Why Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:27:43

Blog posts (36) | Videos (78)
 

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Your Credit Rating And You

Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]

Date: 2009-01-17 22:54:06

Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:53:50

Your Credit Rating And You

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:41:15

Emily’s List: 'Poor' musician edition

Happy Friday! Today is the birthday of several music greats; Joan Baez, Jimmy Page, Dave Matthews, and even AJ McLean of the Backstreet Boys ( ... and debt. 1. Everyday Finance explains what your FICO score is and why it matters. Don't feel bad ... of the composer Johann Strauss. This week's credit card roundup of posts from around the personal [more...]

Date: 2009-01-09 15:30:21

Financial Solvency Details

by Dave Almentenk The high level of stress and the tension of paying your loan cannot be explained in written or words only a person who is facing ... of the debt consolidation for the people who have a bad credit card and this debt consolidation will definitely give you back your peace of mind and of course the money. What are the benefits [more...]

Date: 2008-11-25 08:33:17

Lessons Learned From Losing a Quarter Million Dollars

About the author: This guest article is presented by Debtkid, who recently begun working part-time for LendingClub ... that day, I made over $15,000 in a few hours with my laptop. I was 22 years old. Too bad I was already ... first with stocks, then options, then currencies. I gained access to capital from credit cards, personal [more...]

Date: 2008-11-26 12:30:53

Search Term "Tiffany replica" on top 10 Tiffany replica websites listed in google, Simple comparison was done to find out the best replica of all.

This article is for people who wants to buy Tiffany products online. It is pertinent that they are purchasing from a reliable source ... your credit card number or personal information. Online frauds are very common nowadays and one needs to know how to identify the good from the bad. Objective: To compare and see what is good and bad [more...]

Date: 2009-01-17 19:47:59

ClearDebt

Around this time of year I know that many people pull out the credit cards to finance the holiday season ... , but in the season of giving I feel bad if I don't get stuff for people. We really have done better ... . Debt can cause a lot of problems in a persons personal life, as well as with their credit. Having [more...]

Date: 2008-12-23 23:41:13

With Things So Bad In The Economy…

…why is this happening: You know what I got in the mail yesterday? An offer from my credit card company, for a $50,000 unsecured personal loan. Did you catch that? Unsecured. That amount of money would require me to make the equivalent of another mortgage payment to repay them. That offer came as a result of our credit rating, and we would [more...]

Date: 2008-09-30 15:47:13

Horse-race-loving former police chief winds up behind bars

Frank Kessler, former Garden Grove police chief, councilman and mayor, and his wife were arrested Wednesday on suspicion of financial misdeeds, ... and personal loans with a city-issued credit card. They were named in a 21-count district attorney ... , grand theft and writing tens of thousands of dollars worth of bad checks. She was being held in lieu [more...]

Date: 2008-12-18 19:55:29

Ex-ACORN Worker Connects ACORN and OBAMA

You may have to sit down and prepare yourself for this one ... . Moncrief was fired in January after using a Project Vote credit card to pay for personal items. On the stand, she acknowledged the incident and called it "a bad mistake." She is unemployed after short [more...]

Date: 2008-10-30 13:41:10

Personal Loans For People With Bad Credit

by Trinity Davidson If you need to send a child to college, remodel your house, ... loans in the amounts ranging from $3,000 to $250,000. They may require you to offer evidence ... to provide a copy of your drivers license and social security card. They will also want to see your W2 [more...]

Date: 2009-01-17 17:47:04

Payday Loans-Learn How To Avoid Them

People get their good and bad habits at an early age. If you want to become a responsible person, you have to exercise the right things now ... your credit cards. This is a far better alternative than taking out a payday loan, as the interest is much ... what you really make, that is very bad and it can cause problems in the future. Opting for payday loan [more...]

Date: 2008-11-26 16:27:53

Citi to hive off India arms after global split

Citi Financial, one of the largest finance companies operating in India, may sport the ‘For Sale’ sign, ... or bad loan ratio in India for its credit card and consumer banking business in India rose to 6.3 ... loss of $8.29 billion. Citi Financial, whose businesses in India span mortgages, personal loans [more...]

Date: 2009-01-17 05:43:13

The Gift

December 19, 2008 at 4:11 pm (Holidailies, food, life) (gifts, malls, shopping) ... and carry type person, all I ever have to offer is a smile. I feel twice as bad if it’s cold ... this lady some food (yay credit card). It woke us up. We’d been having trouble getting [more...]

Date: 2008-12-19 22:11:19

Life goals for 2009

This time last year, I had three New Year resolutions: pay off all consumer debt in four months, ... : Never miss payments on credit card and mortgage loan. Last year, I had two late payments ... two steps backward and one step forward in personal finance may not always be bad. Like buying [more...]

Date: 2009-01-03 01:00:32

Reader Mailbag #29

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... (k) with $12K (I am 29), and a credit card debt of $1600 which I will be finished paying in October ... (k) contributions. Having $12K at age 29 isn’t a bad start, but I’d make sure I was contributing at [more...]

Date: 2008-09-22 14:00:00

Learn How To Become Debt Free

I personally hate being in debt to any person or company, period. I prefer to pay cash because credit cards always seem to get me into more debt than I can handle. Sometimes, though, I realize that it is impossible to avoid getting into debt. Being in debt is bad [more...]

Date: 2008-12-30 09:12:27

How to find what you require in the matter of funds

Increasing crowds of residents are objecting the deficiency of loan opportunities above all since the credit crunch took over. However there are these days a number of products available like bad credit credit cards , payday advance, unsecured loans bad credit. This is brilliant news for the persons who have been rejected by standard financial institutions. These days larger numbers of people have the chance to receive funds when they require it the most! [more...]

Date: 2009-09-22 03:38:03

Life After Debt

By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... is that bad credit and bankruptcy do not necessarily deprive a person from obtaining a credit card ... out there that specialize in giving unsecured credit cards to people with bad credit. Their thought [more...]

Date: 2008-12-15 20:03:13

How to Get Credit in a Bad Economy

If you’ve been impacted by a bad economy or never took the opportunity to establish your credit when it was easy to do, ... card or applied for a car loan doesn’t have bad credit. That person is untried – he has no credit ... and Bad Credit When someone overextends himself and ends up with blights on his credit, he has earned [more...]

Date: 2008-12-23 15:06:42

Japanese Debit Cards: A way around the credit card conundrum

While many personal finance websites rail against credit cards (and with good reason at times) ... offers using the links below. 「スルガ銀行」　Suruga Bank Visa Debit Card Japanese    (Bad) Japanese-English ... get online and get out your credit card. But alas, for those of us who have come to this fair isle [more...]

Date: 2008-12-02 14:36:47

More Info On Good Credit History

Bankruptcy is an option but the laws havechanged and it is not always the best way ahead ... you may have ended up hindering you. Bad Credit Personal Loans Getting your credit card debt ... . It is often the case that these credit card debts have increased over a period of time because [more...]

Date: 2008-12-20 06:29:26

Getting More for Less with Bad Credit Cards

By now everyone knows that the economy is close to collapse.  Banks and lending institutions are the most responsible for the mess ... even to those who don’t.  Credit card, personal loans, payday advances, and mortgages were readily available to people with bad credit. The downside of this easy credit is that common sense evaporated [more...]

Date: 2008-10-29 16:22:57

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

10 Tips on Using your Credit Card Wisely

This is a guest post by Andy over at Retire at 40. Check out his great blog and subscribe to his RSS feed here. I’ll admit it. I’m a credit card user. I use it a lot, not everyday, but a lot. Am I wrong? Am I a bad person ... ways why you’re not an automatically bad person if you use a credit card but you must follow them [more...]

Date: 2008-12-25 03:49:57

What Is A Poor Credit Mastercard?

These days in spite of a poor credit rating it is still feasible for a person to obtain a credit card from the mass that presently exist in this competitive market. The question you really need to ask is, what ensures a bad credit Mastercard ... little difference. To an individual experiencing bad credit matters, it is doubtful they will care [more...]

Date: 2008-12-29 06:57:07

Selecting Best Homes in Los Angeles

by J. Kim Nowadays there are plenty of sites online that offer advice and information about what to do when buying a home ... as if their credit is bad or they have no credit whatsoever. Certainly the more loans and credit cards a person ... The Right Mortgage With the introduction of instant refinancing there are times now where [more...]

Date: 2008-10-29 01:54:17

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

World Peace threatened by queers: Pope

VATICAN CITY (RNS) Nuclear arms proliferation, environmental pollution and economic inequality are threats to world peace — but so are abortion, ... card depot and debt consolidation California home loan program refinancing Bad credit personal ... loan center Secured loan for home owner Payday advance loan new mexico Bad credit secured card Debt [more...]

Date: 2008-07-03 08:49:09

Better Loan Options

We cannot deny the fact that we are having a tough economic times. It seems like everything could even go worse at the moment ... be more aware of our options when it comes to financing. Credit Cards for Bad Credit can be availed at Best Leading Lenders. With them, whether you are looking for a Personal Loan, Home loan or a Car [more...]

Date: 2008-09-30 02:31:44

Bad Credit Loan Shop

.fullpost{display:inline;}As we know that if we fall behind on payments or make all of your payments late, it will reflect upon us ... , we can also get a bad auto loan, mortgage loan, equity loans, credit cards or any other types of personal ... to offer us lines of credit or financing any more. They instead try to make us pay up in front [more...]

Date: 2008-12-16 22:25:00

Is Debt Necessary For Generating Income?

“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]

Date: 2008-11-26 20:00:49

Membership Has Fewer Rewards

For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]

Date: 2009-01-14 19:00:18

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