What is my fico score?

The following post in our Reader Question series is an actual user submitted question ... of Equifax’s credit monitoring service. You get your Equifax FICO score as well as all three bureaus’ credit reports plus 3-bureau credit monitoring and some other goodies. It’s a great service so you may [more...]

Date: 2009-01-14 18:46:28

Blog posts (154) | Videos (24)
 

Free credit monitoring services

Today is the deadline to sign up for nine months of free credit monitoring by registering to participate in a class-action settlement with ... for marketing uses, a practice the Chicago credit bureau says did not violate the law and was discontinued in 2001. More details from the article: Consumers who had an open line of credit or a credit [more...]

Date: 2008-09-24 21:37:49

Weekend Links - I Want a Volkswagen Bus edition

Today, my wife and I drove 7 hours from nearly San Deigo back to our home in San Francisco ... , a post based on the US economy, zombies, and the girl in the photo. True Credit review - how I use the credit score & credit report monitoring service from Money Smart Life offers many reasons [more...]

Date: 2008-07-21 05:37:39

Mint monitors our credit-crunched spending

Mint.com balance service As consumers watch what they spend more closely in these credit-squeezed times, services such as Mint ... automatically categorises users’ bank and credit card transactions, give it some fascinating ... on credit card balances - one institution topping the table with its members having an average balance [more...]

Date: 2008-11-19 23:50:18

Benefits of Identity Theft Shield

Attorney General John Ashcroft called identity theft as “one of the fastest growing crimes in the United States”. Federal Trade Commission (FTC) ... can hire credit-monitoring services that alert them when there are changes in their credit report ... are there to fight for you. To prevent identity fraud, experts recommend that you review your credit repo [more...]

Date: 2008-12-27 18:30:03

An Example of What the Credit Bureaus Try to Sell You

experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... annual report without a credit score attached to it. This is the link you want. The second image ... ) and the offer is to give you your Experian Credit Score for “only” $5.95″!”. As I said yesterday [more...]

Date: 2009-01-15 13:00:15

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Target 800 – Credit Score (pfblogs.org)

Because of an identity theft incident, I subscribe to Equifax's credit monitoring services. While reviewing my credit report for any problem entries, I noticed Equifax is offering Scorewatch free for 30 days. Well – I haven't hit my target of 800, but things aren't bad. Has anyone made [more...]

Date: 2008-08-31 02:04:17

Millions being notified after online banking malware exploit

On Dec. 2, traffic to certain online bill payment websites operated by CheckFree was redirected to a website in Ukraine capable of infecting users’ ... malicious software and two years of credit monitoring service.  The company has notified the Federal ... of financial electronic commerce services and products. How many victims? 160,000 users [more...]

Date: 2009-01-07 22:21:52

Get Good Credit if You Want to Buy a Car

In this time of economic uncertainty many are putting off a major purchase such as buying a car. Why incur even more debt? ... a service such as FreeCreditReport ($12.95/month for credit score and monitoring) or myFico ... , but their threshold for extending credit has typically been lower than actual banks. What many don’ [more...]

Date: 2008-10-30 00:43:30

freecreditreport.com scam exposed AGAIN

I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]

Date: 2008-12-07 12:49:45

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]

You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]

Date: 2008-09-25 17:07:30

New Feature: Cutback Tool Helps You Save On Recurring Monthly Expenses (Or How I Caught WaMu Skimming My Savings)

Looking for a quick, sustainable way to make a positive impact on your bottom line? ... . Several beta testers reported charges of $14.95 for freecreditreport.com, a credit monitoring service ... . If you choose to cut an expense, we’ll show you how long you have to cancel the service before [more...]

Date: 2009-01-14 17:23:46

Another reason to love Maine

A recent breach report on The Office of Inadequate Security described a mailing error breach involving the Finance Authority of Maine ... our apologies, and offer the credit monitoring service. This being Maine, we also have heard stories [more...]

Date: 2009-01-15 13:46:10

Wesabe introduce labs and cutback tools

Wesabe just keep the good stuff coming - ok I admit I am a fan but they are worth it ... |Wesabe blog several beta testers reported charges of $14.95 for freecreditreport.com, a credit monitoring service they understandably thought was actually free (let’s see…wouldn’ [more...]

Date: 2009-01-14 23:25:46

Craigslist Cracks Down on Whoring

As a "part of an agreement with attorneys general in 40 states," Craigslist will start monitoring its always-amusing "erotic services" ... " and pay with a valid credit car. Why? Well, this way, if needed, law enforcement can have Craigslist ... who post erotic service ads" that aren't on the up and up -- i.e., scams. (CBS5) Add to digg [more...]

Date: 2008-11-06 19:30:53

Ecommerce Hosting Can Do A Lot To Promote Your Online Business

With the rapid increase in numbers of online shoppers, Ecommerce hosting too has grown - if only to cater to this increased demand ... hosting services will do a number of useful tasks including keeping your credit card purchases on track, monitoring operations of your website as well handling email services. The most critical aspect [more...]

Date: 2009-01-08 09:39:55

Comcast’s Twitter man adds a face to Anywhere customer service

Say what you will about Comcast, I have to give them credit for innovation in resolving Anywhere consumer problems with Comcast services ... out, we already had a service appointment scheduled, but knowing that Comcast was monitoring ... the issues raised on Twitter. That’s just great customer service, a smart differentiator for Comcast [more...]

Date: 2009-01-14 15:12:49

Using TrustedID to Stop Identity Theft

ID theft is a rapidly increasing crime and there are several companies that are ready to help you not be a victim. These ID theft protection services essentially lock down your credit report so that you are notified whenever a new credit account is opened in your name. These companies also monitor various [more...]

Date: 2009-01-14 06:35:12

Twitter updates for 2009-01-13

@superbadgirl it’s cheaper for NASA to transmit 1kb of data from the Hubble Telescope than it is to send a text message. Crazy ... me to know how much monthly monitoring service costs or they hired an 18 y/o to design the site. # I’ ... # @superbadgirl We were denied Brinks after we bought the house - they said credit was bad. But we just got [more...]

Date: 2009-01-14 05:59:59

Around the World, Consumers and Businesses Turn to VeriSign® for Online Identity Protection

/India PRwire/ - As consumers wrestle with Internet security concerns in the face of recent high-profile account break-ins, ... credit-card-format tokens from InCard Technologies (NASDAQ: INVC).American Bankers Association ... Certificate, fraud detection services to monitor anomalies on the back end, and consumer education [more...]

Date: 2008-10-30 09:21:11

Ex-Moody's employee warned SEC about muni issues

A former employee of Moody's Investors Service warned federal regulators in March about deficiencies in the credit rating agency's monitoring of municipal bonds after being rebuffed by Moody's executives, a document shows. [more...]

Date: 2009-09-30 03:18:49

Permanent Link to 306. More incompetence at the VA

306. More incompetence at the VA In the largest breach of its kind in history, on May 3, 2006, ... for free credit monitoring for veterans. And the cost to avoid this mess? Nothing but a little common ... information, dates of military service, and claims data [more...]

Date: 2009-01-08 08:57:43

Online Collaboration Tools - New Technologies And Web Services - Sharewood Guide Dec 08 08

Tired of having to manually sync documents between your different computers and your mobile devices? ... of the Sharewood Guide. online-collab-tools-nov302008.jpg Photo credit: xyzproject edited ... , remote monitoring / controlling / sharing, scheduling feature and more. Lotus Unyte - Allows users [more...]

Date: 2008-12-08 09:07:00

Lowongan Kerja PT.MULTI ADIPRAKARSA MANUNGGAL

PT Multi Adiprakarsa Manunggal (’KARTUKU’) is a full-service electronic payment network infrastructure provider, providing sales, ... . - Supporting, maintaining, troubleshooting & Monitoring CCTV servers, PABX servers, &amp ... and that collections are made within agreed credit periods. - Checking every transaction for tax [more...]

Date: 2009-01-08 02:17:23

ScamBuster 284

Hello friend, My name is Scott Whittington, I am an American soldier, I am serving in the military with the 1st Armored Division in Iraq , as you know we are being attacked by insurgents everyday and car bombs.We managed to move part of funds belonging to Saddam Hussein’s family in 2003. The total amount is US$12 Million dollars in cash, mostly 100 dollar bills,this money has been kept somewhere outside Baghdad for some time but with the proposed troop in increase by president Barrack Obama, [more...]

Date: 2009-09-27 07:53:34

Bill Would Make Ratings Agencies Share Liability

A key House lawmaker wants to make credit rating agencies — which have been widely criticized for failing to give investors adequate warning of the risks in subprime mortgage securities that triggered the financial crisis — responsible for each other’s assessments by holding them collectively liable for inaccuracies.The Associated Press reported that a new draft bill by the lawmaker, Representative Paul Kanjorski, a Pennsylvania Democrat, includes a plan meant to address what critics contend is [more...]

Date: 2009-10-01 09:07:48

Happy Fiscal 2010: Loose Lips Daily

As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com . And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—’ Jim Graham’s Ties to Ted Loza Included Abortion ‘; ‘ Jim Graham’s Decade-Old ‘Taint’ ; ‘ D.C. Gay Marriage Bill to Be Introduced Tuesday ‘ IN LL WEEKLY— The Right-Hand Man : Why has Jim Graham stuck with accused bribee Teddy Loza? Greetings all. [more...]

Date: 2009-10-01 16:48:58

Montes de María (3): The CCAI and its challenges

This is the third and final installment of posts about our July 2009 visit to the Montes de María region of northern Colombia. It wraps up a longer series of initial observations of Colombia’s U.S.-supported “ Integrated Action ” (or “consolidation” or “fusion center” or “CCAI” or “Plan Colombia 2″) counterinsurgency or state-building programs. These will be boiled down to key points, laid out and presented as a CIP publication within a couple of weeks. [more...]

Date: 2009-09-28 21:31:10

UK: Council hires hoodie spies to rummage through bins and see what is being thrown away

Hey, Toronto: guess what those RFID scannable and barcoded garbage bins you just got this year are for? Note the standardized appearance of the bin in the photo below. And garbage seizure? We’ve our own set of ridiculous rulings in place now authorizing the same: Flashback: Toronto: New bin regime spawns new rules, confusion for avid recyclers | Trash search doesn’t violate privacy rights, says top court | London Police Encourage Citizens To Inform on Neighbour’s Garbage | UK Slips New [more...]

Date: 2009-09-28 15:05:14

Credit Services

October 1, 2009 | By Sara Bernard In Finance | by Sara BernardThe recent economic downturn and financial crises have left many people with destroyed credit. Some credit repair companies are making outrageous claims that they can instantly repair credit. You need understand what these credit repair companies intend!If you want to start a credit repair process, the first thing you should do is find your credit report. It is widely available online due to a new law. [more...]

Date: 2009-10-01 21:25:56

Why IT Based Companies Follow ITIL Best Practices and PCI Compliance Requirements

by Steve Blacks The common problem with IT based companies of today is that their systems are very much prone to a wide variety of changes which oftentimes deliver negative effects. This is why ITIL best practices were developed to help avoid this kind of things from happening. ITIL best practices originated from the set of good practices performed in various public and private sectors. These practices developed a firm foundation through the aid of time which made them most effective. [more...]

Date: 2009-09-26 08:12:09

What’s the Economy doing to the Model of the Business of Law?

This is the Second Live Blog Post From 2009 Legal Futures Conference. The Second Plenary has Bruce MacEwen, who’s known in the blogosphere as the President of “ Adam Smith, Esq .”, talking about the Economic & Strategic Perspectives on The Current Environment A strong and at times depressing presentation as he focused on what the current economic travails have meant for the legal market. While the data concerned the US market it has clear repercussions and implications for Canada and Europe. [more...]

Date: 2009-09-25 21:15:02

Bernanke Suggests Board of Regulators

The chairman of the Federal Reserve, Ben S. Bernanke, told skeptical lawmakers on Thursday that the Fed should be put in charge of regulating the nation’s biggest financial institutions.But in a nod to critics who have expressed alarm about the Fed’s immense power during the financial crisis, Mr. Bernanke said responsibility for monitoring broader risks in the financial system should go to a council of regulators, The New York Times’s Edmund Andrews writes. [more...]

Date: 2009-10-01 15:26:01

ScamBuster 287

OFFICE OF THE SENATE HOUSE FEDERAL REPUBLIC OF NIGERIA COMMITTEE ON FOREIGN PAYMENT (RESOLUTION PANEL ON CONTRACT PAYMENT) IKOYI-LAGOS NIGERIA Our Ref: FGN /SNT/STB,ATM CARD NUMBER:4272071234567890 Dear Beneficiary, ATM Card Number; We are giving out a yearly donation of The ATM Card Value of $1.8m,000.00 USD to 5 lucky recipients, as END of Year promotion from the W.H.O,UN, and the EU in accordance with the enabling act of Parliament Headed by Senate President of Nigeria. Mr David Mark. [more...]

Date: 2009-09-30 19:13:48

Build Me A Website

Introduction The term ‘Web Design’ creates a lot of confusion and misunderstanding. The word design suggests graphics and layout so many people think that’s what designing a website is all about. Most people think that website design is very simple, all you need to do is install the company logo, add the relevant wording, decide on the arrangement of the pages and that’s it. Well I am about to shock you by outlining the many complicated processes involved in web design. [more...]

Date: 2009-09-29 14:03:50

Text of Kerry-Boxer Clean Energy Jobs and American Power Act, The Senate's Cap-and-Trade Climate Legislation

A SUMMARY OF THE CLEAN ENERGY JOBS AND AMERICAN POWER ACT AS INTRODUCED September 30, 2009 SECTION 1 . SHORT TITLE ; TABLE OF CONTENTS . This Act may be cited as the “Clean Energy Jobs and American Power Act”. Sections 2. Findings. Describes the impacts of climate change and the benefits of transitioning to a clean energy economy. Section 3. Economywide Emission Reduction Goals. Establishes targets for reducing global warming pollution. Section 4. Definitions. [more...]

Date: 2009-10-01 12:11:00

No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34

So You Want To Build A Website?

Post from: Online Fun And Business So You Want To Build A Website? Introduction When I decided I needed a website for my business I had no idea of the very many processes involved. Like most people, I thought web design meant deciding on the graphics and the look of the pages and then by some magic it would all happen. I have a friend who is in the business of SEO web design and web content management systems so I approached him for a quote. [more...]

Date: 2009-09-25 14:25:07

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Database and P2P bills in Congress tomorrow

Two bills are coming up in Congress tomorrow (Wednesday) in the House Energy and Commerce Committee that have important privacy implications. Andrew Noyes reports: The House Energy and Commerce Committee is slated to vote Wednesday on legislation that would require strong security policies from firms that collect and store individuals’ sensitive information and provide for nationwide notification in the event of a data breach. [more...]

Date: 2009-09-30 01:11:36

China Sourcing Done Right In These Tough Times.

The weakened economy has served to highlight the renewed need to engage in best practices when securing product from China and Ashton Udall over at ... sources (LCCS) are generally not typical of what we might consider a credit check in the U.S. (i.e. running a credit check through Dunn & Bradstreet), informational audits that can be performed through [more...]

Date: 2008-12-22 11:48:47

Windows Azure and Cloud Computing Posts for 9/24/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-09-27 21:52:00

Crystal ball times three

OK, I lied. Part three of business writer Phil Perry's economic forecast story for 2009 did not get posted Friday morning ... ... Businesses scale down Your course probably will be confronted with the same credit squeeze your golfing ... that the main focus of the nation is on addressing and alleviating this credit squeeze. “The lack [more...]

Date: 2009-01-09 22:55:43

SC Diocese Appears to Repudiates Catechism; SC Priest Is ‘Reined In,’ But Right (Update: Full Text of Letter)

BizzyBlog), I noted news that Fr. Newman, a Catholic priest and pastor at St. Mary’s Church in Greenville, South Carolina, had informed parishoners who voted for Barack Obama in full knowledge of the Illinois Senator’s aggressively proabortion positions that they “should not receive Holy Communion until and unless they are reconciled to God in the [more...]

Date: 2008-11-16 14:15:55

MY REPLY TO A COMMENT ON: AS CHILD LIES IN COMA, MOM DEMANDS ANSWERS

Sometimes in this blog business you receive a comment that is just so idiotic, that you have to take the time to not only point out their stupidity, ... that the report the mother made against the foster parents involved “just some scratches and a bump.”  My reasoning for this conclusion, is how would they know what was in the report if they were [more...]

Date: 2009-01-16 20:14:42

Beige Book’s Midwestern Summary

From the Federal Reserve’s Beige Book (HTML, PDF). Economic activity in the Seventh District declined further in December, ... market conditions weakened. Construction declined, and manufacturing activity moved lower. Credit ... service center activity continued to be robust. Sales were sluggish for Detroit three nameplate [more...]

Date: 2009-01-15 01:00:38

iPage Hosting is officially here!

Not long ago I was talking about the ‘come back’ of iPag e and yes, they are now officially here. iPage launched October 1st, 2009 and here’s a quick print screen of their website. What’s about iPage? iPage web services Confession: I thought the new iPage is all about hosting when I first saw their ‘coming soon’ page. Apparently, I was wrong. iPage is a lot more than just a hosting service provider. [more...]

Date: 2009-10-01 05:54:17

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

Coverage of Credit Monitoring Services for Corporate Level

Coverage of Credit Monitoring Services for Corporate Level by Jean NicholsonThe role of credit monitoring services in terms of identity theft protection has gained popularity these days especially on the corporate level. The apprehension of executives to be victimized by the phenomenal crime of all times has strengthened the employment of this special service group to battle such malignant disease. [more...]

Date: 2009-09-26 12:43:26

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