As I wrote last year, regular checks of your credit report are an important as aspect of fiscal management and under the Fair and Accurate Credit ... , and TransUnion to provide consumers with one free credit report per year. The official website through which ... AnnualCreditReport.com. Thus Americans abroad remain unable to exercise their legal right to [more...]
Date: 2008-12-31 17:23:16
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A must read for all landlords
Your job as a landlord just got a lot more bureaucratic and burdensome regarding tenant screening reports that you receive to help you select ... consumers against identity theft, a growing concern in our electronic age. These laws are the Fair Credit Reporting Act (FCRA) and the Fair Accurate Credit Transaction Act (FACTA) In brief, 1. Keep [more...]
Date: 2008-11-25 17:44:53
How To Get Your Free Government Credit Report
Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]
Date: 2009-09-24 11:08:43
Free Credit Report - A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT) ... annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy ... , which made it possible for consumers to obtain a copy of their credit report for free. In fact [more...]
Date: 2008-12-28 05:24:36
4 Free Reports With Your Personal Insurance, Employment, and Tenant History
Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) ... of information contained in private corporate databases. But in addition to credit information ... report free every rolling 12-month period. Insurance Claims History If you would [more...]
Date: 2008-06-04 11:08:42
Review of Lexington Law Firm
by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... gives you the right to dispute any item you feel is not accurate on your credit report. This law ... damage to your report. To dispute a listing yourself you must create a dispute letter and mail [more...]
Date: 2009-01-13 11:40:05
Being Proactive in 2009: Economic Stimulus For the Mind
Happy New Year! In the financial world, I don’t know anyone who was not eager to kiss 2008 goodbye ... of your records. Get your credit report, make sure it is accurate and dispute any errors. 3. Beware before ... to embrace (or brace for) the impact. 2. Keep an eye on your credit – Good credit = lower costs [more...]
Date: 2009-01-13 03:30:29
DTCC Claims Lehman Credit Default Swap Worries Overblown, Net Payments Only $6 Billion
Reader Tim sent us a link to a press release from The Depository Trust and Clearing Corporation which says that the net payout on Lehman credit ... has been the prospect of further bank failures resulting from Lehman payouts. DTCC's report, if accurate ... Misconceptions About the Credit Default Swap Market NEW YORK--(BUSINESS WIRE)-- The idea [more...]
Date: 2008-10-12 13:20:22
Top 10 Tips For a First Time Home Buyer
by katie George If you have just started the process of looking for a home on the Tampa real estate market, ... to make certain that your credit report is accurate and in order. You also need to make certain ... you actually begin looking for a home. 5. Limit the number of people you obtain advice or opinions [more...]
Date: 2008-12-30 10:11:57
9 Million Identities stolen in US each year - $49.3 Billion in losses vs. $17.6 Billion for all other forms of property crime
There are new rules that any company that offers any form of credit has to comply with for reporting identity theft incidents ... against individual's for theft - violent or not. Its kind of interesting - the FTC reports identity ... . The rules stem from FACTA - Fair and Accurate Credit Transactions Act. In some sense [more...]
Date: 2008-10-17 11:15:18
FTC's 'Operation Clean Sweep' Targets 'Credit Repair' Companies
The Federal Trade Commission, in cooperation with 25 state agencies in 23 states, ... they can remove negative information from consumers’ credit reports – even if that information is accurate and timely. WHEN: October 23 – 10:30 a.m. WHERE: FTC Headquarters 600 Pennsylvania Avenue, N.W. [more...]
Date: 2008-10-22 09:09:40
Why Does FACTA Matter to Me?
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA is the law which allows any American access to their credit report once per year. The law went into effect Jan. 1, 2005. So what does [more...]
Date: 2009-01-02 09:00:07
Marc Ambinder Stoo-pidity Day?
Tuesday, January 13, 2009 Labels: Stupidity #fullpost{display:inline;} ... , and if the press pool report is accurate, he is breaking bread with William Kristol and David Brooks ... more credit to Ezra Klein, or the socialists over at FireDog Lake, for the quality of their politically [more...]
Date: 2009-01-14 04:08:00
How to Hide Debt with Pension Accounting
Pensions involve promises made to employees that if they work for the company over some minimum period of time, ... terms, and it should report the fair value of the assets held in the pension plan. Among other things ... the firm properly and accurately. Pension accounting takes credit for being one of the most difficult [more...]
Date: 2009-01-14 06:38:47
First Reports - 11/26
Happy Thanksgiving, Y'All! Goldman's FDIC-Backed Offering A Roaring Success - - - Originally set to raise $2bn in FDIC-backed bonds, ... and Accurate Credit Transactions Act of 2003 - - - In accordance with the Red Flags Rule of the FACT Act, which is under the jurisdiction of the Federal Trade Commission (FTC), FINRA member firms [more...]
Date: 2008-11-26 19:56:08
Roubini Warns of Possible Systemic Meltdown, "Severe Global Depression"
Nouriel Roubini has been almost freakishly accurate in calling the progression of the credit crisis, ... of holding of other hedge funds. At a minimum, they report losses to investors, some of whom will want ... -term systemic financial meltdown as day after day stock markets are in free fall, money markets [more...]
Date: 2008-10-10 02:35:58
McCain Volunteer Admits Maiming Attack a Hoax
Well, I'm giving some credit to Kyle Moore here, whose suspicions proved accurate that the Ashley Todd attack and maiming story was a hoax.Pittsburgh's KDKA has the report:Police tell KDKA that a campaign volunteer has now confessed ... bumper sticker.Ashley Todd, 20, of Texas, initially told police that she was robbed at an ATM [more...]
Date: 2008-10-24 18:27:00
AIG Up to Its Old Tricks, Yet Another $10 Billion in Losses
The Wall Street Journal reports in a story frustratingly sketchy on key details that AIG has sprung another leak, or more accurately, ... said caused its losses. And these trades took place within the now-notorious credit-default-swaps ... -existent. The size of the profits it was reporting should have lead to heavy scrutiny. That sort [more...]
Date: 2008-12-10 05:04:15
Rating cannot be construed as a substitute for an exhaustive audit or a fraud detection
Sep 26, 2009Accounting, Audit The credit crisis has exposed weaknesses in many financial intermediaries. How can rating agencies ensure their views are more accurate and unbiased? Despite due diligence, there is always scope for improvement. Credit rating agencies (CRA) do not carry out a separate audit but takes cognisance of the information available from annual reports, submissions from management, secondary sources and opinions from lenders/ investors. [more...]
Date: 2009-09-26 05:31:47
Bill 'Helping' Hillary to Become the Next Secretary of State
BY TAYLOR MARSH Well no kidding. Reporters have to write something, especially when facing the biggest story of the post-election season ... . But no doubt news outlets are grateful. Credit to the people over at Salon’s "War Room" for the most accurate headline of the day. As for "Obama’s first drama," David Corn needs to look in the mirror [more...]
Date: 2008-11-20 17:18:02
Is Obama Lazy? Proof?
Rick Moran, American Thinker, 3/7/09 All we’re getting is whispers from the press, of course, A raised eyebrow here, a sad shake of the head there. But the picture that is emerging of Barack Obama, the executive, is not very flattering if you look between the lines. Jennifer Rubin: Well, it’s becoming obvious he’s not really much of a manager, decider, legislation-craftsman, or supervisor. His vetting process is in shambles and key Treasury slots are still vacant. [more...]
Date: 2009-09-30 22:12:35
Is the 6-month Stock Market Rally About to End?.
by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]
Date: 2009-10-01 17:54:55
We Have Met the Nazis, and They are Us
I've been documenting this inescapable fact for over 20 years while vapid corporate reporters, many planted by the CIA (Mockingbirds), lie through their teeth to uphold status quo ignorance and complacency. America's leaders have sent the American Dream to Guantanimo where it is bleeding to death. Bury it with a tea-bag, recite a jingoistic eulogy. Wallow in apathy. It's the fault of "The People," common scum, that fascism has trumped democracy. [more...]
Date: 2009-09-29 22:43:00
QuickBooks Pro 2009 3 User
Amazon. com Product Description Small business accounting software that makes accounting easy with tools to organize your finances all in one place. Track sales & expenses. Click to enlarge. Reduce data entry by downloading your bank & credit card transactions into QuickBooks. Click to enlarge. Create purchase orders. Click to enlarge. Generate reports with one click to see how your business is doing. Click to enlarge. [more...]
Date: 2009-09-29 23:40:46
Corporatism is King
by cjmac53@aol.com I wanted to follow up my post from yesterday on the FDIC with a couple of related links that I think are relevant as far as the big picture on the economy is concerned. Alex’s comment on that post led me to do a quick search of the banks that had closed when the S&L crisis finally came to a head. The link is to an article from the New York Times that was written in 1988, and I about fell off my chair reading some of the things that ocurred and the analysis of the [more...]
Date: 2009-10-01 09:21:00
FreeCreditReport.com Review: Not a Free Credit Report
Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]
Date: 2009-09-29 04:01:28
Mega Collection of Top Applications (more than 80) - vinay
MEGA SOFTWARE COLLECTION ALSO SEE PAGE-6 CRAZY TALK 5 PRO DFX SOUND ENHANCER V8.403 BIT DEFENDER TOTAL SECURITY 2009 Unlike other security solutions, which rely heavily on a list of pre-existing viruses, BitDefender security solutions use proactive B-HAVE technology that identifies and blocks new and zero-day threats. Additionally, BitDefender Total Security 2009 Systemâ??s maintenance and backup tools keep PCs running at optimal speed and protected from data loss. [more...]
Date: 2009-09-27 07:20:53
“Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!”
Note: Cross posted from Battered Mothers Rights – A Human Rights Issue.Permalink “Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!” Trag·e·dy (trj-d) n. pl. trag·e·dies – 1. A drama or literary work in which the main character is brought to ruin or suffers extreme sorrow, especially as a consequence of a tragic flaw, moral weakness, or inability to cope with unfavorable circumstances. [more...]
Date: 2009-09-27 19:55:11
“Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!”
Note: Cross posted from Battered Mothers Rights – A Human Rights Issue.Permalink “Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!” Trag·e·dy (trj-d) n. pl. trag·e·dies – 1. A drama or literary work in which the main character is brought to ruin or suffers extreme sorrow, especially as a consequence of a tragic flaw, moral weakness, or inability to cope with unfavorable circumstances. [more...]
Date: 2009-09-27 20:08:28
“Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!”
Note: Cross posted from Battered Mothers Rights – A Human Rights Issue.Permalink “Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!” Trag·e·dy (trj-d) n. pl. trag·e·dies – 1. A drama or literary work in which the main character is brought to ruin or suffers extreme sorrow, especially as a consequence of a tragic flaw, moral weakness, or inability to cope with unfavorable circumstances. [more...]
Date: 2009-09-27 19:58:58
“Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!”
Note: Cross posted from Battered Mothers Rights – A Human Rights Issue.Permalink “Media calls it TRAGEDIES these are OUTRAGES get it right media!! Crimes against others are not Tragedies they are OUTRAGES!!” Trag·e·dy (trj-d) n. pl. trag·e·dies – 1. A drama or literary work in which the main character is brought to ruin or suffers extreme sorrow, especially as a consequence of a tragic flaw, moral weakness, or inability to cope with unfavorable circumstances. [more...]
Date: 2009-09-27 20:12:59
Recent Tweets from the BARN
CLICK HEREto hear parts of these stories inside theBARN’s Morning Ag News with NAFB Broadcaster Brian AllmerNational Ag News for October 1, 2009Sponsored by the American Farm Bureau Federation“September Pork Loses Climb”U.S. hog producers lost around 46-dollars per hog during September. According to experts at Iowa State University, that’s the largest per animal loss in the string of monthly losses that have now gone on for two years. [more...]
Date: 2009-10-01 11:45:02
Obamlet
To troop up or not to troop up: that is the question. Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous fortune, or to take arms against a sea of troubles, and by opposing end them? Excuse me, just flipping through some Shakespeare and mulling the news, or lack of it, this morning. The ongoing to be or not to be a wartime president thing that is now the news. Obama looks more and more like Obamlet every day. [more...]
Date: 2009-09-28 14:49:12
Is Bush Tanking Stocks to Grab the Remaining $350 Billion TARP? Remember the much decried end-of-Clinton- era pardons, the most controversial of which involved tax cheat and storied trader Marc Rich? Well, if I am reading the tea leaves right, those shenanigans pales compared to the nonsense Bush is trying to pull in his last week in office [more...]
Date: 2009-01-13 21:43:00
Credit Repair Company
by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]
Date: 2009-09-30 12:07:14
Blocking, Tackling & Running: Leveraging a Crisis Into Real Change
There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]
Date: 2009-01-16 20:07:11
Why Mortgage Calculators Can Be Useful For Comparing Loans
Why Mortgage Calculators Can Be Useful For Comparing Loans by Jeff RobertsHave you ever wondered what exactly is up with free mortgage calculators? This informative report can give you an insight into everything you’ve ever wanted to know about the formulas used to calculate mortgage payments.A mortgage calculator will state the amount you need to pay each month. You can also do a backward calculation with many calculators if you are not sure how much you can borrow. [more...]
Date: 2009-09-27 17:13:56
The Shadow Gold Price
“The Shadow Gold Price” Paul Brodsky & Lee Quaintance run QB Partners, a private macro-oriented investment fund based in New York.” ~~~~ Conclusions: Spot Gold is fundamentally cheap versus its intrinsic monetary value by a factor greater than 10 Stocks are empirically very cheap versus the current quantity of paper money bank reserves [more...]
Date: 2008-12-10 13:00:25
Fed Researchers: Credit Vertigo Bigger Problem Than Funds to Lend
Corporate borrowers are so unsure about the lending landscape, and bankers are so concerned about risk that a “credit vertigo” has been created, ... that the credit crunch is the result of banks being short of cash to lend is not accurate, the researchers found. Instead, there is a complex mix of lower demand, higher standards and poor credit quality [more...]
Date: 2008-12-17 11:55:00
Choosing The Right Bad Credit Loans
Sep 27th, 2009by Chuck Lage. by Chuck LageBad credit is something that most of us have to deal with today. At some point in life you may end up running into some trouble that requires some extra money. Those who have bad credit scores are now able to get the cash that they need without a lot of hassle. Bad credit loans have recently been introduced and there are a few things that you need before you get started. [more...]
Date: 2009-09-27 12:46:25
Animal Bones Used to Construct Granada, Spain
Spanish archaeologists have just announced that they've unearthed a 14th century brick oven used to bake animal bones ... are presented in the current issue of Analytical Chemistry. (Credit: American Chemical Society ... this is the first report of burnt bones in a patina on a Muslim monument, as well as the archaeological [more...]
Date: 2009-01-15 01:58:02
Perspective: Santa Claus Rally?
Vincent Farrell, Jr. is Chief Investment Officer of Scotsman Capital Management LLC., a New York based investment management company ... to be accurate more often than not in my experience. What might help the market is the incredible flood ... supply via the creation of credit and I believe the New Year and the new Obama Administration will see [more...]
Date: 2008-12-29 12:59:23
NFP: Even Worse Than Reported
Over the past few years, we have railed at the prettyfied numbers that come out of BLS regarding NFP job creation and the unemployment rate ... of aberrational, credit-driven economic growth was hidden from the public view. Many (tho not all) of Wall Street ... now in a full blown recession, and the Housing and Credit crisis getting worse, it hardly semed [more...]
Date: 2008-12-08 11:34:50
To p2pnet — ‘You’ll be sorry!’
p2pnet news view Freedom | P2P: “You a fucking washed out loser. You can not make a living in any other way except by running a site which says it is a new site that which is nothing but you shooting your mouth off.” That’s part of several emails I found waiting for me following yesterday’s Trolls? Not. But flames? OK (mostly) [more...]
Date: 2008-11-23 15:27:24
How To Get Your Free Government Credit Report
How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]
Date: 2009-09-30 08:17:23
Credit report: check yours
Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]
Date: 2009-09-30 19:27:34
Senate, Once August Body - Mired in Muck!
Watch this and you will understand, perhaps, if you are objective why terrorists dig tunnels under homes,attachments:HamasCivillians.wmv (1992KB) also,India understands. So does a Cuban born Spanish author. (See 1 below.)How about this for proportionality - every IDF soldier killed is equivalent to 50 plus of ours. (See 2 and 2a below.) [more...]
Date: 2009-01-15 21:29:00
Are 8,000 Bosnia Massacre Victims Just Like Gazans?
-By Warner Todd Huston These sort of nonsensical comparisons, filled to the brim with hyperbolic foolishness, ... claim that Israel is perpetrating an act no better than the ethnic cleansing in the 1990s in Serbia ... goal all along. The report originates from Sarajevo where survivors of the ‘95 massacre of Bosnian [more...]
Date: 2009-01-10 15:30:48
Inhofe Plays while the Boxer’s Away
It must be that time of year again. Just like last year, the Minority on the Senate Environment and Public Works (EPW) Commitee (read James Inhofe (R-Exxon)) has just released another "report" somehow proving ... about it anyway. DIGG. Let's make some things clear, we should be outraged about this report. But, [more...]
Date: 2008-12-15 00:00:10
Inhofe Plays while the Boxer’s Away
It must be that time of year again. Just like last year, the Minority on the Senate Environment and Public Works (EPW) Commitee (read James Inhofe (R-Exxon)) has just released another “report” somehow proving that the globe isn’t warming ... , we should be outraged about this report. But, perversely, Inhofe and sidekick Marc Morano merit [more...]
Date: 2008-12-14 03:53:08
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