The voice of the “free TEFL course” speaks

After my disbelieving post about the truth of claims of free TEFL training (followed by disbelieving comments by my regular readers, both of them), I got a reply from someone in the parent company and sent off some questions that I thought were worth asking. He didn’t have time to answer my follow up questions, but I have left them in ( [more...]

Date: 2009-01-10 11:17:00

Blog posts (468) | Videos (31)
 

1-6-09 TAR DIGEST

The Weekly Membership Newsletter of the Tennessee Assn. of REALTORS Editor: Pug Scoville _______________________________________________________ CONTENTS 1. New Year’s Revolutions! 2. The IRS & Reporting of Cooperative Commissions 3. HOT LINE: Violation of RESPA? 4. HOT LINE: Can I Provide Leasing Assistance? 5. Upcoming 2009 Events! [more...]

Date: 2009-01-05 21:19:37

Government pledges $1 bln to spur investment, consumption

The government promised Wednesday to spend around US$1 billion to spur investment and consumption and said it wants to lower taxes to help businesses ... , but officials have become increasingly worried that the global credit crisis could drag down growth ... in a report at a cabinet meeting, came one day after the government revealed what will be the [more...]

Date: 2008-12-04 16:47:00

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

Beating the credit crunch!

By Jim Connolly - www.jimconnolly.com Whenever times are hard and the economy heads south, people (and businesses) ... and time again during past recessions. However, the ‘credit crunch’ has given us a MUCH BIGGER problem ... or impossible to access credit too!  As a direct result, generating sales or winning business is set [more...]

Date: 2008-08-29 19:57:46

Currencies Lose Their Edge

The China good feeling dissipates…  Currencies lose their edge…  Fannie Mae needs more!  Silver manipulation? And Now… Today’s Pfennig! ... to report Monday… With today being a holiday, we won’t get our next glimpse of the awful fundamentals data ... like the ECB and China… and the other does so from a position of weakness (the Fed)… But the good report [more...]

Date: 2008-11-11 13:16:43

Latin America Grows in Popularity as Trade Partner as Opportunities in Traditional Markets Shrink

According to a 2008 survey by the Economist Intelligence Unit, undertaken on behalf of Atradius, the leading global credit insurer, ... % expect their annual profit growth from the region over that same period to reach 6%. The report ... , with Mexico running a creditable second at 48%. 61% percent of respondents estimate that their annual [more...]

Date: 2008-12-02 07:24:50

January 9, 10, 11 - Unemployment Risies to 7.2% - Highest Yearly Job Loss Since 1945 - Google Rumors - Freightliner Dismisses 2137 - Semitool Chips Away 280 Jobs - Union Pacific Derails 231 - Boeing to Layoff 4500? - Beechcraft Ending 1600 Jobs? - Seagate to Delete More this Month

                                     Mike: Good day to all. Today’s big number is the Employment Situation, which is released at 8:30 EST ... %.             * Breaking news: Yet another sobering government labor report released Friday showed the economy ... jobs report, the unemployment rate rose to 7.2% last month from 6.7% in November and higher than [more...]

Date: 2009-01-09 13:51:10

MEDIA FIDDLES WHILE AMERICA BURNS By Cliff Kincaid

November 27, 2008 NewsWithViews.com I got into trouble many years ago when I co-hosted CNN’s now-defunct Crossfire show and told an Ambassador from Libya, who was filibustering and denying his government’s links to terrorism, to “Please shut up [more...]

Date: 2008-11-27 19:37:31

Weekend News Digest

Weekend News Digest is an Open Thread From Yahoo News Top Stories 1 Paulson resists calls for added help in bailout By MARTIN CRUTSINGER, ... that the nation's credit markets remain frozen and Congress must move quickly to pass a $700 billion ... better protections for taxpayers and homeowners in danger of losing their homes. "The credit markets [more...]

Date: 2008-09-22 20:04:25

Take Two Decides to Go On Its Own

Take Two Interactive has released a letter to its shareholders letting them know that their strategic alternatives review has come to an end and the company has “determined that it is in the best interests of stockholders… and to continue operating and building Take-Two as an independent company.” So Electronic Arts is out of luck! [more...]

Date: 2008-10-02 19:01:00

Auto News

Chrysler Almost Didn’t Introduce Minivans Under Federal Loan Board Chrysler’s minivans - at the time innovative vehicles credited with the ... on a German news website. Ford Execs Hope To Fuel Company’s Image By shunning government loans, Ford ... s headquarters, beaming. Midwest Credit Unions To Help GM A group of credit unions from Michigan [more...]

Date: 2008-12-10 18:45:15

Money Managment - Outsource Your Money Handling Tasks

financial roles and responsibilities.  In short the Money Handler does the necessary daily grunt work to keep your personal finance business running.] ... credit card to handle as much of your daily living expenses as possible.  This technique alone ... of transitioning to credit card enabled personal finance are many: Never be late paying a bill - Many [more...]

Date: 2008-10-15 13:23:54

More Important Than Lipstick, Take 3

by hilzoy From the NYT: "Tracey Minda needed cash to buy clothes and school supplies for her 6-year-old son before the 2006 school year ... , banks and credit cards remain in business. I wonder how? According to this CBS report ... her debt. Ohio lawmakers sought last spring to aid borrowers like Ms. Minda by capping annual [more...]

Date: 2008-09-13 04:07:30

Useful Tips When Choosing Credit Cards

Chances are you have received your share of “pre-approved” credit card offers in the mail, some with low introductory rates and other perks ... that require no application. Annual Percentage Rate: The APR is a measure of the cost of credit ... , shop around to get the best deal. Credit Card Terms: A credit card is a form of borrowing that often [more...]

Date: 2008-12-29 08:11:57

Top Five Financial Issues for the US in Coming Decades

With all the turmoil in investment markets, I have found it useful to try to estimate major financial issues that will influence the American economy ... from the 2007-2008 credit crisis. The International Monetary Fund has estimated this to be $1.1 trillion ... an extended downward spiral in home prices and the associated worsening of credit markets. [more...]

Date: 2008-10-08 22:33:00

The CIA Warned Condi

AP Study Finds $1.6B Went to Bailed-Out Bank Execsby Frank Bass and Rita Beamish - AP / Common DreamsBanks that are getting taxpayer bailouts awarded their top executives nearly $1.6 billion in salaries, bonuses, and other benefits last year, an Associated Press analysis reveals.Lloyd C. Blankfein, CEO of Goldman Sachs [more...]

Date: 2008-12-22 13:13:00

THE FINTAG NEWSLETTER @ 11 November 2008

FINTAG COMMENT The signs are all is not well. I read a freebie newspaper last night and this is what I discovered.; Iceland has become a must go to holiday destination. Shoplifting for food is on the increase. Nobody admits they work in the financial services industry anymore. Black is certainly the new black ( [more...]

Date: 2008-11-11 07:39:30

Gates of Vienna News Feed 8/25/2008

USAClinton Dismisses McCain Ads CanadaThe Taliban Letter to the Canadian People Europe and the EULocal Councils Accused of Spying on Residents’ Sex LivesMulti-Cultural Festival in OsloItaly: Former Leader Renews Attack on Palestinian Militant GroupFailed Asylum Seekers Going UndergroundMinisters Accused of ‘Leaving Black Youths to Die’ as Three [more...]

Date: 2008-08-26 00:49:00

Iran/Contra Connections to 9/11

Iran/Contra Connections to 9/11(cached)By Alex Constantine“the presence of Secord in Best’s Azerbaijani oil venture ought to have raised blood red flags around the world…” “Aid for Terrorists” CounterSpy, vol. 6, no. 2 Feb 1982In spite of repeated attempts at unification, the Afghan rebel’ groups are as divided as ever. [more...]

Date: 2009-09-23 12:35:22

Automaker Bridge Loan? You Do the Math

The first part that doesn’t compute is $700 billion in giveaways plus $100 billion in pork in 5 days compared to $25 billion in loans—no, ... annual report put Chrylser group employment at about 86,000.There’s been a lot of speculation ... , which recently won contracts for government credit card services for travel and fuel, has doubled [more...]

Date: 2008-12-16 04:26:23

become infamous for its ballooning costs, which have swollen to four times the original estimate in just three years. The velodrome and main stadium are also bulging beyond the confines of their original budget. That said, CLM can perhaps take credit that they're far from the greediest kitten at the teat. Olympic [more...]

Date: 2008-07-18 16:12:03

Hot ‘n’ Heavy

I’ve been a big fan of Gloria Brame for years, ever since I discovered her “Different Loving” over a decade ago ... opener for me. For a while I used to be a regular at her website and forum ... article before I did, so she gets the credit. Also, she found a really cool graphic, which I’m not too [more...]

Date: 2008-11-03 15:34:07

Cynsational News & Giveaways

Amazing News! In celebration of 10 years of www.cynthialeitichsmith.com, the lovely Angela L. Fox is sponsoring a giveaway at Pickled Pixel Toe.Enter to win a T-shirt!Here's how: go to one of the following categories: The Muses (see design sample); The Inner Critics; or Writing, Illustrating, and Conference.Pick a T-shirt design. Then email me ( [more...]

Date: 2008-09-12 09:21:00

State Workers Fight Over Cutbacks as States Want More From Obama

As the budget crisis deepens, state employees are fighting each other for survival. Potshots are thrown between management vs. non-management, union vs. non-union, teachers vs. everyone else. In addition, governors want $1 trillion out of a total package of $850 billion Congress is likely to send to Obama to sign. The math does not add up [more...]

Date: 2009-01-03 19:53:00

THE FINTAG NEWSLETTER @ 04 November 2008

FINTAG COMMENT A big Mac or a Cheery O? The world is waiting on baited breath to see who is going to be given the job to pay off the Greenspan / Bush credit card? The honeymoon will be short and the gloom long. In the meantime, the sales ... and Connecticut. It also develops supervisory policies for the US and overseas, according to its website [more...]

Date: 2008-11-04 07:06:29

Give Yourself Some Credit

By Alphonso Smith One of the most prominent companies that exists today in the field of consumer credit counseling is CCCS has been providing consumer credit counseling services to clients for years and they have a proven track record ... that should be explored is the free 7 lesson credit repair ecourse offered at the end of this article [more...]

Date: 2008-11-30 11:02:04

Operation Rumor Has It - Part 3

Some Operation Rumor Has It suggestions for your reading pleasure. Actual authors may claim credit in the comments if they choose ... though I don't believe in any of that stuff) administration is working to close down your website ... that gives the president the power to 'quarantine' a website for up to 24 months on grounds of being [more...]

Date: 2008-08-20 10:01:56

THE FINTAG NEWSLETTER @ 28 November 2008

Coins FINTAG COMMENT Money. It is becoming clearer. Bush's ill fated US Patriot Act is a major cause for the current credit crunch. I arrived back from the land of the depressed to find a pile of mail on my doormat. Apart from the usual invites to the best parties, there were a couple of credit card applications. Quite simple [more...]

Date: 2008-11-28 09:04:53

Banks, Loans & How To Save Big Bucks

When shopping around for a loan, whether it be auto, home or consolidation, most individuals turn toward banks for the money that they need ... . Are you familiar with your credit report and FICO score? If not, you should be. Visit annualcreditreport.com to receive a free copy of your credit report, from each of the three credit reporting [more...]

Date: 2008-11-24 07:47:36

NWP “Hot Sheet” Weeks of 12-8-08 and 12-15-08

NWP Reps/Members: I would like to start out by wishing each and every one of you a very safe and happy holiday season.  Please take the time to cherish your family and re-energize yourself for the coming New Year and the challenges that lay before us. This past week, Mike Hull and I traveled to Tucson at the request of our LR Rep Allen Bieber [more...]

Date: 2008-12-25 01:37:35

Confusion Reigns Supreme

Source: Roger Wiegand, WeBeatTheStreet. “Gold isn’t just another commodity. Gold is money ... of cash, finance, credit or, government program that has the capacity to pull the global economy ... to exaggerate the annual “Sell in May and Run Away” syndrome. We’ve read about and have seen first [more...]

Date: 2008-12-08 16:29:42

Accounting news, November 2008: Accounting & Business

  Fair value under pressure   The International Accounting Standards Board has yielded to intense pressure from European Union governments and ... , removing them from the requirement to report at fair value. Many banking and insurance executives ... control of politicians. To help investors and other report users understand the impact of the asset [more...]

Date: 2008-12-29 11:52:08

Loanio launch!

Updated: Just after I wrote this, access to the Loanio website has been restricted again. Finally! ... a origination fee of 1 to 4% of the loan amount (dependant on credit grade). Borrowers can opt for platinum ... are charged a 1.25% annual servicing fee. Lenders bid at the interest rate they want, lowering [more...]

Date: 2008-09-25 13:20:24

UPDATE 1-China faces wave of unrest in 2009 -official report

China faces surging protests and riots in 2009 as rising unemployment stokes discontent among migrant workers and university graduates, ... stark report was in this week’s Outlook (Liaowang) Magazine, issued by the official Xinhua news ... and the article also appeared on Xinhua’s website (www.xinhuanet.com). China’s leaders are usually secretive [more...]

Date: 2009-01-06 06:36:26

Why You Can’t Get a Job — Interview Prep

I wanted to write more on proving your actual worth to a company … rather than telling them how smart you are, ... License photo credit: sunciti_sundaram by Jackson Fraser Plan properly. Conduct your homework ... information: Google the company’s website as a first step. Learn how the company wants to be known [more...]

Date: 2009-01-07 04:36:12

Latest Economic Forecasts? More Pain

There was definitely no shortage of dreary economic forecasts released today ... at a 2.8 percent annual rate in the fourth quarter. A month ago, the consensus view was for a 1.1 ... professor at Stanford University, spoke Nov. 7 after a government report showed unemployment rose [more...]

Date: 2008-11-11 04:59:03

Vail Resorts Posts Record 2008 Earnings; Warns 2009 Profits May Fall

Vail Resorts (MTN) released its financial statement for fiscal 2008 ended July 31 yesterday in which the company posted record revenue, EBITDA, and net income. The banner year was due to a large increase in real estate sales, late season snows, and an increase in foreign travel to Vail’s mountains, which include Vail, Beaver Creek, Breckenridge, [more...]

Date: 2008-09-26 14:27:32

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Kazeminy tricks mean treats for Coleman

So it turns out that Bush’s reality check, Attorney General Michael Mukasey, is not just the guy responsible for making sure Bush obeys all the laws, ... has arrived. According to Thursday’s G.D.P. report, real consumer spending fell at an annual rate ... at an annual rate of 14 percent. To appreciate the sign [more...]

Date: 2008-10-31 15:37:17

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... s also one of the best online bank options in terms of interest rate and website features ... , and mutual funds via its highly sophisticated electronic trading website, ETrade customers can also [more...]

Date: 2008-12-27 08:39:38

A Look at Competing Healthcare Plans

Jump to Comments : : : : : : : : : : How will you fare under John McCain’s healthcare plan?  What about Barack Obama’s proposal for healthcare? There are a of questions floating around concerning both McCain and Obama’s respective health plans. Do you have any conditions (such as what he has; history of cancer) [more...]

Date: 2008-09-06 03:53:22

Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... has proven to be quite useful.” p) Nope, that was me. George made a website using that info [more...]

Date: 2008-11-03 21:51:36

Friday Fraudster Mail

I am having difficulty locating local Ministers to work with in the Lord direction. Missionary Program, I have prayed that God will aid me in my search for people to spread his word but now is time to ask your help in this area. Please advise me on what to do [more...]

Date: 2009-01-16 08:26:44

The Highlights

Gilbert Arenas:  “Right before dinner I was thinking about how I was going to propose. Everybody wants to make it memorable, but I have this statistic that I’ve never, ever asked a girl out and I didn’t want to change that. Never, ever. In life. I was like, man, I got to keep this streak going [more...]

Date: 2008-09-30 05:06:08

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

When the Lights Go Out in the City

Hawaii Island of Oahu Loses Power During Storm By David Briscoe, Associated Press Writer / USA TodayHONOLULU — The island of Oahu lost power Friday evening in the midst of heavy rain and lightning, leaving some 800,000 residents and thousands of tourists in the dark, as well as the neighborhood where President-elect Barack Obama was vacationing [more...]

Date: 2008-12-27 15:49:00

Bailouts and the Need for Speed

October 2, 2008 by Stephen Neitzke Millions of angry citizens shouted and screamed into Congressional staffer phones and emails ... OUTSTANDING, jumping up and down on a annual gross world product of a mere $65 TRILLION. (Both totals are as of the end of 2007, according to the current quarterly report of the BIS -- Bank [more...]

Date: 2008-10-02 15:33:45

Where are Your Sales and Marketing Efforts Focused?

I was recently reading an annual report for a successful company, and, as always, I looked at the words used about customers ... of the success of this business.  The annual report is written in such a way as to bring out this focus ... information. A Customer Focus In this report, I looked for more.  Specifically, I looked to see how [more...]

Date: 2008-09-08 18:31:26

Debt Rattle, November 22 2008: Ordinary People

Timothy H. O'Sullivan Hero July 1863 John L. Burns, the 'old hero of Gettysburg,' with gun and crutches. Born ca ... , their effective net worth is negative, they have more debts than assets. This is the result of easy credit, used for anything from home and car purchases to all the gadgets and trinkets charged to their credit [more...]

Date: 2008-11-22 20:20:22

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