Journaling into control accounts

I was asked last week why we didn’t allow journals into the debtors control account. I replied, “why would you have to?”. It turns out the accountant hadn’t gone through the Xero setup wizard to enter in outstanding invoices. But the question has been bugging me for the last few days and I feel a need to explain why it’s not good to journal into [more...]

Date: 2008-11-30 01:40:25

Blog posts (367) | Videos (44)
 

Appraisal Fraud and Industry Standards Described in 2003 Official White Paper-RED FLAGS DESCRIBED IN DETAIL WITH EXCELLENT DIAGRAMS EXPLANATIONS AND DESCRIPTIONS OF BEST PRACTICES

loan_origination_mortgage_fraud_ffiecloan_origination_mortgage_fraud_prevention_response_nelsonRed Flags • Critical loan processing activities, such as  verification of income, employment, or deposit, is delegated to brokers. • Delegated underwriting allowed for correspondents that are new or lack an established track record with the FI [more...]

Date: 2009-01-09 15:33:10

Your Credit Rating And You

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]

Date: 2009-01-17 22:23:20

Birth Bill Update: Victory (If You Call It That)

For those of you who’ve been following the ongoing saga of our fight to clear some medical billing errors, ... t get it. Unfortunately, I’ve been dilly-dallying and I owe you a status report. First of all, the hospital sent a letter of apology and a refund for about $50. That was the amount we’d paid so far [more...]

Date: 2008-12-12 13:37:38

How To Choosethe Right Mortgage Lender

How To Choosethe Right Mortgage Lender Finding the perfect mortgage broker may not be easy, but it is very important ... ? After you have your credit report in good credit repair, you are ready to start shopping ... are there? There are many types of companies in this business, including traditional banks, online banks, credit unions [more...]

Date: 2008-12-02 05:10:21

£1,000 penalties for out-of-date ID details

People who fail to tell the authorities of a change of address or amend other key personal details within three months will face civil penalty fines of up to £1,000 a time when the national identity card scheme is up and running, according to draft Home Office regulations published yesterday [more...]

Date: 2008-11-22 20:30:38

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information refers to a single statement that includes the information from each of the three main credit [more...]

Date: 2008-12-24 09:12:46

Some useful tips for the first time homebuyers

by katie George As a first-time homebuyer, you are eligible for many programs obtainable by finance companies and the government to buy house ... into these government incomes, you should also order a “tri-merge” credit details. Tri-merge credit information refers to a single statement that includes the information from each of the three main credit [more...]

Date: 2008-12-24 09:11:18

Credit Repair - fast credit repair

by Daniel Fox The majority of Americans have errors and other unverifiable information on their credit reports that could be dragging down their ... to suffer with an unfair credit score because you will do nothing to repair your credit. Most Americans ... t. Your creditors report information, the credit bureaus record it, and for most people, the story [more...]

Date: 2008-12-30 10:00:47

How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11

Jindal: Never Vetted for VP

Jindal: Never Vetted for VP Louisiana Gov. Bobby Jindal. Photo by Pat Semansky/Getty Images Louisiana Gov. Bobby Jindal, who has emerged as one of the hottest names in national Republican circles since John McCain's defeat last week, was never vetted as a vice presidential pick, according to sources close to the Pelican State chief executive [more...]

Date: 2008-11-10 16:18:33

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson If you have ever wondered about someone’s past, you may have considered running a background check on them ... errors in this report, you will also be given contact information which will help you get in touch with the right people to correct these errors. Many companies now have web based background checks [more...]

Date: 2008-12-06 11:07:03

The Benefits of PA2

As many of you Kiva lenders have noticed, Kiva recently upgraded the administration system that Field Partners use to post businesses and report ... onto Kiva and report on the status of each loan. This was a major redesign of the site ... been working closely with the other two Cambodian MFIs, CREDIT and Maxima, to help them [more...]

Date: 2008-12-04 15:14:33

Credit Repair In 4 Easy Steps

Credit Repair In 4 Easy Steps November 22nd, 2008 Subscribe To Our Feed If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair. First ... your credit overnight if you catch them and take action to dispute the claims by sending a letter [more...]

Date: 2008-11-22 03:12:02

5 Common Money Mistakes You Might Be Making

5 Common Money Mistakes You Might Be Making I’ve noticed over the years that a lot of people make the same mistakes when it comes to personal ... or report. It’s not enough to receive your free credit reports from annualcreditreport.com. Instead ... . Take the time to dispute the errors on your report, as well. Lastly, be aware of your rights [more...]

Date: 2008-11-13 13:30:53

Behind Houghton Mifflin Harcourt's Moratorium

A breaking news story in Publishers Weekly reports that Houghton Mifflin Harcourt announced a temporary suspension of acquisitions, ... economic climate. In its report, PW used the word "leveraged" in describing a possible underlying reason for HMH's extraordinary action. A news report in WeeklyTelegraph.co.uk may shed some light [more...]

Date: 2008-11-24 22:52:38

Buzz Out Loud 861: Ice blue and the hot breaths

We've got a host of Black Friday news today, like Apple retail stores matching online promotions; Sony still refuses to lower the price on the PS3, but they will let you get a PlayStation credit card and a $150 discount (along with whopping ... ://news.cnet.com/8301-13579_3-10107987-37.html Use the new PlayStation Visa, get $150 off purchase [more...]

Date: 2008-11-26 19:49:00

Business News AOL Canada

... - The deepening recession took another bite out of Canada's labour market in December as the country shed ... . "In short, a bad situation could become dramatically worse" if Washington doesn't go far enough [more...]

Date: 2009-01-09 21:25:01

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-06 12:21:39

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2008-12-30 13:48:41

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-03 18:13:04

Hearts of Darkness: A journey into the nativist lair.

A couple of days ago I received an e-mail from one of my blogmigas about an upcoming press conference hosted by anti-immigration group, The Federation of American Immigration Reform (FAIR), to discuss "the implications of the recent elections and (their) agenda for immigration reform in the 111th Congress [more...]

Date: 2008-12-10 07:24:00

SAG: No Good Reason to Strike

There’s turmoil planned for the upcoming Jan. 12-13 SAG National Board meeting, reports the LA Times. SAG’s National Executive Director Doug Allen and the current negotiating committee may find themselves bounced out unceremoniously by the moderates—or they may not. The strike authorization vote, postponed from its original Jan [more...]

Date: 2009-01-02 03:08:00

Gates of Vienna News Feed 11/10/2008

You’ll notice several stories in tonight’s news about close ties being forged between Italy and both Libya and Turkey. The Berlusconi government cracks down on immigrants at home, but is promoting a strong Mediterranean policy in its external relations.There are too many Obama stories to take note of [more...]

Date: 2008-11-11 04:48:00

Credit information

  The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled.  If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]

Date: 2009-01-10 14:20:37

John Redwood contributes to Queen’s Speech debate

During yesterday’s debate on the Queen’s Speech, John Redwood called on the Government to re-visit the banking package and also look again at the regulatory framework in order to get credit flowing again. He also called for Parliament ... ? The Prime Minister: The right hon. Gentleman signed the report that said that we should give [more...]

Date: 2008-12-04 11:13:13

Top 10 Car Insurance Shopping and Savings Tips

by Amy Nutt Car insurance is an expense that no driver can afford to live without. If you drive uninsured, you are driving illegally ... has an impact on the cost of your car insurance. Work hard to keep your credit score high. If you have errors on your credit report, correct them before you shop for car insurance. Tip 4 - Shop Around This goes [more...]

Date: 2008-11-19 20:04:30

It's No Time To Thaw Out Bad Tax Freeze Policies

The Greater Memphis Chamber – whose renaming apparently takes off some of the pressure to lead regionalism by removing “Regional” from its name – celebrated all that is right about Memphis last week, featuring some of our city’s most recognizable celebrities and boosters [more...]

Date: 2008-12-17 04:25:00

Hearts of Darkness: A journey into the nativist lair.

A couple of days ago I received an e-mail from one of my blogmigas about an upcoming press conference hosted by the anti-immigration group, The Federation of American Immigration Reform (FAIR), to discuss "the implications of the recent elections and (their) agenda for immigration reform in the 111th Congress [more...]

Date: 2008-12-10 07:16:34

Understanding Corporate Credit

by Mary Bush One of the most common misconceptions relating to corporate credit is that it works just like personal credit ... . Do you know what is on your business credit report? At least once a year you should be examining it very ... of. Understanding them will help you to get the most benefit from the corporate credit that you secure [more...]

Date: 2009-01-04 09:38:22

Understanding Corporate Credit

by Mary Bush One of the most common misconceptions relating to corporate credit is that it works just like personal credit ... . Do you know what is on your business credit report? At least once a year you should be examining it very ... of. Understanding them will help you to get the most benefit from the corporate credit that you secure [more...]

Date: 2009-01-03 22:23:56

Do you have bad credit?

I don't know how many times I have heard people talking about the reasons they were denied a loan but it seems that one of the common complaints was ... that they probably don't know why they have bad credit and that the report is most likely wrong. A lot of people do not even look at their own report and don't realize that there is probably errors [more...]

Date: 2009-01-07 04:45:00

Your Credit Score is Key When Financing a Car

Credit Score I did a tele-seminar recently for a group of women and they asked so many questions about car loans, credit scores and how to qualify for the best loan I thought I would pass on these great tips from Aware. Taking Steps to Boost Your Credit Score According to a consumer survey conducted [more...]

Date: 2008-12-09 22:34:49

Credit Repair For A Better Life

by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... changing credit laws make it especially difficult for people to restore their credit to good standing. There are also laws that make getting copies of all three of your credit reports free [more...]

Date: 2009-01-06 09:37:28

New Year Rally, Obama’s Plan, Shorting in 2009, The Second Wave of the Housing Bust, and More!

by Addison Wiggin & Ian Mathias Markets kick off 2009 with sizable rally… what’s behind the best New Year’s rally since 2003 Obama bounce back in effect… Rob Parenteau on whether his $1 trillion plan will actually work Dan Amoss on the difference between shorting in 2008 and 2009 Bullish factors for gold (and gold stocks) [more...]

Date: 2009-01-05 19:54:37

It’s unanimous, Web application security has arrived

It’s unanimous. Web application security is the #1 avenue of attack according to basically every industry data security report available ( ... credit card transactions.5. They install backdoors that "beacon" periodically to their command ... , Hardware Security Modules (HSMs), and processing applications in an effort to obtain credit card [more...]

Date: 2008-12-26 20:00:00

How to Get Car Loans for Bad Credit

Going to a car dealership and applying for a loan can be a daunting experience, especially when you know that your credit is less than perfect. No one wants to have the sales rep come back to let you know that you've been rejected for a car loan due to your credit. However, even if you do have credit that is subprime, there are car loans for bad credit that are available today. [more...]

Date: 2009-09-28 05:39:43

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... up some satellite TV can affect your credit report. One of the things that I do frequently is check my credit ... that can give you a copy of your 3 bureau credit report, monitor your credit and remove credit [more...]

Date: 2009-01-05 02:31:25

Free Credit Report and How to Improve Credit Score

Improve credit score now! Because as well known consumers with higher FICO scores are considered to be less risky by lenders ... you credit constitutes a hard inquiry. Remove credit report errors can make you peaceful in your mind ... your report and score regularly you’ll ensure the absence of errors therein. This control is really [more...]

Date: 2008-12-31 22:49:02

Dollar Deals: D.O.A. (1950)

Sorry to disappoint folks, but there will be no extreme beach volleyball involved in this film at all. I do assure you that within a few years you'll probably be able to find that movie in the dollar bins, but tonight I bring to you a bit of film noir that was well worth the buck I put down for it [more...]

Date: 2008-12-13 05:01:00

How A Forgotten Blockbuster Video Caused A 2 1/2 Year Battle With Discover Card And Collection Agencies [Universal Default]

"Universal Default" is when your credit card company adjusts the terms of your loan because you "defaulted" with another company. In reader P ... , it launched him into a 2 1/2 year legal battle with Discover, a collection agency, and now the credit ... , and payed them in person at their offices within 24 hours of receiving the notice. I checked my credit [more...]

Date: 2008-06-27 16:23:12

Stock and Bond Records, Oil Opportunities, Gold $2,000 Forecast, Finding the Bottom and More!

by Addison Wiggin & Ian Mathias After record-breaking rally, U.S ... yields… when will the madness end? Just how expensive is the credit crisis bailout… a quick tally ... . What else would you expect? The market kicked off December with a classic maneuver from the credit [more...]

Date: 2008-12-02 20:42:51

CREDIT REPAIR ESSENTIALS

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... and Repairing your Credit Score by going to Bad Credit Repair for your FREE information. ... the problem. The “credit risk” label is based on your “credit report” and “credit score.” Therefore [more...]

Date: 2009-01-03 00:49:31

An Easy Background Check You Can Use To Find Out Anyone's Past

An Easy Background Check You Can Use To Find Out Anyone's Past By Glen Pearson If you have ever wondered about someone's past, ... and will typically include things such as a criminal background record, credit report, address history, marriage ... what comes up and to make sure everything is accurate. If any errors are found [more...]

Date: 2008-11-23 17:21:41

Inttroduction (3)

Credit bureaus get most of their data from creditors and collection agencies ... . And they go through county records to find recorded liens (legal claims) against property. Non-credit data made part ... on obtaining a credit report.) Taken From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin [more...]

Date: 2009-01-09 04:31:36

Why Even Good Credit Might Get Cut

(Photo: Dan Esparza) You can afford your mortgage, you have a high credit score and you pay your bills on time every month. So why did American Express just slash your credit limit? Could be because of where you shop? A combination of the credit crisis and the increasing use of predictive analytic models [more...]

Date: 2009-01-16 02:35:39

Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]

Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]

Date: 2008-07-20 19:00:00

States increasingly put criminal records online

Published: 13 hours ago, 15:45 EST, December 15, 2008′ By JOHN CURRAN , Associated Press Writer, Technology / Internet Deputy Director Bruce Parizo of the Vermont Crime Information Center looks at the Web page for Vermont criminal conviction records at his office in Waterbury, Vt., Thursday, Dec. 11, 2008 [more...]

Date: 2008-12-16 10:16:22

Rapid Credit Rescoring - What it Can and Cannot Do For Your Score

by Cliff Pape Are you worried about qualifying for a loan or just paying too much interest due to inaccuracies on your credit report? ... from your credit report can cause your credit score to drop! So they cant make promises. 3. They can try ... There are companies that specialize in rapid credit rescoring which will give you a recalculated [more...]

Date: 2009-01-07 20:38:09

Rate cuts can be tough to reverse-ECB’s Bini Smaghi

History shows central banks can keep monetary stimulus in place too long and thereby sow the seeds of a new bubble, Lorenzo Bini Smaghi, ... Smaghi said. “You can make both errors and both may be very costly.” Source: http://www.afxnews.com ... steadies, gains capped on oil, credit jitters August [more...]

Date: 2008-12-10 06:50:12

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