Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Blog posts (143) | Videos (31)
 

ITC Check

ITC check your credit record to find out if you may be listed with the credit bureau for un-paid debts and get a report on your personal financial ... out if they are considered a high or low risk person to lend money to. If that score is below a certain mark ... to lend out. Obtaining a free ITC check on your credit history will give you a clear [more...]

Date: 2009-01-16 15:03:23

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]

Date: 2009-01-16 07:34:40

Introduction (6)

Creditors like to see evidence of stability, so if any of the following information is not in your report, ... . Again, the credit bureau doesn’t have to add these, but often it will. (See Chapter 4, Sections F and G, for more information on adding positive data to your credit report.) I’ve been told [more...]

Date: 2009-01-12 04:41:40

Bill Ayers: “Don’t Demonize Me” Cause I Planted Bombs NYTimes Op-Ed Piece

Bill Ayers, a former member of the violent Vietnam War protest group, the Weather Underground, made a public plea to stop “demonizing” him via the New York Times, in an op-ed piece. Which after reading some the comments posted in Ayer’s windy city Chicago Tribune, Ayer’s plea has fallen on deaf ears [more...]

Date: 2008-12-07 13:19:10

U.S. Bleeding Jobs; Wall Street Doesn't Seem to Mind

On Friday, December 5, 2008 the U.S. Department of Labor reported a sharp loss of 533,000 jobs in the month of November ... to the National Bureau of Economic Research, today's recession began at December 2007. Friday's report ... that reverberated through credit markets has now debilitated the able-bodied worker. Indeed, labor [more...]

Date: 2008-12-09 12:56:06

Let Your Inner Winner Shine

Here are few steps to make us reach our dreams a step closer by having the right mind-set and attitude. 1. Be passionate This is one of the moving factor to make us achieve our goals. When we set our self to what is comfortable then we become reticent and accepting to what is available and that can be limiting [more...]

Date: 2009-01-15 05:22:01

5 Key Microbusiness Trends for 2009

Microbusinesses — firms with fewer than 5 employees — face a difficult environment coming into 2009 and it will be ... to endure these difficult times, thanks to a lean operating style and creative business models ... business growth-cycle day. ♦ Lots more of ‘em — Perhaps the biggest microbusiness trend of 2009 [more...]

Date: 2009-01-11 19:04:41

Guest Post: "How Can No One See An Imminent Fall in Chinese GDP and a Secular Slowdown Thereafter?"

I am now wondering if Google censors posts (I use Blogger), I put this post up at 1:33 AM, and even had a reader e-mail me that the post had disappeared (with no listing in "Recent Posts" which happens if I put up a post and then remove it). I have a record that it was indeed posted, but it was nowhere to be found as of 8:30 AM in my post archive [more...]

Date: 2008-12-23 13:52:19

Banks Supposedly Will Cut Consumer Credit Card Lines by $931 Billion if Reforms Mandated

There is a rather amusing story at the Financial Times tonight, "Credit card reforms ‘to cost banks billions’". Let's look at the particulars ... that banks will lose $10 billion in interest annually, reduce credit lines by $931 billion, and put ... not get anyone well known for banking expertise to put its name on a self-serving report [more...]

Date: 2008-12-15 01:59:42

Finding Out Your Credit Report And Credit Score

I was watching that web cast of Suze Orman just yesterday and boy did that open up some interesting moments such as that restaurant owner that is ... that web cast made me realize that a lot of people actually don’t know how to obtain their credit ... about what a report can show, I posted my own online credit report way back that you can see at my [more...]

Date: 2009-01-16 08:02:39

New Year's Day Economic Potpourri

Heading into the new year, the news is finally slowing down. Here are a few headline news reports of interest from the past couple days ... and it's not a small cut, either.Currently Microsoft employs about 90,000 people across the world ... January 15th. That's almost 17 percent of Microsoft's total work force, not exactly a small number.The [more...]

Date: 2009-01-02 00:46:00

533,000 US Jobs Lost in November 2008

Well, the US Bureau of Labor Statistics published their unemployment news yesterday, and it was nothing to smile about. ... , the Bureau of Labor Statistics of the U.S. Department of Labor reported today. November’s drop in payroll ... job searches out of sheer frustration. Here is a link to the government’s full report in PDF [more...]

Date: 2008-12-06 06:48:10

The Data is Stacking Against Us

Yesterday was a very cool day! It’s not every day that you get the first interview with the President of Anheuser Busch since they merged with InBev, not to mention interviews with the Blockbuster CEO, the Chairman and CEO of American Electric Power, Philadelphia Mayor Michael Nutter and Pennsylvania Senator Arlen Specter [more...]

Date: 2008-12-04 13:45:49

Thoughts for a Monday Morning

Smoke billows from the Gaza Strip following an Israeli air strike on Monday.Remember Gaza - One of History's Terror Bombing VictimsHistory's terror bombings. This article reviews some of the most infamous:-- Guernica - 1937;-- the London Blitz - 1940 - 41;-- Dresden - 1945;-- Tokyo - 1945;-- Hiroshima and Nagasaki - 1945;-- North Korea - 1950 - 53; [more...]

Date: 2009-01-12 12:40:00

Using Free Credit Reports And Credit Scores To Save Money

No doubt you've probably seen a commercial offering you the opportunity to request your free credit report or free credit score. Why all the big fuss? Why the big interest in credit scores and credit reports? To begin, you need to obtain copies of your credit score and credit reports. Let's start with your credit report first. You can get your free annual credit reports from the government. You can request the three major credit bureau reports every year. [more...]

Date: 2009-09-30 01:37:23

Tiny charges could mean big trouble

Ever charged 19 cents on your credit card? I never have, and I imagine most of you haven't either ... like this, dispute it with your credit card company. Also, report the crime to the Federal Trade ... . But several Internet message boards are on fire with complaints from credit card users [more...]

Date: 2009-01-12 22:37:24

How To Build Your Credit Card Rating

How To Build Your Credit Card Rating Uncategorized Comments Off Almost everybody knows the main advantages of owning a credit card ... to calculate the finance charge on a balance. A credit bureau is maintaining the customer credit report. This report contains the cardholder’s name, address, credit payment history and the social security number [more...]

Date: 2009-01-16 22:15:31

GOPUSA ILLINOIS Daily Clips - December 7, 2008

GOPUSA ILLINOIS Daily Clips for December 7, 2008 includes news and commentaries on the following topics: Republican Party candidates, elected officials, party leaders, and events Republican Party platform issues including promoting a strong national defense, respect for the rule of law, individual responsibilitiy, traditional values, etc [more...]

Date: 2008-12-07 15:11:53

obamessiah: inaugural emergencies & the end of the beginning

'state of emergency' declared for inaugurationfrom nytimes: It is true, President Bush sounded alarms about Barack Obama during the campaign season. On Tuesday, Mr. Bush went one step further: He declared Mr. Obama’s inauguration an actual emergency. The declaration, though, was not a political statement about Republicans being run out of town [more...]

Date: 2009-01-16 06:10:00

No Rest for the Unemployed

by The Mogambo Guru The Bureau of Labor Statistics of the U.S ... so damned much money and credit to fuel doomed booms and a cancerous growth of government! And yet you want ... , the report does not actually mention me by name or even wish me good luck in getting another job [more...]

Date: 2008-12-16 21:49:13

Check credit report

One should review their credit report from each credit reporting agency at least once a year ... one can have copy of their credit report annually with no strings attached. It’s a good to check ... as well. Currently writing for this website Free Yearly Credit Report . For more details please contact [more...]

Date: 2009-01-16 05:45:16

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah. There are over 400 employees and 22 credit attorneys. Their business started in 1991 and they have served 1/2 million people. They will dispute questionable items on your credit. Is this legal [more...]

Date: 2009-01-15 00:09:02

How to Remove a Tax Lien From Your Credit

by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it. This is a very bad mark and will lower your score considerably. The first step ... it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]

Date: 2009-01-15 08:40:48

Fox News Panelists Excoriate NYT's 'Mortgage Bonfire' Hit Piece on Bush

The roundtable on Monday night's Special Report with Brit Hume on FNC was not kind to the New York Times's hit piece on Sunday's front page ... Mac (as Times Watch noted yesterday). Nina Easton, Washington bureau chief of Fortune magazine ... Standard; Nina Easton, Washington bureau chief of Fortune magazine; and the syndicated columnist Charles [more...]

Date: 2008-12-23 15:14:08

A review of 2008 predictions

#fullpost{display:inline;}Well, unfortunately, it's that time of the year again - time to look back at the first of the year to see how yours truly did with his Predictions for 2008 and be humbled as never before.During the two prior years, things had gone largely as expected:A review of 2006 predictionsA review of 2007 predictionsIn fact, [more...]

Date: 2008-12-31 17:16:00

The CFR….Expecting An Obama Regime To CHANGE - Only what the CFR Allow…..Joe Biden and Co Are CFR Guys!!

The Council On Foreign Relations (CFR) And The New World Order- By William Blase For those who may be confused by the controversies surrounding the “New World Order”, a One-World-Government, and American concern over giving the UN more power; those unaware of the issues involved; and those wishing more background, I offer the following [more...]

Date: 2009-01-12 12:04:02

An Example of What the Credit Bureaus Try to Sell You

experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... annual report without a credit score attached to it. This is the link you want. The second image ... ) and the offer is to give you your Experian Credit Score for “only” $5.95″!”. As I said yesterday [more...]

Date: 2009-01-15 13:00:15

Protect Yourself from Identity Theft

Identity theft is on the rise and people must be vigilant not only protecting their personal information, but monitoring their credit to ensure that they do not fall victim.  employeescreenIQ’s Rob ... that individuals can protect themselves. Don’t Let Someone Take Credit For (From) You!- By Rob [more...]

Date: 2009-01-16 14:44:54

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... that can give you a copy of your 3 bureau credit report, monitor your credit and remove credit report ... your overall score down. They will even give you a free copy of your 3 bureau report so you can [more...]

Date: 2009-01-05 02:31:25

U.S. Economy in 2009, Pain Will Precede the Promise

If there’s a proverb that captures the outlook for the U.S. economy in the New Year, it’s the one that says: “It’s always darkest before the dawn ... recession, the ongoing credit crisis guarantees a contraction of the American economy by virtually ... outward. With the U.S. economy, that centerpiece is credit. The credit crisis has shaken [more...]

Date: 2008-12-29 15:15:51

Jobs Contract 11th Straight Month; Unemployment Rate Hits 6.7%

Before taking a look at the monthly jobs data, let's take a look at Initial Unemployment Insurance Claims from The US Department of Labor ... , the Bureau of Labor Statistics (BLS) released the November Employment Report. Jobs were negative ... payroll employment fell sharply (-533,000) in November, and the unemployment rate rose from 6.5 to 6.7 [more...]

Date: 2008-12-05 15:50:00

ScamBuster 288

BRITISH HIGH COMMISSION Metro Plaza, Plot 991/992 Zakari Maimalari Street Cadastral Zone AO, Central Business District, Abuja. Phone : +234 8038242759. ATTENTION; The BRITISH High Commission in Nigeria,Benin Republic,Ghana and Bokinafaso received a report of scam against you and other British/US citizens and Malaysia,Etc. [more...]

Date: 2009-10-01 08:44:47

Big Sugar deal approved

By Curtis Morgan Miami Herald Water managers on Tuesday narrowly approved a $1.34-billion deal to buy a sprawling swath of sugar fields, a landmark purchase with promise to dramatically reshape Everglades restoration and surrounding farming communities [more...]

Date: 2008-12-17 00:12:49

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score. The Fair Credit Reporting Act says that you can dispute any item that you do not believe to be accurate on your credit report. It also says that any item that can not be verified must be removed [more...]

Date: 2009-01-14 19:07:31

How High Will Unemployment Go?

Last week markets received some pretty ugly news related to employment, or the lack thereof. ADP came out with its estimate of nearly 700,000 jobs lost in December. The Bureau of Labor ... on Credit" that provide some interesting comparisons. [more...]

Date: 2009-01-14 14:57:46

PMI Winter 2009 Risk Index Indicates Broader Risk of Home Price Declines

posted by Steven Wevodau WALNUT CREEK, Calif., Jan. 14 /PRNewswire-FirstCall/ — PMI Mortgage Insurance Co., (NYSE: PMI - News), today released its Winter 2009 Economic and Real Estate Trends Report, and its widely cited U.S. Market Risk Index(SM). The index shows that the risk of lower house prices two years [more...]

Date: 2009-01-15 14:12:58

Deflation, Deleveraging, and the Stimulus Effect

Forecast 2009: Deflation and Recession January 10, 2009 By John Mauldin Where are we headed in 2009? We will explore that in detail over the next few issues of Thoughts from the Frontline, but today we will start with some of the larger forces which will have a major impact on the economies of the world, [more...]

Date: 2009-01-11 12:32:28

Web Reconnaissance for 01/14/2009

A short recon of what’s out there that might draw your attention, updated throughout the day...so check back often.On the Web:John Ziegler: Reaction To My Palin Interview Proves The Point - Unless you were hanging out with Joe the Plumber in Gaza this past week, [more...]

Date: 2009-01-14 20:18:00

House starts impeachment, blocks special election

http://illinoisreview.typepad.com/illinoisreview/2008/12/second-chances.html -- House starts impeachment, blocks special election - Fran Eaton (FROM THE ARTICLE: IR learned this evening that the nine Republicans who will serve on the impeachment committee are: State Reps Jim Durkin, Jim Sacia, Chapin Rose, Roger Eddy, Bill Black, Mike Bost, [more...]

Date: 2008-12-16 03:56:54

Fraud Alert vs. Freezing Your Credit Report

If you have been a victim of identity theft, you may have seen conflicting information about how to handle the situation. Most sites recommend placing a fraud alert on your credit report to prevent the identity thieves ... . What is a fraud alert? Setting up a fraud alert is like placing a red flag on your credit report [more...]

Date: 2009-01-14 17:16:56

If I check my credit score does it affect my FICO?

The following post in our Reader Question series is an actual user submitted question ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score in any way.  You can check your own credit report and score as frequently as you like without [more...]

Date: 2009-01-16 14:44:35

2008 Terrorism

As 2008 comes to a close we must look back at America's security and terrorism in general around the world ... ) agent, I found the HS ???threat picture??? report inadequate and misleading. In fact, I found the report itself to be a national security threat for America ??? more importantly for the children [more...]

Date: 2008-12-31 01:13:07

Retail Sales Tank

Click for a larger imageThanks to Calculated Risk for the chartFrom Bloomberg:Sales at U.S ... of credit led Americans to cut back on everything from eating out to car purchases.The 2.7 percent ... s report showed declines in 11 of the 13 major categories tracked by the government, led by a 16 [more...]

Date: 2009-01-14 15:16:00

Building Credit History

Building your credit history is important in today’s time, especially since the laws are changing ... . To build credit you have to keep constant watch of the activities on your credit report. To obtain ... we have excellent, or at most good credit history. Credit is important to rent, obtain student loans, and apply [more...]

Date: 2009-01-16 07:54:57

Video-O-Rama: Figuring out the lie of the financial land

Video-o-rama: Figuring out the lie of the financial land In addition to more “Outlook for 2009″ videos (dealt with in last week’s Video-o-rama), the past week saw material covering a hodgepodge of topics. Although the topics were varied, good viewing material was produced, with the likes of Marc Faber, Peter Schiff, Martin Feldstein, [more...]

Date: 2009-01-08 06:26:08

Hamas accepts Gaza cease-fire initiative 'in principle'

JPOST Hamas announced on Wednesday that it has accepted the Egyptian cease-fire initiative "in principle" and that it was now awaiting Israel's response. The announcement came after a Hamas delegation concluded two days of marathon talks with representatives of the Egyptian General Intelligence Service in Cairo [more...]

Date: 2009-01-15 02:31:20

Another Great Depression

[JR: It took the U.S. government and all the professional(???) ... pondering.The National Bureau of Economic Research reckons that the present recession began in December ... more than 30,000 cuts."The monthly unemployment report is prepared by the Bureau of Labor [more...]

Date: 2009-01-16 19:28:00

Green Jobs: Fact or Fiction?

GREEN JOBS: Fact or Fiction? An Assessment of the Literature January 2009 By Robert Michaels and Robert P. Murphy Download as PDF Introduction and Executive Summary I. Green Recovery, Center for American Progress II. Job Opportunities for the Green Economy, Political Economy Research Institute III [more...]

Date: 2009-01-14 04:02:30

Synthetic man

Susan Crane’s book on Ritual, Identity and Clothing During the 100 Years War has a chapter on “Talking Garments” ... (“FTC”) has identified it as the fastest growing white collar crime; federal and state governments [more...]

Date: 2009-01-08 01:37:08

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