A-Z real estate vocabulary for home buyers and sellers

Nothing is more fundamental to buying or selling your home than understanding the language that realtors, lenders and others in the industry use ... , origination fee, hazard and mortgage insurance, credit report and appraisal fee. Debt-to-Income ... inspection. Annual Percentage Rate (APR) - The cost of credit expressed as a yearly rate. Bridge Loan [more...]

Date: 2008-12-02 21:05:42

Blog posts (35) | Videos (10)
 

Headline News - September 29, 2009

U.S. Bank Introduces Downloadable Mobile Banking Application Bling Nation - La Junta, Colo. Embraces Mobile Payments The Red Tape Chronicles - MSNBC.com: Consumer groups blast banks' card 'tricks' CashEdge Signs First Round of Banks for Popmoney™ New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC [more...]

Date: 2009-09-29 11:31:08

FTC Crackdown on 36 Credit "Repair" Companies

sweep.jpg Ever wonder if those TV ads claiming to help you repair your credit are legit? ... information from consumers' credit reports, even if that information is accurate and timely. The FTC ... they are able to scrub your credit reports of accurate, negative information for a fee are lying - plain [more...]

Date: 2008-10-28 11:15:52

Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... a fraud by creating a new credit identity and report or any illegal undertaking. Customers should ... by the federal law. credit report In order to avoid scams, people should not pay a service fee as long [more...]

Date: 2008-08-23 04:47:53

Get a new house with bkr loans, 474007 euro in one day

Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. And of course, each loan and each borrower are different ... in processing the loan, to appraisal and credit-report fees, among others. It is a transfer ... , compare the fees at each mortgage company you’re considering. So how do you find a lender [more...]

Date: 2009-01-15 21:15:03

Ripples from Chase. Banks in the news, and not in a good way

Here is a job listing just in time for all those great folks at Chase Chase’s exit from wholesale left brokers searching the rate sheets in their ... up-front fees for application, credit report and appraisal with the thinking being “once a customer writes a check, even for a nominal amount, they are motivated to stay put”. And successful [more...]

Date: 2009-01-15 14:34:13

Save Thousands By Negotiating Your Loan Rate With Your Mortgage Lender

My wife and I have recently applied and been pre-approved for our first mortgage.  We are moving to a new state this winter ... , application fee, and credit report costs, but these costs are separately listed in most closing cost ... and actually flourished during the current credit crisis and subprime mortgage mess.  We were offered [more...]

Date: 2008-11-20 13:45:27

Selling Problems On Ebay And Their Solutions

eBay provides internet users with an online flea market where buyers and sellers from around the world meet to conduct trade ... , they will receive a Final Value Fee credit and a relist credit. Filing an Unpaid Item dispute is the first step toward eBay reimbursing those fees. One can report an unpaid item up to 45 days after [more...]

Date: 2009-01-08 20:10:41

Compare Credit Cards for Best Deals

Now is not the time to be spending unnecessary money; ... and what that means not only to our cash flow but our credit report. Further, the fees that we wind up paying ... possible for us to shave money off of payments including lowering the interest rate on our mortgage through [more...]

Date: 2009-01-09 04:07:57

Payday Loan Ballot Language Approved… But Law Is Already Killing Off Ohio Jobs in Steubenville

From WTOV: Despite a push to repeal a statewide crackdown on payday lenders in Ohio, some local companies are still closing ... worse economic decisions- such as bouncing checks, paying late fees on credit cards, or taking a black ... been media reports of an increase in fraudulent short-term loans being conducted through the mail, where [more...]

Date: 2008-07-15 12:28:03

Get a new home with bkr loan, 201029 euro in less than a week

And of course, each loan and each borrower are different ... , to appraisal and credit-report fees, among others. Brokers work with many mortgage bankers and, as a result ... . A mortgage is the pledging of a property to a lender as a security for a mortgage loan [more...]

Date: 2009-01-11 18:32:15

Tips on Declaring Bankruptcy

If you know you’re going to declare bankruptcy, there’s probably not much I can say to make you change your mind but there are a few things I can ... to have a ding on your credit report for years to come.  What does this mean?  Kiss the good interest rates goodbye and kiss the annual-fee free credit cards away as well.  You’re most likely going [more...]

Date: 2008-11-29 20:11:42

Beware of Credit Repair Firms: But Don’t throw the baby out with the bathwater

Most of the credit repair, TILA audit, Loan mod etc firms are incompetent, perhaps dishonest, and definitely misleading. BUT SOME ARE ON THE LEVEL ... a fee in advance of performing services to amend credit reports.  According to the FTC’s press release ... . CHECK IT OUT. GET REFERENCES — REAL REFERENCES. FTC Sues “Credit Repair” Firms for Misleading [more...]

Date: 2008-11-16 15:26:24

Headline News - October 24, 2008

New Mercator Advisory Group Report: Re-examining Debit Rewards at the Top Fifty Banks Prepaid Card Holdings, ... pose special concerns CreditCards.com: Weekly Credit Card Rate Report The PayPal Blog: New Button ... , No Card Issuance Fee and No Activation Fees Canadian Payments Association: CPA Board Decides [more...]

Date: 2008-10-24 11:43:58

extra in terms of extra fee than what you would have saved ... in your credit report even then you can easily approach for these cards. Online you can easily ... to make maximum out of it. When you start shopping with your credit card you get cash back facility [more...]

Date: 2009-01-11 17:42:34

Repairing Your Credit Is Possible

Know your rights and be eligible for any type of loan ... from them in a polite way. That’s all there is to it. Get Your Credit Report You have the right to ask for one report per year, free. And even though the bureau may charge you a fee, it is never [more...]

Date: 2008-12-11 17:59:54

Goodwill Adjustment Letters

If you’ve ever gotten an insufficient funds fee or a over-the-limit penalty fee or a late payment penalty fee, ... like you to consider removing the negative payments from my credit report. I have been a very happy ... ), you can employ this strategy in a vareity of places… including your credit history [more...]

Date: 2008-11-12 12:52:21

New Year’s Financial Resolutions

Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... report and affect your credit history.4. Contribute the maximum to a retirement savings plan ... , come with fees and interest rate charges that are usually higher than your credit card purchases [more...]

Date: 2009-01-09 05:34:00

Working on Building Credit in Your Name

Being married carries many responsibilities as a couple. One of these responsibilities is applying for loans and credit as a couple ... is to get your free annual credit report. Work with your lawyer to have all joint accounts closed. Transfer ... with high annual fees and interest rates. Find out more from Credit-land.Com. Take your time. Avoid [more...]

Date: 2008-11-28 09:34:19

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

The Ethical Inquisition of Tony Hall

The City and County of San Francisco Ethics Commission held a meeting on Monday evening on the fourth floor of City Hall ... the i's and crossing the t's on a campaign expense report detailing gas fees, and another $1,000 fine for using the wrong credit card when buying Hall's wife and daughter a pair of purses in Nevada.To call [more...]

Date: 2009-01-14 21:07:00

How to Avoid Becoming a Victim of Identity Theft: Interview with Jeremy Duffy

If the CEO of LifeLock can't prevent his ID from being stolen, who of us can avoid becoming a victim? ... or annual fees. Luckily, most of what companies like LifeLock and Free Credit Report do can be done [more...]

Date: 2008-06-09 00:57:07

When it comes to Credit Repair, it’s Buyer Beware

by Jon Ochs I know from talking with hundreds of clients every day, ... reports. If you are only paying $39 - $79 for a monthly service fee, the credit repair company is only ... that when it comes to making a decision about which credit repair company to go with, most base [more...]

Date: 2008-07-30 17:04:14

HSBC are thugs (sorry "partners")

HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... on the web. Bally managed to report not only overdue fees (for which the customer had falsely been induced to agree) as receivables – but they included penalties as per credit cards. Obviously [more...]

Date: 2009-01-16 14:18:26

[IMG London Stock exchange traders,]

London Stock exchange traders, Stock market report: Friday close 17 ... CPI and RPI? ALL NEWS DEBATES A full list of latest money news posts. What credit crunch? 'My £5,000 credit card cheques' School fees 'Should we remortgage to cover the cost?' » « click to reveal [more...]

Date: 2009-01-16 22:04:14

Expensify: A new take on expense reporting

Business travel seems to be one enormous headache, with the long security lines, the new fees for luggage, ... travel is what happens after your return to the office: the dreaded expense report ... your credit card information. They send you a brand new Visa debit card, which you then use [more...]

Date: 2008-09-24 11:30:59

Headline News - October 20, 2008

New Aite Group Report: Emerging Compliance Issues in the Money Transfer Market Fundtech's ACHplus(TM) ... at Mobile Money Ventures Experian Acquires 40% Stake in Singapore's Veteran Credit & Business ... in France in August Ottawa Business Journal: 'Simultaneous' rise in credit card fees galls merchants [more...]

Date: 2008-10-19 17:13:23

BEWARE OF “FORECLOSURE RESCUE” SCAMS

BEWARE OF “FORECLOSURE RESCUE” SCAMS January 16, 2009 By: credit ... the Times reports. The Federal Trade Commission has already sued five companies representing 20,000 ... . What can consumers do? Be wary of companies that charge upfront fees and promise results, an FTC official tells [more...]

Date: 2009-01-16 15:38:28

What is PCI DSS Credit Card Compliance?

PCI DSS stands for Payment Card Industry Data Security Standard ... and just pay a fee per report. Some SSL certificate companies can scan your domain for free ... . This standard was developed back in 2004 by the main credit card companies like Visa and Master [more...]

Date: 2009-01-15 01:00:23

Important Advice - Review Of Best Handbag Wholesale

Profile - Base Location: Unknown // USA - Registration Fee: None - Minimum Order: None - Payment Options: Credit Cards - Shipping Options: UPS ( ... company information (like the specific base location), but I haven’t found any scam reports [more...]

Date: 2009-01-15 16:05:36

Bretton Woods Inc - Bounced check/overdraft fees paid by state

Because you write about state-specific issues, thought you may like to see a new report that details the amount of bank and credit union NSF/ODP ... ;STORY=/www/story/01-12-2009/0004953295&EDATE= Banks and Credit Unions Collect ... by banks and credit unions in 2008. The research by bank strategist G. Michael Flores reveals the amount [more...]

Date: 2009-01-08 15:02:23

Reading the Redemptions Rebound

Geoffrey Rogow and Kejal Vyas report: The redemptions rebound may not create a new market rally, ... of redemptions. With the stock market in free fall thanks to a global economic and credit crisis, and banks ... stable corporate holdings and the lowest fee structures. “We’ve seen some meaningful flows [more...]

Date: 2008-12-11 09:08:00

Fundamentals to Repairing Credit

by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... . On a yearly basis, you are able to receive a free report (fee for the credit score) from each ... project. The “credit risk” label is based on your “credit report” and “credit score.” Therefore [more...]

Date: 2009-01-08 23:57:25

CREDIT REPAIR ESSENTIALS

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... . On a yearly basis, you are able to receive a free report (fee for the credit score) from each ... (with a copy of the credit report) to any or all, if needed, credit bureaus. Definitely retain COPIES [more...]

Date: 2009-01-03 00:53:28

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... to receive a free credit report every year. Americans need to become more aware of what is reported ... firms, which will charge you numerous fees to clean your credit report for you. Typical tactics [more...]

Date: 2009-01-15 01:44:04

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