Popular Tags, Blogs, and Videos about annual credit report

Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55

Blog posts (239) | Videos (49)

10 ways to effectively estimate and control project costs

Estimating what a project will cost is only half the battle; controlling those costs during the project and after delivery is equally critical. Note: This information is based on a previously published article and is also available as a PDF download . Building a better bottom line is just as important for an IT department as it is for the whole organization at the enterprise level. Implementing sound financial management within an IT framework is broader than simply being more efficient. [more...]

Date: 2009-09-30 07:00:53

A Mahatma rally!

"Earth provides enough to satisfy every man's need, but not every man's greed." – Mahatma Gandhi. Whether one should be greedy at this stage is a BIG question after such a stunning rally. We’ve come a long way in a year. The journey from the brink of Great Depression has been spectacular. The moot point is where do we go from here? The fact that so many people have missed the rally could ensure that the bulls maintain an upper hand. [more...]

Date: 2009-10-01 04:03:00

China might keep the weakest bank all to itself

Faced with a backlash against foreign investors, Beijing may be tempted to offer shares in the last of its big four banks to a domestic audience. That decision may reflect China's new found confidence in the wake of the credit crisis. But it also means Chinese investors will retain full responsibility for the country's weakest bank. The Agricultural Bank of China might end up just listing in Shanghai without any endorsement from foreign institutions, bankers close to the deal say. [more...]

Date: 2009-09-30 08:12:16

Financial Dispatch: Private sector still losing jobs

Andrew Torgan CNN Financial News Producer The first of this week’s big employment reports is out and the numbers are a bit of a disappointment. Payroll-processing firm ADP says private-sector employers cut 254,000 jobs in September, down from a revised 277,000 in August. But that is the smallest monthly total since July 2008, even though it’s worse than the 200,000 loss economists had forecast. Large businesses, those with 500 or more workers, let 61,000 workers go in September. [more...]

Date: 2009-09-30 16:14:02

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26

Swift Boater Keeping Blunt-Connected Committee Afloat

Randy Turner flagged an interesting pair of hefty campaign donations yesterday : Texas home builder Robert Perry, who bankrolled the Swift Veterans for Truth campaign that gunned down John Kerry's 2004 presidential campaign, is meddling in Missouri politics again. A 48-hour report filed today with the Missouri Ethics Commission, shows Perry and his wife Doylene donated $100,000 to the Seventh District Congressional District Committee. [more...]

Date: 2009-09-30 18:37:06

Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00

Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05

Mortgage Refinance With Bad Credit Options: Reveal All The Hottest Tips Here!

by Asem Eltaher Among the top ten hot topics of 2008-2009 is the relief for homeowner’s high mortgage payments. Foreclosures at an all-time high and many are getting further behind each month creating a large market for mortgage refinance with bad credit. The Mortgage Banker’s Association states the newest information on foreclosures shows the decline is still pacing downward. The percentage of homeowners facing default can rise higher by 2011, if relief is not available. [more...]

Date: 2009-10-01 09:00:20

US Bank Easing Overdraft Penalties – Analyst Blog

US Bank, a subsidiary of Minneapolis-based U.S. Bancorp ( USB ), has recently announced easing of its overdraft penalties. The bank is modifying its service charge policies for checking accounts which will become effective in the first quarter of 2010. U.S. Bank will eliminate fees when a customer’s account is overdrawn by less than $10, regardless of the number of overdraft transactions that may have occurred. It will also limit the number of overdraft fees to three or fewer per day. [more...]

Date: 2009-09-30 22:24:57

Would You Like To Find Out How Airmiles Creditcard Can Help You Fly For Free!.

In the midst of the growing costs of airfare, the having a airmiles credit card that earns airmiles with purchases appeals to several people. Both American Express and Discover own such products. Any product spoken about in this commentary has an online application form, which helps speed your way into enjoying an air miles credit card. American Express airline rewards programs include such features as: The ability to earn travel miles on all you buy with the Card. [more...]

Date: 2009-10-02 00:15:12

Mortgage Refinance With Bad Credit: Reveal All The Hidden Secrets Here!

October 1, 2009 | By Asem Eltaher In Finance | by Asem EltaherAmong the top ten hot topics of 2008-2009 is the relief for homeowner’s high mortgage payments. Foreclosures at an all-time high and many are getting further behind each month creating a large market for mortgage refinance with bad credit. The newest data from the Mortgage Bankers Association reveals fewer foreclosures are being reported. Unless there are new strategies for relief the rise could be higher than now by the year 2011. [more...]

Date: 2009-10-01 09:01:06

Get a student car loan at yours suitable budget

Amazon.de Widgets Looking for a dream car is easy task but arranging funds for that can be a tough. Many people will not be able to afford the price for there dream car so for that right kind of financing option are available for them. One must concern or check his financial situation before applying any kind of loan. The borrower must be aware of the monthly payments and must be ready to meet the financial obligations every 6 or 7 years. [more...]

Date: 2009-10-01 12:28:44

Recent Tweets from the BARN

CLICK HEREto hear parts of these stories inside theBARN’s Morning Ag News with NAFB Broadcaster Brian AllmerNational Ag News for October 1, 2009Sponsored by the American Farm Bureau Federation“September Pork Loses Climb”U.S. hog producers lost around 46-dollars per hog during September. According to experts at Iowa State University, that’s the largest per animal loss in the string of monthly losses that have now gone on for two years. [more...]

Date: 2009-10-01 11:45:02

Text of Kerry-Boxer Clean Energy Jobs and American Power Act, The Senate's Cap-and-Trade Climate Legislation

A SUMMARY OF THE CLEAN ENERGY JOBS AND AMERICAN POWER ACT AS INTRODUCED September 30, 2009 SECTION 1 . SHORT TITLE ; TABLE OF CONTENTS . This Act may be cited as the “Clean Energy Jobs and American Power Act”. Sections 2. Findings. Describes the impacts of climate change and the benefits of transitioning to a clean energy economy. Section 3. Economywide Emission Reduction Goals. Establishes targets for reducing global warming pollution. Section 4. Definitions. [more...]

Date: 2009-10-01 12:11:00

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

King Report: Economic Data Turns South

> For the past two weeks we have been warning that economic data is turning lower. On Wednesday, US beancounters manufactured a better than expected GDP but private economic data appeared that was materially worse than expected. The ADP Employment change for September is -240k; -200k was expected. More importantly, the closely-watched Chgo PMI declined to 46.1, which is below the 50 line of demarcation between growth and contraction. 52 was expected. [more...]

Date: 2009-10-01 19:03:20

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

Bad Credit Financing For Personal Loans: Reveal The Truth Here!

by Asem Eltaher 2009 is the year to refinance since the FEDS brought down rates at the beginning of the year. Pushing rates down to the 5% range and now to 4% making this the best time to apply for relief, especially when you are getting deeper in debt and have impaired your credit. Homeowners can apply for bad credit financing that is helping relieve some of the load. Sub Prime lenders are experienced with mortgage refinancing and personal loans for bad credit. [more...]

Date: 2009-10-01 10:42:17

IMF Report: Good News and Bad News, But Not Much New News

John Lounsbury submits: The IMF has issued its semi-annual report on the world economy this morning. There is some good news and some bad news. There is not a lot of headline news here, but the report is a good compilation of where the world is more than halfway through 2009. I start with lists of some summary items, followed by reviews of items of interesting data in the report. Good News 1. Banking systems have stepped back from the brink of disaster; 2. [more...]

Date: 2009-10-01 02:04:17

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

South Asian Exodus From Dubai

Dubai police have found at least 3,000 automobiles -- sedans, SUVs, regulars -- abandoned outside Dubai International Airport in the last four months ... to a DNA report. Dubai and other GCC countries are planning deficit-spending to stimulate their economies ... concerns about the large debt load Dubai has taken on in recent years to finance its [more...]

Date: 2009-01-16 17:55:00

Windows Azure and Cloud Computing Posts for 10/1/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series.   Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-10-01 23:00:00

Welsh Investment letter – September 2009

~~~ V-SHAPED RECOVERY VERSUS SECULAR AND CYCLICAL HEADWINDS Growing up in Chicago, I looked forward to every baseball season, and I cheered for both the White Sox and Cubs, since neither team won that much. I never saw the point in being choosey. The GO-Go White Sox went to the World Series in 1959, before winning it 46 years later in 2005, and 88 years after winning in 1917. The Cubs haven’t won a World Series since 1908, and that 100 year streak appears safe in 2009. [more...]

Date: 2009-10-01 14:45:08

Transcript of Mayor Michael Nutter’s budget update

Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) ... be leaving the city to travel to Washington to present testimony at a House Committee on President-elect Obama’s stimulus package. But first I want report on three primary issues: First, I want to give [more...]

Date: 2009-01-15 19:01:46

RIL, auto stocks slide in flat market

Key benchmark indices ended little changed after witnessing wild gyrations throughout the day. The BSE 30-share Sensex rose 7.71 points or 0.05%, off 61.06 points from the day's high, and up 75.19 points from the day's low. The BSE Sensex extended gains for third straight session while S&P CNX Nifty ended marginally lower. Market breadth was weak as small and mid-cap stocks underwent correction.IT stocks were in demand for the third straight day. However, auto stocks retreated on profit booking. [more...]

Date: 2009-10-01 12:10:00

Economy Weakens PC, Chip Sales

Things are not looking good for PC and chip manufacturers as consumers held back on electronics purchases during the holidays ... for the first time in 6 years in the fourth quarter of 2008, according to a new report from IDG ... tightening credit, eroding confidence, and growing unemployment,” said Doug Bell, research analyst [more...]

Date: 2009-01-16 20:37:39

Gates of Vienna News Feed 1/5/2009

Read through the official European reactions to Israel’s ground offensive into Gaza: Zapatero, the Vatican, the Italian government — all are pressuring Israel for a ceasefire. The surprise is Dutch Prime Minister Jan Peter Balkenende, who states that it would be pointless to condemn Israel without addressing what Hamas is doing [more...]

Date: 2009-01-06 04:54:00

De-leveraging the Children of Wall Street

submitted by James Baker Welch, VP of Rothschild Investments One of the most stunning facts of the 2008 Financial Melt-down has been the wholesale ... regulatory agencies to determine if the institution has met the credit needs of its entire community. 1   The CRA began to compel banks to underwrite less credit-worthy mortgage loans in order [more...]

Date: 2009-01-15 15:40:18

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

Decoupling to world: "I'm still not dead yet!"

The last time that some version of the title you see above appeared in these pages was way back in November, ... at such things as internal credit markets, saving rates, and a host of other factors while at the same ... . Such is the case in this report in The Economist: Over the five years to 2007, emerging economies [more...]

Date: 2009-01-12 00:17:06

Retailers to Wage Psychological Warfare

As the retail industry sifts through the rubble of its disastrous holiday shopping season, the next challenge begins: A struggle over the consumer psyche. Despite hopes for a massive economic stimulus plan under a new Obama administration in January, consumer confidence plunged to an all-time low in December [more...]

Date: 2009-01-05 11:00:58

Looking ahead

For Thursday: • Congress holds a joint session to count the electoral ballots for president and vice president. ( ... . • Economic reports: The Labor Department announces the latest unemployment claims; retailers report December sales results;Freddie Mac updates weekly mortgage rates, and the Federal Reserve releases [more...]

Date: 2009-01-08 02:07:47

Obama’s Jobs Plan Doesn’t Seem to Add Up

“There is no there there,” is what famed writer Gertrude Stein aforesaid when she returned to her childhood home in the 1930s ... with employment. The jobs report is based on payrolls and reflects the number of paychecks issued each ... are not the same. An single through two jobs would be counted two times in the payroll report, but only [more...]

Date: 2009-01-16 13:50:34

The Garrett, Watts Report (September 30, 2009)

    To Our Clients, Colleagues and Friends, What would be better, (a) having one $40 million warehouse line with Bank of America, or (b) having $25 million with the Bank of America and $10 million with Comerica or Flagstar?  Even though (a) is for $40 million and (b) is for only $35 million, we’d probably recommend option (b).  Having two lines is almost always better than having just one, even if the one line is somewhat bigger than the two combined. [more...]

Date: 2009-09-30 18:45:19

State Workers Fight Over Cutbacks as States Want More From Obama

As the budget crisis deepens, state employees are fighting each other for survival. Potshots are thrown between management vs. non-management, union vs. non-union, teachers vs. everyone else. In addition, governors want $1 trillion out of a total package of $850 billion Congress is likely to send to Obama to sign. The math does not add up [more...]

Date: 2009-01-03 19:53:00

PC sales stank last quarter, but HP, Apple and a few others kept growing

No wonder there's been so much buzz about layoffs at Microsoft: PC sales just stank in the last quarter ... in the fourth quarter, according to a new report from research firm IDC. The holiday season drop pulled ... reduction in spending among both consumer and commercial segments amid tightening credit, eroding [more...]

Date: 2009-01-14 21:20:33

State of Cycling in Massachusetts

Today is the last day in the world I'd ride my bike because it was -3 degrees when I woke up ... "T-boning" accidents where motorists don't realize how fast bikes go and turn in front of them. Bikes ... is absolutely at fault for hitting me. I wish I could claim credit for helping pass this law, but the credit [more...]

Date: 2009-01-16 22:08:26

Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!

One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... and now the epitome of the credit crisis: Nortel had $2.4 billion of cash in hand yesterday ... for most of 2009. In terms of our sector, we expect consumer loans and credit cards to continue [more...]

Date: 2009-01-15 19:40:53

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Revised G.D.P. Figures Show Signs That Recession May Be Ending

It now appears that the economy shrank even less than first calculated in the second quarter: The American economy performed better than expected this spring, contracting at its slowest pace in a year, the government reported on Wednesday. The report offered more evidence that the recession probably ended this summer, and that the economy would now grow through the end of the year. [more...]

Date: 2009-09-30 15:38:47

Factory Orders Tumble, Retail Sales Fall, Foreclosure Sales Triple

The string of bad news continues as factory orders plunge, retail sales fall, home prices sink and foreclosure sales soar ... down as credit is more difficult to get,” said Douglas Smith, chief economist for the Americas ... Wood, president of Insight Economics LLC in Danville, California, wrote in a note to clients. “ [more...]

Date: 2009-01-06 20:25:00

Friday Fraudster Mail

I am having difficulty locating local Ministers to work with in the Lord direction. Missionary Program, I have prayed that God will aid me in my search for people to spread his word but now is time to ask your help in this area. Please advise me on what to do [more...]

Date: 2009-01-16 08:26:44

Big Media Distorts Bush Economic Record

by James Pethokoukis, US News & World Report His presidency is almost over. But what is the true George W. Bush economic record? ( ... some of my free market principles when I was told by chief economic advisors that the situation we were facing ... at a really impressive 2.6 annual rate during the Bush years [more...]

Date: 2009-01-14 16:39:10

German Exports And New Orders Slump In November

Yesterday we learnt that German unemployment was, unfortunately, back on the rise, while today we get to see one of the principal reasons for the uptick. German exports fell back at a record rate in November - in fact seasonally and working day adjusted current-price sales exports fell back 10.6 percent from October (when they declined 0 [more...]

Date: 2009-01-08 11:40:57

What's It Going to Take to Lock Up Drug Company Execs?

A recent article in the New England Journal of Medicine reveals the shocking extent of how corrupt drug companies are ... seizures. How did U.S. annual sales of Neurontin increase from $98 million in 1995 to nearly $3 billion ... -- and how the Neurontin financial bonanza was created. In 1996, David Franklin, a young biologist [more...]

Date: 2009-01-16 23:59:01

Rosa Luxemburg - In her own words

Ninety years ago, on January 15 1919, one of the greatest revolutionaries of the 20th century, Rosa Luxemburg, was killed by the Freikorps - a freelance paramilitary outfit formed by rightwing officers after the defeat of Germany in World War I. They acted with the full encouragement of the coalition government headed by Fredrich Ebert and Gustav [more...]

Date: 2009-01-16 20:35:00

Corporations warn against bail-out risk

Massive government spending to support financial institutions in countries including the US, United Kingdom, France, Italy, ... concerned about the prospects for 2009 and beyond – and it shows. Its new report, Global Risks 2009 ... Brown and Barack Obama, will intensify the downward spiral, the report says. Global share values [more...]

Date: 2009-01-16 09:58:00

Are You Sure You Want to Start Your Own Business?

I have learned a lot from the people I’ve taught my QuickBooks and Business Financial Basics classes for small business owners and bookkeepers ... before starting their own business, and I admire them for taking the initiative. I provide ... year (annual tip report) Employment Taxes and Insurance Social Security Taxes – 6.2% match [more...]

Date: 2009-01-15 17:58:33

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