Most Expensive Christmas Ever, Consumer Conundrum, Fixing the Credit Crisis, The New Oil Industry, and More!

by Addison Wiggin & Ian Mathias Forget deflation… study finds this Christmas to be most expensive ever Thus consumer’s pull back… personal ... that actually make “stuff.” Say what? Bill Bonner on the credit crisis “fix” for 2009 Is America ... payments on mortgages, credit cards, and auto loans," says the credit agency Equifax. Thirty [more...]

Date: 2008-12-24 19:23:22

Blog posts (14) | Videos (34)
 

Best Credit Repair - Outdated Credit Fixing Techniques

Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, justifying a credit fixing as soon as you can, you will get the benefits of lower interest rates on all kind of loans you apply for. However, there some important points to take in consideration when you ... [more...]

Date: 2008-12-27 19:00:59

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

Last Mortgage Rate Update of 2008

Mortgage rates are essentially unchanged from what I posted here last week ... properties).  The conforming rate quote below is based on owner occupied with a mid-low credit score ... Fixed @ 1 Pt: 5.250% (APR 5.329%)  FHA.  Pricing based on credit score of 620 or better and loan [more...]

Date: 2008-12-26 19:22:20

Barriers and Problems Refinancing a Home Mortgage in 2009

My quest to refinance my home mortgage continues. Rates are around 5.00% with no points for a 30 year fixed, last I checked ... based on LVT ratio, credit score, and loan type. For instance, take someone with a 95% LVT, good ... Fannie Mae and Freddie Mac underwriting guidelines must have an LTV ratio of 80% or less. Higher LTV [more...]

Date: 2009-01-14 11:00:51

All You Wanted to Know of Bad Credit

Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, ... . If not, then they report the matter to the credit reference agencies. Credit reference agencies ... he has been adjudged as a bad credit case. And, in spite of much effort, he has not been able [more...]

Date: 2009-01-01 04:58:12

Mortgage Interest Rates Hit New Lows

Mortgage interest rates are sitting at about the lowest they have ever been. The averaged 30-year fixed rate loan is hovering at about 4.97% and the average 15-year loan is sitting at just 4.25% as of the week of September 25 th , 2009. These banner rates will be available to consumers with good credit scores, have significant home equity, and know how to shop around for the best deal. If you meet this criterion, it’s an absolutely great time to refinance your loan. [more...]

Date: 2009-09-30 17:45:59

Covered Bonds

What went wrong with securitization? Can covered bonds fix the problem? ... the credit market turmoil started, however, this source of funding is less convenient and abundant than ... loans and loans larger than $417,000. Its disappearance has the potential to further disrupt credit [more...]

Date: 2008-11-02 07:15:00

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]

Date: 2009-01-16 11:31:03

Toyota: Credit Not Responsible For Current Sales Slump, But Please Hurry Up And Fix! [Toyota Sales]

Jim Lentz, Toyota's US sales chief, told the Detroit News yesterday that consumer financing isn't their challenge right now; rather, ... out of showrooms. As the report notes, though, consumer confidence isn't an easy ship to right once it begins ... are visiting his showroom just to look around, convinced that they're not able to obtain a loan. "Many [more...]

Date: 2008-10-10 14:00:00

No Turndown Payday Loans

The presence of large number of lenders offering the same loans, it raises the bar of competition. So to attract maximum number of borrowers, the same set of rules for fixing their fees ... . All this is possible for the online from the financial support. In fact those with credit problems to perceive [more...]

Date: 2009-01-15 20:17:37

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

MortgageNewsClips: Catching Fraud, HSH on Fixed Rate, Super Human, Stephanie Pomboy, Reverses Go Live, Tom Brown, Mod Section 6 links, FDIC Highlights, Accounting

Discussing Loan Reviews with Andy Hall  - John Clapp - MortgageOrb chats with Andy Hall, ... that it will take consumers at least five years - and probably more - to recover from the credit crisis ... Oversight Panel’s First Report: Unfortunately, Just What We Expected  Elizabeth Warren seems determined [more...]

Date: 2008-12-20 12:53:02

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