ChexSystems: Who They Are and How it Affects You

ChexSystems is a company that maintains a subscriber membership service used in the banking industry ... to the same laws as the Credit Bureaus that we are all familiar with: Experian, Equifax, and Trans Union ... . The members consist mainly of Banks, and Credit Unions, but can include other types of Financial [more...]

Date: 2008-12-27 09:00:35

Blog posts (33) | Videos (34)
 

UBS, Credit Suisse: Swiss Bank Shorts Worth 30%

Vikram Pandit is not the only bank CEO who is trying desperately to find that tricky balance between contraction and shareholder value; across the Atlantic, Europe’s banking giants also know that they must dismantle the financial-supermarket model. Shares of Union Bank of Switzerland (UBS), Credit Suisse (CS) and Deutsche Bank (DB [more...]

Date: 2009-01-15 14:18:17

Find Out Here Useful Knowledge - Finding Secure Auto Loans Website

You can find online car loans everywhere. But before you punch in important personal information, make sure that you’re on a good secure site ... . You can take it with no penalty if the dealer offers a better loan rate. Check out credit unions, banks ... -related expenses. Don’t forget to verify your credit record. Order a copy of your credit report [more...]

Date: 2008-11-16 19:08:43

Is your bank safe and sound?

There have been five north GA banks that have failed last quarter or are on the problem list with cease and desist ordersFreedom Bank, Commerce, ... : *** "Performing"The Bankrate system also rates credit unions. I didn't check banks in Athens ... Specialists.In our neck of the woods, the employment outlook is dim. Unemployment rate increases to 25-year [more...]

Date: 2009-01-02 17:04:00

President’s Advisory Council: Tips to Managing Your Money in Challenging Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT’S ADVISORY COUNCIL ON FINANCIAL LITERACY “We believe that the current economic crisis underscores the need ... controlyourcredit.gov. Also, to protect against identity theft, get a free copy of your credit report ... in Challenging Times 1. Understand how your bank or credit union account is insured. The Federal [more...]

Date: 2008-12-16 15:58:07

Would Knowing Your Credit Score Make You a Better Borrower?

This time it’s not a bait and swtich. You may be familiar with Freecreditreport.com ... State Employees Credit Union is giving its online banking and credit customers access to Scores ... . The company promises a  ”free” credit score upfront and hits you with enrollment in a $15/month [more...]

Date: 2009-01-16 18:49:19

Council Vice Chairman John Hope Bryant Shares Council Tips for the Public During Tough Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT???S ADVISORY COUNCIL ON FINANCIAL LITERACY November 25, 2008 ??? ... theft, get a free copy of your credit report at annualcreditreport.com. ... how your bank or credit union account is insured. The Federal Deposit Insurance Corp. (FDIC [more...]

Date: 2008-12-08 03:23:03

Meltdown marketing: 3 things credit unions must do

... effects on their debt utilization ratio, thereby lowering their credit score It leaves many dangerously ... for the credit union industry to step out from the shadow of banks and take a prominent place in Americans’ [more...]

Date: 2008-12-05 17:04:37

How I beat the market

For my first job out of college, I was hired as a fund manager. Sort of ... and community-based banks and S&Ls. Certificates of deposit with community development credit unions ... , I would contact the banks, requesting their latest CRA statement -- the legally required report [more...]

Date: 2008-11-17 00:25:51

The #1 Secret to Saving More Money: Pay Yourself First

How much do you save each month?   You may be making 401(k), 403(b), or ESPP contributions out of your paycheck, if you are an employee ... , and the 7 Legal & Financial Strategies to Grow Up! Your Small Business Audio Class, by joining as a Wealth Spa ... Savings Plans:  Most banks, credit unions, and brokerages have automatic savings or transfer [more...]

Date: 2008-12-22 19:19:36

Forrester’s 2008 Customer Experience Rankings December 15, 2008

Posted by Bruce Temkin in Customer Experience Index, Customer experience ... , Cigna, Citibank, Comcast, Costco, credit unions, Hampton Inn, Medicaid, Sprint, SunTrust Bank, Time ... 12 industries: Airlines, Banks, Credit Card Providers, Health Plans, Hotels, Insurance Firms [more...]

Date: 2008-12-15 13:57:20

What does Paulson want?, the "Cliff Notes"

Reuters published a handy summary of Paulson's bail out proposal along with the counterproposals by Democrats and Republicans : ... but not limited to banks, thrifts, credit unions, broker-dealers and insurance companies. If deemed need(sic ... the secretary's decisions. The secretary would report to Congress within the first three months and then twice [more...]

Date: 2008-09-23 13:17:49

BofA is on Twitter, so why aren’t you?

“I work for Bank of America and I’m here to help, listen, and learn from our customers in the Twitter community ... popular Twitter tool, including Wachovia, NAB’s Ubank and a host of credit unions. Bearing ... , etc., as this credit union has. Key Question [more...]

Date: 2009-01-08 01:37:53

Things I Learned When I Refinanced My Home

Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates on the Internet. One year later, while checking on the Internet I found a rate of 4.375 percent [more...]

Date: 2009-01-15 01:31:07

Headline News - January 14, 2009

Wall St. Journal: Bank of America to Get Billions in U.S ... Services Acquires Private Label Credit Card Program of Canadian Luxury Jeweler Birks Bank Systems ... AIte Group Report: U.S. Credit Unions: Seize the Opportunity Note: Throughout the day, as Payments [more...]

Date: 2009-01-14 13:26:41

How To Chase High Interest Rates On Savings Accounts and Manage Them

I consider myself one of many rate chasers out there - savvy savers who hunt for the best annual percentage yield (APY) interest rates at banks and credit unions, and who are keen on quickly moving large sums of money ... of what I own in cash form, invested in stable interest bearing savings accounts. The type of money [more...]

Date: 2008-07-01 19:21:37

Candidates Singing Own Praises Fall Flat

By SARAH E. NEEDLEMAN Last summer, Lisa Harrell interviewed a candidate for a director job who offered a list of impressive accomplishments ... executives recently refused to consider job opportunities at small community banks and credit unions. “ [more...]

Date: 2009-01-14 16:06:57

Small Banks Still Doing Fine

Back when the financial meltdown had just started making headlines I posted about how smaller, regional banks were largely unaffected ... that or go out of business. Today I got an email from my personal financial institution, Town & Country Credit Union ... institutions. However, I am proud to report that Town & Country Credit Union remains [more...]

Date: 2008-10-15 20:46:31

Alert from FDIC — Beware of Fedwire Phishing Scheme

Fraudulent e-mails claiming to be from the Federal Reserve Bank that warn of a phishing attack on the Fedwire system are reportedly in circulation ... phishing attack started and has been still lasting. A great number of banks and credit unions is affected [more...]

Date: 2009-01-16 20:06:42

Q. What Does "UBS" Stand For?

A. For American Clients, U Be Screwed! The announcement yesterday, by what was once known as Union Bank of Switzerland (UBS) ... our founding more than a decade ago -- "Don't bank with UBS or Credit Suisse" -- the two monster ... Warning Based on our long experience, we always have recommended against UBS and Credit Suisse [more...]

Date: 2009-01-08 02:18:00

NEWS WIRE: Investing for Social Impact Lures Investors

Source: Investment News. Original news wire here. Community and proactive investing refers to ... in similar problems in rural areas. In some areas, local community banks, credit unions and loan [more...]

Date: 2008-11-19 05:01:42

Step by Step: The Car Buying Checklist

Many people feel that they know how to buy a car from a dealer ... cars, get an idea from your bank, leasing company, credit union, or third party finance provider ... to find "Used Cars New Hampshire" or "Longview Texas [more...]

Date: 2008-11-27 21:19:00

P2P Lending Double Whammy – SEC and Credit Crunch

Peer-to-peer lending sites like British-based Zopa are starting to reflect the weakness cutting through the global economy. Their U.S ... with the Big Banks’ experiences was that the average credit score of the delinquent pool is getting ... . operations will now be handed over directly to their Credit Union partners, rather than remain [more...]

Date: 2008-10-16 19:43:02

Finding Attractive Interest Rates in a Low-Yield Environment

How to Make Money When Interest Rates Are Low Interest rates across the board remain low, ... are what make them so attractive. Whether it’s through your local bank or credit union branch, or via [more...]

Date: 2008-12-22 15:22:40

How To Pick the Best Online Savings Accounts

With the Fed dropping the federal funds rate like it’s going out of style, the interest rates of many online banks have begun dropping as well ... insured (or credit union that was NCUA insured), but I suppose there may be some out there. If it’ [more...]

Date: 2008-10-28 16:36:42

Online Banking: How’d We Do Without It?

Online banking is wonderful ... was a rarity. It seems ubiquitous now. My first account was at our local credit union and they were ahead of the curve in offering banking online services. You could check your balance online, transfer [more...]

Date: 2008-07-28 10:36:32

What’s the Carbon Footprint of my Checking Account?

Crossposted from the Understory RAN released a new report today, “Financing Global Warming: Canadian Banks and Fossil Fuels“, ... , we also launched a new website, climatefriendlybanking.org. The report results are striking ... s largest credit union), would reduce your annual carbon footprint by 1.4 tonnes of CO2, a very meaningful [more...]

Date: 2008-11-20 22:15:55

Clark Howard talks about the worsening economy

Some interesting articles from Clark Howard’s website: New signs of worsening economic situation CLARKONOMICS: ... value of the banking sector’s toxic assets at $2.1 trillion — that’s $2,100 billion dollars!  Read ... is actually like the equivalent of a credit union for investing because it’s wholly owned by account [more...]

Date: 2009-01-16 23:09:38

Chicago Factory Sit-In: The Dawn of a New Era For Unions in America?

By MANIFESTO JOE This is an example of why a bailout, any bailout, is fundamentally a no-win situation for the taxpayer ... . The company's creditor, Bank of America, canceled Republic's line of credit. Republic's sales have tumbled in the sour economy, and with no line of credit, CEO Rich Gillman said the company [more...]

Date: 2008-12-08 17:34:37

CIBIL frequently asked questions (FAQ) and answers

Sep 15, 2009General Info Q.1 What is CIBIL?CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports.Q.2 Who owns CIBIL?CIBIL’s equity was held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. [more...]

Date: 2009-09-15 02:03:33

Bretton Woods Inc - Bounced check/overdraft fees paid by state

Because you write about state-specific issues, thought you may like to see a new report that details the amount of bank and credit union NSF/ODP ... ;STORY=/www/story/01-12-2009/0004953295&EDATE= Banks and Credit Unions Collect ... by banks and credit unions in 2008. The research by bank strategist G. Michael Flores reveals the amount [more...]

Date: 2009-01-08 15:02:23

How To Build A CD Ladder and Get The Highest Interest Rate

During tough times, there is always the inevitable flight to quality as investors seek out stable investment options to keep their money safe from ... certificate of deposits (CDs). Because CD’s are issued by banks and credit unions, they enjoy ... fixed time asset offered to consumers and businesses by banks and credit unions. When you buy a CD [more...]

Date: 2008-10-21 03:29:32

It’s 2009, Where’s your head at?

I think I’m going to start an annual post, instead of talking about my resolutions I want to talk about things that we should have since it’s 2009 ... it is because in Poland it takes 30 seconds. If two institutions are certified credit facilities (banks, paypal, credit unions, etc) then it should be instantaneous of a bank transfer between them [more...]

Date: 2009-01-08 18:00:33

33 Results