Increasing A Credit Score Via Several Financial Guidelines

by Chris Channing One’s credit score is the single number that will determine whether or not a potential borrower can get the money they need for ... . The first thing to do before obtaining a loan is to check one’s credit report. A credit report will detail why the score is what it is. Many times there may be errors or mistakes that credit [more...]

Date: 2008-12-15 19:54:33

Blog posts (367) | Videos (44)
 

Real Car Deals for Those Ready to Buy Now

If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]

Date: 2008-11-13 15:22:23

Equifax Double-Reports Student Loan, Still Hasn't Corrected It 12 Attempts Later [Equifax]

"David" can't get Equifax to correct his credit report ... repeatedly ignored him or said it's not their fault. Because of this, David's credit report says he owes ... to the gross errors on my credit report. I am not some typical, ranting customer who has an axe to grind [more...]

Date: 2008-09-26 01:46:38

Free Credit Report

How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]

Date: 2008-12-17 12:18:11

Improve Your Credit Score

We have been getting a lot of calls from this certain bank where my brother has applied for a loan ... you maintain a good credit score. But be sure to remove credit report errors so you would ... some of you can relate, and if there is one thing that could make everything stop, it is to improve credit score [more...]

Date: 2009-01-10 02:25:22

6 Personal Finance Sites You Must Visit

What better way to start off the new year than by taking care of some personal finance matters? ... so you can correct errors and see if someone’s been using your report for their credit. https ... of identity theft. https://www.optoutprescreen.com/ Annual Credit Report: You can get one report per year [more...]

Date: 2009-01-05 15:29:57

How to Raise My Credit Score

A common question many people have is how to raise their credit scores ... it down! When you have an account with no negative reports, it looks good on the credit report. Don’ ... score is just a bunch of statistics! Get a copy of your credit report and scan for any errors [more...]

Date: 2009-01-16 07:26:13

Credit Problems?

Have you ever really sat back and thought about what happens in the back round while you go on with your life ... ! Did you know that 25% of Americans contain errors on their credit report that are serious enough ... you live it. One of the those items that constantly over shadows you is your credit report. Good, bad [more...]

Date: 2008-12-02 03:50:00

Employee and Credit

An ordinary or typical employee which comprises the majority of the population usually depends on the the salary that they received every month, ... and can remove credit report errors which is undesirable to any prospective applicant.To tell you frankly ... resort to applying for credit to meet both ends. Some are good payers trying to pay their debt [more...]

Date: 2009-01-10 23:51:00

50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]

Date: 2008-10-27 11:00:10

Beware of Credit Repair Scams

2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... errors from your credit report. But at a hefty price for something you can do yourself. Others ... and paid them before they showed you results, call the FTC at 877-FTC-HELP and report them [more...]

Date: 2009-01-13 04:55:48

How To Find Out Anyone’s Past With a Criminal Background Check

by Glen Pearson Have you ever needed to check up on someone to see what was in their past? ... if the information which comes up is correct. If you find errors in this report, you will also be given ... record, credit report, address history, marriage history along with other information. It’s easy [more...]

Date: 2008-12-09 16:15:09

Starting a Credit Repair Businesses

Starting a Credit Repair Businesses Posted By Robert Billings on @ 10: ... out decent repayment plans as well as know how to spot and remove errors from a credit report; opening ... are without work and lenders are not extending credit as readily these days. These circumstances [more...]

Date: 2008-12-18 10:16:13

Why Monitoring Your Credit Score Is More Important Than Ever Before

Are you considering the process of repairing your credit? One of the most important things you can do, apart from getting errors and mistakes removed from your credit report, is to keep your credit... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-29 19:25:22

Credit Rating Establishment

Credit Rating Establishment Posted By Ada Denis on @ 6:02 pm by Ada Denis There will come a day when you need credit rating ... by monitoring it is fundamental. Once a year you can pull a free credit report from each authority. Check the report for accuracy, should it be covering errors contact them immediately to resolve the issue [more...]

Date: 2008-12-03 18:02:42

Eleven Ways To Improve Your Credit Score

Credit scores are one of those little things in life that while they can have a significant impact on people's financial bottom lines, ... your score. 1) Order a copy of your credit report. Review it carefully. Correct any significant errors. This can be done by sending in letters to all three of the credit bureaus. 2) Pay your bills [more...]

Date: 2008-12-12 18:02:36

Habits That Lead To Debt

Avoiding debt isn’t hard but if you make common errors that a lot of people do make, you can find yourself going down the wrong path in life ... the fine print before you start using it. Get your free credit report The government allows all of us Americans to get a free credit report every year with no strings attached.  I would highly advise [more...]

Date: 2008-12-08 20:43:02

Running Criminal Background Checks Explained

by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... s all accurate. If you find any errors, you can easily get the right contact information and correct the problem [more...]

Date: 2009-01-04 10:38:51

Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... the credit for it, thanks! Also, my research as it was ongoing was published at IPR, LP [more...]

Date: 2008-11-03 21:51:36

Back In Business @ The Roundup

I’m just getting settled here at home after getting back from a 14 hour flight ... to be. Frugal Dad tells us how to resolve credit bureau reporting errors. Money Smart Life: shares [more...]

Date: 2008-10-26 16:24:35

Being Proactive in 2009: Economic Stimulus For the Mind

Happy New Year! In the financial world, I don’t know anyone who was not eager to kiss 2008 goodbye ... of your records. Get your credit report, make sure it is accurate and dispute any errors. 3. Beware before ...  to embrace (or brace for) the impact.  2. Keep an eye on your credit – Good credit = lower costs [more...]

Date: 2009-01-13 03:30:29

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson If you have a need to learn more about what may be in someone’s past, ... comes up is correct. If you find errors in this report, you will also be given contact information ... and will typically include things such as a criminal background record, credit report, address [more...]

Date: 2008-12-03 13:14:11

Bowled over by Buddhism

John has left a new comment on "Lost in meditation: Fantastically tenuous link, but see the connection between Buddist monks, Britten Sinfonia, ... at the request of copyright owner(s). Report broken links, missing images and errors to - overgrownpath ... more fantastically tenuous. Photo credit Britten Sinfonia. Any copyrighted material on these pages [more...]

Date: 2009-01-16 18:39:47

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson Have you ever needed to check up on someone to see what was in their past? ... about someone and will typically include things such as a criminal background record, credit report, address ... up and to make sure everything is accurate. If any errors are found, you will have the appropriate [more...]

Date: 2009-01-03 16:31:23

UPDATED..WaPo: Obama Taking Illegal Donations UPDATE: Will Media Report Palestinian Campaigning for Obama from Gaza?

How is he doing it? Sen. Barack Obama’s presidential campaign is allowing donors to use largely untraceable prepaid credit cards that could ... to the candidate. “That’s an error,” she said. Moreover, she added, her credit card was never billed ... card to “fool” Obama’s insecurity system. Team Obama deliberately avoided credit-card security [more...]

Date: 2008-10-29 12:32:34

An Easy Background Check You Can Use To Find Out Anyone’s Past

by Glen Pearson If you have ever wondered about someone’s past, you may have considered running a background check on them ... such as a criminal background record, credit report, address history, marriage history along with other ... up and to make sure everything is accurate. If any errors are found, you will have the appropriate contact [more...]

Date: 2008-12-06 11:06:50

soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... report errors and all the boo boos in my name. Someday. ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most [more...]

Date: 2009-01-15 17:28:10

Honduras suspends civil liberties as ousted President calls for resistance

StatismWatch can’t cover a lot of South American issues in-depth (sorry), but it’s worth noting here that Manuel Zelaya, the democratically elected Honduran leader, was arrested in his bed by the new military junta and deported some months ago. (Exhaustive detail may be found at Democracy Now! ) As Greg Grandin, professor of Latin American history at NYU puts it, “The Honduran military is effectively a subsidiary of the United States government. [more...]

Date: 2009-09-28 19:48:04

Economic Outrage du Jour

Quite a few right-wing bloggers, including Glenn Reynolds, the Instapundit, got themselves snookered by a recent, lazily corrected article in The New York Post , written by Richard Wilner. Ampersand at Alas, a Blog provided the fact-checking application. Among other mistakes in Wilner’s Obama-slamming piece was this bit in the lede published on September 27: The unemployment rate for young Americans has exploded to 52.2 percent — a post-World War II high, according to the Labor Dept. [more...]

Date: 2009-09-30 03:18:05

QuickBooks Pro 2009 3 User

Amazon. com Product Description Small business accounting software that makes accounting easy with tools to organize your finances all in one place. Track sales & expenses. Click to enlarge. Reduce data entry by downloading your bank & credit card transactions into QuickBooks. Click to enlarge. Create purchase orders. Click to enlarge. Generate reports with one click to see how your business is doing. Click to enlarge. [more...]

Date: 2009-09-29 23:40:46

Hispanic y Latino News/Info :: September 30th, 2009 :: 5 Minutes to Empowerment

Essentials --» Jose Hernandez tweeting from space bilingually – follow him – cool! :: from twitter.com Dispelling bias against Latinos – Complicating and confounding efforts to reform the country’s immigration laws are widespread portrayals of Mexican immigrants as a threat to national culture and unity :: from www.recordnet.com The foreclosure crisis has brought a particular set of issues to Latino immigrants in the Kansas City area. [more...]

Date: 2009-09-30 18:59:08

Fixing Credit Report – Preparing To Do It Yourself

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before we dive in I want to say this… It is important that you remember that you didn’t get into your current credit situation overnight and you will not get out of it overnight. [more...]

Date: 2009-09-28 10:28:32

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

Restoring Your credit Status

by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]

Date: 2009-09-29 08:16:24

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-27 16:11:07

Credit Repair The DIY Way

Credit Repair The DIY Way by Bob jonesNegative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate once more.How to Get Started: You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 20:42:43

Guantanamo January closing deadline may slip

But… but… Obama, you promised! It’s okay, we still trust you, even as you eviscerate the Constitution, setting up internal police checkpoints , reauthorizing warrantless domestic spying , put ever-increasing numbers of troops in the streets , create special interrogation sections , and keep the CIA ‘black sites’ operational overseas. If you’re doing it, it’s all okay. It’s all part of the ‘new’ freedom. [more...]

Date: 2009-09-26 15:36:07

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 21:05:30

Bankruptcy Repair ? The Only Sure Way To Improve Credit Score

by Jack Bronson Bankruptcy has become something common these days. In has become a day to day happening as the fact is now understood by all. It is just a situation in which the debtor is unable to pay back the loan money to the creditor. Everything has become very simple. All that has to be done is to file bankruptcy in the federal court. Anyone, both creditor and the debtor, can do this. The creditor can demand more money from the debtor if he / she files bankruptcy first. [more...]

Date: 2009-09-25 14:52:27

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Your Credit Report Card

Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]

Date: 2009-09-29 18:00:31

Go Over All Your Three Credit Reports

September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:55

Why Is There a Need to Review All Three Credit Reports?

by Jesse Hughes Much of the purchasing made by individuals are done with the use of credits or loans. You get a car through a car loan, a house via a mortgage, your education through educational loans or just about any other need through the use of credit cards. Gone were the days when you had to carry load of cash to buy what you require. Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:50

No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34

Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

War Made Easy_Brainwashing…Why a Global Economic Deluge Looms June 2006!!

  War Made Easy… http://www.warmadeeasythemovie.org/ War Made Easy  Reaches into the Orwellian memory hole to expose a 50-year pattern of government deception and media spin that has dragged the United States into one war after another from Vietnam to Iraq. Narrated by actor and activist Sean Penn, the film exhumes remarkable archival footage of official distortion and exaggeration from LBJ to George W. [more...]

Date: 2009-09-29 14:26:05

Tips on Getting the Best Bad Credit Loan

Copyright (c) 2009 Liz Roberts Usually, people with bad credit history will apply for sub-prime loans. Bad credit loans has higher interest rates and fees because people that apply to this kind of loans are seen as high risk borrowers. if you are one of them, what can you do? Can you still get a loan that has a reasonable rate despite of your credit score. Loans for Bad Credit – Choosing the Best Different lending companies offer varying loans especially for the bad credit market. [more...]

Date: 2009-09-26 05:46:14

How to Improve Your Credit Score When Paying Down Debt

Kudos to you for focusing on paying down your debt. Regardless of what you do from here on out from a credit score perspective, you are already doing the best of all things – paying down your debt. However, you can make some small mistakes in the process that will hurt the improvement of your credit score. Hopefully, with some advice, you can avoid them. Don’t Cancel Cards When you pay off a credit card, it’s very tempting to cancel the card and cut it up into tiny little pieces. Please don’t. [more...]

Date: 2009-09-29 11:00:28

New Home Sales Up Slightly – Analyst Blog

New home sales in August rose a less-than-expected 0.7% to a seasonally adjusted annual rate (SAAR) of 429,000. Sales had been expected to come in at 440,000. Sales were also 3.4% below the year-ago level of 444,000. The result was especially disappointing since this was probably the last month that one could buy a new home and still close on it in time to get the first-time homebuyer tax credit. Still, there was some good news in the report. [more...]

Date: 2009-09-25 16:54:02

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