How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Blog posts (42) | Videos (25)
 

Would Knowing Your Credit Score Make You a Better Borrower?

This time it’s not a bait and swtich. You may be familiar with Freecreditreport.com ... State Employees Credit Union is giving its online banking and credit customers access to Scores ... . The company promises a  ”free” credit score upfront and hits you with enrollment in a $15/month [more...]

Date: 2009-01-16 18:49:19

Will carrying a credit card balance through month end hurt your credit score

As I vaguely mentioned in my $100,000 by Age 30 year end recap post my wife and I are starting to save for a house we want to build down the road ( ... and research. One thing that I want to start preparing for is upping my credit score to get it as high as possible to make sure that I would qualify for the best rates. My credit score is not bad [more...]

Date: 2009-01-16 06:00:12

There are several factors…

…that make up the credit score and your mortgage consultant can coach you through some basic strategies to improve your credit score ... t use them. Always take advantage of the free annual credit report from www.annualcreditreport.com (which is the only FTC approved credit reporting site) and start working on improving your credit [more...]

Date: 2008-10-15 16:39:59

Are You On The Credit Bureau's Blacklist?

By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]

Date: 2008-12-22 16:07:07

Free Credit Repot From NEXUS

There are some advantages that can be taken from free credit report, ... prevents you make credit card score fixation. More about this report is required by the lender ... , is used to obtain the mortgage and also ask you to show your credit report when want to load their value [more...]

Date: 2008-10-09 09:28:38

soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most ... my payables completely, still, everything has this effects or has affects my credit score. Sad [more...]

Date: 2009-01-15 17:28:10

Fiat Abarth 500 R3T for Sanremo rally

10 Guaranteed Ways to Save on Auto InsuranceThursday, September 24, 2009 14:34 Without a doubt, an automobile insurance can create a very huge hole in your pocket. The premiums you will pay will be determined by the make of your car, your credit score, and the company, agent, agency, or broker that you are dealing with.To be able to save on car insurance, you MUST do the following:Ensure you maintain a clean driving record.Never take the first quote estimate that you get from the insurer. [more...]

Date: 2009-09-24 18:34:32

Tips For Your Credit Report

by Jim Bransby A personas credit score can tell a lot about a person and it can even help someone make life changing decisions ... credit report sites. One site will give you the FICO score which was produced by the group Fair Isaac ... an individual will be able to receive a full report of their credit history and what exactly is showing [more...]

Date: 2008-11-25 15:00:21

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score ... , is there anything you can think of that might help me to minimize the hit on my credit score? Other readers [more...]

Date: 2009-01-06 19:00:00

Racing the Clock on DPA Programs: Will The Dems Save the Day?

I had some fun, yesterday, with a report about the down payment assistance ban and the First-Time Homebuyer Tax Credit ... credit score of 620. Compliance to the underwriting guidelines then, could make DPA programs, or 100 ... that the Tax Credit might be collateral for a “tax refund loan”, thereby, facilitating the need [more...]

Date: 2008-08-28 04:26:04

The Lazy Homeowner’s Way to Refinance

Refinancing is a top issue that is on many homeowners minds ... . 1.  Know your credit score - Before you pick up the phone or step foot in a mortgage lenders office, make sure that you have a ballpark figure of your credit score.  If you have a strong score of 720 [more...]

Date: 2008-12-29 00:55:00

Helping Yourself Qualify for a Home Loan

There are a fair number of specific helpful suggestions to make in helping you purchase a home. All of them revolve around the loan ... , but if you don't have at least two open lines of credit, a given reporting bureau may not report a score ... thing is to get a credit score above 720. If you're there already, keep doing what you're doing [more...]

Date: 2008-06-20 13:39:52

Should You Walk Away From Your Home?

(source) Despite the struggle, most responsible homeowners don’t think twice about whether they should make the mortgage payment each month ... back from bad credit and don’t want to let your credit score sink again. Whether you choose to fight ... package. Why refinance (if you have equity) or pay the guy who wrote your original mortgage to take [more...]

Date: 2008-12-03 22:29:29

Rates for Friday Afternoon

It’s really interesting pricing rates these days.  I used to be able to use one lenders rates and compare to a pricing engine I use to make sure the ... ).  The conforming rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” ... .  Pricing based on credit score of 620 or better and loan amounts up to $362,790 for [more...]

Date: 2008-10-17 20:03:48

Liens

If you do not pay State or Federal taxes or pay a debt owed to a creditor, they can make a claim against your property ... from the mortgage and the lien! How does a lien affect my credit report and credit score? This type of security interest looks very bad on your credit report. Potential lenders see a lien on file [more...]

Date: 2009-01-04 00:30:06

FICO Fitness Fundamentals

A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]

Date: 2008-11-25 16:08:53

Real Estate: Buying your first home.

Wondering about buying your first home? Are you ready to move up or down-size??? Have you heard they aren’t making loans any more? ... ???.. In simple terms Lenders want: Stable work history; Two years Employment in the same field is considered ... . Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-09-23 16:00:42

Buy and Bail

From the Wall Street Journal: Some Buy a New Home to Bail on the Old Fannie Plans Rules To Avoid Practice Described as Fraud By NICK TIMIRAOS ... , since foreclosures can stay on a credit report for seven years. In some states, lenders can sue ... require those borrowers to make a 10% down payment and meet a minimum credit score after the five [more...]

Date: 2008-06-11 09:54:32

Houses, Credit Reports, Lenders….ACK!

Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... terms Lenders want: *Stable work history; Two years Employment in the same field is considered ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-11-08 12:00:06

Tricks To Repair Credit Score History

It seemed like just yesterday when you were eating mom’s home-cooked breakfasts and hitting up dad for occasional gas money ... on your report. If you are applying furiously for tons of credit cards, then this indicates that you may ... of managing money. Credit report repair should start with making timely payments, then working [more...]

Date: 2008-12-01 16:49:08

Your Credit Report Still Matters

It may seem that all conventional wisdom and rules we lived by have gone out the window in the face of this chaotic economy ... report from each of the three credit bureaus – Experian, Equifax, and TransUnion – once within every ... report our credit score – a number that is reflective of our ability to make on-time payments [more...]

Date: 2008-11-20 16:13:48

We All Knew It Was Going To Happen In California

The Sierra Sun reports from California. “Since housing values went up for so long, ... credit score and a steady record of making payments on a house he bought in 2000. After its value [more...]

Date: 2008-06-24 21:38:30

Vote ‘09

NBA All Star voting ends Monday. Here is who you should cast your ballots for to ensure the best performers in the league make the starting fives in ... . But he deserves credit for consistency. G- Kobe Bryant:3rd in scoring. 4th quarter assassin. Best player ... up steals record aside. He leads the league in assists. He scores 20 points a game. He grabs [more...]

Date: 2009-01-16 19:34:20

My Brother’s Nasty Bank of America Experience

Make a couple of late payments and Bank of America will jack your interest rate up to 29.99%! ... . So I called Bank of America and mentioned that I had Credit Score that was around 750 ... of America credit card so I pulled up a statement online and come to find out it was 29.99 [more...]

Date: 2008-09-05 01:47:49

Sometimes, You Gotta Flush Twice.

Obama pieces together economic planObama released a report from his economic team that claimed a $775 billion economic stimulus package he is ... . With no savings account, and a low credit score, they are hardly rich. You're rich when your money ... the minimums on your credit cards, and just the interest on that jumbo mortgage doesn't make you rich [more...]

Date: 2009-01-10 16:09:00

Understanding The Home Mortgage Calculator

Contrary to popular belief, home mortgage calculators do not wear suits and ties and sit behind an abacus all day trying to determine how much a ... gives them a lower credit score, they will need to know how much they will be charged to make ... potential homeowner’s mortgage payment is going to be. Although in the early days of banking [more...]

Date: 2009-01-16 09:38:50

Ask SCORE How to Survive Tough Economic Times

Washington, DC (PRESS RELEASE - November 4, 2008) - Entrepreneurs face challenges on many fronts during the next 12 months, including lower consumer spending, rising unemployment, tightening credit, and inflation pressures ... stock of their current situation, make changes to reduce costs and increase their profitability. SCORE [more...]

Date: 2008-11-10 23:00:08

6 Free EBooks by Jim DeSantis

The Magic of Making Up I put this 27 page ebook together just for my readers who may be suffering from a broken relationship ... with powerful  step-by-step instructions and resources to help you jack up your credit score  without ... this free ebook:- The Complete Article Marketing Home Study Course (PDF) Credit Rescue is here [more...]

Date: 2008-12-28 03:34:21

That Television

Eleanor being gone to her grandparents and the temperature being in the single digits, ... and you know they make great things.There is a website that wants you to get your credit score [more...]

Date: 2009-01-16 21:51:00

Treasury Makes Subprime Auto Loans

One day after the treasury (taxpayers) injected $6 billion into the failing auto industry GM, GMAC ease lending rules to entice car buyers ... of 620 or lower to be "subprime." The median U.S. credit score is 723, according to Fair Isaac ... . Many of the vehicles also carry cash discounts of $500 to $4,250.GMAC, meanwhile, will extend loans [more...]

Date: 2008-12-30 19:56:00

Former Presidential Candidate's "Extraordinary Opportunity" as TV Host

In a presidential election cycle that often pitted press vs ... before the debate and before he became so famous. So it felt like quite a score. I credit the team ... its best ratings yet, with an average of 2,316,000 Total Viewers, making his the #1 show in cable [more...]

Date: 2008-10-22 20:03:06

Last Week's Best Posts

Kick off your Lifehacker Monday by making sure you didn't miss any of the biggest posts from last week: ... Are Falling Online, But Catches Still Abound "The credit crunch might be doing nasty things ... Score Card, which shows what responses have been received from various politicians on Internet [more...]

Date: 2008-12-21 21:58:26

Time to Check Your Credit Reports

  Happy New Year!  As we start 2009, many people are making resolutions, wanting to do things better and differently than they did in the past ... to do.  To get a copy of your credit report from one, two or all three of the credit bureaus ... on credit monitoring. If you want to know your current FICO scores, you can obtain all three [more...]

Date: 2009-01-03 17:05:27

Eagles stun Giants to advance to 2008 NFC Championship Game.

Donovan McNabb will get another chance to chase that elusive Super Bowl title. Eli Manning threw away his opportunity to defend it ... to get something done, get a spark to make a big play, that’s when we didn’t do our best,” Manning said. Credit ... in the air, and also helped skew the score: This was the first game in NFL history to finish 23-11 [more...]

Date: 2009-01-12 02:56:22

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23

Account Closed

It was a giant step for me, but when I realized I haven't used the account since last February--12 months--I decided to call and close my Discover ... cards.I'm eligible for my free credit report in a month or so, and I hope to go through that and make sure ... me a hard time. Started talking to me about my FICO score and how closing an account that I've [more...]

Date: 2009-01-10 16:35:00

My Dollar Plan Month in Review - July 2008

I’m a firm believer in setting goals and making plans to achieve your goals. A great way to work your plan is to monitor it at regular intervals ... Quadrant of Personal Finance Blogs. We ended up with a good visionary score, but it looks ... for Your Mid Year Checkup 7 Ways to Payoff Credit Card Debt 12 Tips to Prepare Your Finances for Vacation [more...]

Date: 2008-08-14 13:29:54

Ten Credit Mistakes People Make

Most children are not trained in how to handle credit by their families other than with vague platitudes like ‘pay your bills on time’ and ‘live below your means.’ Practical knowledge about interest rates, revolving credit and credit scores ... discover these mistakes by making them. So here is a list of the top ten credit mistakes most often [more...]

Date: 2008-12-24 13:39:30

A Good Rredit Score For Loans

Most of us have already received some form of credit score without his knowledge ... or Experian. Make sure all items in duplicate such damage to your credit score. Until these basic tips ... . Please credit score if you borrow money or pay money from your bank, and could be a mobile phone [more...]

Date: 2008-10-30 12:15:48

Protecting Your Good Credit

It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? There are a few simple things to remember when you are maintaining your credit score. Even though ... enough to make you forget about your credit score completely. Don’t fall into this bad habit [more...]

Date: 2009-01-16 12:00:11

Improve Your Credit Score

We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]

Date: 2009-01-10 02:25:22

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