FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

Blog posts (12) | Videos (6)
 

Privado Harrisburg: Unbelievable

It’s no secret that Privado is one of my favorite places downtown ... still operating in blatant violation of federal law. Merchants can not print the full credit card number on a customer receipt.  The Fair Credit Reporting Act (15USC1681), as amended by the Fair &amp [more...]

Date: 2009-01-17 21:48:07

Many firms don’t protect against identity theft

Many businesses, especially small ones, are not protecting customers from identity theft as required by federal law, ... customers’ private information Identify potential red flags for identity theft, a credit report that doesn ... and Accurate Credit Transactions Act - better known as FACTA - are mandatory as of Nov. 1. Penalties [more...]

Date: 2008-07-14 14:19:12

Oversight Panel Knocks Financial Rescue Plan's Lack of Transparency

A lack of transparency and the guidance of Treasury Secretary Henry Paulson have hobbled the federal government’s $700 billion financial rescue plan, ... losing their jobs and families unable to pay their credit cards.” ... by Harvard Law Professor Elizabeth Warren, in its monthly report, said the financial rescue program’ [more...]

Date: 2009-01-09 16:45:47

Investment Banks Hoist on 2005 Bankruptcy Law Changes Petard

Investment banks? What investment banks, says the alert reader ... to pull funds from the Federal Reserve more readily. The Financial Times report that the changes ... about having credit exposure and can start curtailing certain types of activities and close accounts [more...]

Date: 2008-10-31 14:00:01

2008 brought More Law

Shrinking budgets may result in laid-off corporate attorneys, but one area’s still expanding: the case volume in federal courts. Litigation in U.S. federal courts rose 9% in 2008, reports the Law360 Litigation Almanac, thanks to disputes ... - related filings.” Corporate bankruptcy filings surged in 2008 (….). They note that “credit conditions [more...]

Date: 2009-01-14 18:48:45

Obama: Candidate and MSM Won’t Report Obama’s Socialist Ties

There’s a mystery that shrouds the millions donated to the Obama campaign, especially in regards to illegal contributions, ... for when submitting a credit card contribution, allowing anyone, anywhere in the world, to give donations under “fake” names and bypass the Federal Election campaign contribution laws. An [more...]

Date: 2008-10-26 16:51:22

Outstanding Outcomes With Credit Repair

Very few people elude fiscal difficulties completely and most people are subjected to bad credit at some time or another. These tribulations are becoming even more widespread in the recent fiscal disaster. But you can take steps to repair your credit. You have a right to repair your derogatory credit. The Fair Credit Reporting Act is a Federal law that was enacted back in the 1970’s to guard consumers. Up to 79% of all credit reports contain wrong, false or erroneous credit. [more...]

Date: 2009-08-31 09:47:21

Credit repair DIY: fix errors on your credit reports

Under federal law, consumers can challenge inaccurate information on credit reports and other consumer reports (such as tenant screening reports). It is free, usually quick, and relatively painless. Plus, there are a lot of great how-to guides on the web. I have mentioned the FTC guides before. The excellent Building a Better Credit Report [more...]

Date: 2008-08-11 20:29:06

When You Are Eligible For A Free Credit Report

By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]

Date: 2008-12-27 07:59:27

Another Consumer Scammed By FreeCreditReport.com [Freecreditreport Com]

Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still ... of my credit report. All of the major credit reporting agencies seem to strong arm you towards [more...]

Date: 2008-08-11 16:29:44

FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

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