Fundamentals to Repairing Credit

Fundamentals to Repairing Credit by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will ... on your “credit report” and “credit score.” Therefore, you need to know what those ... bureaus: Experian, TransUnion, and Equifax. One can get a free credit report from each every year [more...]

Date: 2009-01-09 00:28:48

Blog posts (27) | Videos (58)
 

CREDIT REPAIR ESSENTIALS

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... . On a yearly basis, you are able to receive a free report (fee for the credit score) from each ... (with a copy of the credit report) to any or all, if needed, credit bureaus. Definitely retain COPIES [more...]

Date: 2009-01-03 00:53:28

How To Eliminate Credit Card Debt

by Ada Denis There is almost nothing more serious than having too much debt to pay each month. Consumers get debt for many unusual reasons out ... . In the event of default on an unsafe debt a lender may report to a credit-reporting agency, contact ... taking control of your financial position is to learn how to get rid of your credit card debt [more...]

Date: 2008-11-23 17:42:51

Learn How A Divorce Can Upset Your Credit Report

September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]

Date: 2009-09-28 10:26:54

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... . There are 3 credit bureaus: Experian, Equifax, and TransUnion. You are entitled to a free report ... to break down the milestones on the way. The “credit risk” label is based on your “credit report” [more...]

Date: 2009-01-03 00:19:55

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... your credit is a work in progress. Contact the credit bureaus in writing with a copy of the report ... Bureaus. There are 3 credit bureaus: Experian, Equifax, and TransUnion. You are entitled to a free [more...]

Date: 2009-01-03 00:20:13

Increase Your Credit Score - Use It or Lose It!

In case you did not know, I am a huge Dave Ramsey fan. This guy simply understands what it takes to truly become debt free ... learned a lot. During one of his lecture, he mentioned the fact that since he does not use credit ... not qualify for financing. I understand how the credit reporting bureaus calculate your credit [more...]

Date: 2009-01-02 21:44:16

Another one bites the dust

And my second wallet has gone missing. Blech. Actually, tonight while I was looking for it (downtown of all places...) I was very calm and not upset ... about that...)One tidbit I did learn from the police is to report your Debit cards as lost first. Credit cards have some protection on them where you aren't responsible for any charges on them [more...]

Date: 2009-01-09 06:08:00

Learn To Build and Manage Your Credit, While You’re Young

Everyone tells you that these are the best years of your life ... credit bureaus—Experian, TransUnion, Equifax. Your financial activities dictate your FICO (Fair Isaac ... established credit. Bounced checks mess up your credit report, so use that check-writing feature wisely [more...]

Date: 2008-08-16 03:56:51

September 30th, 2008 - Help Stop Debt Harassment, Learn Your Rights!

Obtaining credit can be fairly simple. If you have a steady job, an acceptable debt-to-income ratio, and no history of serious credit delinquency, you can obtain more credit than you’ll probably ever need. But many in Pennsylvania face the flip ... of Disputed Information on a Credit Report Cost: Single Steps Strategies Members [more...]

Date: 2008-09-29 05:38:41

Identity theft protection. How?

Read these to protect yourself:FTC: Deter. Detect. Defend ... | Learn HowUSA Today: Place fraud alert on credit reports to fight ID theftExprerian: Credit Fraud [more...]

Date: 2008-12-22 02:15:00

Afternoon Reading: An Auto Bailout and CEO Commuters

Give Detroit’s Big Three credit, they at least learned from one past mistake ... U.S. News & World Report. But there might be another reason for the secrecy: “The only hybrid vehicles [more...]

Date: 2008-12-02 09:46:00

The Impact of Marriage and Divorce on Your Finances

We joined Costco. And I’ve only been there 5 times in 8 days! Thanks for all your suggestions; we knew exactly what to look for ... the country will share their money-saving secrets. I’ll check it out and report back if I learn anything ... . Now I just need to get my True Earnings Credit Card for Costco and I’ll be all set. Also [more...]

Date: 2008-10-08 13:29:23

Sucky Stocks Increase Reverse Mortgage Biz

by Rimj Vanrock I understand the stock market may be down a little. What? Did you say 40%? Well I know it is somewhere around that figure ... : You may consider using a Texas reverse mortgage to invest. Learn first and read this report. Also ... a bunch of money in the market. Is having a bunch of money in a line of credit really going to help them [more...]

Date: 2009-01-06 02:10:17

He Gets Credit For Candor

He Gets Credit For Candor Jennifer Rubin - 12.18.2008 - 2:56 PM Pro-business groups and conservatives aren’t the only ones, we learn from this report, who see a problem for “card check” legislation in Blago-gate: Gerald ... when the FBI linked a competing union to Gov. Rod R. Blagojevich’s effort to sell Illinois’ U.S. Senate [more...]

Date: 2008-12-18 19:56:56

Fast Credit Repair

With a new year comes a new time to check your credit. Whoops. That's not good. Learn how to repair that report quickly. 1 Vote(s) [more...]

Date: 2009-01-06 08:59:32

End of the World? Perhaps, Not

Not to pull the rug out from this week’s History Channel special on Nostradamus, ... get more complicated. Want to learn more? Check out a new report by the National Science ... is quite now, but storms are a'coming. Credit: SOHO/ESA, NASA [more...]

Date: 2009-01-06 20:15:36

N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05

UK report: 25% of families will have no disposable income in 2009

The UK has been a credit-loving country for years and like the US, is going to have to learn how to survive with less easy credit. It's also interesting to see that the Tories in the UK are proposing tax incentives for savers as opposed to handouts for spending. This is the heart of the problem that we're facing [more...]

Date: 2009-01-06 08:38:01

Car(e)less in LA, The Wong Sans Wheels Chronicles #9: Zipcrap

Argh! How did Zipcar manage to ruin my Sunday? I've had an hour and half to calm down ( ... .) 2. Sometimes the cars have hubcaps missing or expired tags. (Though, to their credit, if you report [more...]

Date: 2009-01-12 18:06:52

Consumer Headaches: 15 ways to get help

My two-month-long fight with Qwest, which barring a stroke of luck will no doubt go on a lot longer, ... serious problems that might damage your credit rating or cost you big bucks requires you to roll ... and all sorts of enlightening reports will come up. This is where I learned that Qwest had pulled the “let [more...]

Date: 2008-10-26 02:56:28

Report: Larry Rudolph Making Up, Spreading Britney Spears-Sandip Soparrkar Rumors

Sandip Soparrkar - no matter what her spin-master manager Larry Rudolph would have us believe ... Credit: Splash News You learn something every day. Drive 106 m.p.h. in a 65 m.p.h. zone and you won't [more...]

Date: 2008-12-31 14:21:38

5 Elementary School Lessons That Can Help You Today

Written on 10/14/2008 by Ali Hale. Ali runs Alpha Student, a blog packed with academic, ... Credit: striatic It's a funny thing about elementary school, many of the lessons learned ... ' seem to neglect every single day. If your current report card would have “could do better” [more...]

Date: 2008-10-14 10:41:29

Bubble Economics: Did we Learn our Lesson?

Have we really learned our lesson? We must open by addressing the fact that we support all methods and creative fiscal devices promulgated to ... and is currently deteriorating towards the point of hopelessness. December’s job report, released by the Bureau ... of miserable forecasts and wretched housing bust – credit crisis - bear market headlines. All [more...]

Date: 2009-01-12 20:27:00

PF Links Sunday While Other Blog is Doing Great

PF Links Sunday While Other Blog is Doing Great I’m happy to report that my new golf blog is coming along great! ... to read and learn from. Frugal Dad checks out and explains to us how we can dispute credit card charges [more...]

Date: 2008-06-15 15:30:50

President Bush: more concerned about getting results than getting credit

After eight years of nothing but nasty, antagonistic coverage, ... now that he’s in his last days in office. Today we learn how committed President Bush was to helping ... . This particular accomplishment is unsung because the media refused to report on it. The media refused [more...]

Date: 2009-01-17 01:29:50

Free Credit Report Alert

I recently learned about a credit industry mal-practice, ... in this scam. The FTC website includes information about getting your free annual credit report - please read ... in which people who are trying to get their free credit report inadvertently sign up for a credit [more...]

Date: 2008-10-20 14:24:59

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