Benefits of Identity Theft Shield
Attorney General John Ashcroft called identity theft as “one of the fastest growing crimes in the United States”. Federal Trade Commission (FTC) ... can hire credit-monitoring services that alert them when there are changes in their credit report ... are there to fight for you. To prevent identity fraud, experts recommend that you review your credit repo [more...]
Date: 2008-12-27 18:30:03
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Credit Scoring Is About To Change But How And When?
In a nice change of pace, all three credit reporting agencies, Experian, ... the AdvantageScore its own way and will set its own price. However, you will still be able to get one free credit ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]
Date: 2009-01-15 05:10:40
myFiCO Credit Score Watch - 30 Days FREE Trial Promotion
This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com). myFiCO Credit Score Watch ... of us new to Score Watch, it's a tool used to: » monitor important changes to our Equifax credit ... or when we qualify for a better interest rate » alert us when unexpected changes to our credit report [more...]
Date: 2008-09-15 01:09:38
Reminder: 9 Months of Free Credit Scores + Monitoring
One of the three major credit bureaus, TransUnion, lost a $75 million class-action lawsuit a while back, ... unlimited daily access to your TransUnion credit report and credit score, as well as e-mail alerts when something changes. This is a good way to know when someone is pulling your credit report [more...]
Date: 2008-09-11 11:20:31
Free Credit Reports Through the Generations, Part I
Finances are something that often change dramatically over a lifetime ... no matter what stage of our life we are in is our credit report. Once we begin our lives as consumers making financial decisions, the history of these decisions is played out on our credit report [more...]
Date: 2008-10-28 17:19:20
For the First Time, American Debt Shrinks
By: Roshawn WatsonAccording to third quarter Federal Reserve's flow of funds report, American debt has decreased for the first time ... , this change is not entirely voluntary. For example, we previously reported that credit cards were tightening credit worthiness criteria. Well, it is having a huge impact of the availability of credit. Auto [more...]
Date: 2008-12-15 15:34:00
Three Legislative Proposals That Could Have Major Consequences for Your Finances
J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]
Date: 2008-12-18 13:00:42
FUNDAMENTALS TO REPAIRING CREDIT
by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... you know they are errors and send this in writing (with a copy of the credit report) to any or all, if needed ... to have excellent credit. For more information check out Rob Kosbergs’ Detailed FREE Report [more...]
Date: 2009-01-03 00:45:05
Gore Addresses Delegates as Climate Change Conference Closes
cop14_gore.jpg Given an unprecedented and still unfolding crisis in banking and credit markets, ... by including them in the Kyoto Protocol's Clean Development Mechanism carbon credit system ... change continues unabated, according to a report from the International Institute of Sustainable [more...]
Date: 2008-12-13 15:05:39
Following Grueling Financial Times You Can Re-establish Your Credit
September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]
Date: 2009-09-29 17:00:00
Following Complex Financial Times You Can Rebuild Your Credit
Upgrading credit after a interval of monetary hardships, bankruptcy, repossessions or other monetary strain that blemishes any credit report can be scary and baffling. For most people these are times of hideous strain. But times change and situations change so don't let the relief than comes when the wages and money get back in line be overshadowed by the tribulations left on the credit report. [more...]
Date: 2009-09-30 14:11:53
A Glimpse at Future Credit Card Statements
Every Tuesday, Smithee presents an article about his own experiences with credit cards and observations about the credit card industry ... Suspended for Merchant Database Breach: ...Consumer Reports: Best and Worst Credit Card Issuers ... . Back in mid-December we told you about some of the changes that would soon be enforced on credit [more...]
Date: 2009-01-13 13:02:01
How to Save by Refinancing your auto loan
Even when you are maintaining good credit standing and paying all of your bills on time, changes in the financial markets as well as improvement in your credit score can lead to potential ... . Most everything you do better in your credit relationships will result in a positive credit report [more...]
Date: 2009-01-02 16:39:52
Faceless Crime: How to Protect Yourself
by AJ McCreary, PICurrent Assistant Producer **Editors Note** Today we continue our look at internet scams and identity theft ... on your credit reports Failing to receive bills or mail could mean an identity thief has changed ... in making you vulnerable to credit fraud. Identity theft or Credit Fraud occurs when someone uses [more...]
Date: 2008-12-18 14:22:14
Investment Banks Hoist on 2005 Bankruptcy Law Changes Petard
Investment banks? What investment banks, says the alert reader ... to pull funds from the Federal Reserve more readily. The Financial Times report that the changes ... about having credit exposure and can start curtailing certain types of activities and close accounts [more...]
Date: 2008-10-31 14:00:01
WHAT THE HELL?
WHAT THE HELL? By R.J. Godlewski ©August 13, 2008, ... ) for any change, my credit report will show that I continually owe $126 in regards to an account with a major bank. Okay, now everyone who doesn’t hold a six-digit credit score will know intimately [more...]
Date: 2008-08-13 20:56:29
Eco ‘credit crunch’ warning
The World Wide Fund for Nature has released the latest of its Living Planet reports, ... change. The report also found Canada has the 12th largest water footprint, with the average Canadian ... s report is being compared to the financial crisis. “The recent downturn in the global economy [more...]
Date: 2008-10-29 16:24:27
How and When to Cancel a Credit Card
Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]
Date: 2008-09-16 12:00:22
New credit score system ready for ‘09
By next spring, two of three credit reporting bureaus will use a new model. Fair Isaac, the developer of FICO scores, has made the biggest change to its mathematical credit ... points because of how the new model fine-tunes the variables it uses to evaluate consumers’ credit use [more...]
Date: 2008-12-15 15:07:34
Gates of Vienna News Feed 11/24/2008
The big news of the evening is that the Holy Land Foundation was convicted of 108 counts related to the funneling of money to Hamas ... and Parliament Besieged: Iceland Boiling Mad at Credit CrunchBrussels Plans Changes to Fight Tax ... From Germany on Kosovo Spy Report Mediterranean UnionEnergy: Algeria; Work Complete on Underwater [more...]
Date: 2008-11-25 04:45:00
Things I’d Like to Post About Today …. (112108)
….. But I Don’t Have Any Time For: CNS News — “Catholics Who Vote for Freedom of Choice Act (FOCA) ... pct (of) jobs in ‘09.” Absent a sea change to fair, balanced, competent reporting, I support nine ... yet another reference to “choked credit” in the AP article I linked to in my “Couldn’t Help [more...]
Date: 2008-11-21 13:39:41
The Note: Obama Waits on Change for January
ABC News' Rick Klein reports in Friday's Note: Change doesn’t have to wait until January. Sen. Ted Stevens, R-Alaska, is gone. ( ... has chosen not to play in the current crisis: “With the stock market plunging and the credit market entering a new freeze, cries are being heard for a new government intervention to prop up major financial [more...]
Date: 2008-11-21 13:21:47
The New Rules of Green Travel
The Iowa Climate Change Advisory Council recently released its final report which suggests two scenarios to cut the state's .. ... credit crunch, many economies are in poor shape. Oil prices are continuing ... continue » ‘Shovel Ready ... of production and products ... click to view full size [more...]
Date: 2009-01-07 18:54:17
The Community Report
We hope you are enjoying the new year! As we mentioned in our last update, The M & M Team has made some changes ... some changes) we have elected to upgrade our Community Report. This system will periodically send ... s market may be challenging, particularly for those with credit problems or little saved to put toward [more...]
Date: 2009-01-16 22:42:10
Off to the beach… Roundup
This is what I am doing right now… Hopefully by the time you are reading this, I am sitting on the beach ... enough? Get your credit report in 4 steps How to sell your house fast in this market Get the best ... a change. I will try to check email/comments/ forums/ etc at least daily. But no promises [more...]
Date: 2008-09-27 14:27:52
Wall Street Breakfast: Must-Know News
Bigger profits for BP. BP (BP) reported Q3 results this morning, ... amid reduced demand and a global credit crisis. "We are in the midst of a rapidly changing and very ... Fettig said. "The global credit crisis has had a profound negative impact on what was already [more...]
Date: 2008-10-28 11:20:05
Tips on Declaring Bankruptcy
If you know you’re going to declare bankruptcy, there’s probably not much I can say to make you change your mind but there are a few things I can ... to have a ding on your credit report for years to come. What does this mean? Kiss the good interest rates goodbye and kiss the annual-fee free credit cards away as well. You’re most likely going [more...]
Date: 2008-11-29 20:11:42
Tuesday Morning Dept of Leadership Elections
Here’s your Mike Duncan, Kentucky, attacking George W. Bush over his handling of the Iraq war. Seriously. Video and everything. ... at a Texas strip club. On an airport credit card. Former director Michael Gobb was one of those three ... just teach for a change? H-L Failed to report it? The investigators were made very aware [more...]
Date: 2009-01-06 12:35:54
Post Pre-Budget Report Comment - It's All Over
Having slept on it, watched, and listened to the coverage of the Pre-Budget Report I think a conclusion I drew yesterday when the National Insurance ... on VAT exempt purchases for a family of four. What's more, the tax credit changes for those people, if they even choose to take them out represent little more than pennies in a month. This mini [more...]
Date: 2008-11-25 08:45:48
Can the Banks Really Change?
Back in November 2008, before the real seriousness of the global financial situation had become apparent, ... priced, he also spoke glowingly of the need for positive credit reporting (which IMHO is a bane ... proposed for the panel includes: Competition and customer acquisition amid the credit [more...]
Date: 2009-01-12 21:43:00
Editorial: We Must Be the Change We Want to See
Standing here, the old man said to me Long before these crowded streets, here stood my dreaming tree Below it he would sit, ... " by the Dave Matthews Band Twenty weeks ago, on February 13, we at Burnt Orange Report endorsed ... , to his credit, has pledged to either remove from the bill or vote against. Many others in the Senate [more...]
Date: 2008-06-26 12:15:00
Senate 'Bailout' Opens Door to Ending 'Fair Value' Accounting
Among the 451 pages of provisions contained in the Senate-approved Emergency Economic Stabilization Bill of 2008, which the House will debate today, ... , which allow companies and financial institutions to report the value of their assets on the price ... that have no market value have worsened the credit crisis, and changing them has been a priority for [more...]
Date: 2008-10-02 20:00:00
The Daily Rant ?
HuffPo has headlined a report on an article by McCain published recently outlining his health-care "plan" ... change it to a refundable credit amounting to $5,000 for all families and $2,500 for individuals ... it, and regardless of one's income. Emphasis mine The tax credit would ensure that everyone [more...]
Date: 2008-09-20 18:04:50
Mexico May Avoid Credit Rating Downgrade, JPMorgan Says
Mexico may stave off a credit- rating downgrade, JPMorgan Chase & Co. said. “From our conversations with the rating agencies, they appear to be giving Mexico the benefit of the doubt and will likely wait to see what components of the fiscal reform are approved by Congress,” JPMorgan analysts led by Joyce Chang wrote in a report to clients. [more...]
Date: 2009-09-29 16:44:07
Obama Alters Tax Plan to Rebut McCain
ABC News' Teddy Davis, Hope Ditto, Arnab Datta, and Ferdous Alfaruque Report: Facing criticism from John McCain that his tax plan constitutes " ... ." Goolsbee discussed the change to Obama's universal mortgage credit while debating McCain adviser ... universal mortgage credit is to aid taxpayers who do not itemize when filing taxes. The Obama [more...]
Date: 2008-10-22 01:21:50
The Economic News Isn’t As Bad As the Media Wants You to Think It Is
Liz Peek Financial Columnist Today’s New York Times front page made me laugh. While the second-biggest jump in U.S ... Consumers Feel the Next Crisis: It’s Credit Cards.” Are they so worried that even one tiny day of respite ... has boosted the nation’s appetite for change, and that each new dismal report sinks McCain’s prospects [more...]
Date: 2008-10-29 17:30:08
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... t be from the following 8 States: Idaho, Indiana, Iowa, Maine, Nebraska, North Carolina, North Dakota ... in the past 12 months, * no more than 10 inquiries on your credit report in the last 6 months [more...]
Date: 2008-12-14 14:30:58
FHA Streamline Refinance: Some Changes Effective January 1, 2009
This site is primarily focused on providing information for originators of FHA loans, ... unless the house has lead paint. FHA does not require a credit report, but some lenders may require ... history for the last 12 months (or the length of time the mortgage has been held). HUD’s Credit Alert [more...]
Date: 2008-12-15 17:40:38
2008 Victoria University Post Election Conference
I’m attending the traditional post-election conference organised by Victoria University today ... call to approach PM to suggest debates should be head to head. Amused that media report it was PM’ ... in response to the credit crisis Last few days very focused on the reasons for change Key moments [more...]
Date: 2008-12-11 20:45:09
Despite Losses, Builder Shares Still Struggle
It’s hard to find a sector doing well Thursday, but homebuilders were among the poorest performers, led by Hovnanian Enterprises Inc ... by a report from Standard & Poor’s, which said more trouble could be in store for the builders, which could lead to more credit-rating downgrades if the situation doesn’t change. Builders Shares [more...]
Date: 2008-09-04 16:50:32
Bell Canada Debating KPMG, Unwilling to Re-Price LBO
Two days after BCE (BCE), owner of Canadian encumbant telco Bell Canada, ... equity firms, a report today in Canadian paper The Financial Post says that the company’s board ... is telling BCE that times have changed, credit markets are in a state of unprecedented upheaval [more...]
Date: 2008-11-28 21:24:36
THE GOOD NEWS FROM OH EIGHT…
2008 was a great year for New Energy. A hard year but a great year. It is perhaps a bit of ostriching (head in the sand) ... and celebrate the change that is possible. NewEnergyNews did not report last week’s 10 Biggest ... transition. Though much remains to be done and it will be harder in a credit-constrained economy, the New [more...]
Date: 2009-01-02 16:17:30
Big Oil Will Shine Again When Crude Shoots To $200
Crude oil prices slipped below $60 a barrel yesterday, taking the black goo to a 20-month low. But that doesn’t change the fundamentals ... . Oil companies may not be as vulnerable to the economic crisis and credit crunch as car manufacturers ... declines. A new report from the International Energy Agency says that oil companies will have to spend [more...]
Date: 2008-11-12 12:33:04
Message from Keith and Walid 2008
From: Shoebat.com <news@shoebat.com>Date: Wed, Dec 31, 2008 at 5:55 PMSubject: ... to worship the G-d of Israel; so that our media will report the truth and our leaders will change course ... , there is still time to make a difference through your gifts.Whatever you can send (YOUR CREDIT CARD [more...]
Date: 2009-01-02 06:02:00
Eleanor Wants Charter Board Changes
On Sunday, the Washington Post dropped a huge investigative report on the many, ... Chair Tom Nida and credit enhancement committee chair Barbara Hart to resign, and she wants [more...]
Date: 2008-12-15 22:51:36
The Changing Face of 4506T’s and Lock Periods
This is a guest post written by Clarion Mortgage CEO, David Marr ... t be able to sign up with the various companies that pull the tax returns as if it’s a credit report [more...]
Date: 2009-01-09 01:19:04
Midnight Meanderings - Getting Fit Fiscally And Physically
From my other sites - Over at No. Calories Needed, I’ve posted my weekly work out schedule. (No ... .) Over at 99 Changes, my personal development site, I’ve posted a progress report. Check it out - and give me a grade! Over at the No Credit Needed Podcast, I’ve (finally!) recorded and released a new [more...]
Date: 2008-10-25 03:41:13
The new president's stimulating faith in economic witchcraft
Could somebody tell me who convinced Mr. Spare Change You Can Believe In that running up the credit cards is a brilliant way to resolve our economic ... the astronomical costs of the economic bailout were taken into account, according to an annual report released ... now on digging and filling holes, organic faerie-dust-powered cars and free-range IRS [more...]
Date: 2008-12-18 21:25:33
Toyoda to be Toyota president!
TOKYO: Toyota Motor Corp would change the top management order for improving business performance ... credit and consumer sentiment. ... , has been responsible for the firm’s Japanese and overseas operations. The report comes a day after the world’ [more...]
Date: 2008-12-23 06:45:10
Corporate Execs, Boards & Climate Change: What, Me Worry?
Climate change adaptation and mitigation is largely a non-issue for executives at the world's largest apparel, pharmaceutical, ... concludes its report with a list of recommendations for corporate executives and boards of directors. *Image credit: Norman Mingo, MAD Magazine A Corporate Governance Framework for Climate Change [more...]
Date: 2008-12-11 20:40:59
