5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]

Date: 2008-12-10 04:04:12

Blog posts (223) | Videos (165)
 

Spending habits: Do as I say, not as I do

Shopper_2 Crushing mortgage payments, rising foreclosures and living off home equity lines of credit and plastic are all examples of how Americans have let their spending get out of hand, but most bad habits start small. An Associated Press ... . But more importantly they can compare how much it would have cost if they put it on a credit card, [more...]

Date: 2008-11-05 01:31:43

Payday Loans-Learn How To Avoid Them

People get their good and bad habits at an early age. If you want to become a responsible person, you have to exercise the right things now ... your credit cards. This is a far better alternative than taking out a payday loan, as the interest is much ... what you really make, that is very bad and it can cause problems in the future. Opting for payday loan [more...]

Date: 2008-11-26 16:27:53

ClearDebt

Around this time of year I know that many people pull out the credit cards to finance the holiday season ... , but in the season of giving I feel bad if I don't get stuff for people. We really have done better ... . Debt can cause a lot of problems in a persons personal life, as well as with their credit. Having [more...]

Date: 2008-12-23 23:41:13

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

Gone!

Poor Chad!  His mother can’t let go and worse, she blogs about everything! Getting his jacket on, which isn’t easy with his bum arm! ... and his response would probably have been something like . . give me a credit card with no limit ... .  Nope, I’m really not doing as bad as I thought I might. What’s going to be kinda funny is that Chad [more...]

Date: 2009-01-08 02:17:57

13 Quick Ways to Make Extra Cash Money

$1,025 in credit card offers! If cash is getting a little scarce around your household and you’ve cut back as many expenses as you possibly can, ... that can really put a lot of extra cash in your pocket. The only downside of this is if you select a bad [more...]

Date: 2008-11-19 12:36:46

36 Symptoms Of Money And Financial Problems

Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card ... some people are oblivious of their state, a good number also try to live in denial of their bad [more...]

Date: 2008-09-04 00:21:23

Up Again Fixing the Servers, Hating Life, Contemplating Colorado

Up Again Fixing the Servers, Hating Life, Contemplating Colorado 6 Days Ago | Posted to: ... ? What dream? I haven't made a penny in five years. The credit card companies call incessantly. I owe ... misery. And it keeps getting worse. Has been for years. My fault, bad decisions. One after another [more...]

Date: 2008-10-30 07:08:26

Finding County Marriage Licenses

by Jason Voxly Getting marriage license records online is something a lot of people want to know about ... you give them the information and your credit card. It is a rare situation that you will receive bad ... records and their success depends on happy customers. The last thing they want is to have bad [more...]

Date: 2009-01-17 22:23:47

And yet another sale

Jen at MOMSPatterns is running a quick sale -- 30% off any ONE order valid now until midnight, December 30, ... most major credit cards (Visa, Mastercard, Discover & American Express) for everyone's convenience! I can't get over the ruffled collar on this dress. So gorgeous and elegant. Too bad the lady [more...]

Date: 2008-12-29 15:44:03

American introspection after collapse

Every time I write on the subject of our "economy of consumption," I get loads of e-mail ... of people receiving loans that should not of been allowed to have a credit card, but greed again ... and planning (See Ford, GM, Chrysler). I don't know how bad this correction is going [more...]

Date: 2008-12-07 13:27:07

Get Help With Debt When Necessary

Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]

Date: 2009-01-16 10:02:27

Bailout Gets More Costly Due to “Bipartisan” Deal; Foolish Limits on Foreclosure Should Be Removed

Liberal Congressional leaders have apparently reached a deal with the Bush Administration on the principal elements of a $700 billion bailout of the ... student loans, car loans, credit card debt and any other ‘troubled’ assets held by banks.” ... .  Although it is being sold as a “bipartisan” — a buzzword often used to push bad policies – Republican [more...]

Date: 2008-09-28 20:34:55

Does Bank Of America (BAC) Get The Next Bailout?

The Paulson/Bernanke bailout is now spreading across the financial system like a prairie fire in a stiff wind. AIG (AIG) got one deal ... on credit card, home, and auto loans increase, and commercial real estate and corporate loans fail ... of mortgages with its buyout of Countrywide, may not be a bad candidate. Neither is Morgan Stanly [more...]

Date: 2008-11-24 11:16:38

Best Way to Get Cash That Easy

Find your financial solution at Perfectcashadvance.com, if you are in bad financial situation now, in Perfectcashadvance ... only at Perfectcashadvance.com. Someday we are in bad financial position, where we need money to do/ to buy something, but we don’t have enough cash money. If you dont have any credit card [more...]

Date: 2009-01-08 01:40:47

Were to Get My seeds

Ive been looking at a few sites, Nirvana and Dr. Chronic. Ive heard plenty of good things and Plenty Of Bad things about these retailers. I dont like that Nirvana has a small selection. I'm thinking of going chronic. I dont have a credit card and I dont want to send a money order. Im thinking of using a Visa Gift Card. I Believe Dr [more...]

Date: 2009-01-06 11:44:56

Bailout Bandwagon Full…Please Catch Another

The bailout soup line is getting longer and longer. Heck, it is around the block ... billion the government set aside for car, student loans, and credit-card debt.  We got ... “Pork” is Really Going to Cost Us! Mmmmm Pork. No not the kind you may find...The Fed: A Bad Game [more...]

Date: 2008-12-23 17:24:58

Weekly carnival round up & Awesome financial joke :)

It's that time of the week again! The time where we get to relax and unwind from the crazy economy and worky work :) ... - "Money Myths, Madness, and Mayhem" ed. hosted by Ask Mr. Credit Card. One of the best themes i've ... at his lawyer's firm, and was ushered into his office. "Do you want the bad news first [more...]

Date: 2008-11-21 14:22:26

For the REAL pharmacies out there: get a direct MID

OK, I've been in the online pharmacy business since 2002 and I've seen various ups and downs. Most of the downs had to do with credit card processing. I've been screwed out of 6 figures over ... of 3rd party providers, each one turned out to be a bad decision. One day they stopped paying [more...]

Date: 2008-11-04 17:24:16

No getting laid in the NYT

Rob Walker's "Consumed" column in the NYT Magazine on Sunday (9 November) looks at prepaid credit cards, in particular the Prepaid Visa RushCard, "the product of a partnership between Unifund (a Cincinnati company best known for buying up and collecting on bad debts [more...]

Date: 2008-11-12 15:59:03

International Phone Cards How Did We Survive Without Them?

Cheap phone cards are available for just about every country in the world, here are a few examples: Afghanistan Armenia Belgium Botswana British Indian Ocean Territory Central African Republic Chile Cook Islands Cyprus Dominican Republic Ethiopia French Southern Territories Gibraltar Guinea-Bissau India Italy Kiribati KuwaitLiberia} Luxembourg Maldives Mauritius Monaco Namibia Nicaragua Pakistan Paraguay Reunion Saint Lucia San Marino Slovakia Spain Svalbard and Jan Mayen Tanzania (United [more...]

Date: 2009-09-30 04:39:12

How We Saved $10,000 in a Year Giving Up Nothing We Knew About

Times are tough.  People are losing their homes at record pace, sinking further and further into debt.  Auto repossessors are making a killing as car loans drop like flies.  But the truth is that things aren’t nearly as bad as we seem to think.  We perceive it as such because we are, in short, an utterly wasteful and gluttonous society.  Even those who constitute the low income households waste more money in a month than many people in the world will see in a year.  I know, I know.  This is the [more...]

Date: 2009-09-30 11:38:44

Second Chance Banks, Alternative Banking, Alternative Banking Accounts

by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]

Date: 2009-09-30 11:25:05

Second Chance Banks, Alternative Banking, Alternative Banking Accounts

by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]

Date: 2009-09-30 11:18:06

Deciding Who Should Be In Charge

In the 2008 primaries, when all was said and done, you could say the Republicans simply settled for John McCain as their candidate, by default. Giuliani was a bust – beyond his 9/11 shtick there was nothing there, and he was from New York City, which would never play that well in the south, along with being in his third marriage after two messy divorces, and one of his former wives being a cousin. The evangelical right really didn’t want to have to deal with that. [more...]

Date: 2009-09-30 06:28:40

Always Use Caution When Using 0% APR Credit Card Offers

Amazon.de Widgets There is nothing wrong with chasing offers of 0% credit cards, in fact many people have benefited greatly from doing just that, but did you honestly expect the credit card companies to allow this card jumping to continue indefinitely?Offers of 0% credit cards have been around for quite a few years now; they are a successful marketing ploy by the credit card industry aimed at stealing customers from competitors and were an overnight success with a public that was fed up of paying [more...]

Date: 2009-09-30 22:17:04

We’re Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:56:25

We're Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:03:11

The Road to Riches Through The Festival Edition

This week, the Festival of Frugality travels to Funny About Money, where it is the Road to Riches edition! Being that my house is the “road to the stomach flu via some strep throat” edition this week, I’ll make this short and sweet with a few of the editor’s picks: The Art of Credit Card Skimming How the bad guys get access to your credit-card accounts, and what to do about it Get Rich Slowly Renter’s Insurance: Peace of Mind for Ten Bucks a Month Dough Roller Discover Card [more...]

Date: 2009-09-30 02:02:40

Fed decided to Institute Curbs On Issuers of Credit Cards

On Tuesday rules have been proposed by the Federal Reserve to end banks’ ability to apply credit card payments to balances having lowest interest rates first, implementing legislation Congress passed in May. The Fed also proposed that before charging fees for transactions that exceed credit limits creditors obtain consumers’ consent. The Fed said in a statement that restrictions on lending to people under the age of 21 and subprime credit card fees were also included. [more...]

Date: 2009-09-30 12:56:49

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Banks want to keep Americans stupid and in debt. A lesson in economics.

The first lesson we learned from the current economic collapse is: The market does not solve everything. Despite what the neo-cons like Ronald Reagan and George Dubbya told us, turning all state responsibility over to the market means that the entire country is motivated by profit and therefore operates under a value system of greed. This market-first government has not benefited most of us. In fact, it's only really benefited the super rich, like Reagan and Dubbya. [more...]

Date: 2009-09-30 17:20:32

Spotify Premium now available using Paypal

Have you been holding off grabbing a Spotify Premium account because you haven’t got a credit or debit card? Good news – Spotify has just announced that it will support Paypal for users in the UK. Paypal accepts payments from Visa, Mastercard and American Express among others but it’ll also link directly to your bank account. That’s good news for people who want to plonk down £9.99 a month for endless tunes but haven’t been able to so far. [more...]

Date: 2009-09-30 14:30:56

The Reality of Prepaid Credit Cards

by Pedro Turriago Prepaid credit cards are great for those who find it difficult to control their spending habits. They have a limit imposed by the cardholder that is solely determined by how much money they load onto it. If the person does not have money to load onto the card, then they wont be able to use the card. In short, by the time a prepaid card is used, the bill is already paid. Its probably the best type of credit card available for people who want to stay out of debt. [more...]

Date: 2009-09-30 11:13:28

Obtaining Your Own Personal Instant Approval Credit Card

by Chris Channing The idea of an instant credit card doesn’t seem so safe at first glance. After all, there is plenty of debt in the world, and much skepticism for new financial ventures that comes with it. Instant credit cards are offers in which can tell you if you are approved in seconds- and are lenient on who may apply. The approval process for an instant approval credit card, surprisingly, isn’t going to be as simple as the title would imply. [more...]

Date: 2009-09-30 11:09:19

Important Points to Be Pondered Over While Opting for a Debt Management Company

by Edwood Woodward 1. Pick the Best: Selecting the best company to manage your financial matters requires a lot of contemplation. There are some good names and some bad names; therefore, it can sometimes become hard for a new customer to select the right one. 2. Opt For the Safer Hands: Since the debt management program handles the fiscal matters with debt and credit, which involves your money, picking the right hands that are skilled as well as safe is very important. 3. [more...]

Date: 2009-09-30 08:22:11

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Need Info About Credit Cards – Read this Publication

When you are looking for a credit card offer you probably want something that will correspond to your needs, not something that is most advertised and popular. Different people have different lifestyles and spending habits, and they want different credit cards which will help in various life situations. If you like travelling or if you just travel a lot make sure you find a credit card offer that provides special bonuses which will considerably enhance your journeys. [more...]

Date: 2009-09-30 10:17:59

Day 29: Seattle recap

Friday afternoon John and I took off on a plane to spend a couple days in Seattle, to celebrate our 23rd wedding anniversary. Though it was definitely more of a splurge than the rest of our month, I was still reasonably successful pinching our pennies. Our plane tickets came from frequent flyer miles (mostly adoption travel). Our hotel and rental car came from priceline.com. Priceline.com is an interesting service. [more...]

Date: 2009-09-30 06:52:14

If You Have A Debt Problem, Then Admit It!

You Can’t Solve A Debt Problem If You Deny Its Existence.  If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]

Date: 2009-09-30 20:42:18

Talking Horses

The one certainty about today's card at Ayr, where jump racing looks set to resume after eight blank days of freezing weather, ... ), who carries top weight in the £20,000 Blue Square Handicap Chase, has the necessary credentials. He won in bad ... , one of three runners on the card for Brendan Powell and Tony McCoy, faces a tough task on this ground [more...]

Date: 2009-01-10 10:00:05

Beating Credit Card Debt Collectors at Their Own Game

September 30, 2009 | By Matthew Highlander In Finance | by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]

Date: 2009-09-30 20:24:54

Credit Repair after Bankruptcy

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA Having trouble acquiring loans because of a damage credit card? It’s really hard to apply for a mortgage and borrow money from lenders when credit card gets a bad rating, or worse when the card holder falls in to bankruptcy. Many loaning institutes and lending companies are now reviewing their client’s credit cards first. A [more...]

Date: 2009-09-30 14:56:13

Reactions From The Nokia Music Bootcamp

Like I had mentioned , Nokia India on recently conducted a music bootcamp for bloggers to give us a demo on the recently gone live, ‘Nokia Music Store – India’ and also share insight on their plans for the phased rollout of the store. If you recall, Nokia India had previously held a similar blogger meetup with Mr. Axel Meyer, when the N97 came to India and I cannot overemphasize how glad I am that Nokia India has started holding such events here in India as well. [more...]

Date: 2009-09-30 08:35:06

What Would You Do If Your Power Went Out For 3 Weeks?

Back in December, residents of a few Massachusetts towns went without electricity for weeks because of an ice storm and the ineptitude of a local ... and this is what I have so far. Cash - We do keep cash on hand in the house in case the ATM’s or credit card machines ... or flashlights. No more refrigeration or freezers, so cold food goes bad. No [more...]

Date: 2009-01-15 14:00:45

On Losing…Stuff

It’s seems as though I lost a day, somewhere. I forgot to wish JDawg’s mom a happy birthday and I forgot to mention the winner of the contest I ... me tell you. But, I’ve recovered my temporary spending insanity, have a credit card coming in the mail (first one in five years - let’s play the rebuild our credit game!), and have a couple-few hundred [more...]

Date: 2009-01-17 06:34:55

A consumer complaint about Consumer Reports

This story just drips with irony! 2 ... be trusted. No fault of theirs, my credit card number got out to some bad guys in Malta or Africa, and the credit card company detected it, contacted me as I was checking into a hotel in NY (by declining [more...]

Date: 2009-01-12 13:57:29

One Sad Turtle

When I walked into Chez Oskar for a date with a librarian I was expecting an interesting evening that may or may not go somewhere. I have often been told my expectations are too high.    I take full responsibility for the evening. I met him on Craig’s List, where I swear, from now on I will only shop for sofas and kitchen appliances, not men [more...]

Date: 2009-01-18 00:36:04

Painful eyes

A lot of emails come my way every 24 hours. Some stand out. Like this one. Not just that she’s a realtor who likes me ( ... to holding mortgage and credit card debt to the tune of 75 Billion, they say well that’s normal that’ ... citizens have become. Not just because she now laments the influence of cheap credit and easy money [more...]

Date: 2009-01-17 03:17:13

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