Another Consumer Scammed By FreeCreditReport.com [Freecreditreport Com]

Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still ... of my credit report. All of the major credit reporting agencies seem to strong arm you towards [more...]

Date: 2008-08-11 16:29:44

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Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Dead Man Spending

Perhaps the fastest growing crime in the world right now is that of identity theft. More specifically, the UK identified Impersonation of the Dead ( ... , records of those who have died recently are going to be freely shared with the main credit reporting agencies and the law enforcement services. Any organisation, such as Experian who are already [more...]

Date: 2009-01-08 02:21:07

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau [more...]

Date: 2009-01-15 00:09:02

I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were ... on credit scores.  Since we’re considering buying another house, we decided to take a peek at our cre [more...]

Date: 2009-01-09 08:15:42

How You Can Remove a Judgment from Your Credit Report

by John Cooper A judgment, default judgment, and credit card judgment all mean the same thing ... a professional credit repair law firm for reasonable rates. A leader in the industry Lexington Law can be hired ... . This makes it possible to never be able remove a judgment. However with some savvy credit repair [more...]

Date: 2008-12-02 10:23:10

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... is “Credit Repair Companies”. There are several different websites, many of them claiming to be law ... used by these credit repair companies are bombarding collection agencies with letters, asking them [more...]

Date: 2009-01-15 01:44:04

Many firms don’t protect against identity theft

Many businesses, especially small ones, are not protecting customers from identity theft as required by federal law, ... customers’ private information Identify potential red flags for identity theft, a credit report that doesn ... and Accurate Credit Transactions Act - better known as FACTA - are mandatory as of Nov. 1. Penalties [more...]

Date: 2008-07-14 14:19:12

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, there are laws in place allowing people to mount disputes regarding their credit reports if discrepancies are found. This can salvage your credit score, which is largely based on the results of one’ [more...]

Date: 2009-01-10 08:35:57

Privado Harrisburg: Unbelievable

It’s no secret that Privado is one of my favorite places downtown ... still operating in blatant violation of federal law. Merchants can not print the full credit card number on a customer receipt.  The Fair Credit Reporting Act (15USC1681), as amended by the Fair &amp [more...]

Date: 2009-01-17 21:48:07

Bush signs controversial Anti-piracy Law

(Image Credit) After what seems like series of bad decisions and autographs to important government documents, ... . The law creates an intellectual property czar who will report directly to the president on how to better ... that the creation of this position would undermine its authority. The law also toughens criminal laws [more...]

Date: 2008-10-14 23:08:33

Oversight Panel Knocks Financial Rescue Plan's Lack of Transparency

A lack of transparency and the guidance of Treasury Secretary Henry Paulson have hobbled the federal government’s $700 billion financial rescue plan, ... losing their jobs and families unable to pay their credit cards.” ... by Harvard Law Professor Elizabeth Warren, in its monthly report, said the financial rescue program’ [more...]

Date: 2009-01-09 16:45:47

Eco 'crunch'

(((Maybe this new framing of the crisis will persuade the currently unemployed financiers who stumble over it while web-surfing in their pyjamas ... '. The planet is headed for an ecological "credit crunch", according to a report issued ... look like. Maybe they can leverage new laws of atmospheric physics.))) http://news.bbc.co.uk/2/hi [more...]

Date: 2008-10-29 08:18:11

Time to reform the Consumer Credit Act?

Iain Dale has posted about a report that has been released by Grant Shapps called "Payday for Loan Sharks" ... the Consumer Credit Act laws has grown at a massive pace. The only way to resolve these sort of issues ... which details home credit company charging interest rates from 100% APR to 10,000% APR. I think [more...]

Date: 2009-01-09 09:48:38

I received my Bankruptcy Discharge, now what?

Congratulations! If you received a “discharge of debtor” notice from the bankruptcy court your bankruptcy case was a success ... Law Firm, LLP will automatically receive a pre-populated letter to all 3 credit agencies ... of the reporting.  This is a crucial element of post-bankruptcy credit repair, as once [more...]

Date: 2008-12-18 19:12:28

On Ethics

On Ethics Posted by Jay Tea Published: October 13, 2008 - 5:30 AM As I read about the report on Governor Palin's alleged violation of ethics laws and rules ... credit crisis, and they mentioned the World Bank. That triggered it: Paul Wolfowitz. Wolfowitz [more...]

Date: 2008-10-13 09:47:46

McMaster Forecast: Still (Surprise) Raining Perverts

When you’ve built your entire gubernatorial campaign around cracking down on internet sex predators, ... the state from the group that commissioned the report. “Ask any law enforcement officer ... predators, would it? Well, unless of course you could find some way to take credit for the decline [more...]

Date: 2009-01-16 05:00:38

The Media, the Legislature and the Police Are Guilty Too

My post, "Transgender woman and her boyfriend murdered in Indianapolis," ... ." One of the victims was transgender; the other was her boyfriend. To IMPD's credit, it doesn't appear ... when they filed their reports. But these circumstances highlight the tendency of law enforcement [more...]

Date: 2008-12-30 22:00:00

Complete Your Character and Fitness Application Early

You have the option of submitting character and fitness application for the state bar early during your first two years of law school ... I can remember.  Hopefully, I will be able to come up with all of the addresses by looking at my credit report and my tax records.  This will take a lot of time though and it isn’t the only part [more...]

Date: 2009-01-17 22:33:53

New Jersey Assemblyman Fighting State’s Global Warming Response Act

Michael Doherty is convinced that global warming is a sham, ... who dispute global warming. Link PolitickerNJ.com Photo credit: Flickr user kcjc009 ShareThis ... . The law required the state Department of Environmental Protection to release a report detailing how [more...]

Date: 2008-08-26 15:28:11

An evening well spent

An evening well spent Share Post Print January 14, 2009 Posted by Paul at 8: ... and David Brooks are said to have been there, as well. Obama deserves credit for this "outreach," which is consistent with reports about how he handled himself as head of the Harvard Law Review [more...]

Date: 2009-01-14 14:56:45

Review of Lexington Law Firm

by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... it to each credit bureau. Upon receipt of you letter the bureaus will conduct an investigation ... it from you report. What else should I do to repair my credit? We suggest you open a new revolving [more...]

Date: 2008-12-28 21:14:18

Trends as a Guide to Tax Reform

Last week, the Center for Disease Control and Prevention (CDC) reported that life expectancy has gone up, hitting a "record high in 2006 of 78 ... as some state income tax laws) include exemptions and credits for being old. Years ago it may [more...]

Date: 2008-06-16 16:20:44

Maybe Someday We Can Be Like That

Wow. Europeans actually have elected officials who look out for their privacy interests! ... allowing law enforcement and security agencies to obtain private information — like credit card ... Ocean. The potential agreement, as outlined in an internal report obtained by The New York Times [more...]

Date: 2008-06-28 10:59:03

Investment Banks Hoist on 2005 Bankruptcy Law Changes Petard

Investment banks? What investment banks, says the alert reader ... to pull funds from the Federal Reserve more readily. The Financial Times report that the changes ... about having credit exposure and can start curtailing certain types of activities and close accounts [more...]

Date: 2008-10-31 14:00:01

Bailout 101: What new law says

SPECIAL REPORT AMERICA’S MONEY CRISIS Here’s a rundown of key provisions of the financial rescue plan. By Jeanne Sahadi, CNNMoney ... s a breakdown of some of the economic rescue plan’s main provisions: Attacking credit crisis: The core [more...]

Date: 2008-10-07 18:57:20

Bank Rankings: Final Word (pfblogs.org)

The final word on the banking sector comes from the 2007 bank supervision (PDF) report from the Central Bank of Kenya ... flout laws such as not recording transactions, money laundering, transfer of ownership, operating parallel hawalla accounts, liquidity - Coming up: microfinance institutions will be licensed, credit [more...]

Date: 2008-09-11 06:55:24

Black baby steps

Rare is the reporter who writes about blacks and abortion. So give credit to Julia Duin, a-friend-of-this-blog who covers religion for The Washington Times ... last week by black activists against the nation’s abortion laws. Here is how Duin began her story [more...]

Date: 2008-06-30 16:32:12

2008 brought More Law

Shrinking budgets may result in laid-off corporate attorneys, but one area’s still expanding: the case volume in federal courts. Litigation in U.S. federal courts rose 9% in 2008, reports the Law360 Litigation Almanac, thanks to disputes ... - related filings.” Corporate bankruptcy filings surged in 2008 (….). They note that “credit conditions [more...]

Date: 2009-01-14 18:48:45

Wal-Mart: Discounted Workers’ Rights

Photo credit: Sharon Terry/Flickr New Yorkers protest Wal-Mart's labor policies. Barb Kucera, editor of Workday Minnesota, sends us this report on Human Rights Watch's Carol Pier's presentation on Wal-Mart's long history of union-busting, weak U.S. labor laws and how [more...]

Date: 2008-11-06 19:25:00

Obama: Candidate and MSM Won’t Report Obama’s Socialist Ties

There’s a mystery that shrouds the millions donated to the Obama campaign, especially in regards to illegal contributions, ... for when submitting a credit card contribution, allowing anyone, anywhere in the world, to give donations under “fake” names and bypass the Federal Election campaign contribution laws. An [more...]

Date: 2008-10-26 16:51:22

Is Obama Lazy? Proof?

Rick Moran, American Thinker, 3/7/09 All we’re getting is whispers from the press, of course, A raised eyebrow here, a sad shake of the head there. But the picture that is emerging of Barack Obama, the executive, is not very flattering if you look between the lines. Jennifer Rubin: Well, it’s becoming obvious he’s not really much of a manager, decider, legislation-craftsman, or supervisor. His vetting process is in shambles and key Treasury slots are still vacant. [more...]

Date: 2009-09-30 22:12:35

Honduras suspends civil liberties as ousted President calls for resistance

StatismWatch can’t cover a lot of South American issues in-depth (sorry), but it’s worth noting here that Manuel Zelaya, the democratically elected Honduran leader, was arrested in his bed by the new military junta and deported some months ago. (Exhaustive detail may be found at Democracy Now! ) As Greg Grandin, professor of Latin American history at NYU puts it, “The Honduran military is effectively a subsidiary of the United States government. [more...]

Date: 2009-09-28 19:48:04

Will Lindsay Lohan be a cracked-out contestant on Celebrity Big Brother?

It’s no secret that I don’t care for reality programming. But, I do make some exceptions. I’m addicted to Project Runway , because it’s a reality competition, where contestants actually make a product, and they have to have a modicum of talent (for something other than being a famewhore). I also like Kathy Griffin’s My Life on the D-List , although I didn’t watch much of this season, because it seemed like Kathy was drifting away from her D-List roots. She chilled with T.I. [more...]

Date: 2009-09-30 12:16:36

Açaí: Examining the Environmental Impact and Worker’s Conditions

Photo credit: iateapie It’s amazing to see just how much power some celebrities hold over the masses. They can create the latest trends and sway public opinion with just a few sentences. In the case of Oprah and her sidekick Dr. Oz, turning açaí berries from a Brazilian food into a household name was simple. Background Information Açaí (pronounced ah-sah-ee) berries are the small, dark purple fruit of a type of palm tree that grows primarily in the Brazilian rain forest. [more...]

Date: 2009-09-29 20:40:42

Entangled Giant

By Garry Wills | The New York Review of Books, Volume 56, Number 15, October 8, 2009 George W. Bush left the White House unpopular and disgraced. His successor promised change, and it was clear where change was needed. Illegal acts should cease—torture and indefinite detention, denial of habeas corpus and legal representation, unilateral canceling of treaties, defiance of Congress and the Constitution, nullification of laws by signing statements. [more...]

Date: 2009-09-27 14:22:15

UK: Council hires hoodie spies to rummage through bins and see what is being thrown away

Hey, Toronto: guess what those RFID scannable and barcoded garbage bins you just got this year are for? Note the standardized appearance of the bin in the photo below. And garbage seizure? We’ve our own set of ridiculous rulings in place now authorizing the same: Flashback: Toronto: New bin regime spawns new rules, confusion for avid recyclers | Trash search doesn’t violate privacy rights, says top court | London Police Encourage Citizens To Inform on Neighbour’s Garbage | UK Slips New [more...]

Date: 2009-09-28 15:05:14

On September 27

On this day in ... ... 1962 , the publishing house of Houghtom Mifflin issued Silent Spring , a book that a Time cover story credited with " Breaking the Silence on DDT ." Preceding publication of the work by biologist Rachel Carson had been excerpts in the New Yorker ; her allegations that DDT and other pesticides were being overused to the point that they had become " Elixirs of Death " had so disturbed chemical manufacturers that they threatened to sue to block publication of the book. [more...]

Date: 2009-09-27 09:59:00

FBI wants records from travel data aggregators

Ryan Singel of Wired News has reported that documents (see the links to some of them at the end of the Wired story) provided in response to requests under the Freedom of Information Act show that the FBI’s National Security Branch “National Security Analysis Center” (NSAC) has obtained a variety of commercial travel records from hotel chains and franchisers, car rental companies, and the operator of the financial clearinghouse for most airline tickets (and some other travel services) issued or [more...]

Date: 2009-09-28 16:42:58

Marijuana activist Emery surrenders to court, awaits extradition

That’s a good man being sent down there, for ridiculous prohibitionist laws. And mostly to appease the US at that. You can watch a documentary on Marc and his anti-prohibition activism here . You can learn who ships in the actual hard drugs here. Flashback: Vancouver pot activist Marc Emery to plead guilty to U.S. drug charge | The Post editorial board: Emery should be a free man | Canada “Prince of Pot” reaches deal on U.S. [more...]

Date: 2009-09-28 20:48:55

More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

AEI Interns’ Transcripts in Date Order: Their Own First Draft of History

First of all, I want to reemphasize everything Laurie just said. This is not a new threat, and this is not a threat we did not know about. Saddam Hussein has, in many ways, openly dreamed of mass death in the United States. He has shared his dreams with his nation and the world many times. We also know he has actively planned to do so many times, and Laurie’s book is a rather convincing argument that he is active and successfully implemented plans to do so as well. [more...]

Date: 2009-09-28 08:30:21

DISASTER: Financial Regulation Is Getting Even More Complex

Despite all the huff and puff commentary about the dangers of complex financial innovation, a far more real threat to our economy has proved to come from complex regulations. And the problem of regulatory complexity has only become worse thanks to the plethora of programs produced in an effort to prop up the banking system. One worrying sign of the growing complexity of financial regulation is the size of a recent volume produced by a top New York City law firm. [more...]

Date: 2009-09-28 13:55:48

Words from the (investment) wise 9.27.09

Words from the (investment) wise for the week that was (September 21 – 27, 2009) After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 12:05:27

Europe is in for a rude awakening

The Europeans have no idea what is about to hit them. Their banking system is collapsing and European politicians are fighting amongst themselves ... of a regional rescue effort to deal with the global credit crisis. At a summit in Paris yesterday, leaders ... of competition and budget laws. ``Each government will act according to its own methods and [more...]

Date: 2008-10-05 01:20:39

The Bipartisan Homeland Security State

Will GriggFor two years, Bart McIntyre was deeply involved in the insignificant, thinly populated white supremacist movement.Though it may be difficult to believe, this actually represented something of an improvement in McIntyre's social circle, since his paying job was a position in one of our country's most repellent criminal syndicates, [more...]

Date: 2009-01-16 00:24:00

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