The Effects You Can Expect To See With Bad Credit Ratings
It’s more than likely we’ve all been there; you have forgotten to pay your bill on time. However, if you’ve ever missed a few financial deadlines, chances are you’ll have some sort of bad credit rating. Never say never though, rebuilding this financial nightmare is possible. We’ve [more...]
Date: 2009-01-16 18:55:12
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The European Privacy Partnership warns that consumers may lose more that their credit rating if they default on loans; jobs are at stake
This month's UK bankruptcy figures show that UK business and individuals are still choosing bankruptcy as a seemingly easy way out of debt problems ... and employers often check credit history to ascertain an applicant's reliability or risk rating. In many ... may be refused employment due to a bad credit rating."In the current climate perfectly honest [more...]
Date: 2008-11-19 18:32:00
Bad Credit Doesn’t Have To Mean No Loan Help
Everyone faces unavoidable financial problems at some time and find that they are in an impossible situation and unable to meet their obligations ... rate for a home mortgage loan will depend upon your credit rating. If the credit score is 600 ... , but that is not necessarily true. There are two types of bad credit personal loans, secured and unsecured. [more...]
Date: 2009-01-16 09:36:37
Beware of Bogus Credit Repair Companies!
So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]
Date: 2008-10-11 15:21:10
Beware of Bogus Credit Repair Companies!
So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]
Date: 2008-11-06 09:25:07
Loan For Bill Consolidation - An Attractive Alternative?
Many people in the US today are deep in debts that they are not in a position to repay ... over them Correct your dropping credit scores. Boost your credit ratings Leaves you without any debt ... . Many people to own several credit cards and bad debtors, usually would have bad repayment record [more...]
Date: 2009-01-16 17:50:56
Getting Rid Of Bad Credit
By Michael Benifez Today's credit crisis is resulting in a more difficult road for consumers to getting a loan and obtaining good rates ... . 1: Obtain a copy of your credit report. You can't repair something you don't know is broken. Once ... . If your credit rating is less than stellar, you can pretty much guarantee you're not going to get the best [more...]
Date: 2009-01-03 08:21:18
Car Loan w/ Bad Credit!
Life is so difficult without vehicles, it can be considered as a primary use of transportation ... , but worry no more! Because this Car loan service gives people an instant car with very low interest rates ... don’t worry about car loan with bad credit. Okay?Then if you register, you will not be given [more...]
Date: 2009-01-15 15:43:00
Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point
A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social [more...]
Date: 2009-01-05 11:59:10
Debt Consolidation Loans For Bad Credit Dont Get Stung
It isn’t uncommon these days for consumers to be facing problems meeting their monthly payment obligations on loans and credit cards ... and have seen their good credit ratings suffer because of it. At this point they may be looking for a way ... things in mind to protect yourself from becoming a victim: Be Confident Your credit score may [more...]
Date: 2009-01-14 03:04:51
Best Credit Repair - Outdated Credit Fixing Techniques
Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, justifying a credit fixing as soon as you can, you will get the benefits of lower interest rates on all kind of loans you apply for. However, there some important points to take in consideration when you ... [more...]
Date: 2008-12-27 19:00:59
The Credits Secrets Bible Can Help Your Credit Score
Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair a damaged credit rating. A product called Credit Secrets Bible (CSB) is now available from the Consumer [more...]
Date: 2009-01-11 14:35:09
Will carrying a credit card balance through month end hurt your credit score
As I vaguely mentioned in my $100,000 by Age 30 year end recap post my wife and I are starting to save for a house we want to build down the road ( ... and research. One thing that I want to start preparing for is upping my credit score to get it as high as possible to make sure that I would qualify for the best rates. My credit score is not bad [more...]
Date: 2009-01-16 06:00:12
Pitfalls of Bad Credit Credit Cards
Having lousy FICO scores, as we all know, affects our ability to pull out loans ... you for what you’ve done, they’ll report you to credit rating ... . As for the lending companies that do accept our request to borrow money, the rates [more...]
Date: 2008-12-27 14:35:46
The Yen Reeks Havoc on Some of Your Favorite Companies!
Over the years, American’s have really gotten a “thirst” for Japanese products ... of the recession and strong yen. Meanwhile, Honda had its credit rating cut by Fitch from A+ to A. Sony ... . How bad? Well, analysts were expecting a profit of 35 billion yen…instead, they may report a 100 [more...]
Date: 2009-01-15 19:52:35
Don’t Pay Off Bad Credit
Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit. Paying your bills on time only accounts for 30% to 35 [more...]
Date: 2008-11-11 17:02:59
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them [more...]
Date: 2009-01-10 18:13:54
Chinese banks facing risks from bad loans
China’s lenders may have evaded the worst of the global credit crisis so far, but they are facing plenty of risks of their own, economists with credit agency Fitch Ratings said Friday. A larger-than-expected downturn ... ,” Chu said in a conference call following the release of a report outlining risks for the industry [more...]
Date: 2009-01-16 09:39:30
Repair A Bad Credit Report - Is it possible to have it done for you?
A credit report is an important piece of paper. Lenders look at it closely when basing their decision on whether or not to give you a loan. Insurance companies can use it to determine your rates or whether they will consider covering you at all. Employers can make use of this report and use it [more...]
Date: 2009-09-26 12:09:42
Eliminate Your Debts With Unsecured Debt Consolidation Loan
Are you worried about piles and piles of debts? Well, unsecured debt consolidation loan is what you’ve been looking for ... to provide any real or personal property at all. Even though you have a bad credit history, you are still ... will be spared from any foreclosures in case of defaults. The interest rate though is much higher [more...]
Date: 2009-01-15 07:50:27
Movie Review: Paul Blart: Mall Cop (2009)
Kevin James as Paul Blart in Paul Blart: Mall Cop Photo: Columbia Pictures It’s funny because he’s fat ... that is the audience this PG-rated cartoony effort is targeting. That’s not a bad thing, it’s just not my thing ... out to steal some credit card numbers. Unfortunately they messed up when they kidnapped Blart’s love [more...]
Date: 2009-01-16 06:52:54
Another Bad Start to the Day in Asia (Update: Carnage!)
Mr. Market is in a very bad mood. From Bloomberg: Asian stocks fell, sending Hong Kong's Hang Seng Index below 16,000 for the first time in two years, on concern the credit crisis will topple more banks and slowing growth will cut demand ... , leading declines in Asia, as Hong Kong's monetary authority cut interest rates to keep a credit crisis [more...]
Date: 2008-10-08 04:28:59
Mortgage Rates: Crude and Unemployed
Today’s Job’s Reports revealed the highest unemployment in twenty years ... below is based on owner occupied with a minimum credit score of 720, “full doc” purchase with a sales ... . Bad news with the Jobs Report is what’s keeping mortgage rates from teetering significantly [more...]
Date: 2008-06-06 19:11:41
Rates for Friday Afternoon
Mortgage rates are much improved since what I posted last week. Wednesday and Thursday were rough on the markets as traders braced (and rightly so) for a stinky Jobs Report. Bad news typically (but not always these days) equals lower rates ... quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” purchase [more...]
Date: 2008-11-07 21:38:07
No economic news, but Lots of investor updates
The rates are great – jump on in! Remember that next-to-0% short term Treasury rates are helping many ARM loans reset to lower rates ... , verifying income and/or employment.” Fannie Mae has issued Announcement 08-35: Credit Score Requirements ... . How are we looking in terms of ARM re-sets for 2009? Well, not too bad! Check out the websites [more...]
Date: 2008-12-22 17:23:40
Opting For Bad Credit Refinance Is Like Walking On Thin Ice
by Angus Guy Ignorance and indiscipline are the two main detractors who are responsible for destroying our once green credit rating and bringing us to despair to suffer the ignominy of ending up with a Bad Credit rating. Along with this come a host of other problems related to a bad credit history. In the earlier days no bank or lending institution would consider it safe to lend to someone such a history. [more...]
Date: 2009-10-01 10:28:09
Bad Credit Repair Tips & Advice
When it comes to trying to get a new car or a new house, there is nothing worse than having bad credit. Poor credit ratings show that you were extended credit and you either charged ... person that is going to be able to help with your credit score so do not wait any longer. The time [more...]
Date: 2009-01-16 00:22:09
SBFC Law Group Does Wonderful Credit Repair
by Garth Dillon It’s just a fact that more people today then ever before are being left licking their wounds with bad credit. It’s the recession/depression or what ever you want to call it. The real bad deal of it all, is that as soon as the economy turns around, you will be back in the game, so your bad credit rating will be a burden. Only Frauds Claim They Can Get Rid of Bankruptcy Don’t spend a dime on some service that tells you they can wholly restore your credit. [more...]
Date: 2009-09-23 07:48:12
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