What to Know When Getting Your First Credit Card
Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]
Date: 2009-01-14 11:52:49
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Identity Thieves are Everywhere
Identity Thieves are Everywhere Written by Credit Karma January 6th, 2009 at 12:32 PM CST No comments theft1 ... most thieves do, once they have your financial and personal information, is to open up a new credit ... s good credit in order to get a loan or contract. Children are especially susceptible to these reasons [more...]
Date: 2009-01-06 18:33:28
Timeline for Negative Credit History
Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious problems you can run into because of having a negative credit history. A person with a negative credit history will have an impaired ability to borrow money, get a good interest rate, and sometimes even get a good job. [more...]
Date: 2009-01-01 08:19:32
Forgiven Debt Isn't Really Forgiven At All
By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]
Date: 2009-09-22 13:00:09
Keywords That Will Power Your PPC Campaign
by Brian Basch The Secret to a Good PPC Campaign is choosing the best group of keywords ... when they are looking for these goods and services. They might type “free credit report” or “credit card offers” ... credit” may be attempting to find out ways to get a credit report, ways to improve personal credit [more...]
Date: 2008-09-30 13:17:55
Getting Rid Of Bad Credit
By Michael Benifez Today's credit crisis is resulting in a more difficult road for consumers to getting a loan and obtaining good rates ... . 1: Obtain a copy of your credit report. You can't repair something you don't know is broken. Once ... . If your credit rating is less than stellar, you can pretty much guarantee you're not going to get the best [more...]
Date: 2009-01-03 08:21:18
Credit Repair Help - It’s Not As Hard As You Think!
by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]
Date: 2008-12-28 22:13:40
Right track
Yes. I am getting there. Slowly but surely ... , it is such a good thing for credit companies to offer instant credit score checks for fast and efficient ... is to know and be keen with my earnings and payables. To check credit is one of the good way to be able [more...]
Date: 2008-11-03 00:20:23
Get Good Credit if You Want to Buy a Car
In this time of economic uncertainty many are putting off a major purchase such as buying a car. Why incur even more debt? ... a service such as FreeCreditReport ($12.95/month for credit score and monitoring) or myFico ... , but their threshold for extending credit has typically been lower than actual banks. What many don’ [more...]
Date: 2008-10-30 00:43:30
Live Peacefully without Credit Problem
Wow ! free credit online... is here to serve you , searched on www.creditnexus.com. This good news to all who need to get their current credit report. Online credit report is one way of monitoring your credit if you are deciding to apply for another loan transaction because the free credit report online provides the complete summary [more...]
Date: 2008-10-22 13:24:11
What Sort of Loan Can I Get? (October 2008)
Having had two separate very qualified buyers ask me if they could get a loan in the last two days was kind of an eye opener to all of the hype out ... to get real estate loans, despite having good credit, a good income, and a substantial down payment [more...]
Date: 2008-10-23 13:44:13
Debt Consolidation Loans For Bad Credit Dont Get Stung
It isn’t uncommon these days for consumers to be facing problems meeting their monthly payment obligations on loans and credit cards ... and have seen their good credit ratings suffer because of it. At this point they may be looking for a way ... things in mind to protect yourself from becoming a victim: Be Confident Your credit score may [more...]
Date: 2009-01-14 03:04:51
Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]
You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]
Date: 2008-09-25 17:07:30
Military Retirement - Special Tools for Planning
by Michael Geoffrey People in the military usually have a much different retirement plan than ordinary civilians so they should use a special ... . Most people in the military are members of a credit union and that is always a great source of information. Getting help at your credit union is a good idea because they have years of experience [more...]
Date: 2009-01-15 23:55:06
Timeline for Negative Credit History
by William Blake Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious ... even get a good job. Fortunately, a negative credit report is not permanent and thus can be made better. After seven years, the majority of the undesirable contents of a negative credit report [more...]
Date: 2008-12-20 08:42:43
Being Proactive in 2009: Economic Stimulus For the Mind
Happy New Year! In the financial world, I don’t know anyone who was not eager to kiss 2008 goodbye ... of your records. Get your credit report, make sure it is accurate and dispute any errors. 3. Beware before ... to embrace (or brace for) the impact. 2. Keep an eye on your credit – Good credit = lower costs [more...]
Date: 2009-01-13 03:30:29
Negative Credit History Timeline
by William Blake Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious ... even get a good job. Fortunately, a negative credit report is not permanent and thus can be made better. After seven years, the majority of the undesirable contents of a negative credit report [more...]
Date: 2008-12-29 13:50:17
Improve Your Credit Score
We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]
Date: 2009-01-10 02:25:22
Bad credit risk, bad driver?
This is a good year for drivers in California. Way back when in 1988, Proposition 103 received more than enough support from voters to pass ... . Add in lack of consistency in employment and multiple lines of credit getting close ... insurance quotes , check out your credit score and, if necessary, repair the score. The Fair Credit [more...]
Date: 2009-01-06 12:06:34
The Power of Keywords in a PPC Campaign
The Power of Keywords in a PPC Campaign Posted By Brian Basch on @ 12: ... for these goods and services. They might type “free credit report” or “credit card offers” ... ” may be attempting to find out ways to get a credit report, ways to improve personal credit which [more...]
Date: 2008-09-26 15:48:48
Things to Consider Before Availing Car Loans
Everyone has a dream to own a car. Cars have become a basic need in our life ... interest rates, a secured loan is a good option • Get hold of your credit report to avoid the chance ... to keep your property at risk, then go for unsecured loans. Many people having poor credit history [more...]
Date: 2009-01-16 11:53:13
Free Credit Report
I was surprised to find out a while ago that a good portion of Americans did not know they could view their credit report ... that the can get an annual credit report to stay on top of what is happening with their own credit. Let me tell ... and they go on to the subject of financing and he asked him what his credit was like, he looked [more...]
Date: 2008-12-08 04:27:55
New article: Why Obama can't wait
There's an article with my name on it in the new issue of TIME (with Michelle Rhee on the cover) ... in the Washington bureau did almost all the work--but it seemed rude to ask to have my byline removed. Plus, it's a perfectly good article. Why not get the credit for it? Anyway, go read it. [more...]
Date: 2008-11-28 14:12:30
Get The Best Home Mortgage Loans
by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... to obtain this loan, you must have a good credit report. Unfortunately, not all lenders are equal ... or no documentation but just by looking at a very good credit report, they reason that an applicant wouldn’ [more...]
Date: 2009-01-04 08:16:22
How to Raise My Credit Score
A common question many people have is how to raise their credit scores ... score is just a bunch of statistics! Get a copy of your credit report and scan for any errors ... it down! When you have an account with no negative reports, it looks good on the credit report. Don’ [more...]
Date: 2009-01-16 07:26:13
Glorious Beloved Deregulator Guy speaks
Listening to the Beloved Glorious Decider Guy tonight I was struck by two things. I had to actually go to whitehouse ... , you would find it harder and more expensive to get credit. More businesses would close their doors, and millions of Americans could lose their jobs. Even if you have good credit history, it would [more...]
Date: 2008-09-25 03:45:32
Customer Data Stolen From Express Scripts
If your health insurance was through Uniform Medical Plan at any point between 2004 and 2007, it’s time to get a copy of your credit report and put a temporary fraud alert on your credit file ... below the fold). Even if you aren’t affected by this, it’s a good idea to check your credit report [more...]
Date: 2008-12-07 20:56:29
Search Out Valuable Information About Dr. Phillips Homes For Sale
Bank owned homes, a good deal?brbrIf a property does not sell at auction, ... payment. The actual amount depends on what kind of loan you get and how good your credit [more...]
Date: 2009-01-08 03:03:04
Short Term Credit Easing - Good Time For Money Market Funds?
Although the $700 billion US Treasury bailout program gets the headlines, ... in stimulating tight credit. Two programs - the Federal Reserve’s Commercial Paper Funding Facility (CPFF ... to a recently released Fed report. In order to create a cheaper lending market, The FDIC launched [more...]
Date: 2009-01-03 07:05:30
Credit Scores: How Important Are They?
3 years ago, it was possible to get a mortgage even if you had "bad credit". Today, it is very, very difficult to get a mortgage unless you have at least a "good" and sometimes a "great" credit score. 7 Vote(s) [more...]
Date: 2009-09-30 18:49:52
Good News On Mortgages
Good news on getting financed! Well, it seems that things might not be as grim after all for those of you trying to obtain financing! If you have a credit score in the upper 600’s, and a minimum of 3% (going up to 3.5% in January) down, you should still be able to obtain a mortgage! Contact us if you need assistance in obtaining [more...]
Date: 2008-10-23 15:22:50
The Power of Having The Right Keywords in a PPC Campaign
by Brian Basch The basis of a good PPC campaign is choosing the right list of keywords ... out how to get a credit report, how to improve their credit, what lenders will offer loans ... a series of terms that people search for, all related to your basic keyword. “Credit” becomes “free [more...]
Date: 2008-10-08 15:53:14
The next debt crisis -commercal mortgage market set to collapse in North America in 2009-2010
Two weeks ago, I mentioned that about a dozen financial bubbles are about to burst. Here's a good reliable leading economic proxy indicator that doesn't get enough credit ... in Tucson, Ariz., and Hilton Head, S.C., also are about to default on their mortgages." ... a report [more...]
Date: 2008-11-30 02:18:40
How to find the cheapest car insurance
Car insurance is a must for all of us that own a luxury vehicle and not only ... on various factors, ranging from age or credit score to driving record. Add to the this equation the high ... , having a good credit score and no negative payment history, will tremendously help you get the cheapest [more...]
Date: 2008-12-04 08:30:29
"McCain Is The Real Health-Care Reformer"
According to the Wall Street Journal,"It's good politics for Mr. Obama. But it's bad policy. Mr. McCain's proposal -- to give every American the tax credit businesses get for buying health ... who get their health insurance at work has been shrinking. In August, the Census Bureau reported [more...]
Date: 2008-10-07 23:21:07
Madison Young is a Superhero
Madison Young Good Vibrations Magazine Madison Young Photo credit: CrashPadSeries ... was Bound… And Gagged” check it out to get a recap and hear Madison in her own words about feminism ... credit: Kink.com’s Training of O (Kink.com is one of the few porn companies to be featured [more...]
Date: 2009-01-17 02:52:39
Buying A Home After Filing Bankruptcy
Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]
Date: 2008-11-23 21:15:25
Getting A No Credit Check Personal Loan
by Jimi Morrison There are dozens of people who take advantage of the opportunity to apply for personal loans such as payday loans. These are also called cash advances. To obtain one of these loans, someone can look at businesses found in their town or there are places which approve online. However, it is good to look for reputable businesses because there are many predatory lenders. In order to find one of these businesses, search under loans and payday loans either in your telephone book or internet. [more...]
Date: 2009-10-01 16:56:11
Free Credit Report 3-in-1
A good reputation and credible name is something that we all want in our life ... of your credit history online from three major bureaus where the lenders get their basis for approving ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans [more...]
Date: 2008-11-16 14:30:00
Cook At Home, Red Lentil Soup: The Roundup
Cook At Home, Red Lentil Soup: The Roundup by SVB on December 7, 2008 in Money Roundups It’s getting chillier these days, ... of dollars from your annual home budget. Credit Karma: Perhaps credit scores are now used in new ... to my reading. Here are a few financial articles of note: The Digerati Life: If you’ve got good credit [more...]
Date: 2008-12-10 02:41:33
damn, i'm good
PART ONEI have spent ALL MORNING (and into the afternoon) trying to call a credit union to get a competing loan on this house nailed down ... . Niiiiiice. So I find out how to quicken up the process (we close a week from tomorrow) and then gird ... for it at closing.) . . . . third, uhm, well, look. Mr. B. has talked to the folks at the Navy Credit Union [more...]
Date: 2009-01-14 21:34:00
Widespread Mortgage Refinance (Good Credit Doesn’t Pay)
Mine won’t be one of the three million mortgages expected to get a new deal via The Bailout ... , to have the right numbers on our credit report. AND a month later when every headline ... , and took the best mortgage deal we could get. Who Wouldn’t Take an Adjustable Rate Mortgage? Because [more...]
Date: 2008-10-30 13:35:53
The Dreaded Data Breach Letter
Getting an official looking letter in the mail is rarely good news ... main credit bureaus, Experian, Equifax and TransUnion ... you receive a breach notification does not mean that identity thieves have run up your credit card [more...]
Date: 2008-10-25 04:17:40
Huge holiday hit! Hillary Clinton takes $13.1-million campaign loss
Always good to get your Christmas bills out of the way before the holiday. Sen ... stocking. -- Andrew Malcolm No debts necessary to register at Twitter here to get instant alerts ... on Amazon's Kindle as well. Photo credit: Elise Amendola [more...]
Date: 2008-12-23 01:32:59
Treasury Warns Against Getting Into Trouble With Debt
Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... online video game that attempts to teach the importance of having a good credit score managing debt ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent [more...]
Date: 2008-09-29 16:47:02
5 Credit Questions with Fair Isaac’s Barry Paperno
Following my guest post on my good friend JD’s Get Rich Slowly about How to Prepare for Buying a Home, ... it needs to be — particularly if errors on the credit report ... , otherwise known as your credit score, which is probably one of the the most important numbers you need [more...]
Date: 2008-09-23 16:11:34
Sound bites galore on today's presidential trail
It was a good day for good lines from the stump. The Ticket already sent kudos Barack Obama's way for a well-turned variation of a famed Ronald ... -- Bob Casey of Pennsylvania -- coined the barb, Biden said. But he gets credit for delivering ... up for free automatic and instant alerts of every new Ticket item with gusto sped directly to your cell. [more...]
Date: 2008-10-09 01:03:31
No Rest for the Unemployed
The Bureau of Labor Statistics of the U.S. Department of Labor reported that nonfarm payrolls fell by a whopping 533,000 jobs in November, ... so damned much money and credit to fuel doomed booms and a cancerous growth of government! And yet ... , the report does not actually mention me by name or even wish me good luck in getting another job [more...]
Date: 2008-12-16 22:12:15
8 ways to improve your credit score
8 ways to improve your credit score By Katie McCaskey, Geezeo.com Why? Because it’s harder than ever to get a loan. And the higher your credit score, the better your chances of securing a loan at a good interest rate when you need one. Read More » Cheat Sheet Biggest Loser Club on trimming [more...]
Date: 2008-12-13 00:46:40
Web Design Week on PSDTUTS + You Can Now Sell Photoshop Templates via ThemeForest
For as long as I can remember we’ve gotten requests for more web design posts here on PSDTUTS ... Monday - $25,000 Giveaway, Score ThemeForest Cash by Commenting As you can see it’s going ... readers will get a credit on their accounts to test out the site (which of course means it’s a good time [more...]
Date: 2008-11-29 14:30:00
