soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most ... my payables completely, still, everything has this effects or has affects my credit score. Sad [more...]

Date: 2009-01-15 17:28:10

Blog posts (10) | Videos (23)
 

Credit Karma, Career Advice and A Huge Island of Trash @ The Roundup

What Happened This Week? The Alpha Consumer blog announced a challenge asking bloggers to describe their best ideas for a cheap but effective (!) ... to my post on free credit scores by telling us all about Credit Karma! Money Smart Life: Henry confesses to being a credit card expert with a secret. Gen X Finance reminds us that market conditions [more...]

Date: 2008-07-21 00:49:15

Use Your Inactive Credit Cards At Least Once A Year

I just got a letter from Washington Mutual / Chase telling me that they have closed my credit card account with them effective November 14th, 2008 ... Providian) which helps your credit score and it also gave me a free FICO score update each month. Doh ... like a more reasonable response. The easy solution is to remember to use each of your credit cards [more...]

Date: 2008-12-06 17:32:34

When you overdraw your checking account does that effect credit??

don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]

Date: 2008-09-10 16:07:32

Meltdown marketing: 3 things credit unions must do

... effects on their debt utilization ratio, thereby lowering their credit score It leaves many dangerously ... for the credit union industry to step out from the shadow of banks and take a prominent place in Americans’ [more...]

Date: 2008-12-05 17:04:37

The 5 Million Frequent Flyer Mile Challenge

... weeks thanks to mileage bonuses from new credit cards. If you’re up for it, you can do this too – ... that are worth at least $12,000 to me. I’ve closely monitored my credit score along the way, and the effect [more...]

Date: 2009-01-08 01:38:16

No Brainer

I've reached that point in the week when I can't really compose an interesting sentence. I've been stroking celebrity egos and taking a hard look at my credit score, two things that a human should not have to do for more than 10 minutes. So I decided to give you a simple, effective [more...]

Date: 2009-01-16 22:18:24

How to Effectively Shop for a Buyer's Agent

This is easy. Much easier than effectively shopping for a loan or a listing agent. So easy that a congresscritter can do it ... that you fall into the topmost category - great credit score, no late payments or anything, and you're [more...]

Date: 2008-09-20 15:14:43

Advance Warning: Fannie Mae’s New Mortgage Fees to Go into Effect Monday

... could increase your closing costs: Your credit score Your downpayment / equity percentage Your home’ [more...]

Date: 2009-01-08 22:13:14

Special Report: Credit Crisis and the Industry - From Dealer News

“I think it’s the sheep effect,” says Carlo Hansen, co-owner of Riverside Kawasaki in Somerville, Mass. “Everybody is scared at the same time. All the news is bad.” Hansen is referring to the nationwide credit crunch. He says even his local credit unions are spooked. One of them is not accepting any applicant with a score below 650 [more...]

Date: 2008-12-28 17:04:52

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