Does Anyone But Me Control My Credit?
by Jim Bransby A credit score can be critical to your personal finances ... is that there are many actions you can take to limit the damage to your annual credit report ... without success. Still, few people understand credit scores and what goes into them, and still fewer [more...]
Date: 2008-08-22 12:18:43
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An Example of What the Credit Bureaus Try to Sell You
experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... annual report without a credit score attached to it. This is the link you want. The second image ... ) and the offer is to give you your Experian Credit Score for “only” $5.95″!”. As I said yesterday [more...]
Date: 2009-01-15 13:00:15
There are several factors…
…that make up the credit score and your mortgage consultant can coach you through some basic strategies to improve your credit score ... t use them. Always take advantage of the free annual credit report from www.annualcreditreport.com (which is the only FTC approved credit reporting site) and start working on improving your credit [more...]
Date: 2008-10-15 16:39:59
Basic tips for improving your credit score
1094832_credit_crunch.jpg Around the holidays, many folks turn to credit for at least some of their holiday shopping ... use Equifax, but have pals who do like MyFICO. You can also get one free credit report a year from Annual Credit Report, but it won’t be so in depth as a paid site. Do you have any handy credit score [more...]
Date: 2008-11-19 20:36:47
Cook At Home, Red Lentil Soup: The Roundup
Cook At Home, Red Lentil Soup: The Roundup by SVB on December 7, 2008 in Money Roundups It’s getting chillier these days, ... of dollars from your annual home budget. Credit Karma: Perhaps credit scores are now used in new ... to my reading. Here are a few financial articles of note: The Digerati Life: If you’ve got good credit [more...]
Date: 2008-12-10 02:41:33
Finally got my credit score: 698
I held off getting my free annual credit report until after November 30, ... site refused to give me my report or credit score, vaguely suggested that there "might" be some sort ... out how to unlock my account at Equifax so that I could then access both my free credit report [more...]
Date: 2009-01-13 16:46:00
Can Other People Lower My Credit Score?
by Jim Bransby Your personal finances are really tied up with your credit score ... . The good news is that there are many actions you can take to limit the damage to your annual credit report. Credit bureaus keep a lot of information on file, and this information is summarized [more...]
Date: 2008-08-22 13:13:29
Three Legislative Proposals That Could Have Major Consequences for Your Finances
J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]
Date: 2008-12-18 13:00:42
Visa Black Card for When Gold Just Won’t Do
There is a new elite credit card out on the market. This time it isn’t American Express that is offering it ... explain what credit score or annual household income you need to qualify, but I am assuming ... Card. These elite types of credit cards go the extra mile for those that are willing to pay [more...]
Date: 2009-01-07 12:28:53
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
Is Peer To Peer Lending Coming Into It’s Own?
For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social ... with at least a 600+ credit score returned in the 9-10% range on an average annual basis. Not bad. Loans made to borrowers with less than a 600 credit score lost a significant amount of money. Defaults [more...]
Date: 2008-12-31 18:25:01
Tribute MasterCard Review
by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]
Date: 2009-01-16 08:00:12
Real Car Deals for Those Ready to Buy Now
If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]
Date: 2008-11-13 15:22:23
Bazaar fleet
Gee, time flies really fast! It was just moments ago when I twit about my plan to bum all day because I feel so lazy to blog and update my online ... was the fact that they are offering instant credit score checks for those who are particular ... us to the annual PEZA trade fair where factory overun items are flooding at super sale prices! read: Gap, Old [more...]
Date: 2008-11-10 14:29:29
Buying the Auto Industry when Everyone’s Selling
Now is not the time to be in the car business. As the stock market plunged in October, car sales followed suit ... the heat. Credit is tight, meaning prospective car buyers will need a better credit score if they want ... this business to return to an annual growth rate that’s well in the double digits. So are we crazy [more...]
Date: 2009-01-15 19:57:40
Tennessee women to celebrate Day of “Free”dom
Nashville Convention Center transforms into state’s largest life support system for women ... (like setting up a living will, a serious budget and a plan of attack to improve your credit score ... s exactly what women can expect at the fifth annual All About Women experience coming [more...]
Date: 2009-01-14 18:00:45
Upgrade Your Automobile with Low Rate Auto Loan
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... of the annual percentage rate and also on the terms of a loan./ppSecondly, credit score of a person puts ... to assume that your statement as to your good credit is accurate./font/divpAre you thinking of buying [more...]
Date: 2009-01-11 12:16:13
Centennial Credit Card - Review
by Daniel Moskel The Centennial card is created for individuals with a low credit score. It is issued by the First Premier Bank a member of the FDIC ... of $29, $48 annual fee, and a one time $95 fee. These charges are assessed to your available credit ... with an initial credit limit of $250, and an APR of 9.9%. It can be issued as a MasterCard or [more...]
Date: 2009-01-09 09:12:31
MARA Scholarship 2009/2010
MARA (Majlis Amanah Rakyat) is now offering its annual scholarship award to qualified candidates for academic session 2009 and 2010 ... -curricular participation. Students are also required to score min credit in all SPM subjects ... of English as a Foreign Language, TOEFL (min score 550/65). Courses applicable include engineering [more...]
Date: 2009-01-15 15:57:55
Free Month of Amazon Prime
Have you ever shopped at Amazon and wished you could get your item right away? ... from Amazon, it might not be worth the $79 annual fee. Just in time for free money Friday, Amazon ... Prime free trial. This is an article from My Dollar Plan.Related ArticlesFree FICO Scores & Credit [more...]
Date: 2008-08-29 13:29:55
Helping America’s Students
Helping America’s Students Peter Wehner - 12.10.2008 - 10:19 AM The Trends in International Mathematics and Science Study, or TIMSS, ... deserves credit for requiring schools to administer annual math tests and demanding higher standards ... gains in math in recent years (since 1995, for example, the average score among fourth-graders [more...]
Date: 2008-12-10 15:19:05
Quality Counts Lacks Quality
(Guest post by Stuart Buck) Education Week has released its annual report “Quality Counts, ... , the report reminds me of the old joke (I can’t remember who to credit for this) of a beggar sitting ... get an overall score equal to a state with low spending and high achievement. But if a school manages [more...]
Date: 2009-01-08 15:20:45
Facts About Buying Real Estate Through IRA’s and 401(k) Qualified Plans
Over the next week or two I’m gonna be talking about how folks can begin the process of recovering the losses inflicted by the latest Wall Street meltdown. Most aren’t aware of some of the options their menu offers. Most have lost roughly 37-45% of their current job related retirement plans, so it’s probably past time they explore other avenues — avenues most don’t know exist. We’ll be talking about converting your Qualified Plans into a ship with you at the helm. No more ambiguity. [more...]
Date: 2009-10-01 01:57:59
Getting Out of Debt Quickly pt 1
You are probably familiar with this feeling: Your bills are constantly piling up, but you feel so far behind that you simply cannot bear to even open them. When you do open them, you quickly realize that there is only enough saved up in your bank accounts for you to make the minimum monthly payments and nothing more. You have plenty of other company all over the country. The average family in America is carrying between $8,000 dollars and $9,000 dollars in debt on their credit cards alone. [more...]
Date: 2009-09-25 11:16:53
My Identity may have Been Compromised
I got a notice yesterday that my identity maybe, could have, probably, possibly been compromised. The scariest part of it is the information that was compromised is essentially my entire life, it was a background investigation file. I am fortunate to be close enough to the issue that I know the risk associated with what happened is extremely low if not non existent. Just to be on the safe side I have been provided with 1 year of complimentary credit monitoring. [more...]
Date: 2009-09-29 13:30:32
FreeCreditReport.com Review: Not a Free Credit Report
Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]
Date: 2009-09-29 04:01:28
Need Help and Tips About Credit Cards – Read this Post
Many people in the world these days consider a credit card a necessity, a vital and crucial thing in their lives. There has been a lot of talking about wonderful benefits of credit cards lately. You have to understand several things about credit cards. First – your credit card is a responsibility, not a toy you can play and throw away. Most people fail to repay their loans on time merely because of their self-confidence and unwillingness to accept the responsibility. [more...]
Date: 2009-09-28 16:08:01
Looking for Materials About Credit Cards – Read This
Many people in the world these days consider a credit card a necessity, a vital and crucial thing in their lives. There has been a lot of talking about wonderful benefits of credit cards lately. You have to understand several things about credit cards. First – your credit card is a responsibility, not a toy you can play and throw away. Most people fail to repay their loans on time merely because of their self-confidence and unwillingness to accept the responsibility. [more...]
Date: 2009-09-26 15:42:46
Student Car Loans - gives wings to college life
Amazon.de Widgets Every student dreams of owning a car and driving it along with his friends to college. Hardly does one succeed in making the dream a reality.The worst impediment towards owning a car during student life is money. As a student one usually does not have enough cash or bank balance to purchase a car. The only alternative left with any student is auto loan or car finance. As a student one does not have a stable source of income and thus cannot assure regular payment of installments. [more...]
Date: 2009-09-25 06:44:34
Three Tips To Accomplish Approval For The Student Credit Card
If you’re a college student, you know how expensive books, movies and tuition could be. And if you just work throughout the summer break, you might be finding for a track to stretch your funds during the cold winter months. Happily, a student credit card could assistance. Find one through less interest and good terms, and you could charge in the lean moments and then pay it off when you are making money on your summer task. To reach a student credit card, follow this strategy: one. [more...]
Date: 2009-09-30 01:37:25
Students Auto Loan - Gives Wings to College Life
Every student dreams of owning a car and driving it along with his friends to college. Hardly does one succeed in making the dream a reality. The worst impediment towards owning a car during student life is money. As a student one usually does not have enough cash or bank balance to purchase a car. The only alternative left with any student is auto loan or car finance . As a student one does not have a stable source of income and thus cannot assure regular payment of installments. [more...]
Date: 2009-09-25 06:48:51
Pay Off Debt or Invest?
The other day, Matt Jabs asked if you should invest while you’re in debt . This is an interesting question, and one I thought worthy of tackling myself. Penny wise, pound foolish For starters, you probably shouldn’t be investing while in debt unless you can reasonably expect to outperform the interest rates that you’re paying. In other words, if you’re carrying high interest consumer debt, you should focus on getting out of debt instead of building your portfolio. [more...]
Date: 2009-09-25 10:00:24
ScamBuster 287
OFFICE OF THE SENATE HOUSE FEDERAL REPUBLIC OF NIGERIA COMMITTEE ON FOREIGN PAYMENT (RESOLUTION PANEL ON CONTRACT PAYMENT) IKOYI-LAGOS NIGERIA Our Ref: FGN /SNT/STB,ATM CARD NUMBER:4272071234567890 Dear Beneficiary, ATM Card Number; We are giving out a yearly donation of The ATM Card Value of $1.8m,000.00 USD to 5 lucky recipients, as END of Year promotion from the W.H.O,UN, and the EU in accordance with the enabling act of Parliament Headed by Senate President of Nigeria. Mr David Mark. [more...]
Date: 2009-09-30 19:13:48
Be Aware Of These Credit Card Tips
by Adner Bokprest All credit cards come in many shapes, colors and sizes. They come in different types and brands with their own list of great deals to offer. When you apply for a credit card online, there are three easy steps you can follow. First, you can search through the list of credit cards you might find while surfing the net. The best thing about this credit card is that the holder will receive a 100 free Rebate Points the first time you use it. [more...]
Date: 2009-09-25 15:03:47
Credit Repair! You May Have A Bad Credit Rating And Not Even Know It
When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]
Date: 2009-09-30 14:31:03
So How Do I Get My Free Copy Of Credit Report Each Year?
by Andy Zain One of the benefits of being an American citizen is that each year we get a little gift in the form of a free copy of credit report. Instead of having to plunk down the five to ten bucks it used to cost per copy, we can get one free annually. We can thank the government for passing the 2003 Fair and Accurate Credit Transactions Act and giving us our little bonus. The three prominent national credit reporting agencies are the most affected by the law passed in 2003. [more...]
Date: 2009-09-25 07:53:49
Need Info About Credit Cards – Read this Publication
When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]
Date: 2009-09-30 10:17:59
Two clubs for small mortgage banks; Freddie pushes back 10/1 changes; GMAC steps in to TBW role
Out here in California, some in the business have been following the case of 28-yr old Garret Gililland III. Originally from the Sacramento area, he was just captured in Spain and brought back to California to face charges of a $100 million mortgage fraud ring. In yet another example of what seems to make the headlines for mortgage brokers, Gililland fled in June 2008 with at least $250,000 in cash. [more...]
Date: 2009-09-28 14:40:26
Free Identity Theft Monitoring for AAA Members
If you’re an AAA member in California, Hawaii, New Mexico or Texas, you’re suddenly eligible for a free credit monitoring service, provided by Experian. While I was looking through the fine print (a free service for you provided by ConsumerismCommentary.com), I found this, which gave me pause: You are receiving a complimentary credit monitoring membership. Your membership is effective for the period disclosed to you when you received your activation code. [more...]
Date: 2009-09-29 11:56:15
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them [more...]
Date: 2009-01-10 18:13:54
Reinventing America
America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]
Date: 2009-01-13 09:40:59
Do Home Equity Loans for People with Bad Credit Exist?
Amazon.de Widgets If you have increasing debt problems and have a poor credit rating, you may need to look for home equity loans for people with bad credit, they are the best way to consolidate high interest debt and lower monthly repayments. Today, more people than ever before are struggling financially and are facing ever increasing personal debt. Many of those same people own their homes and would like to consolidate their debt by freeing up the equity that is in their homes. [more...]
Date: 2009-09-25 15:09:12
Nader v. Obama
Part 11 (”The Anti-Reagan”). The daily videos involved are from NeverFindOut.org, a project of Let Freedom Ring (donation link is here) ... . In 2005, he was ranked to the left of such notable fiscal conservatives such as Chuckie “Free Credit Report” Schumer, Joe “Plagiarists ‘R Us” Biden, Robert “KKK” Byrd , John Francois Kerry, Ted “ [more...]
Date: 2008-10-30 15:45:25
Some Credit Card Information To Consider
by Adner Bokprest If you are looking for a credit card that offers from 0% APR on balance transfers, from 15.9% APR on card purchases, no annual fees, and a free 24-hour help line, then you might want to try Virgin Card. This UK credit card can actually be your exclusive pass to an exclusive online membership online stuffed with great money-off deals. Then, you can compare the rates and the fees of these credit cards side by side and prepare for the process of elimination. [more...]
Date: 2009-09-25 15:16:02
Trailer Park: The Turkey Trots
By Christopher Stipp The Archives, Right Here I’m awesome. I wrote a book. It’s got little to do with movies. Download and read “Thank You, Goodnight” right HERE for free. Boy, oh boy, how long has it been since we last connected? A while, I know One of the things that has been keeping me busy as of late has been a spate of genuinely [more...]
Date: 2008-11-30 18:37:55
Mortgage loan refinance do not come for free
Mortgage loan refinance do not come for free. Do you want to be understood? If you are paying 7% interest on your current mortgage you want to make sure that the interest is equal or lower than the current rate. Check for any heated fees. I’m not sure if you’ll follow this, but it is just as simple as that. It comes with higher costs, and it also comes with greater responsibility.Try City Bank online banking . You will see that you get a great service and rates as well. [more...]
Date: 2009-09-25 21:01:50
Shallow Thoughts & Nearsighted Observations
More photos » by Marcio Jose Sanchez - AP 3 days ago: Denver Broncos' Knowshon Moreno, top, leaps over Oakland Raiders cornerback Nnamdi Asomugha during the fourth quarter of an NFL football game in Oakland, Calif., Sunday, Sept. [more...]
Date: 2009-09-29 12:30:14
Swiss National Bank Cut Rates 100 BPS!
Trading Theme returns… Automakers’ bailout vote today… Not using all your arrows… Housing Starts go back to 1959! And Now… Today’s Pfennig! ... into the problems (credit markets and the Fed and Treasury’s response to the crisis), and does a great ... ) we have warned about the consequences of unbridled credit expansion. We argued that artificially low [more...]
Date: 2008-11-20 17:17:19
Mortgage Rates Fall to Record Lows
Rates are at their lowest level in decades, but mortgages remain elusive for most homeowners and hopeful buyers January 15, 2009, ... that the government would buy up to $500 billion of mortgage-backed securities backed by Fannie Mae, Freddie Mac ... as homeowners with good credit and equity in their homes—an unusual combination these days—rush to lock [more...]
Date: 2009-01-16 13:41:00
How To Get Your Free Government Credit Report
How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]
Date: 2009-09-30 08:17:23
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