Crisis Planning - Many More Turning To Reverse Mortgage For Help

The unprecedented economic crisis roaring its way through every state in the country and every sector of the economy is taking a heavy toll on ... and cutting back on entertainment. About one-third have cut their credit card use and spent less ... editor. Continue Reading More From This Article Here. From The Nightly Business Report: The Reverse [more...]

Date: 2009-01-08 01:43:56

Blog posts (557) | Videos (44)
 

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:23:45

1-6-09 TAR DIGEST

The Weekly Membership Newsletter of the Tennessee Assn. of REALTORS Editor: Pug Scoville _______________________________________________________ CONTENTS 1. New Year’s Revolutions! 2. The IRS & Reporting of Cooperative Commissions 3. HOT LINE: Violation of RESPA? 4. HOT LINE: Can I Provide Leasing Assistance? 5. Upcoming 2009 Events! [more...]

Date: 2009-01-05 21:19:37

Identity Thieves often Pitch Great Deals to lure their Victims in Quickly.

by: William Roberts Identity theft can impact you as an insurance consumer because insurers often use an individual’s credit score to determine ... of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Request a free credit report [more...]

Date: 2009-01-08 01:35:17

To p2pnet — ‘You’ll be sorry!’

p2pnet news view Freedom | P2P: “You a fucking washed out loser. You can not make a living in any other way except by running a site which says it is a new site that which is nothing but you shooting your mouth off.” That’s part of several emails I found waiting for me following yesterday’s Trolls? Not. But flames? OK (mostly) [more...]

Date: 2008-11-23 15:27:24

Attorney-Client Privilege Reform Needed

COALITION TO PRESERVE THE ATTORNEY-CLIENT PRIVILEGEAmerican Chemistry CouncilAmerican Civil Liberties UnionAssociation of Corporate CounselBusiness ... rights during investigations in return for cooperation credit. The Securities and Exchange Commission ... on its privilege waiver policy outlined in the 2001 “Seaboard Report.” Though helpful,the SEC’s new [more...]

Date: 2009-01-15 17:13:00

Brain Food for Baby

Brain development is affected greatly by a baby’s nutrition intake. Children who are malnourished will resulted an inadequate brain growth that showing lower IQ, slower language and fine moter development. Before we talk about the kind of food that we need to ‘feed’ the brain. We probably want to ask ourselves, what is our brain made of? [more...]

Date: 2009-01-08 13:57:45

The mortgage crisis and the economy

A reader recently asked me to share my thoughts and opinions on the current economy and the mortgage crisis. I took a couple economics classes in college, but that is about all I have going for me as an “economist.” Thankfully I found a great article on Between Two Worlds from someone who has a better educated opinion on the whole topic [more...]

Date: 2008-09-24 15:48:14

Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:24:58

Natural Birthing Options: Technology in Birth- First Do No Harm

By Marsden Wagner. M.D. Recently a woman in Iowa was referred to a university hospital during her labor because of possible complications. There, it was decided that a cesarean section should be done. After the surgery was completed and the woman was resting post-operatively in her hospital room, she went into shock and died [more...]

Date: 2009-01-02 02:13:42

WARNING: PS Home scam doing the rounds

The folks over at PS3 Fanboy have stumbled upon what could be the first attempt at phishing PlayStation Network accounts, ... ) filled with ‘details’ on how to obtain quick, easy access to the Home beta. These include specific ... before out of much worse than their PlayStation Network account (although if you’ve got a credit card [more...]

Date: 2008-09-04 05:11:21

Search Background Checks

by Ben Dave Background Checks are typically conducted discreetly. By that token, it is sneaky to some degree. How people view the use of background checks to obtain information about someone is a rather ... . Employers, credit officers, landlords, lawyers, business partners and even prospective in-laws [more...]

Date: 2009-01-08 14:49:50

How To Apply For An American Express Black Centurion Card

What’s the deal with status symbols these days? While I’d like to think that I’m perfectly immune from the need to walk around and carry lofty ... be little surprise that there are even such things as one-of-a-kind credit cards that only a select ... something as mundane as a limited edition credit card [more...]

Date: 2008-09-18 15:29:20

The Bottom Card In The House Of Cards

Some housing bubble news from Wall Street and Washington. Bloomberg, “Contracts to buy previously owned U.S. homes declined more than forecast in May, a sign prices that have been sliding for more than two years have yet to touch bottom. The index of pending home resales fell 4.7 percent, the National Association of Realtors said today [more...]

Date: 2008-07-08 18:40:25

Credit Scores for the Ages

It’s funny how sometimes a post will take on a life of it’s own within the comments…such is the case with my recent interview of Jillayne Schlicke ... with the new year approaching…the comments have turned into a discussion of credit scores.  Most likely ... to go up as banks and conforming paper sold to Fannie and Freddie will raise minimum credit score [more...]

Date: 2008-11-08 18:15:24

Credit Scores & Car Loans

Q: What credit score is needed to get a car loan? What are the best options in your opinion? Any help would be appreciated. Thank you so much. Sincerely, Julie A: Even though the economy is seeing a mild recovery, credit is still tight which means it may be difficult to find a low interest rate car loan unless your credit score is above average. [more...]

Date: 2009-10-01 05:00:30

second residential mortgage

If you are still confused about what a second residential mortgage loan is and how you can use it to your advantage, you are literally losing money ... mortgage, check your personal credit report to ensure that your credit score has improved. Lenders ... loans.The other type is a “home equity line of credit” or HELOC. The main difference between the two [more...]

Date: 2009-01-14 10:43:37

DrumBeat: December 29, 2008

Gazprom, Once Mighty, Is Reeling MOSCOW — A year ago, Gazprom, the Russian natural gas monopoly, aspired to be the largest corporation in the world. Buoyed by high oil prices and political backing from the Kremlin, it had already achieved third place judging by market capitalization, behind Exxon Mobil and General Electric [more...]

Date: 2008-12-29 14:06:30

A Compromise on the Drilling Question

I have given a lot of thought to the issue of opening up new areas for drilling in the Outer Continental Shelf (OCS) and in the Arctic National Wildlife Refuge (ANWR). My position has always been to leave that oil in place for a very rainy day. I wanted to see major conservation efforts in place before we considered tapping that oil [more...]

Date: 2008-07-24 14:00:17

Jon Praed from Internet Law Group

Jon Praed is a total stud! He spends his time tracking down hard-core black-hat spammers. The kind that run illegal viagra, casino, porn and phishing spam. A lot of guys have made money in “grey” areas of internet marketing. Jon explains how gradually people are being forced to choose sides and that all the aggressive stuff is slowly [more...]

Date: 2009-01-01 15:00:56

Department of Homeland Lunacy

By Dave Lindorff I am not a terrorist. How can I prove this in these paranoid times? Easy ... agreement with neighboring New York to obtain my new Pennsylvania license), and to ask what the problem might be, I was told that they couldn’t tell me, because the federal report doesn’t say [more...]

Date: 2008-11-27 05:33:10

?There Can Be a Mortgage after Foreclosure

Having a home foreclosed on an individual or couple can be devastating to them personally as well as financially. This blotch on their credit rating stays for quite a few years. They probably think their chances ... a foreclosure. Fortunately for these unfortunate individuals, it is possible to obtain a mortgage [more...]

Date: 2009-01-16 05:17:01

A 1988 Template Into The Future – Educational Trends

I was about 10 years old. I had just finished a science fiction story that had flying cars,food everywhere and dome housing ... change our society in the years to come. I have a copy of the 1988 report with some interesting ... go then read this report from George Mason University.Allison Ohle, gained experience working [more...]

Date: 2009-01-01 13:21:00

Hamilton’s Counterfeit Capitalism

Daily Article by George F. Smith | As we await Bush’s replacement to straighten our wayward lives, it’s crucial to understand how we got here and why policy makers are so determined to do the wrong thing. Austrian economics explains why their policies are flawed, but no one with a voice seems to care [more...]

Date: 2009-01-15 21:36:00

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

Details on Equifax ID Patrol and Your Chance to Win a Free Trial

Recently I had the chance to interview Steve Ely, president of Equifax Personal Solutions, about their Equifax ID Patrol service ( ... now, there are people who want to steal your personal information. To help themselves to the credit you’ve worked hard to build—and use it to open bank accounts and credit cards, take out loans, and even file [more...]

Date: 2008-07-25 12:46:28

How Victoria Smith’s Info Wound Up On Vickie Smith’s Credit Report…

I was recently asked by a Loan Officer, “Why do some credit reports contain information from accounts that belong to a completely different ... their own credit report?” For some of you, this might be common knowledge, however, there seems ... that there is a distinct difference in the way the information is compiled for a credit report ordered [more...]

Date: 2008-07-23 21:52:00

Housing starts lowest since 1924 as construction bears brunt of recession

The number of homes being built in Britain has plummeted to its lowest level since the early 1920s as falling house prices exacerbate the crisis in the construction industry. A report out today from the Construction Products Association (CPA ... has plunged over the past year as would-be buyers have been unable to obtain mortgages from struggling [more...]

Date: 2008-12-15 00:06:38

Local Banks Escape the Worst from Rosa Wright

Local banks escape worst of financial crisis by Joseph SantangeloThe financial industry on the South Shore and Cape Cod largely has avoided the ... report little to no exposure to subprime mortgages, mortgage-backed securities, credit default swaps ... offer credit to small businesses, although loan standards often are tighter and loan volume is down [more...]

Date: 2008-12-30 18:19:00

Bad Credit Unsecured Personal Loans: Feasible Monetary Aid Without Hassles

Getting approval for your loan application form will not be that easy if you are having bad credit problems ... , bank statements along with your past credit report. Once your credibility is established ... . But then, there are still some lenders, who cater to your specific needs and for the same are offering bad credit [more...]

Date: 2008-11-18 03:34:33

How To Guarantee Approval For Business Loans

by katie George Understanding the requirements for loan approval and other additional variables that you can alter in order to increase your ... loan you need to show a clean credit report. If you are planning to start a new business ... into your credit report. The easiest way is of course to pay everything on time, without missing payments [more...]

Date: 2008-12-31 19:56:13

How To Guarantee Approval For Business Loans

by katie George Understanding the requirements for loan approval and other additional variables that you can alter in order to increase your ... loan you need to show a clean credit report. If you are planning to start a new business ... into your credit report. The easiest way is of course to pay everything on time, without missing payments [more...]

Date: 2008-12-28 09:25:30

Iraq, Feinstein and more

Tuesday. Long day. How about for you? This is a photo of Ryan Crocker, Jalal Talabani and John Negroponte from Monday's US Embassy in Baghdad opening.Okay, what's the deal here? Are all of Iraq's leaders grossly obscene? I've never seen the Sunni vice president's picture but I've seen photos of the Shi'ite one (in 2007 at the White House) [more...]

Date: 2009-01-07 01:00:00

FHA Loans- Affordability Solutions for First Time Homebuyers

Author: Jared Martin “FHA” and “First Time Homebuyers” are real buzzwords as far as home buying is concerned, ... Housing Authority. Recent events in the credit markets have made the FHA loan a true affordability ... , there would be very few people buying houses these days. In mid-December of last year, a report [more...]

Date: 2009-01-02 03:10:31

Debt Rattle, November 30 2008: How to Build a Lifeboat

National Photo Co. Mack Sennett Girl 1919. Actress Marvel Rea, one of film producer Mack Sennett's well-rounded "bathing girls" Stoneleigh: Yesterday we talked about why we are facing deflation and today I wanted to review and explain the suggestions we have made previously for dealing with a deflationary scenario [more...]

Date: 2008-11-30 20:00:51

First Draft Of Stimulus Package

SUMMARY: AMERICAN RECOVERY AND REINVESTMENT Action and Action Now! The economy is in a crisis not seen since the Great Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months the country has lost 2 million jobs and we are expected to lose another 3 to 5 million in the next year [more...]

Date: 2009-01-15 23:03:30

Identity Theft - Additional Protection for Soldiers on Active Duty

Congress passed the Fair Credit Reporting Act several years ago in an attempt to smooth out some problems in the credit reporting industry ... from a victim and then uses that information to obtain loans or credit in the victim’s name. While ... the damage done to the victim’s credit report. Identity theft can be even more difficult if the victim [more...]

Date: 2008-12-31 07:23:19

Podcast278: TechShoppingCart Podcast09: Digital Wishes, Flip Video Labs, and Manifest Destiny for EdTech

is being “disintermediated.” I love it! If you are an event producer of any kind (this can certainly include school events) check out the PodCorps ... : I stumbled across PodCorps today when I was downloading the free Levelator software program to use ... . Thanks to The Conversations Network for offering The Levelator free! It is available for Windows [more...]

Date: 2008-09-05 18:45:22

Choosing a Credit Repair Firm

Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be. When you clean up your credit report you end up saving hundreds, if not thousands, of dollars ... guide and your 3-in-1 credit report; Whichever way you decide to go, here are just a few tips [more...]

Date: 2009-01-15 18:49:38

ACORN - Another example of Obama’s “judgment” and associations

By now everyone is aware of the “subprime meltdown”… the legacy of easy money for those with less than perfect credit, ... and investors in a rock and a hard place, unable to obtain the needed cash for development and keep ... counseling and fair housing programs. The recommendations also address a number of issues in the Fair Credit [more...]

Date: 2008-07-13 22:08:45

Prospective Home Buyers, This is an Opportunity of a Lifetime - Don’t Screw it Up

Even Though Real Estate is Gloomy, Opportunities Will Present Themselves The negative news in the real estate market continues. Every week it seems like a new report is out highlighting record drops in home sales, lower home ... demand. Start Getting Your Credit in Order Today Even if you don’t plan on buying a home for another [more...]

Date: 2008-11-25 16:27:31

Bailout Or Rearranging Deckchairs? (Updated)

By Cernig They say the latest deal is a $700 billion bailout, which brings the total bill so far pretty darn close to a round trillion - but the guy who used to be the chief economist at the World Bank has said the total might be 2 trillion once everything is said and done. How honest is the administration being with voters, even now? [more...]

Date: 2008-09-21 00:03:55

Nadine’s Shame (updated)

Today, two very different but inextricably linked news stories caught my eye. In the first, I find (via The f-word) ... , after her parents took her to see a doctor thinking that she was unwell, too late to obtain an abortion ... she can obtain an abortion at up to 24 weeks gestation on the agreement of two doctors that continuation [more...]

Date: 2008-06-27 07:54:56

Cynosure Revenues Fall, as Expected

Cynosure released preliminary fourth quarter results this week: the company expects revenues of $25 million to $26 million; ... had been profitable for eight consecutive quarters, but will report a $2.2 - $2.7 million loss in Q4 ... affected by the economic downturn and tightening credit markets. It’s disappointing but not unexpected [more...]

Date: 2009-01-16 16:36:48

GM to temporarily close 20 plants to slash output

NEW YORK (AP) — General Motors Corp. said Friday it will temporarily close 20 factories across North America and make sweeping cuts to its vehicle production as it tries to adjust to dramatically weaker automobile demand. GM said it will cut 250,000 vehicles from its production schedule for the first quarter of 2009, [more...]

Date: 2008-12-14 03:46:33

The Fantasy Testimony Continues

Below is the longest blog post ever. It contains the "written remarks" that extend my fantasy testimony. Update: I will have to revise this to take a more conservative view of the proportion of investor loans. A reader sent me data on subprime loans showing that investor loans are only foreclosing at a rate slightly higher than owner-occupied [more...]

Date: 2008-10-14 14:20:46

SBA Loans

8 of the best sites with information about Small Business Administration loans. Know of another site that should be listed here? Leave your suggestions at the bottom of the page. (Related searches: Business Loans , Business Credit Card , Small Business Advice ) 1. SBA Loans at U.S. Small Business Administration - Get information from the U.S. Small Business Administration regarding loan programs to assist small businesses. [more...]

Date: 2009-10-01 17:07:35

Verifying Eligibility for Employment

computer, it is easier to verify the eligibility of employment among the many candidates. Follow these steps ... response to the candidates. An audit of your human resources department can receive a report on an applicant's criminal record and credit. Although many companies do not need to discrimination based [more...]

Date: 2009-01-14 12:54:00

The Ins and Outs of FHA Loans

If you are interested in purchasing a home, you will find that there are many different financing options available to you ... perfect credit, you may be able to get approval for an FHA loan even if you have been turned down ... , you can still obtain an FHA loan just two or three years after filing if you have maintained good [more...]

Date: 2008-12-31 13:57:36

All the News That’s Fit to Fly

Most often than not when you read about airlines, it’s all bad news. Not today. First up, we have a report in USAToday, which points out that U.S ... that if an obese traveler needs an extra seat they have to have a doctor’s note in order to obtain one. If the customer does obtain a doctor’s note for an extra seat these airlines will sell the two [more...]

Date: 2009-01-12 15:47:25

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