for an acquisition went past ... for the Canadian business. “Very, very sad,” said Alan [more...]
Date: 2009-01-16 20:40:40
UFC 93 predictions, preview and analysis
UFC 93: “Franklin vs. Henderson” is set to take place at the at The O2 Arena in Dublin, Ireland LIVE on pay-per-view (PPV) at 3pm ET on January 17 ... and objective examination of each contest, then I’m happy to report you will be extremely ... of the involuntary Rhinoplasty at the hands (and knees) of Anderson Silva back at UFC 64 and UFC 77. But give [more...]
Date: 2009-01-16 16:02:45
December California Defaults up 100%
Mr Mortgage is a 20-year mortgage banking veteran, specializing in wholesale and correspondent sales and sales/operations management and bringing ... housing, mortgage and credit meltdown’ and company-specific events. He owns and is the primary ... to the Truth located at http://mrmortgage.ml-implode.com ~~~~ Mr. Mortgage: Dec CA Foreclosure Report [more...]
Date: 2009-01-16 17:15:46
The 60 Most Anticipated Films Of 2009
2009 is obviously underway, and it could be a really great year. In no particular order, we've written about (or mentioned in brief) 60-plus films that we're looking forward to in 2009 (we actually name roughly 78 films in total, give or take). Sure, some of them we have reservations about, and some could be totally godawful, [more...]
Date: 2009-01-10 22:24:00
Transcript: President George W. Bush Final Press Conference - January 12, 2009
(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]
Date: 2009-01-12 20:41:57
US Negotiating to Backstop BofA Purchase of Merrill
Now we know why John Thain was so eager to sell Merrill. That comment isn't entirely fair (the deterioration in the securities firm took place in the fourth quarter, while the sale was negotiated in September). But directionally, the former Merrill chief saw the downside risks and did what was best for the firm [more...]
Date: 2009-01-14 22:47:34
Nightly (Value) Investment Links #57 Part 1
Here are todays links as well as some highlights since I last ran the nightly links. These Links will be two part as they are very extensive ... January Outlook: Pyramid Crumbling - Via Pimco 3. Apollo Asia Fund 4th Quarter 2008 Report - Via ... Paul Kedrosky 23. US Savings Tsunami And Its Implications - Via Paul Kedrosky 24. Credit Quality [more...]
Date: 2009-01-16 23:50:57
CBS Cites Liberal Historians to Label Bush ‘Worst President in American History’
On CBS’s Sunday Morning, correspondent Thalia Assuras examined President Bush’s historical legacy: "On January 20th, 2001, ... the worst economic crisis since the Great Depression." Assuras cited two historians in her report, both ... , it is almost void of genuine accomplishment." The other historian Assuras included in her report [more...]
Date: 2009-01-12 18:25:54
B of A reports loss, gets more cash
The TARP was phase 1 of the bank bailout: give the banks cash to rebuild their capital ... for credit-losses nearly tripled, while the company showed why it needed further help from the government ... 1: the government is absorbing losses on bad assets themselves. See Citi’s bailout in late November [more...]
Date: 2009-01-16 15:09:12
How To Build Your Credit Card Rating
How To Build Your Credit Card Rating Uncategorized Comments Off Almost everybody knows the main advantages of owning a credit card ... to calculate the finance charge on a balance. A credit bureau is maintaining the customer credit report. This report contains the cardholder’s name, address, credit payment history and the social security number [more...]
Date: 2009-01-16 22:15:31
Kaka is not the solution to City’s problems
... inspiring. As the media so kindly love to remind us, the financial credit economic crisis crunch ... million bid for world class Brazilians, there sadly is very little to report. The funny thing [more...]
Date: 2009-01-16 17:31:11
Some Good News Peaking Through?
I've noticed a few piece of good news starting to peak through, though still a lot of bad news out there ... CLSA book mentioned above. WSJ blog on easing credit markets. Now, the full week’s data are in, and it is looking certain at least that the credit markets are more open than [more...]
Date: 2009-01-12 18:07:17
Top 10 Trends In Managing Small Business Finances in 2009
Top Trends in Managing Finances in 2009 There’s not much good news to report on the financial front as we move into 2009 ... small business owners. Overall, the landscape is different than it has been for a long time, but small business owners are used to adapting to diverse issues and have remained the economic engine [more...]
Date: 2009-01-14 08:12:29
Gates of Vienna News Feed 1/15/2009
Forget global warming. Hello, global cooling! If the experts are right, we’re in for a new Ice Age.But it’s still the fault of George W. Bush, of course.Thanks to C. Cantoni, Fausta, Insubria, JD, KGS, Tuan Jim, VH, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]
Date: 2009-01-16 04:37:00
Australian Open Preview, Draw Analysis, Predictions and Daily wrap ups. January 19th - February 1, 2009. Melbourne, Australia.
Australian Open 2009 - Men’s Preview. With the years first Grand Slam on deck, ... as the winner predictions. Seed Report. 1. Rafael Nadal (ESP) - The Spaniard comes into Melbourne ... racket hold a title defense? Is his fitness on the same level as his rivals? Finally how will Nole [more...]
Date: 2009-01-17 04:06:59
Stealing from You A Specialty
I admit that I can still be astonished. When I watched ‘60 Minutes’ last night I saw a big surprise report that I was right all along about oil ... on what was destroying family finances, credit and prices of absolutely everything [more...]
Date: 2009-01-12 19:40:36
On Mayor Willie Herenton (The $91,000 Question)
UPDATE (1/16): Earlier this week, when the CA wrote about Herenton's alleged $91,000 gain, should it have also explored indepth the past of Tre Hargett, who was also mentioned in an separate article that shared the front page and has some baggage of his own, including being mentioned in the Tennessee Waltz investigation? [more...]
Date: 2009-01-16 13:47:00
Credit Card Horror
The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]
Date: 2009-01-16 23:12:15
Laws in Credit Repair
Laws in Credit Repair There are certain laws issued for people that have bad credit and to know these laws is important to protect all those ... Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad credit ... from your credit report. If it has not these people are in violation. There are several reasons why [more...]
Date: 2009-01-16 23:05:26
What’s New
New from the Network: Issue 14 of the Effective Workplace Series: Military Families Work and Family News Headlines: ... By House Democrats U.S. News & World Report summarizes the most recent version of the American Recovery and Reinvestment Act and its possible effects on American families. Ruppersberger and Boxer [more...]
Date: 2009-01-16 19:22:48
This has been an unusual interregnum from President No. 43 to No. 44. Because of the need for urgent economic action as well as continuity, this country, perhaps for the first time, has had two presidents at once, in effect [more...]
Date: 2009-01-13 00:38:14
The Road Untravelled
Just over a week ago, Neurotic Iraqi Wife vented her frustration at Israel's incursion into Gaza. Among the tragedies in Gaza was the death of a school friend of hers, which prompted her to direct one of her blog posts, The 21st Century Murderers... to "everyone who thinks the Gaza massacre is justifiable [more...]
Date: 2009-01-16 13:12:29
The Road Untravelled
Just over a week ago, Neurotic Iraqi Wife vented her frustration at Israel's incursion into Gaza. Among the tragedies in Gaza was the death of a school friend of hers, which prompted her to direct one of her blog posts, The 21st Century Murderers... to "everyone who thinks the Gaza massacre is justifiable [more...]
Date: 2009-01-16 19:41:04
Deflation, Deleveraging, and the Stimulus Effect
Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? We will explore that in detail over the next few issues of Thoughts from the Frontline, but today we will start with some of the larger forces which will have a major impact on the economies of the world, [more...]
Date: 2009-01-11 12:32:28
Earnings Tsunami in Financial Sector Hits SP500 Before Obama’s First 100 Days
by John Bougearel Citigroup posted an $8.29 billion loss in Q4 08 compared to a loss of $9.8 billion in Q4 07. The $8.29 billion loss was twice as much as estimated. More than half of those losses came from subprime related, CDO, and SIV writedowns. Offsetting the writedowns was a $2billion gain related to an accounting rule that lets companies [more...]
Date: 2009-01-16 19:55:21
How Do Instant Approval Credit Cards Online Work?
Instant approval credit cards online are cards which you can apply online and receive notification via email of the acceptance or denial of the credit card, within just few seconds after filling out an online credit card application. To get an instant approval credit card, you must have at least good to excellent credit, or in other words [more...]
Date: 2009-01-17 00:39:56
Islamic finance in Michigan: "When you look at the economic crisis we're in, if you were to follow Islamic or Sharia financing, you couldn't have this crisis"
And if cars didn't exist, you never would have had that fender-bender that made you late for work. The "cure" being offered here is worse than the ailment for several reasons. In particular, there is the fundamental matter of opportunity costs and benefits, and risk and reward [more...]
Date: 2009-01-14 05:01:00
Riga 2009, Buenos Aires 2001
Chalk up another in a string of neo-liberal economic failures ... were injured and 106 were arrested. Latvia's fall is, indeed, a hard one. Credit growth ... at Bear Stearns warned in a report published in February 2008. Consider the moment now one of full [more...]
Date: 2009-01-15 00:12:47
Republican Study Committee Proposes Ineffective Tax Cuts, Destructive Spending Reduction For Stimulus
yesterday, which Matthew Yglesias noted is a “barrel full” of permanent tax cuts. Today, Rep. Eric Cantor (R-VA) ... there is no demand in the economy, asset prices are highly volatile, and credit is hard to come [more...]
Date: 2009-01-14 23:20:45
E-text: A threat to concentration?
not neglect recreational reading as a literacy-promoter. Related: New NEA report in PDF, New York Times article, Washington Post item, Google round-up, and David Nygren’s essay on how e-writers could reach larger audiences—plus E-text: A threat [more...]
Date: 2009-01-11 19:48:15
Problems of Financing a Car - Free Useful Guide
Problems of Financing a Car - Free Useful Guide January 17, 2009 Posted by janey in : automotive finance , ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in determining [more...]
Date: 2009-01-17 04:24:36
UK Telegraph: Shipping Rates Hit Zero
Get your fresh hot dry bulk shipper! Baltic Dry Index up 3% signaling its time to daytrade dry bulk shippers - send 'em up 30%! Global growth is back! ... Deepens Oct 31: Credit Tsunami Swamps Trade as the combination of pulled letters of credit [more...]
Date: 2009-01-16 13:22:40
Latest News In StockMarketInvestment Research - Jan 16, 2009
Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau [more...]
Date: 2009-01-16 18:03:59
Media & Politics
Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) ... of Bush’s policies will be grudging, if silent, acknowledgement of how much he got right.” Holder Agrees [more...]
Date: 2009-01-16 17:21:21
Network Evening Shows Downplay Geithner Tax Evasion as a 'Speed Bump'
The network evening shows didn’t have much of an appetite for Democratic hypocrisy among the team they hailed as a "superstar Cabinet" ... in their introductions, and featured no report, just an interview with George Stephanopoulos, who said [more...]
Date: 2009-01-14 23:07:56
Sunday Reading: Broder Hammers Obama
Sunday Reading: Broder Hammers ObamaPresident-elect Barack Obama's popularity ratings may still be sky high but the Post's David Broder -- dean of the political press corps in Washington -- isn't happy with the performance of the former Illinois Senator in recent weeks [more...]
Date: 2009-01-11 18:15:00
13 Best Practices For Client Presentations
For the marketing consultants, and the people who work with consultants, this one is for you ... of Atlanta, Martin Luther King Historic Site, Georgia Family Credit Union Project, Park Pride, MUST [more...]
Date: 2009-01-12 04:43:33
The Ex Labour Minister & the African Private Equity Firm
Valerie Amos was Britain's first black woman Cabinet Minister when she was appointed Secretary of State for International Development in 2003. She left the Cabinet when Gordon Brown became Prime Minister and was appointed as the EU's representative to the African Union [more...]
Date: 2009-01-12 15:00:00
Voinovich Announces Retirement, GOP Problems Mount
Voinovich Announces Retirement, GOP Problems MountOhio Sen. George Voinovich is retiring in 2010, the fourth Republican to announce he is stepping aside at the end of his term.Voinovich announced his retirement this morning after a weekend filled with speculation that he was planning to step aside [more...]
Date: 2009-01-12 16:00:06
How Do Home Equity Loans Work as Second Mortgages?
Writer Dan Ackman notes in an article at www.forbes.com that a recent report by Goldman Sachs shows “in 2004, Americans withdrew $640 billion ... the present to take a closer look at how equity loans work and how to make your equity work [more...]
Date: 2009-01-16 21:17:18
Day 17 of the War, Monday, January 12, 2009
Day 17 of the Gaza War, Monday, January 12, 2009 -- Daily sticky post, constantly updated ... are reported in the Mainstream Israeli Media we will report them as well.12:04 AM (Tuesday) Reports ... :29 PM Palestinians report heavy gunfire from Israeli Navy gunboats at Hamas targets along the Gaza [more...]
Date: 2009-01-12 07:25:00
The tools of the trade
This is going to work out to be a review of the new HTC Touch Pro offered by Verizon Wireless ... ; the keyboard is just too small to easily see and manipulate. Granted Palm did pretty good with the keyboard [more...]
Date: 2009-01-16 20:54:27
1,000 Words: The Many Faces of George W. Bush
1,000 Words: The Many Faces of George W. BushAP Photo/Gerald HerbertPresident George W ... this photo? Offer it in the comments section below. We'll pull out a few of the best and feature them ... | January 16, 2009 10:47 PM | Report abuse MANY FACES - and he only showed US two of them [more...]
Date: 2009-01-16 23:00:00
30 DAYS HAS SEPTEMBER
DAY ONE I WOKE THIS MORNING to find myself in the detox center of Our Lady of the HMO ... all over and get burned. I hate it even more when I have to sign a check or a credit card slip [more...]
Date: 2009-01-16 20:08:22
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