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So What Do You Think? Money Smart Life - Reader Survey

I think it’s time we have “the talk”. You know, the inevitable conversation in any relationship where one person asks the other: ... Cash in An Emergency - 56 Page Report * 101 Powerful Tips for Improving Your Credit Score - 54 Pages [more...]

Date: 2008-06-10 14:09:15

Blog posts (167) | Videos (102)
 


Arizona Mortgage Rates October 17, 2008

Arizona Mortgage Rates for October 17, 2008 Mortgage Related News This week we ran into more than one person who was interested in what lenders ... include: Must be a second home 400,000 max loan amount 75% Loan-to-Value International credit report ... are able to provide loans for Canadian Nationals. After some local discussion between [more...]

Date: 2008-10-17 16:18:20


The Continuing Agony Of Identity THeft

by Darren Cason A person that becomes a victim of identity theft is a victim for life ... for up to three months on a credit report, but this achieves little - nothing is removed ... the problem to the police. Their reaction was to ask a few questions and give me a report number [more...]

Date: 2008-12-31 17:26:57


Jonathan Kay on censorship, press councils and hate speech: Three observations on Richard Moon's CHRC report

Lots of knowledgeable people have already weighed in on Richard Moon's report to the Canadian Human Rights Commission on the regulation of hate ... from that marquee conclusion, the report also contains some other interesting nuggets, a few of which I'd like to touch on here: (1) Give Richard Moon credit: He is the first person (to my knowledge [more...]

Date: 2008-11-25 18:16:00


50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report ... and/or through Treasury Direct. Read (and understand) a company’s annual report (including [more...]

Date: 2008-10-27 11:00:10


The Valley's Proponents Become Its Critics in Hard Times

Friday's stock market roller coaster was one to remember ... 100. In between bites and conversation, I'd pass along a report: "Down 200. Down 100. Even. Up 50 ... personal financial accounts and 401ks, banks have gotten wobbly, and credit has gotten unstable, many [more...]

Date: 2008-10-11 23:04:36


Midnight Meanderings - Getting Fit Fiscally And Physically

From my other sites - Over at No. Calories Needed, I’ve posted my weekly work out schedule.  (No ... .) Over at 99 Changes, my personal development site, I’ve posted a progress report.  Check it out - and give me a grade! Over at the No Credit Needed Podcast, I’ve (finally!) recorded and released a new [more...]

Date: 2008-10-25 03:41:13


Light Goes out at Light Sword

Victoria Strauss at Writers Beware is reporting the long-expected news that sham publisher Light Sword, ... that are now with LSP Digital? Is Daly hoping that she can solve her personal and corporate credit ... that the web address for LSP Digital is "Lightswordpublishing.com." [more...]

Date: 2009-01-07 23:37:10


Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29


How to stop identity theft

Don't carry more personal information on you than you need to, and check your credit report at least once a year. [more...]

Date: 2009-01-12 05:00:00


Princess Caroline Declines To Reveal Info About Personal Finances

The Caroline Kennedy for Senate story gets more and more interesting ... . Kennedy would have to file a 10-part, publicly available report disclosing her financial assets, credit card debts, mortgages, book deals and the sources of any payments greater than $5,000 [more...]

Date: 2008-12-23 15:38:33


Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29


Tron Sequel Will Be In 3-D

As Dom was kind enough to report earlier, the acting line-up for TR0N 2/TRON 2 ... commercial director Joseph Kosinski (whose only IMDB credit was once being attached to the LOGAN’S RUN ... person view from inside a light cycle, which should be pretty spectacular. tron_game_reactor [more...]

Date: 2008-12-21 19:32:27


Banks put their hands up

The local banks turned up at the Assembly a month after they were requested to do so and put their hands up ... with the credit crisis had not always been fairly treated. Business, personal users and people ... . I blogged about this a couple of times before Christmas. PA has a good report on the proceedings [more...]

Date: 2009-01-15 09:21:49


eBay for Dummies Fourth Edition

eBay for Dummies Fourth Edition eBay is the world’s #1 online shopping destination and can be a bit intimidating for first-time users ... to avoid credit cards so I can prevent massive debt, so I tried using ebay and paying everything with personal checks. The sellers grew very impatient or didn’t report having received my payment and soon [more...]

Date: 2008-11-18 14:07:00


HP mulling over merging printer and PC business units

(Credit: Crave CNET) Hewlett-Packard is considering a reorganization that would see the company's printer unit combined with its personal computer business, according to a Wall Street Journal report Tuesday. The plans, which ... [more...]

Date: 2009-10-01 07:00:00


Recession Started In December 2007

I reported on this in January and now we have official confirmation ... , stagnant wages and hundreds of thousands of lost jobs. But the nonpartisan National Bureau of Economic ... now for America’s economy? Personally, with the news of a possible $2 trillion pull back on credit [more...]

Date: 2008-12-02 01:05:15


Phishing Email

I’m a fiery and short tempered person in nature, and it doesn’t take much to anger me or annoy me ... , such as passwords,credit card codes, id number, and bank account numbers that the legitimate organization ... on the behalf of CIMB Bank, Malaysia. So, after receiving the same email a few times, I’ve decided to report [more...]

Date: 2008-12-13 16:41:34


American Household Debt Declines, Personal Saving Rate Increases

This morning, Karl sent me a link to a CNN/Money article that is simultaneously happy and sad: ... ever, based on data going back to 1952. According to a Federal Reserve report released Thursday ... choice. USA Today writes: The decline in household debt levels is evidence of the severe credit [more...]

Date: 2008-12-11 23:00:20


When our personal economy is more important than the US economy.

“You might not always get what you want, but you always get what you expect.” – Charles H ... , regardless of what the Bureau of Labor Statistics is reporting. Rather than sitting and stewing ... less on gifts this season than they did last year… or when our last credit card has been maxed [more...]

Date: 2008-12-26 13:44:08


Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55


Avoid the Freshman Financial Fifteen

College students have a lot to deal with: New classes, new surroundings, new friends, and adjusting to a new lifestyle away from home.  It’s easy to get wrapped up in the college scene and forget to take care of your finances, but making good decisions early will pay dividends later.  Here are fifteen financial missteps often made by college students and strategies to avoid them.1.    Not budgeting This is undoubtedly the biggest mistake we college students can make.  It is important to set [more...]

Date: 2009-09-30 15:10:57


The US needs the world to help them clean up the internet

Okay so this isn’t the way the BBC worded it when they published their article this morning, but I can’t help thinking they should have done. The US Department of Homeland Security has said… "all computer users, not just industry and government, have a responsibility to practice good ‘cyber hygiene’" Which, if they’re aiming that comment at at anybody outside of the US is nothing short of complete hypocrisy.  This map below will demonstrate why I’m saying this. [more...]

Date: 2009-10-01 11:36:04


Real Estate Investing – Why And How

In the world of Globalization, everybody wants to make investments for varieties of reasons like to secure his future, for his family or may be for more success and wealth. Now the investments options available are stocks, bonds, gold, bank certificates and deposits offering easy and good returns. These options are quite simple to make; just visit them, give your funds and you’re sorted out; however Investments in Real estate are little bit complicated to understand. [more...]

Date: 2009-10-01 23:17:46


Bring Back Your Smile Through Fast Personal Loan

Are we incompetent to encounter your monthly expenses? If nonesuch of income is hidden a complacency of your family, do not be apprehensive. Opt for a quick personal loan and prove a needs of your desired ones.Fast personal loan is categorically written gripping in thoughts a obligatory sequence of income of infancy of a population. It has additionally been termed as a payday loan since a income which we make make use of of to compensate off a loan comes from your personal income. [more...]

Date: 2009-10-01 14:36:09


Swift Boater Keeping Blunt-Connected Committee Afloat

Randy Turner flagged an interesting pair of hefty campaign donations yesterday : Texas home builder Robert Perry, who bankrolled the Swift Veterans for Truth campaign that gunned down John Kerry's 2004 presidential campaign, is meddling in Missouri politics again. A 48-hour report filed today with the Missouri Ethics Commission, shows Perry and his wife Doylene donated $100,000 to the Seventh District Congressional District Committee. [more...]

Date: 2009-09-30 18:37:06


Creating Denser Cities Won’t Reduce C02 Emissions Enough

M.I.T. Technology Review wrote that creating denser cities doesn’t reduce C02 emissions enough to make a major difference by 2050, when some of worst effects of climate change are expected to take effect. A  recent report from the National Academy of Sciences (NAS) found that policies designed to make cities more compact will “do little to reduce gas consumption by 2050.” Fighting urban sprawl, and the time spent commuting via cars, has been viewed as critical to reducing C02 emissions. [more...]

Date: 2009-10-01 17:46:55


Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00


Oh Yes

A decision by a county court judge could mean thousands of borrowers being able to renege on their debts. Judge Jacqueline Smart at South Shields county court has decided that the MBNA credit card company cannot demand the repayment of a customer’s debt. It tried to force Mrs Lynne Thorius to repay the £8,000 she owed on her card. But the Judge decided there had been an unfair relationship between Mrs Thorius and MBNA because of the way she had been sold payment protection insurance. [more...]

Date: 2009-10-01 19:41:49


Posts about Obama Health Care Failure as of October 1, 2009

Conference call: Tim Pawlenty and the Freedom First PAC - hotair.com 10/01/2009 We had an opportunity to talk with Minnesota Governor Tim Pawlenty to discuss the launch of his Freedom First PAC.  Pawlenty says that he’s worried that freedom is being corroded by a “tyranny of a creeping bureaucracy.”  Pawlenty wants to re-elevate the principles of freedom and liberty, including an effort to educate people on their value and to impact current policy.  Pawlenty plans a particular effort to [more...]

Date: 2009-10-01 12:59:05


Mortgage Refinance With Bad Credit Options: Reveal All The Hottest Tips Here!

by Asem Eltaher Among the top ten hot topics of 2008-2009 is the relief for homeowner’s high mortgage payments. Foreclosures at an all-time high and many are getting further behind each month creating a large market for mortgage refinance with bad credit. The Mortgage Banker’s Association states the newest information on foreclosures shows the decline is still pacing downward. The percentage of homeowners facing default can rise higher by 2011, if relief is not available. [more...]

Date: 2009-10-01 09:00:20


Mark Turner Russell Edgar: Turners Bar Complaint Response Back to Edgars Comments

There has been a lot of conversation here at Maggie's Notebook about Mark Turner, a man living in the Pensacola, Florida area. At the bottom of this post, you will find links to the background of Mark Turner's case. Today, I want to focus on complaints Mr. Turner made to the Florida Bar. When a citizen feels they have been unjustly treated by the justice system, they can file a "Bar Complaint" with the State's Bar - the organization that generally registers and tracks lawyers in the area. [more...]

Date: 2009-09-30 22:16:00


A Guide To Travel Insurance

Travel Insurance Guide is a need to know? Travel insurance protects against free vacation adverse events such as cancellation and interruption, and has paid medical expenses, loss or damage to property and transit times. Millions of travelers and vacationers buy some form of insurance – each year, but few know what it is and how it can be defined. If you know what is covered and what you do and not be able to get the most out of your coverage and be reimbursed fairly. [more...]

Date: 2009-10-01 14:24:18


Would You Like To Find Out How Airmiles Creditcard Can Help You Fly For Free!.

In the midst of the growing costs of airfare, the having a airmiles credit card that earns airmiles with purchases appeals to several people. Both American Express and Discover own such products. Any product spoken about in this commentary has an online application form, which helps speed your way into enjoying an air miles credit card. American Express airline rewards programs include such features as: The ability to earn travel miles on all you buy with the Card. [more...]

Date: 2009-10-02 00:15:12


Mortgage Refinance With Bad Credit: Reveal All The Hidden Secrets Here!

October 1, 2009 | By Asem Eltaher In Finance | by Asem EltaherAmong the top ten hot topics of 2008-2009 is the relief for homeowner’s high mortgage payments. Foreclosures at an all-time high and many are getting further behind each month creating a large market for mortgage refinance with bad credit. The newest data from the Mortgage Bankers Association reveals fewer foreclosures are being reported. Unless there are new strategies for relief the rise could be higher than now by the year 2011. [more...]

Date: 2009-10-01 09:01:06


Ventura County, California Jury Duty tips from a recent potential juror…

Since I only get the privilege of being a potential juror every couple years, I always forget the ins and outs of it. So this time I’m going to capture some notes, notes that hopefully will help me the next time… These are random notes and will not, now or ever, contain trial or trial juror information. They are focused on the “before,” the time period in the Juror Assembly room before or between trials, ie. “ potential juror ” information, tips, thoughts, etc. [more...]

Date: 2009-09-30 23:36:00


Exceptional results from biochar experiment in Cameroon

Key Farmers Cameroon's coordinator, Etchi Daniel-Jones, at a plot in Ediki, in which the difference between char and non-char maize was exceptionally big. In this case, the plants on the control (left lower corner) were barely in thir 8th leaf stage, whereas the plants on the char-plots (right, upper corner), were already tasseling. Photo credit: Laurens Rademakers, Etchi Daniel-Jones. Biochar Fund has reported extremely encouraging first results from its field trials in South West Cameroon. [more...]

Date: 2009-10-01 17:11:44


What Is Cesi Debt Free?

by Melinda Harni Each of these websites provides extensive information on different aspects of debt: how to get out of debt, control debt, and on matters related to housing counseling. This is significant, keeping in mind the recent economic recession. Together, all three websites provide all-inclusive information, complete with statistics and figures, in keeping with the CESI philosophy of empowering the consumer on financial matters through knowledge. [more...]

Date: 2009-09-30 23:43:05


Tips for Staying Alert during Holiday Travel

Traveling during the holidays is very exciting and there is plenty going on all around you. However, it is very important that you remain alert so you wont be involved in an accident or become a victim of theft. There are plenty of criminals that target holiday travelers as they know they are likely to have money on them and they arent always paying attention to their surroundings. Accidents can take place anywhere during holiday travel so you need to be prepared for the unexpected. [more...]

Date: 2009-10-01 21:17:53


Bad Credit Financing On Mortgages: Reveal The Truth Here!

by Asem Eltaher 2009 is the year to refinance since the FEDS brought down rates at the beginning of the year. Pushing rates down to the 5% range and now to 4% making this the best time to apply for relief, especially when you are getting deeper in debt and have impaired your credit. Homeowners can apply for bad credit financing that is helping relieve some of the load. Lenders use experience to solve debts with a mortgage refinancing and personal loans for bad credit. [more...]

Date: 2009-10-01 10:43:45


Bad Credit Financing For Personal Loans: Reveal The Truth Here!

by Asem Eltaher 2009 is the year to refinance since the FEDS brought down rates at the beginning of the year. Pushing rates down to the 5% range and now to 4% making this the best time to apply for relief, especially when you are getting deeper in debt and have impaired your credit. Homeowners can apply for bad credit financing that is helping relieve some of the load. Sub Prime lenders are experienced with mortgage refinancing and personal loans for bad credit. [more...]

Date: 2009-10-01 10:42:17


Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11


Windows Azure and Cloud Computing Posts for 10/1/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series.   Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-10-01 23:00:00


Welsh Investment letter – September 2009

~~~ V-SHAPED RECOVERY VERSUS SECULAR AND CYCLICAL HEADWINDS Growing up in Chicago, I looked forward to every baseball season, and I cheered for both the White Sox and Cubs, since neither team won that much. I never saw the point in being choosey. The GO-Go White Sox went to the World Series in 1959, before winning it 46 years later in 2005, and 88 years after winning in 1917. The Cubs haven’t won a World Series since 1908, and that 100 year streak appears safe in 2009. [more...]

Date: 2009-10-01 14:45:08


RIL, auto stocks slide in flat market

Key benchmark indices ended little changed after witnessing wild gyrations throughout the day. The BSE 30-share Sensex rose 7.71 points or 0.05%, off 61.06 points from the day's high, and up 75.19 points from the day's low. The BSE Sensex extended gains for third straight session while S&P CNX Nifty ended marginally lower. Market breadth was weak as small and mid-cap stocks underwent correction.IT stocks were in demand for the third straight day. However, auto stocks retreated on profit booking. [more...]

Date: 2009-10-01 12:10:00


Payday Loan Up To 1000

The funds may be obtained despite a problematic credit report. You will be submitting name address, phone numbers, bank account ... % of the loan applicants are qualified enough to obtain finance in this field, as you will be giving ... crunch anymore. Bad credit cash advances that are required to pledge any security which drastically [more...]

Date: 2009-01-16 19:31:55


Links: 2009-01-15

This will be a bit longer of a preamble. Despite my bearish calls, I am feeling a bit tense about all of this market turmoil ... . bank-stocks-2009-01-15 I happen to think JPM (JPMorgan Chase) had a rather nice earnings report ... concerned we could see another nationalization or bankruptcy here in short order. You should be under [more...]

Date: 2009-01-15 20:46:29


LOCAL GREEN BERET AUTHOR JOHN FENZEL RELEASES DEBUT NOVEL THE LAZARUS COVENANT

The Lazarus Covenant is an international suspense novel that explores the scourge of religious extremism, terrorism and war in an unforgettable tale of friendship, faith and forgiveness. It presciently assumes a resurgence of instability in the Balkans and a growing crisis that must be resolved in order to prevent a wholesale clash of civilizations. [more...]

Date: 2009-10-01 15:53:00


iPage Hosting is officially here!

Not long ago I was talking about the ‘come back’ of iPag e and yes, they are now officially here. iPage launched October 1st, 2009 and here’s a quick print screen of their website. What’s about iPage? iPage web services Confession: I thought the new iPage is all about hosting when I first saw their ‘coming soon’ page. Apparently, I was wrong. iPage is a lot more than just a hosting service provider. [more...]

Date: 2009-10-01 05:54:17


Consumed by Consumerism

The market is talked of as a neutral impersonal force that must be unquestionably followed, rather than as a human creation driven by a particular view of life. If there is demand ... s history. But then again, Ireland owes 3.1 billion on credit cards.After reading this, my first thought [more...]

Date: 2009-01-16 19:25:00



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